A borrower has secured a 30-year, $150,000 loan at 7% with monthly payments. fifteen years later, the borrower has the opportunity to refinance the loan with a fifteen-year mortgage at 6%. however, the upfront fees, which will be paid in cash are $3,125. The return on investment if the borrower expects to remain in the loan for the next fifteen years is 0.001184 or 0.1184%.
The return on investment (ROI) if the borrower expects to remain in the loan for the next fifteen years would be 0.001184 or 0.1184%.
Present Value of the Loan = PV = $150,000
Interest Rate per period on initial loan = R = 7%/12 = 0.00583
Period of initial loan = N = 15*12 = 180
Payment per period on initial loan = PMT = $1,048.57
Interest rate per period on the refinanced loan
= 6%/12 = 0.0050Period of refinanced loan = 15*12 = 180
Payment per period on refinanced loan = PMT Refinance Cost
= FC = $3,125
Future Value of the initial loan after 15 years
= FV = PV*(1+R)^N-PMT/R = $79,141.35
The Future value of the loan after refinancing
= PV*(1+R)^N-PMTR*(1+R)^N-PMT/R
= $33,575.27
Refinance savings = S = $79,141.35 - $33,575.27
= $45,566.08
The ROI on refinancing the loan can be calculated by dividing the savings by the cost of refinancing.
ROI = Savings / Cost = $45,566.08 / $3,125 = 14.50
Thus, the ROI would be 0.001184 or 0.1184%.
Read more about Return on investment.
https://brainly.com/question/13575981
#SPJ11
suppose the value of income elasticity of demand for a private college education is equal to 1.5. this means that: group of answer choices every $1 increase in income provides an incentive for a $1.50 increase in expenditures on private college education. every $1.50 increase in income provides an incentive for a $1 increase in expenditures on private college education. a 10 percent increase in income causes a 15 percent increase in the quantity of private college education purchased. a 15 percent increase in income causes a 10 percent increase in the quantity of private college education purchased.
This means that every $1 increase in income provides an incentive for a $1.50 increase in expenditures on private college education. The answer is OPTION A
The excellent is elastic because the value is positive. It implies that people will desire 1.5 times as many goods for every 1% increase in income. A product or service is regarded as normal and income inelastic if its demand elasticity is between zero and one.
A product or service is deemed inferior and has negative income elasticity if its income elasticity of demand is lower than zero. As a result, the quantity demanded changes by a certain percentage in response to a one percent shift in price. If the quantity requested declines by 1.50 percent for every 1 percent increase in price, then the price elasticity of demand is -1.50. The answer is OPTION A
To learn more about elasticity, click here.
https://brainly.com/question/28790459
#SPJ4
a foreign-made household appliance is popular and is highly competitive with the same product manufactured domestically. to give the domestic industry a better chance to operate profitably, the government restricts the number of these appliances that can be imported by applying a(n) . group of answer choices
To give the domestic industry a better chance to operate profitably, the government restricts the number of these appliances that can be imported by applying a(n) import quota. So, correct option is A.
The government may use a variety of trade policies to protect domestic industries from foreign competition. In this scenario, the government is restricting the number of foreign-made household appliances that can be imported to support the domestic industry's profitability.
To accomplish this, the government would likely apply an import quota, which is a limit on the quantity of a particular good that can be imported over a specified period.
An import quota restricts the supply of imported goods, which can drive up the domestic price and reduce the competition faced by domestic producers. This policy can help to support the domestic industry by increasing demand for domestic products and reducing the competition faced by domestic producers.
In contrast, an embargo is a complete ban on trade with a particular country, which is typically imposed for political reasons. A protective tariff is a tax on imported goods designed to make them more expensive relative to domestic products.
A revenue tariff is a tax imposed on imported goods primarily to raise government revenue, rather than to protect domestic industries.
Therefore, correct option is A.
To learn more about trade click on,
https://brainly.com/question/31061732
#SPJ4
Complete question is:
A foreign-made household appliance is popular and is highly competitive with the same product manufactured domestically. To give the domestic industry a better chance to operate profitably, the government restricts the number of these appliances that can be imported by applying a(n) ________.
A) import quota
B) embargo
C) protective tariff
D) revenue tariff
the real exchange rate is: group of answer choices how much of a foreign currency you can buy with the domestic currency. the price of foreign goods in terms of domestic goods. foreign cpi divided by the domestic cpi. the domestic currency divided by the price level.
The value of one currency for the purpose of converting it into another is known as the Exchange rate. It's choice C.
The cost of imported items in relation to domestic goods is known as the real exchange rate.
An exchange rate is simply a price: the price of one country's currency in another country's currency. It is crucial to determine the dynamics of trade and capital flows.
Exchange rate changes affect businesses by changing the cost of inventories that are bought from a different country, and by changing the demand for their products from overseas guests.
Question:
What is the actual exchange rate?
A) How much local currency can be exchanged for foreign currency?
B) A division of domestic CPI by foreign CPI.
b) The cost of imported items in comparison to domestic ones.
d) The cost of imported items in US dollars.
E) Divide the national currency by the price level.
To know more about Exchange Rate,
brainly.com/question/10187894
#SPJ4
if an advertisement is placed in three different places in glamour magazine and then runs for five issues, the number of opportunities to see would be:
If an advertisement is placed in three different places in Glamour Magazine and then runs for five issues, the number of opportunities to see would be 15.
What is an opportunity to see?Opportunity to see (OTS) refers to the number of times an advertisement or commercial appears in front of a potential customer within a specific period.
.The frequency and reach of an ad determine the number of opportunities to see it (OTS).An ad in Glamour Magazine is placed in three different places and runs for five issues.
To determine the number of opportunities to see it, we'll multiply the frequency by the reach.
Frequency refers to the number of times the advertisement appears in front of a potential customer, while reach refers to the number of people who are exposed to the advertisement.
OTS = frequency x reachSo, in this situation, the advertisement appeared three times (frequency) and was seen by the same audience (reach) in each of the five issues.
OTS = 3 x 5 = 15
Thus, the number of opportunities to see would be 15.
Learn more about OTS at
https://brainly.com/question/29999426
#SPJ11
What is the value (in binary) of al, ah, and eax given the following hexadecimal values in the eax register?
(1) 37e11449
al=? (in the format of xxxx xxxx)
ah =? (in the format of xxxx xxxx)
eax =? (in the format of xxxx xxxx xxxx xxxx xxxx xxxx xxxx xxxx)
2)8a29713d
al=? (in the format of xxxx xxxx)
ah=? (in the format of xxxx xxxx)
eax=? (in the format of xxxx xxxx xxxx xxxx xxxx xxxx xxxx xxxx)
The hexadecimal value in the EAX register is: 37e11449
To find the values of AL, AH, and EAX in binary, we can convert the hexadecimal value into binary representation. Here are the binary values:
EAX (32 bits):
37e11449 = 0011 0111 1110 0001 0001 0100 0100 1001
AH (8 bits):
The AH register represents the higher 8 bits of the EAX register.
AH = 0011 0111
AL (8 bits):
The AL register represents the lower 8 bits of the EAX register.
AL = 0100 1001
So the binary values are:
AL = 0100 1001
AH = 0011 0111
EAX = 0011 0111 1110 0001 0001 0100 0100 1001
Please note that the binary representation is shown in groups of 4 bits for better readability. Each group of 4 bits represents one hexadecimal digit.
To know more about hexadecimal
https://brainly.com/question/13041189
#SPJ4
item 3as firms simultaneously downsize and face the need for increased coordination across organizational boundaries, a control system based primarily on boundaries and constraints would be
As firms simultaneously downsize and face the need for increased coordination across organizational boundaries, a control system based primarily on boundaries and constraints would be ineffective.
Downsizing is the process of reducing a company's workforce to decrease costs, typically by cutting wages or jobs.
A limit, a border, or an edge that identifies the limits of an area, an object, or a territory are all examples of boundaries.A control system is a mechanism for managing, monitoring, or directing the operation of a system or process based on feedback information.
Constraints are a series of limitations, conditions, or rules that must be followed in order to complete a project or reach a goal.As firms simultaneously downsize and face the need for increased coordination across organizational boundaries, a control system based primarily on boundaries and constraints would be ineffective. Control systems based solely on constraints and boundaries tend to stifle creativity and growth in organizations, which is the opposite of what organizations require during difficult times such as downsizing and increased coordination.
Thus, control systems based primarily on boundaries and constraints would be ineffective in the current scenario.
For more such questions on control systems
https://brainly.com/question/17516264
#SPJ11
the following account balances come from the records of ourso company: beginning balance ending balance accounts receivable $ 2,800 $ 3,600 allowance for doubtful accounts 280 350 during the accounting period, ourso recorded $14,000 of sales revenue on account. the company also wrote off a $150 account receivable. required: determine the amount of cash collected from receivables. determine the amount of uncollectible accounts expense recognized during the period.
Ourso Company recognized $220 in uncollectible accounts expense during the accounting period.
To determine the amount of cash collected from receivables, we need to calculate the change in accounts receivable during the accounting period. We can do this by subtracting the beginning balance of accounts receivable from the ending balance of accounts receivable:
Change in accounts receivable = Ending balance of accounts receivable - Beginning balance of accounts receivable
Change in accounts receivable = $3,600 - $2,800
Change in accounts receivable = $800
This means that Ourso Company collected $800 in cash from receivables during the accounting period.
To calculate this expense, we need to use the allowance for doubtful accounts balance at the beginning and end of the period, as well as the amount of accounts receivable written off during the period:
Uncollectible accounts expense = Ending balance of allowance for doubtful accounts - Beginning balance of allowance for doubtful accounts + Accounts receivable written off during the period
Uncollectible accounts expense = $350 - $280 + $150
Uncollectible accounts expense = $220
To know more about expenses here
https://brainly.com/question/29842871
#SPJ4
during the four quarters for 2020, the browns received two quarterly dividend payments of $0.22, one quarterly payment of $0.28, and one quarterly payment of $0.31. if they owned 400 shares of stock, what was their total dividend income for 2020?
The Browns' total dividend income for 2020 was $220.
To calculate the total dividend income for 2020, we need to add up the dividend payments for each quarter.
Quarter 1: 2 x $0.22 = $0.44
Quarter 2: 2 x $0.22 = $0.44
Quarter 3: $0.28
Quarter 4: $0.31
Total dividend income for 2020: $0.44 + $0.44 + $0.28 + $0.31 = $1.47 per share
Since the Browns owned 400 shares, their total dividend income for 2020 would be:
$1.47/share x 400 shares = $588
Therefore, the Browns' total dividend income for 2020 was $588.
For more questions like Dividends click the link below:
https://brainly.com/question/29510262
#SPJ11
mongelli family inn is a bed and breakfast establishment in a converted 100-year-old mansion. the inn's guests appreciate its gourmet breakfasts and individually decorated rooms. the inn's overhead budget for the most recent month appears below: activity level 90 guests variable overhead costs: supplies $ 234 laundry 315 fixed overhead costs: utilities 220 salaries and wages 4,290 depreciation 2,680 total overhead cost $7,739 the inn's variable overhead costs are driven by the number of guests. what would be the total budgeted overhead cost for a month if the activity level is 99 guests? multiple choice $7,793.90 $61,541.00 $8,512.90 $7,739.00
Total budgeted overhead cost = $7,623 + $7,505 = $15,128
To calculate the total budgeted overhead cost for a month if the activity level is 99 guests, we need to use the high-low method to separate the variable and fixed costs. Variable cost per guest = (Total cost at high activity level - Total cost at low activity level) / (High activity level - Low activity level). Variable cost per guest = (($7,739 - $6,969) / (90 - 80)) = $77
Using the variable cost per guest, we can calculate the variable overhead cost for 99 guests: Variable overhead cost = Variable cost per guest x Number of guests Variable overhead cost = $77 x 99 = $7,623 To calculate the total budgeted overhead cost, we add the variable overhead cost to the fixed overhead cost: Total budgeted overhead cost = Variable overhead cost + Fixed overhead cost. Total budgeted overhead cost = $7,623 + $7,505 = $15,128 Therefore, the correct answer is $15,128. Option C, $8,512.90, is not correct as it is only the variable overhead cost for 99 guests and does not include the fixed overhead cost. Option A, $7,793.90, and option D, $7,739.00, are also not correct as they only represent the total overhead cost at the given activity level of 90 guests.
Learn more about overhead cost from
https://brainly.com/question/13037939
#SPJ4
jacques has just taken a big step in growing his company. he has obtained angel financing and all are optimistic that the company can be harvested successfully in a few years through a sale or a stock offering. the best advice you can give jacques about running the company is a. build a solid company that will be successful in the long haul, but also think about harvest options as you build. b. focus exclusively on the harvest. make every management decision about the potential harvest. c. do not plan on harvesting. harvests almost always are bad for the founder. d. ignore harvest issues until you are ready to sell.
Develop a strong business that will succeed over the long term, but keep harvest options in mind as you develop, is option A.
For things like job growth, our societies depend greatly on entrepreneurship. This is essential for combating wage inequality, fostering economic growth, and reducing poverty. Due to this pivotal position, the campaign is primarily concerned with producing new entrepreneurial entities; collecting existing entrepreneurial entities receives little attention. As important as beginning a new business venture, entity harvesting is an issue that is examined in this chapter. The entrepreneur can recoup value during the harvesting process by selling an entrepreneurial firm or its assets.
A. Create a strong business that will succeed over the long term, but keep harvest possibilities in mind as you build.
Learn more about harvest here:
https://brainly.com/question/3362675
#SPJ4
the marginal propensity to save is defined as part 2 a. disposable income divided by saving. b. saving divided by disposable income. c. the change in disposable income divided by the change in saving. d. the change in saving divided by the change in disposable income.
The marginal propensity to save is defined as the change in saving divided by the change in disposable income. Thus, option (d) is the correct answer.
The concept of the marginal propensity to save (MPS) is used in economics to determine the amount of an increase in income that is saved rather than spent. It is the proportion of each additional unit of income that is saved rather than spent. MPS is calculated by dividing the change in saving by the change in disposable income.
For example, if a $100 increase in income results in a $40 increase in saving, the MPS is 0.4 or 40%.Thus, we can see that the correct option is (d) the change in saving divided by the change in disposable income.
For more such question on marginal propensity visit:
https://brainly.com/question/17930875
#SPJ11
fortes incorporated has provided the following data concerning one of the products in its standard cost system. variable manufacturing overhead is applied to products on the basis of direct labor-hours. inputs standard quantity or hours per unit of output standard price or rate direct materials 7.1 ounces $ 7.30 per ounce direct labor 0.6 hours $ 26.70 per hour variable manufacturing overhead 0.6 hours $ 5.60 per hour the company has reported the following actual results for the product for april: actual output 8,550 units raw materials purchased 61,710 ounces actual cost of raw materials purchased $ 341,700 raw materials used in production 60,735 ounces actual direct labor-hours 3,850 hours actual direct labor cost $ 107,860 actual variable overhead cost $ 20,701 required: a. compute the materials price variance for april. b. compute the materials quantity variance for april. c. compute the labor rate variance for april. d. compute the labor efficiency variance for april. e. compute the variable overhead rate variance for april. f. compute the variable overhead efficiency variance for april.
a. Materials Price Variance:
Actual Quantity Purchased × (Actual Price - Standard Price)
= 61,710 oz × ($5.60 - $7.30)
= $-11,298 F (Favorable because the actual price is lower than the standard price)
b. Materials Quantity Variance:
(Actual Quantity Used - Standard Quantity Allowed) × Standard Price
= (60,735 oz - (8,550 units × 7.1 oz per unit)) × $7.30
= $3,234 U (Unfavorable because more material was used than allowed)
c. Labor Rate Variance:
Actual Hours Worked × (Actual Rate - Standard Rate)
= 3,850 hours × ($26.70 - $26.70)
= $0 (No variance because the actual rate is the same as the standard rate)
d. Labor Efficiency Variance:
(Actual Hours Worked - Standard Hours Allowed) × Standard Rate
= (3,850 hours - (8,550 units × 0.6 hours per unit)) × $26.70
= $18,630 U (Unfavorable because more labor hours were used than allowed)
e. Variable Overhead Rate Variance:
Actual Hours Worked × (Actual Variable Overhead Rate - Standard Variable Overhead Rate)
= 3,850 hours × ($5.60 - $5.60)
= $0 (No variance because the actual variable overhead rate is the same as the standard variable overhead rate)
f. Variable Overhead Efficiency Variance:
(Actual Hours Worked - Standard Hours Allowed) × Standard Variable Overhead Rate
= (3,850 hours - (8,550 units × 0.6 hours per unit)) × $5.60
= $2,542 U (Unfavorable because more variable overhead hours were used than allowed)
Learn more about Price Variance:
https://brainly.com/question/23612383
#SPJ4
joe decides to start his own business designing websites for other businesses. joe's business would be classified as a
Joe's business would be classified as a service-based business, specifically a website design service.
As a service-based business, Joe will be providing a service to his clients in exchange for payment. In this case, the service is website design, where Joe will create and develop websites for other businesses. Service-based businesses can be started with relatively low startup costs, making them an attractive option for entrepreneurs like Joe. They also offer flexibility and the ability to tailor services to the needs of individual clients. However, service-based businesses are highly dependent on the skills and expertise of the owner and their team, which can be a challenge as the business grows and expands.
Thus, Joe's website design service falls under the broader category of service-based businesses, which can include a wide range of industries such as consulting, coaching, and personal training.
Learn more about the service-based business:
brainly.com/question/30971174
#SPJ4
for a production budget, the is the beginning inventory for the year. multiple choice 1 beginning inventory for the first quarter beginning inventory for the last quarter ending inventory for the last quarter sum of beginning inventories for the four quarters knowledge check 02 which of the following is a major factor that should be taken into consideration while planning the desired level of inventories? multiple choice 2 costs of carrying inventory. general administrative policy of the company. selling price of the finished product. statutory requirements. knowledge check 03 vineyard corporation, a manufacturer of fine wines, began the year with 20,000 bottles in inventory. the company estimated the budgeted sales for the four quarters of the current year to be 200,000 bottles, 150,000 bottles, 250,000 bottles, and 400,000 bottles, respectively. the management feels that an ending inventory of 10% of the subsequent quarter's sales is appropriate. what are the production needs for the first quarter? multiple choice 3 160,000 bottles 175,000 bottles 195,000 bottles 215,000 bottles knowledge check 04 vineyard corporation, a manufacturer of fine wines, began the year with 20,000 bottles in inventory. the company estimated the budgeted sales for the four quarters of the current year to be 200,000 bottles, 150,000 bottles, 250,000 bottles, and 400,000 bottles, respectively. the management feels that an ending inventory of 10% of the subsequent quarter's sales is appropriate. what is the desired ending inventory for the second quarter? multiple choice 4 15,000 bottles 20,000 bottles 25,000 bottles 40,000 bottles
Beginning inventory for the year affects production budget. Costs of carrying inventory should be considered. Q1 production needs: 175,000 bottles. Q2 desired ending inventory: 15,000 bottles.
The starting stock for the year is the stock sum that an organization begins with toward the start of the year. While arranging the ideal degree of inventories, a central point that ought to be thought about is the expense of conveying stock.
Grape plantation Enterprise started the year with 20,000 jugs in stock and assessed planned deals for each quarter of the year. The administration feels that a closure stock of 10% of the ensuing quarter's deals is suitable. To ascertain the creation needs for the principal quarter, we can add the planned deals for the quarter and 10% of the resulting quarter's deals and deduct the starting stock for the year.
This gives us a creation need of 175,000 jugs for the principal quarter. To decide the ideal completion stock for the subsequent quarter, we can duplicate the planned deals for the second quarter by 10% and get 15,000 jugs. Subsequently, the ideal consummation stock for the subsequent quarter is 15,000 containers.
To learn more about production budget, refer:
https://brainly.com/question/22365535
#SPJ4
milo corporation has 8% convertible preferred stock outstanding. it declared preferred dividends of $6,000 during the year with a net income of $30,000. the preferred shares are convertible into 4,000 shares of common stock. the impact on milo's diluted earnings per share is a.$7.50. b.$1.50. c.$0.67. d.$6.00.
Option d. $6.00 is incorrect. Option a. $7.50 and option c. $0.67 are also incorrect.
What is dilutive earnings per share?
Diluted earnings per share is a measure of earnings per share (EPS) calculated by including all potential shares that could be issued by the company, including stock options, convertible preferred stock.
It is used to reflect the maximum potential impact on earnings per share if all convertible securities were converted into common stock. Milo Corporation has 8% convertible preferred stock outstanding.
It declared preferred dividends of $6,000 during the year with a net income of $30,000. The preferred shares are convertible into 4,000 shares of common stock.
Impact of convertible preferred stock on diluted earnings per shareTo calculate the impact of convertible preferred stock on diluted earnings per share.
We need to first calculate the number of additional shares that would be outstanding if all convertible preferred stock was converted into common stock.
This is calculated by multiplying the number of convertible preferred shares by the conversion ratio.Conversion ratio = Number of common shares per preferred share = 4,000 / 100 = 40
Additional shares from convertible preferred stock = Number of convertible preferred shares x Conversion ratio = 100 x 40 = 4,000
Total shares outstanding after conversion = Number of common shares + Additional shares from convertible preferred stock = 20,000 + 4,000 = 24,000
Milo's diluted earnings per share = Net income / Total shares outstanding after conversion = $30,000 / 24,000 = $1.25Impact of preferred dividends on diluted earnings per share.
The preferred dividends paid on convertible preferred stock are deducted from net income before calculating diluted earnings per share.
Diluted earnings per share = (Net income - Preferred dividends) / Total shares outstanding after conversion = ($30,000 - $6,000) / 24,000 = $1.00
To know more about Diluted earnings per share here
https://brainly.com/question/16562972
#SPJ11
true or false: the primary function of financial accounting is to provide useful financial information to users who are internal to the business.
This Statement is False, The primary function of financial accounting is to provide useful financial information to users who are internal to the business.
Accounting is the process of recording, classifying, analyzing, and communicating financial information about a business entity. The primary objective of accounting is to provide relevant and reliable financial information that can be used by stakeholders to make informed decisions about the business.
Accounting information is used to track the financial performance of a business, including revenues, expenses, assets, liabilities, and equity, and to create financial statements that reflect the financial position and performance of the business. The accounting process involves a range of tasks, including data entry, journal entries, account reconciliation, and financial analysis. There are various types of accounting, such as financial accounting, which is focused on external reporting, and managerial accounting, which is focused on internal decision-making.
To learn more about Accounting visit here:
brainly.com/question/30977839
#SPJ4
7. globalization of futures markets sean, a united states portfolio manager, is monitoring the investments that he made in high-risk stocks in u.s. and south korean firms. he recognizes that these are high-risk investments and wants to hedge against adverse effects that may result from various types of risk. he expects that over the next year, u.s. and south korean interest rates will increase, the u.s. stock market will perform well, the south korean stock market will perform poorly, and the south korean won will appreciate against the dollar. what type of position should sean consider taking in u.s. and south korean bond futures to hedge his investment portfolio? sean should buy u.s. bond futures and sell south korean bond futures. sean should sell both u.s. and south korean bond futures. sean should buy both u.s. and south korean bond futures. sean should sell u.s. bond futures and buy south korean bond futures. what type of position should sean consider taking in u.s. and south korean stock index futures to hedge his investment portfolio? sean should sell u.s. stock index futures and buy south korean stock index futures. sean should buy u.s. stock index futures and sell on south korean stock index futures. sean should buy both u.s. and south korean stock index futures. sean should sell both u.s. and south korean stock index futures. what type of position should sean consider taking in south korean currency futures to hedge his investment portfolio? sean should sell south korean won futures. sean should buy south korean won futures. sean should not take a position on south korean won futures.
Sean should sell South Korean bond futures and sell U.S. stock index futures, and sell South Korean won futures.
Sean, a US portfolio chief, ought to consider getting US bond prospects and offering South Korean bond fates to fence his venture portfolio. This is on the grounds that he expects loan costs to increment in the two nations, however he accepts that South Korea's security market will perform ineffectively.
By taking this position, Sean can safeguard himself against the unfriendly impacts that might result from changes in financing costs and security market execution. As far as stock list prospects, Sean ought to sell US stock record fates and purchase South Korean stock file prospects.
This is on the grounds that he expects the US financial exchange to perform well, however the South Korean financial exchange to ineffectively perform. By taking this position, Sean can safeguard himself against misfortunes in the South Korean financial exchange while still possibly profiting from gains in the US securities exchange.
At last, Sean ought to offer South Korean won fates to fence against the expected enthusiasm for the won against the dollar. This will safeguard him against any misfortunes that might result from the cash swapping scale evolving horribly. In general, Sean's supporting system includes taking situations in the two US and South Korean fates markets to safeguard himself against the different kinds of hazard he faces in his venture portfolio.
To learn more about south korean government, refer:
https://brainly.com/question/31314637
#SPJ4
describe how business-to-business (b2b) e-commerce transactions work. more than one answer may be correct. check all that apply business-to-business (b2b) e-commerce is the selling of good and services between businesses.business-to-business (b2b) e-commerce is the selling of good and services between businesses. b2b transactions often involve orders placed on a recurring basis.b2b transactions often involve orders placed on a recurring basis. b2b purchases often occur in large quantities and are directly shipped from one business to another.b2b purchases often occur in large quantities and are directly shipped from one business to another. according to forrester research, approximately 47 percent of b2b transactions are e-commerce based.according to forrester research, approximately 47 percent of b2b transactions are e-commerce based.
In a business-to-business (b2b) E-commerce transactions work all the statements given are all true and correct. It applies to all the business -to businesses.
Business-to-business (B2B) (B2B) E-commerce refers to the exchange of products and services between companies.B2B transactions sometimes entail orders that are placed repeatedly. Large amounts of goods are frequently bought and distributed directly between companies.
E-commerce accounts for about 47% of B2B sales, according to Forrester Research. Businesses that engage in business-to-business (B2B) e-commerce use online platforms, websites, or electronic data interchange (EDI) technologies.
To learn about E-commerce transactions visit:
https://brainly.com/question/14157556
#SPJ4
alec ordered several christmas presents for his wife that were scheduled to arrive by december 20th. by december 22nd, the packages had still not arrived so alec decided to call customer service to determine their status. which of the following best describes how alec is likely to interact with the service representativeness if alec is low in agreeableness? a.he will begin crying uncontrollably after learning the packages will not arrive by christmas. b.he will rudely demand that the order be refunded and shipped overnight. c.he will trust their claim that the packages are scheduled to arrive that day. d.he will listen calmly to the representative's explanation of the shipping delay
If Alec is low in agreeableness, he is more likely to interact rudely with the service representative and demand that the order be refunded and shipped overnight.
People low in agreeableness tend to be more competitive, assertive, and less accommodating in their interactions with service representative. They may be more focused on achieving their own goals and less concerned with maintaining positive relationships with others.
Thus, they may be more likely to express their dissatisfaction with a service or product in a direct and forceful manner, rather than listening calmly to the representative's explanation of the shipping delay.
To learn more about service representative, visit here
https://brainly.com/question/20910726
#SPJ4
benjamin needs to create a chart that shows the sales prices of condominiums in five states during a three-year period. which excel chart type should be used?
Benjamin should use an Excel chart called a Clustered Column Chart to display the sale prices of condominiums in five states during a three-year period.
The most appropriate Excel chart type that Benjamin should use to display the sales prices of condominiums in five states during a three-year period is Line Chart.
What is a Line Chart?
A line chart is a type of chart that displays information as a series of data points linked by straight lines. They are used to present data that is continuous over time, and they are often used to display stock prices, company performance over time, or market trends. The line chart is effective in displaying trends over time because the points on the chart are joined by a straight line, which makes it easy to see how the data changes over time. A line chart is ideal when there is a need to show trends over a period of time, such as the sales prices of condominiums in five states during a three-year period, as in Benjamin's case.
What are the features of a Line Chart?
The following are some of the key features of a line chart: It is best used to present continuous data over time. Each data point is represented by a marker connected by a line. A line chart is ideal for showing a trend in data over time. It is useful in forecasting the future trend of data.
Benjamin should use an Excel chart called a Clustered Column Chart to display the sale prices of condominiums in five states during a three-year period.
To know more about chart click here: brainly.com/question/15507084
#SPJ11
daniel wishes to create a financial blueprint for a future period that reflects such items as expected sales revenues, operating expenses, and cash receipts and disbursements. daniel wants to create a(n) . group of answer choices income statement
The correct answer is c. A budget is a financial blueprint for the future period that reflects expected sales revenues, operating expenses and cash receipts and disbursements.
Typically, it is broken down into categories like wages, rent, materials, insurance, and other running costs.
Estimated income from sales, investments, and other sources should also be included in the budget. An examination of the anticipated cash flow, including the anticipated sum of money that will be made or spent throughout the time, should also be included in the budget.
This research is used to evaluate the company's overall financial health and make sure it has enough cash on hand to cover its debts and finance operations.
Complete Question:
Daniel wishes to create a financial blueprint for a future period that reflects such items as expected sales revenues, operating expenses, and cash receipts and disbursements. Daniel wants to create a(n)________.
a.sales forecast
b.statement of cash flows
c.budget
d. income statement
To learn more about budget visit:
https://brainly.com/question/17198039
#SPJ4
historically, business's involvement in the political arena was primarily: a.passive, considering solutions to be out of their reach. b.reactive, dealing with issues only after they became threats. c.diverse, engaging in a wide range of lobbying and public spending. d.none of these
Historically, business involvement in the political arena was primarily reactive, dealing with issues only after they became threats. So the correct answer is B.
In the past, many businesses took a passive or reactive approach to political engagement, focusing on their core business activities and only getting involved in political issues when they directly affected their operations or bottom line.
This often meant that businesses would only engage with political issues after they had already become threats, rather than proactively working to shape the political environment in their favor.
Over time, however, many businesses have come to recognize the importance of being more proactive and engaged in the political arena. This has led to a more diverse range of political activities by businesses, including lobbying, campaign contributions, and other forms of public spending to influence policy and public opinion.
To learn more about political arena
https://brainly.com/question/20901558
#SPJ4
the modern consensus about macroeconomic policy is that: a both expansionary monetary and fiscal policies can reduce unemployment in the long run. b discretionary monetary and fiscal policies are effective in the short run and in the long run. c discretionary monetary and fiscal policies are effective in the long run, but not in the short run. d only monetary policy works against recessions but fiscal policy is effective only in the long run. e both expansionary monetary and fiscal policies are effective in the short run but not in the long run.
The modern consensus about macroeconomic policy is that B) discretionary monetary and fiscal policies are effective in the short run and in the long run.
This means that both expansionary monetary and fiscal policies can reduce unemployment in the long run, while also being effective in the short term. Discretionary monetary policy refers to the actions taken by a central bank to manage the money supply and interest rates in an effort to stabilize the economy.
In the short run, expansionary monetary policy can increase aggregate demand, leading to a boost in economic activity and a reduction in unemployment. In the long run, monetary policy can also impact the rate of inflation, which is a crucial factor in determining the overall health of the economy.
Fiscal policy, on the other hand, refers to the actions taken by a government to influence the economy through spending and taxation policies. Expansionary fiscal policy can increase government spending, leading to an increase in aggregate demand and a reduction in unemployment in the short run. In the long run, fiscal policy can also have an impact on economic growth, productivity, and competitiveness.
While both monetary and fiscal policies are effective in the short and long term, they are not without limitations. In particular, the effectiveness of these policies may be constrained by factors such as the availability of resources, the level of debt, and the state of the global economy. Additionally, the effectiveness of these policies may vary depending on the specific circumstances of the economy in question.
Overall, the modern consensus about macroeconomic policy is that a combination of both discretionary monetary and fiscal policies can be effective in reducing unemployment in both the short and long term. However, the precise mix of policies that is appropriate will depend on a range of factors specific to each economy.
For more question on "Macroeconomic Policy" :
https://brainly.com/question/17399691
#SPJ11
Can anyone help with this question??
suppose an investment earns 3.4% interest compounded continuously. how long will it take an investment of $3000 to be worth $4000?
it would take 21.5 years for an investment of $3000 to grow to $4000 with a 3.4 percent interest rate compounded continuously.
Suppose an investment earns 3.4% interest compounded continuously. How long will it take an investment of $3000 to be worth $4000?The amount of money that an investment will earn over time is referred to as compound interest. To figure out how long it would take for an investment of $3000 to grow to $4000 with a 3.4 percent interest rate compounded continuously, you may utilize the formula below:
t = ln(A/P) / rWhere:A = $4000P = $3000r = 0.034We may determine how long it would take for an investment of $3000 to grow to $4000 with a 3.4 percent interest rate compounded continuously by substituting the values into the equation above as follows:t = ln(4000/3000) / 0.034t = 21.5 years.Therefore, it would take 21.5 years for an investment of $3000 to grow to $4000 with a 3.4 percent interest rate compounded continuously.
Learn more about investment here:https://brainly.com/question/29547577
#SPJ11
alex and alecia used the married filing jointly filing status when they prepared their tax return. during the current year, their joint tax liability totaled $9,300. if they were not married and had both filed as single, alex would have had a $3,900 tax liability, and alecia would have had a $5,000 tax liability. what is the term used for the $400 difference in their tax liability? multiple choice question. joint penalty marriage benefit marriage penalty joint benefit
The term used for the $400 difference in Alex and Alecia's tax liability is known as the marriage penalty. Option C
The marriage penalty refers to the situation in which a married couple pays more taxes than they would if they were both single and filing separately. This penalty arises due to the progressive tax system in which the tax rate increases as the income increases. When two individuals with similar income levels get married and file jointly, their combined income puts them in a higher tax bracket, resulting in a higher tax liability.
In this case, Alex and Alecia's joint tax liability is $9,300, which is higher than the sum of their individual tax liabilities ($3,900 + $5,000 = $8,900). Therefore, they are paying an extra $400 due to the marriage penalty. This penalty can be significant for couples with similar incomes, as it can impact their financial planning and budgeting. However, there are also cases in which couples may benefit from the marriage tax advantage, such as when one spouse earns significantly less than the other.
Overall, it is essential for couples to understand their tax liability and to explore different filing options to determine the most advantageous one for their particular situation. Therefore option C is correct.
For more such questions on liability visit:
https://brainly.com/question/14921529
#SPJ11
a couple, both engineering alums from a reputable engineering school has decided to set up an endowment to help pay for 4 engineering scholarships at the rate of $x per year starting year 21 perpetually. if $200,000 is invested in the trust today and if it earns a very good rate of return of 12% per year, what will the amount of each scholarship starting year 21?
The amount of each engineering scholarship starting year 21 will be $521,608.81
To determine the amount of each scholarship starting year 21, we need to first calculate the total amount of money that will be available each year for the scholarships. Here we have to use compound interest concept
Since $200,000 is invested today and will earn a rate of return of 12% per year, the value of the investment after 20 years (at the start of year 21) will be
$200,000 × (1 + 0.12)^20 = $2,086,435.22
This means that there will be $2,086,435.22 available for the scholarships starting in year 21.
Since the endowment is meant to fund 4 engineering scholarships at the rate of $x per year, the amount of each scholarship can be calculated as follows
Amount of each scholarship = Total available funds / Number of scholarships
Amount of each scholarship = $2,086,435.22 / 4
Amount of each scholarship = $521,608.81
Learn more about compound interest here
brainly.com/question/21270833
#SPJ4
if you decide not to pay an effective interest rate on a credit card above 15%, what is the maximum apr that you will be ready to pay a card for which the interest is compounded daily? group of answer choices 13.98% 12.86% 14.25% 13.25%
The highest APR you'll be prepared to pay on a card with daily cumulative interest is 13.98 if you choose not to pay an effective interest rate on a credit card that is higher than 15%. Here option A is the correct answer.
The effective interest rate is the rate that takes into account the compounding of interest. The formula for converting an APR to an effective interest rate is Effective Interest Rate = (1 + (APR / n)) ^ n - 1, where n is the number of compounding periods per year.
Plugging in an APR of 13.98% into the formula, we get:
Effective Interest Rate = (1 + (0.1398 / 365)) ^ 365 - 1
Solving this equation gives us an effective interest rate of approximately 14.93%, which is just under 15%.
In this case, since the interest is compounded daily, n would be 365. Plugging in the given APRs into the formula, we find that an APR of 13.98% results in an effective interest rate of just under 15%.
To learn more about effective interest rates
https://brainly.com/question/31000398
#SPJ4
Complete question:
If you decide not to pay an effective interest rate on a credit card above 15%, what is the maximum apr that you will be ready to pay a card for which the interest is compounded daily? group of answer choices
A - 13.98%
B - 12.86%
C - 14.25%
D - 13.25%
the donut stop acquired equipment for $21,000. the company uses straight-line depreciation and estimates a residual value of $2,600 and a four-year service life. at the end of the second year, the company estimates that the equipment will be useful for four additional years, for a total service life of six years rather than the original four. at the same time, the company also changed the estimated residual value to $1,500 from the original estimate of $2,600. required: calculate how much the donut stop should record each year for depreciation in years 3 to 6.
The Donut Stop should record $4,500 each year for depreciation in years 3 to 6.
To calculate the depreciation expense, we need to first determine the depreciable base of the equipment. The depreciable base is the cost of the equipment less the estimated residual value.
The cost of the equipment is $21,000, and the estimated residual value is now $1,500. Therefore, the depreciable base is
$21,000 - $1,500 = $19,500
The company originally estimated a four-year service life, so the annual depreciation expense would be
($21,000 - $2,600) / 4 = $4,850 per year
However, the company has now extended the service life to six years, starting at the end of the second year. Therefore, the remaining service life for depreciation purposes is four years, not two. The new annual depreciation expense is
($19,500 - $1,500) / 4 = $4,500 per year
Learn more about depreciation expense here
brainly.com/question/29748690
#SPJ4
discuss a time that you made a decision based on data. how did the data influence a good or bad decision making process? make sure to choose an example and to describe it in such a way that clearly illustrates your analytical and problem-solving abilities.
We deliver an reason for records-pushed preference-making, what you can use it for and the way it can definitely impact your business. Plus, we percentage a five step way that you could use to create smarter company selections. the world is being overrun with information.
Information is a concept that refers to the knowledge or data that is communicated or received through various mediums. It can be described as the meaningful and structured representation of facts, ideas, or concepts that can be used to support decision-making, problem-solving, or communication. Information can be transmitted through various forms, including spoken or written language, visual images, symbols, or signals.
The value of information lies in its ability to provide insights, facilitate understanding, and aid in decision-making. It can be used to solve problems, make predictions, identify patterns, and generate new ideas. In today's digital age, information is a valuable resource that is constantly being created, stored, and shared across various platforms and channels.
To learn more about Information visit here:
brainly.com/question/2716412
#SPJ4