The closing cost of the house mortgage is lower than the envisioned by 0.5%.
What is the closing cost?Closing expenses are the prices over and above the property's rate that consumers and dealers generally incur to finish an actual property transaction.
Those expenses may also encompass mortgage origination fees, cut price points, appraisal fees, name searches, name insurance, surveys, taxes, deed recording fees, and credit score file charges.
The lender is required by regulation to expose those expenses in the form of a mortgage estimate within 3 days of a domestic mortgage application.
Gifts of equity (actual property income given to a relative or close pal at a below-marketplace rate) can also incur a few closing cost.
So, from the above announcement, it's clear that alternative D, decreasing by 0.5%, is an appropriate answer.
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The amount of money in nadia’s savings account at the end of n years is represented by the recursive formula mc010-1. Jpg. If mc010-2. Jpg, what is the balance in nadia’s account at the end of each of the first two years?.
Answer:
The Answer is A) $25.36, $75.99.
Explanation:
I got it right.
According to experts, hiring discrimination against _____ has not declined over the past 25 years while workplace discrimination against other racial minority groups has declined.
According to experts, hiring discrimination against black has not declined over the past 25 years while workplace discrimination against other racial minority groups has declined.
What is discrimination?Discrimination occurs when an individual is not treated fairly.
It can occur in a work place or among group of people such that some benefits and privileges are enjoyed by some people. This could be because of preference for one individual than the other.
Therefore, According to experts, hiring discrimination against black has not declined over the past 25 years while workplace discrimination against other racial minority groups has declined.
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A decision-making process that managers use to determine how to invest the company’s funds in major capital assets, such as new facilities, equipment, and research and development projects is called:.
A decision-making process that managers use for determining how to invest the company's funds is known as Capital budgeting decisions.
What do you mean by Capital Assets?Capital assets include all the research and development projects for capital budgeting purposes.
Capital budgeting decisions include acquiring a new facility for increasing capacity, choosing to buy or lease new equipment, deciding to replace old equipment for reducing costs, and determining which equipment to purchase among the available alternatives.
Therefore, Capital budgeting means planning for capital assets.
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Assume that Partners A and B each report a Capital Account of $500,000. Partner C wants to join the partnership as an equal one-third partner. Because the partnership has been very profitable, Partners A and B require Partner C to contribute $800,000 in cash to the partnership in return for a one-third interest. Assume that Partners A and B share profits 60% and 40%, respectively, prior to the admission of Partner C. Assume that the partners believe that the payment by Partner C provides evidence of a previously unrecorded intangible asset in the partnership and the partners wish to record the intangible on the post-realignment partnership balance sheet. After admission of Partner C, Partners A and B retain their relative proportion of profit allocation after granting Partner C a 25% profit-allocation interest. Use the Goodwill Method to record the journal entry on the books of the partnership to reflect the admission of Partner C
The journal entry shows that there'll be a debit of cash for $800,000.
How to illustrate the journal entry?The capital to be contributed will be:
= ($500000 + $500000 + $800000)/3
= $1,800,000/3
= $600,000
Capital account, Partner A = ($800000 - $600000) × 60% = $120000
Capital account, Partner B = ($800000 - $600000) × 40% = $80000
Capital account, Partner C = $600000
The journal entry will be:
Debit Cash $800000
Credit Capital account, Partner A = $120000
Credit Capital account, Partner B = $80000
Credit Capital account, Partner C = $600000
(Being the capital account of partner and C is admitted as partner)
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which of president herbert hoover's actions in office would john maynard keynes most likely agree with brainly
Based on the actions of President Hoover, the policy that John Maynard Keynes would likely agree with is the construction of the Hoover Dam.
What would John Maynard Keynes agree with?John Maynard Keynes was a proponent of the government spending money in the economy in order to stimulate job and economic growth.
The construction of the Hoover Dam under President Hoover created jobs and led to economic growth and so John Maynard Keynes would most likley approve of it.
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Answer:
Building the Hoover Dam
Explanation:
What component at the core of the ERP system allows all business functions to access current and consistent data for operational decision making
The component at the core of the ERP system that allows all business functions to access current and consistent data for operational decision making is database.
What is database?Database can be defined as the place where information or data are store electronically on a computer system in which the store data can easily be access by extracting the data when needed.
Most companies tend to maka use of database to store large amount of information in which those store information can be access during operational decison making process.
Inconclusion database is a component at the core of the ERP system.
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The added value a brand name gives to a product beyond the functional benefits provided is referred to a
The added value a brand name gives to a product beyond the functional benefits provided is referred to a brand equity.
What is brand equity?Brand equity is when the brand name of a particular product increases its value beyond the functional benefits of the product. For example, if a product is associated as a luxury product associated with celebrtities, if people value it more as a result, this is an example of brand equity.
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Becoming informed about economics helps a person understand the reasons a command economy is ideal. role of government in regulating production. why consumers receive tax revenue. reasons an economy must always be completely regulated.
Learning about economics can help you understand the role of government in regulating production.
What is the government's role in the production?The government's role is:
(1) establishes the legal and social framework within which the economy operates,
(2) maintains market competition,
(3) provides public goods and services,
(4) redistributes income,
(5) compensates for externalities,
Learning about economics can help you understand the role of government in regulating production.
Therefore, the above statements explain the role of government in production.
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Answer:
B
Explanation:
:]
Define a debit note and a credit note. In what circumstances are they used?
Answer:
a debit note is seperate from an invoice and informs a buyer of current debt obligations. A debit note is also a document created by a buyer when returning goods received on credit. In the case of returned items, the note will show the credit amount, the inventory of the returned items, and the reason for the return.
a credit note is a commercial document issued by a seller and sent to the buyer when there is a reduction in the amount payable to the seller. by issusing a credit note the seller promises to pay back the reduced amount or adjust it in a subsequent transaction.
Explanation:
Price ceilings are intended to address the problem of:.
Answer:
An attempt to keep prices low/from reaching equilibrium
Explanation:
A price ceiling does as the name suggests, sets a max price for a product. It is done in order to keep prices low. Effective price ceiling's will cause a shortage, as it prevents equilibrium.
Question Number 3) Toyota sources parts from suppliers globally, ships them to manufacturing plants all over the world for vehicle assembly, and sells the finished new automobiles to end consumers through an international network of franchised and company-owned dealerships. The process by which the company manages upstream and downstream value-added flows of materials, final goods, and related information is known as __________
The process by which the company manages upstream and downstream value-added flows of materials and related information is known as supply chain management.
What is supply chain management?Supply chain management can be defined as the movement of products or goods and service from one location to another location.
Supply chain management is important as it makes it easy for companies to moves their raw materials as well to distribute their finished goods to end users or final consumer.
Inconclusion the process by which the company manages upstream and downstream value-added flows of materials is known as supply chain management.
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Select the correct answer from the drop-down menu. which decision-making style is also referred to as the ostrich style? a (an) is a decision-maker who is compared to an ostrich, because of their common approach toward crises or problems.
Answer:
Evader
Explanation:
"ostrich style"--ignores the decision
Answer:
Evader
Explanation:
I took the test in Edmentum!
A company applies overhead on the basis of direct labor hours. The manager held accountable for the variable overhead efficiency variance is generally the same manager who is responsible for the ______.
Answer:
direct labor efficiency variance
Explanation:
The manager held accountable for the variable overhead efficiency variance is generally the same manager who is responsible for the Direct labour efficiency variance.
What is the overhead?Overhead is also known as overhead expense, is a continuing cost of doing business. Overheads are expenses that, unlike operating expenses such as raw materials and labour, cannot be easily traced to or identified with any specific revenue unit.
Overheads are business costs associated with the day-to-day operation of the business. Overhead costs vary according to the nature of the business and the industry in which it operates.
Overhead costs play an important role in determining how much a company must charge for its products or services in order to turn a profit.
Therefore, The manager responsible for the variable overhead efficiency variance is usually the same manager responsible for the direct labour efficiency variance.
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I know it's old news, but what did you think about the will Smith slap at the Oscars ?
Answer:
I think that it was kind of funny but also like not really funny
Before contacting prospects, a salesperson for a company that produces large paper product folding machines analyzes information about the prospects' product needs, feelings about brands, and personal characteristics. This process is called
If a salesperson produces a paper that analyzes information about prospect's needs and feelings about brands, such process is known as a Pre-approach process.
What is a Pre-approach process?This is a process where preparation are done about customers by a salesman before approaching them.
The process is when the salesman analyzes information about the prospects needs and feelings about brand.
Therefore, the process is known as a Pre-approach process.
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Santiago Delgado owns a copier store. He leases two copy machines for which he pays $20 each per day. He cannot increase the number of machines he leases without giving the office machine company six weeks’ notice. He can hire as many workers as he wants, at a cost of $40 per day per worker. These are the only two inputs he uses to produce copies. Enter your responses for FC, VC, and TC as integers and round your responses for ATC and MC to two decimal places.
Quantity of Workers Quantity of Copies per day FC VC TC ATC(S) MC($)
0 0 40 0 40 - -
1 600 40 40 80. 13. 06
2 1100 40 80 120. 11. 08
3 1500 40 120 160. 10. 10
4 1800 40 160 200. 11. 13
5 2000 40 200 240. 12. 20
6 2100 40 240 280. 13. 40
The average total cost curve and the marginal cost curve are U shapedThe average total cost curve and the marginal cost curve are related in that the MC curve passes through the minimum point of the ATC curve
Economic theory and the data in the table show that the average total cost curve and the marginal cost curve are related in that the MC curve passes through the minimum point of the ATC curve.
What is the relationship between the MC and ATC curves?The data given by the table (which is accurately filled up) shows that the MC curve will intersect the ATC curve at its lowest point.
We see this from the fact that before the lowest ATC of 0.107, the marginal cost was less than the ATC. After the lowest ATC however, the marginal cost becomes higher than the ATC.
This shows that the MC curve intersected the ATC at its lowest point of 0.107 and then kept rising above it.
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The return on the Rush Corporation in the state of recession is estimated to be -22% and the return on Rush in the state of boom is estimated to be 31%. The return on the Oberman Corporation in the state of recession is estimated to be 42% and the return on Oberman in the state of boom is estimated to be -15%. Given this information, what is the covariance between Rush and Oberman if there is a 0. 60 probability that the economy will be in the state of boom and an 0. 40 probability that the economy will be in the state of recession. Place your answer in decimal form and not as a percentage
Based on the return on Rush Corporation at different phases of the economy, and that of the Oberman Corporation, the covariance between both companies is -0.079.
What is the covariance between Rush and Oberman Corporation?First find the returns on both companies:
Rush Corporation:
= (0.60 x -22%) + (0.4 x 31%)
= 0.4%
Oberman Corporation:
= (0.60 x 42%) + (0.4 x -15%)
= 19.2%
The Covariance is:
= 0.6 x (-0.22 - 0.004) x (0.42 x 0.192) + 0.4 x (0.31 - 0.004) x (-0.22 – 0.1780)
= -0.079
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Managers from multiple functions can come together as part of a _______ to solve a specific corporatewide problem.
Managers from multiple functions can come together as part of a task force to solve a specific corporatewide problem.
Who is a manager?It should be noted that a manager simply means an individual in and organization that controls and guides the team to achieve the goals of the organization.
In this case, managers from multiple functions can come together as part of a task force to solve a specific corporatewide problem
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Why is it necessary for the housekeeping supervisor to ensure employees discipline in the workplace?
Answer:
Discipline is crucial at workplace as it ensures employees behave in a decent way and also maintain the decorum of the workplace.
Which statement best summarizes the information on these graphs? many bolivians are farmers, but the agriculture sector does not produce much in terms of gdp. industry in bolivia has grown very important to that country’s economy in recent years. bolivia is investing large sums of money in education in an effort to encourage economic growth. bolivia must depend on agriculture if it intends to have a healthy economic future.
These graphs show information regarding Bolivia's workforce. Many Bolivians are farmers but the agricultural sector does not produce much in terms of GDP.
What do you mean by GDP?GDP refers to the total market value of goods, products, or services that are produced within a country.
These graphs show Bolivia's workforce information. Many Bolivians are farmers but the agricultural sector does not produce much in terms of GDP.
Therefore, A is the correct option.
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Answer: A
Explanation:
What is the value of a put option at expiry if the stock price is 'S' and the exercise price is 'X'?
Answer:
A put option is out of the money if the strike price is less than the market price of the underlying security. The holder of an option contract can exercise the option at any time before expiration.
Explanation:
hope this helps if not please let me know
If the stock price of a put option is less than the market value of the underlying securities, the option is out of the money. Anytime before expiration, the holder of an option contract may exercise the option.
What is meant by stock price?The current price is the cost at which a securities most recently traded hands on an exchange. The current price serves as a reference point for both buyers and sellers.
Although current pricing is a strong indicator of present value, the actual price of the subsequent sale may vary based on supply and demand.
To determine the value of the shares for traders, multiply the most recent share price by the number of outstanding shares. A different method for calculating a share's price is the price to earnings ratio.
Thus, If the stock price of a put option is less than the market value of the underlying securities.
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If a company exchanges an asset with a book value of $260,000, an original cost of $500,000, and a fair value of $300,000 plus cash of $100,000 for a new asset, what is the gain or loss recognized on the transaction?.
The gain that would be recognised on the exchange of the asset by the company is $140,000.
What is the gain on the asset?
The gain on the exchange of an asset is recorded when the fair value is greater than the book value of the asset. The gain on the exchange is sum of the difference between the fair value and the book value and the cash.
Gain = (fair value - book value) + cash
($300,000 - $260,000) + 100,000 = $40,000
What type of debt has the highest consumer debt balance?.
The student loan debt has the highest consumer debt balance.
Below is an explanation about student loan debt.
What is Student Loan debtStudent debt is a type of debt that is owed by a current student, a formerly withdrawn student or graduated student to a lending institution, or to a financial institution
This type of loan has the highest consumer debt balance.
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Suppose a tax of $2 per unit is imposed on this market. how much will buyers pay per unit after the tax is imposed
Answer:
it would between 5 to 7 dollars
Explanation:
SORRY IF THIS IST CORRECT
-dani
Your savings account balance increases by $10 because the bank paid you interest. Which categories on your balance sheet affected?.
If your savings account balance increases by $10 .The categories on your balance sheet affected is: savings account and cash.
What is savings account?Savings account can be defined as the account that help you to save your money while you earn interest on the amount saved.
In a situation where the money in your savings account increase by $10 because of the interest earne, cash will be affected under current assets on your balance sheet.
Inconclusion the categories on your balance sheet affected is: savings account and cash.
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Why is it important to be ethical and advertise a business or product properly when using social media?:
Answer:
Being ethical helps establish that the business is responsible, which establishes a good reputation for the business. ( Hope is helps :> )
Explanation:
You’re a pricing analyst for a manufacturing firm. You are tasked with predicting how average prices will change over the next quarter to help your manager decide how to change her prices. How might you find the best estimate of the likely inflation rate? For the best estimate, look to the financial markets. Rely on the forecast of an eminent economist. Obtain the average forecast of many economists. Analyze surveys of people's inflation expectations
Answer: analyze surveys of peoples inflation expectations, look to the financial markets, obtain the average forecast of many economists
Explanation:
To find the best estimate of the likely inflation rate look to the financial markets and Obtain the average forecast of many economists.
What is inflation?
Inflation is referred to as an increase in the prices of products to increase in the prices of raw materials and manufacturing processes as well as a shortage of the products which results in higher demands.
When the rate of inflation is high, there will be less demand for products and services because high-interest rates will prevent customers from spending money, which also has an impact on the overall economy of the nation. High inflation will reduce an individual's purchasing power.
To estimate the rate of inflation it is crucial to look at the financial market and the rise and fluctuations it is facing. Apart from this, data given by economists is also utilized for better understanding as they predict based on research.
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If real output is $9,000, and the price level is 2, and the velocity of money is 3, then the money supply is
The money supply given the real output, price level and velocity of money is $6000.
What is the quantity theory of money?
The quantity theory of money states that the price of goods and services in an economy is directly proportional to the money supply.
Quantity theory of money = price x real output = money supply x velocity
Money supply = (price x real output) / velocity
(2 x 9000) / 3 = $6000
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Suppose the fed doubles the growth rate of the quantity of money in the economy. In the long run, the increase in money growth will change which of the following? check all that apply.
In the long run, the increase in money growth will change price levels and inflation.
What is money neutrality?Money neutrality is an economic theory that changes in money supply do not affect real variables but only affect nominal variables. As a result, monetary policy is neutral in the long-run and affects real variables in the short-run.
Here are the options: (A) The price level. (B) The level of technological knowledge. (C) The quantity of physical capital. (D) The inflation rate.
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Trisha works for a company where authority is decentralized, and there are only three levels in her chain of command. What best describes the company's organizational culture
The organizational culture of the company where Trisha works can be defined as one that encourages innovation and employee autonomy.
What is a decentralized structure?It corresponds to less hierarchy in the decision-making process of an organization, pressing lower levels to actively participate in business decisions, which generates greater flexibility and autonomy at work.
Therefore, one of the advantages of decentralization is the increase in knowledge and exchange of experiences, making the decision-making process faster and more innovative.
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