An insured purchases a 20-Pay Life Policy with a face amount of $25,000 and an annual premium of $1,000. The insured dies 15 years later when the cash value is $5,000. What amount will the beneficiary receive

Answers

Answer 1

The amount that the beneficiary will receive when the insured purchases a 20-Pay Life Policy with a face amount of $25,000 is $25000.

What is insurance?

Insurance simply means a means of protection from financial loss. It's risk management.

In this case, the insured purchases a 20-Pay Life Policy with a face amount of $25,000 and an annual premium of $1,000 and the insured dies 15 years later when the cash value is $5,000. The amount that the beneficiary receive is $25000.

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Related Questions

Compute conversion costs given the following data: direct materials, $347,500; direct labor, $196,300; factory overhead, $187,900; and selling expenses, $45,290.

Answers

Based on the costs given including direct materials, direct labor, and factory overhead, the conversion costs would be $384.,200.

What is the conversion cost?

This is the cost incurred by the business to convert raw materials to finished goods.

This can be found by the formula:

= Direct labor + Factory overhead

Solving gives:

= 196,300 + 187,900

= $384,200

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A company reports sales of $10,000,000, income of $2,000,000, and average assets of $25,000,000. Return on investment equals:

Answers

Return on investment for the company equals 8%

What is Return on investment(NOI)?

Return on investment (ROI) is used to measure the capacity of an investment, or to compare it among other investments.

The basic formula for ROI

= Net Income / Total Assets * 100

=  $2,000,000 / $25,000,000 * 100

= 0.08 * 100

= 8%

Hence, Return on investment for the company equals 8%

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Someone is retiring next year what would be inappropriate amount of wrist to take with their investments

Answers

no risk opening up a savings account would be the best option in my opinion

The trade-weighted value of the U.S. dollar measures:
A. the worth of the dollar compared to major U.S. trading partners'
currency.
B. the number of dollars needed to buy a specific set of consumer
goods.
C. the rise and fall of the dollar's value relative to U.S. gold and silver
reserves.
D. the confidence international investors have in the dollar as a
reserve currency.

Answers

Answer:

B.the number of dollars

Explanation:

because i passed the preteset withh 100

The Event Viewer (Microsoft Windows) or Console (Apple Mac OS X) is used for what purpose?
A. to view and manage events scheduled in one or more user calendars
B. to configure system security features such as firewalls and antivirus scanners
C. to view incidents recorded in the Application, Security, and System logs
D. to manage user names and passwords on a network

Answers

Answer: To view incidents recorded in the Application, Security, and System logs

Explanation:

Why is workplace diversity important for the success of the company?

Answers

A diverse workforce is more likely to understand your customers' needs and come up with ideas to fulfill them. Diversity in the workplace will also increase employee morale and instill a desire to be more effective and work more efficiently. This will greatly increase the productivity of your business.

The lifetime effects of lost wages, benefits, and social security contributions that come with taking time out of the workforce to raise children is called

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The lifetime effects of lost wages, benefits, and social security contributions that accompanies taking time out of the workforce to raise children is called the mommy tax.

What is a mommy tax?

A mommy tax is a terminology which was coined by the author Crittenden and it can be defined as the lifetime effects of lost wages, benefits, and social security contributions that a woman experiences by taking time out of the workforce to raise her children.

This ultimately implies that, a mommy tax is used to connote the motherhood penalty which is characterized by severe wage and hiring disadvantages for a woman in the workplace when taking time to raise children.

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Ehlinger Investments announced today that it has acquired all of the assets and liabilities of Thompson Equity. The combined firm will be known as Ehlinger Investments; Thompson Equity no longer exists as a separate entity. This acquisition is best described as a:

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The acquisition of all liabilities and assets of Company T by Company E leads to the formation of Company E. This type of acquisition is known as a merger.

What is an acquisition?

The acquisition is a method of acquiring control by one company over another company either by purchasing 100% or some proportionate shares of that company.

A merger is one of the methods of acquisition where a new company is created by combining either two or greater than two entities. In this process, the company which acquires is known as purchasing company and the company whose business is being acquired is called a vending company.

In the provided case, Company E is the acquiring company and Company T is the vending company. The merger leads to the formation of Company E and the dissolving of Company T completely.

Therefore, the acquisition of Company T's business by Company E resulting in the formation of Company E is called a merger.

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Question 4 of 10
Which of the following best explains why property rights are necessary in a
free-market system?
O A. The government cannot plan an efficient economy without
passing laws.
OB. Market forces only work when everyone owns some property.
OC. Property rights allow consumers and producers to make free
choices.
D. Competition cannot exist if some own property and others do not.

Answers

The answer is oc

hope this will maybe help

Your manager tells you that a project design is confidential. What should you do?

Answers

Answer:

listen to him and try and talk about it with him and dont tell nobody else about it...

Explanation:

If the nominal exchange rate between the American dollar and the Canadian dollar is 0.89 Canadian dollars per American dollar, how many American dollars are required to buy a product that costs 2.5 Canadian dollars

Answers

If the nominal exchange rate between the American dollar and the Canadian dollar is 0.89 Canadian dollars per American dollar, 2.81 American dollars are required to buy a product that costs 2.5 Canadian dollars.

What do you mean by nominal exchange rate?

The nominal exchange rate refers to the number of units that a domestic currency can purchase the units of a given foreign currency.

As per the given information, 0.89 Canadian dollars per American dollar is the nominal exchange rate. Simply buy a product that costs 2.5 Canadian dollars, 2.81 American dollars are required (2.5/0.89).

Therefore, 2.81 American dollars are needed to buy a product that costs 2.5 Canadian dollars.

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Jodi needs to protect her company's network from internal threats. What methods can she use?
require employees to change passwords weekly
add more peripherals
use broadband services
establish access privileges
require logins for network access

Answers

Require logins for network access & establish access privileges.

(Not sure if I’m right but it’s what I think)

Jodi need to establish access privileges and require logins for network access to protect her company's network from internal threat.

What is a internal threat?

An internal threat is someone from within a company who could exploit a system in order to cause damage or steal data. These types of threats are especially concerning because employees are expected to be trustworthy individuals who are given extended privileges that can easily be abused.

Internal cyber security threats are those presented by individuals within an organization. They could be current or former employees, outside contractors, or vendors. Anyone who has access to company devices or data. The access to the company's network  needs to be controlled and secure login procedures should be formed.

Therefore, access privileges and login requirements for network access can protect company's network from internal threats.

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Concept maps work because they _______. a. are colorful and interesting b. can be drawn by almost anyone c. visually demonstrate relationships d. leave out vital information please select the best answer from the choices provided a b c d

Answers

Answer:

concept maps work because they visually demonstrate relationships

Negative externalities that might occur in the South african economy due to the ukraine war

Answers

During the Ukraine war, the negative externalities that might affect the South African economy can be food security and trade which resulted in disturbances in financial security.

What is the meaning of negative externality?

The negative externality refers to the cost borne by a third party due to the outcome of an economic transaction of another party.  Another party can be the manufacturer of the goods and the third party can be the individuals or organization.

The negative externalities that affect the economy of South Africa due to the Ukraine war can be the trading between both countries. The foods that they imported from Ukraine are becoming very difficult. This results in rising prices of food in South Africa which affects the individuals of the country due to which they started buying lesser goods.

Therefore, the imported food items and the trading affected a lot of the South African economy due to the Ukraine war.

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Francisco owns a swim shop and has advertised mainly in print media. Now Francisco has decided to slash his advertising budget and to focus on promotional methods that will generate an immediate increase in sales. He is using _______.

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Francisco operates a swim business and has primarily marketed in paper. Francisco has now chosen to cut his advertising budget in half and concentrate on promotional strategies that will result in an instant boost in sales. He makes use of direct marketing.

What is direct marketing?

Direct marketing is defined as a kind of advertising that is aimed at a single person or business firm in bidding to create new business, better the chart of a company or merchandise, or make a sale.

Direct marketing includes methods such as direct mail, telemarketing, and email marketing.

Therefore, the Francisco is using the direct marketing approach by the use of print media.

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Alfred has set up a company. On day 1 he bought inventory, paying 6,000.0 on credit, due for payment on day 10. On day 2 he makes a credit sale of all his inventory for 12,500.0, due for payment on day 12. Calculate operating working capital at the end of day 11.

Answers

The operating working capital that Alfred is going to have at the end of the day would be $12500.

How to solve for the working capital

The formula for the working capital = current assets - current liabilities

Current assets = $12500

current liabilities = 0

This is because, by the 10th day, he is supposed to have paid account payable.

The working capital would be = $12500 -0

= $12500

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Anna is creating a personal balance sheet. she plans to list these items. bank account jewelry health insurance rent which statements about the balance sheet are correct? select three choices. health insurance, and rent will be listed in the liabilities column. anna will need to find the total value of her jewelry and bank account. the period of the balance sheet will be one year. anna will add the value of the assets and subtract the value of the liabilities. the items in the table will be listed in four columns.

Answers

True statements about Anna's balance sheet are:

Anna will need to find the total value of her jewelry and bank account. The period of the balance sheet will be one year. Anna will add the value of the assets and subtract the value of the liabilities.

What goes into the Balance Sheet?

The balance sheet includes the totals of assets which includes Anna's jewelry and the cash in her bank account. She will then add the value of these assets and subtract the liabilities to find the Net Asset Value.

The period of the balance sheet will be a year because the Balance sheet shows the statement of one's financial position over a year.

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Answer:

A, B, D

Explanation:

:)

Crowe company began operations on january 1, year 1. The company was organized as a sole proprietorship. During year 1, crowe acquired $40,000 of capital from john crowe, the owner. Also, during year 1 the company earned net income of $20,000 and john crowe withdrew $15,000 from the business. Based on this information, the company would show:.

Answers

stuck on the same question please tell me when you find the answer!

Design Corporation has 400,000 shares of $10 par-value common stock issued and outstanding when the market price per share is $25 per share. By what amount will total equity increase when the company declares a 2:1 stock split

Answers

The declaration of a 2:1 stock split does not affect the total equity and so it will remain at $4,000,000 (800,000 x $5).

What is a 2:1 stock split?

A 2:1 stock split increases the number of shares outstanding by 2 times while the par value reduces by 2 times.

The net effect of a stock split is that the number of shares outstanding increases just as the par value and market value of the shares decrease.

Data and Calculations:

Common stock issued and outstanding = 400,000 shares

Par value of shares = $10 per share

Total equity = $4,000,000 (400,000 x $10)

A declaration of a 2:1 stock split increases the number of common stock outstanding from 400,000 shares to 800,000 shares (400,00 x 2).

The market price will reduce to $12.50 ($25/2) and the par value will reduce to $5 ($10/2).

Thus, the declaration of a 2:1 stock split does not affect the total equity and so it will remain at $4,000,000 (800,000 x $5).

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True or False: If Edison’s Fire Engines were a price-taking firm instead, and $105,000 were the market price for an engine, increasing its production would not affect the price at which it could sell engines.

Answers

If Edisonae's fire engines were a price taking firm, the price if is increased the demand for the engines will be lowered.

What is price elasticity of demand?

Price elasticity of demand is the ratio between the price of a good and its demand in the market. The demand decreases when the price is increased and the demand is increased when the price is decreased.

Therefore the sentence is False, because if production is increased the price of the engines will be affected.

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You purchase a farm for $1,000,000 in cash. A local farmer rents the land to grow wheat and this pays your real estate taxes and insurance. After five years you can sell for $2,000,000. If inflation is 3% per year, what is your real rate of return on the investment

Answers

Answer:

You get a return rate of 162.06%

Explanation:

You start off with 1 mil in profit, but you must then add the inflation rate. It says inflation increases by 3% each year, so you cannot just take 15% of it but rather take away 3% the first year, increase it to 6% the next year, 9% the third year, 12% the fourth year, and 15% the last year.

for example, 1,000,000 * .97 = 970,000

then take 970,000 and multiply by .94 to get 911,800.

Then, continue until you get to .85 to get:

620,644.024. Because you want to find how much you made, you put 1,620,644.024 and divide by the original amount 1,000,000 to get approximately 162.06%.

What do insurance companies pay to compensate consumers after a loss? copayments deductibles payouts premiums

Answers

Answer:

C. payouts

Explanation:

i took the test

Nineteen-year-old Devon plans to get a credit card, but his parents say it is not a good idea. What fiscally responsible argument can Devon make to get his parents to explain why he should, in fact, get the credit card? A. He needs to be able to buy whatever he wants, whenever he wants it. B. He will get a card that charges no interest for the first six months so there is no risk. C. He needs a credit card if he wants to make any online purchases. D. He will only get a card that has a strong rewards program

Answers

Nineteen-year-old Devon can tell to his parents on giving the disapproval of credit card that He needs a credit card if he wants to make any online purchases.

What is credit card?

A credit card is one that is offered to consumers and applied to make acquisitions with the thought that the cardholder will eventually return to the card issuer.

This return eventually for the cost of the things purchased, as well as any agreed-upon fees and interest, if any.

In the above case, Nineteen-year-old Devon wishes to acquire a credit card, but his parents feel it is not a smart idea.

What fiscally sensible argument can Devon present should get his parents to require a credit card if he intends to make any online transactions.

Therefore, option C is correct.

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analyzes which markets are accessible to your company​

Answers

Answer:

How do you analyze a company's market?

These are the seven steps of conducting a market analysis:

Determine your purpose. ...

Research the state of the industry. ...

Identify your target customer. ...

Understand your competition. ...

Gather additional data. ...

Analyze your data. ...

Put your analysis to work.

What should a market analysis include?

What to include in your market analysis. Your market analysis should include an overview of your industry, a look at your target market, an analysis of your competition, your own projections for your business, and any regulations you'll need to comply with.

How do you analyze a company's market?

These are the seven steps of conducting a market analysis:

Determine your purpose. ...

Research the state of the industry. ...

Identify your target customer. ...

Understand your competition. ...

Gather additional data. ...

Analyze your data. ...

Put your analysis to work

Explanation:

MARK A BRAINLESS THIS ANSWER IS CORRECT

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If other things are held constant, an increase in the United States imports will

A. Tend to cause the dollar to appreciate because the world supply of dollars will rise.

B. Tend to cause the dollar to appreciate because the world demand for dollars will rise.

C. Have no effect on the exchange rate for the dollar because exports will also increase.

D. Tend to cause the dollar to depreciate because the world supply of dollars will rise.

E. Tend to cause the dollar to depreciate because the world demand for dollars will rise

Answers

Other things remaining constant, increased US imports will D. Tend to cause the dollar to depreciate because the world supply of dollars will rise.

What is the implication of increased United States imports with other factors constant?

With increased imports by the United States, and if all other factors are held constant, the supply of dollars will increase.

When the supply of dollars increases without a corresponding increase in demand, the dollar will depreciate or lose its value relatively.

Thus, if other things remain constant, increased US imports will D. Tend to cause the dollar to depreciate because the world supply of dollars will rise.

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The ________ documents the portion of work to be purchased, in enough detail so potential suppliers can decide if they feel they are capable of and interested in providing it.

Answers

The procurement statement of work documents the portion of work to be purchased in enough detail, so as to help potential suppliers decide whether they're interested and capable of providing it.

What is procurement?

Procurement can be defined as a terminology that is used to connote the purchase of raw materials, items or resources from suppliers, which are used by business firms for the manufacturing of other finished goods and services.

Basically, the procurement statement of work is typically used to document the portion of work to be purchased by an entrepreneur or business firm in enough detail, so as to help potential suppliers decide whether they're interested and capable of providing it.

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If the Federal Reserve raises interest rates, what is the likely effect on tax receipts, interest expenses, and the budget deficit

Answers

Answer:

When interest rates increase, it affects the ways that consumers and businesses can access credit and plan their finances.

A store devotes more space to bicycles so it now has less space for books. This is an example of what decision-making relationship for the rational firm

Answers

A store devotes more space to bicycles so it now has less space for books. This is an example of profit maximization principle.

What is profit maximization principle?

The Profit Maximization principle helps a firm or business to increase its profits using marginal cost and revenue. Such that both the cost and revenue are equal.

The firm invest in producing at the minimum cost and getting enough profit.

Therefore, A store devotes more space to bicycles so it now has less space for books. This is an example of profit maximization principle.

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1. Why would a potential sponsor be interested in an organization's market reach?

Answers

Answer:

A potential sponsor would be interested in an organizations market reach because they want to know the estimated number of consumers the organization markets to. A sponsor isn’t interested in a small market

Hope this helps =>

A major disadvantage of the payback period method is it A. Is useless as a risk indicator. B. Ignore cash flows beyond the payback period. C. Does not account for time value of money D. Both B and C E. All of the above.

Answers

The major disadvantage of the payback period method is that it is useless as a risk indicator, and Ignore cash flows beyond the payback period.

What is payback period method?

The payback period is the amount of time it takes to repay the cost of an investment or to reach the breakeven point for an investor.

Longer payback periods are less desirable, while shorter payback periods are more appealing.

It will only calculate cash flows up to the initial outflow and will not account for the time value of money, the payback period will ignore cash flows beyond the payback period, avoiding the discounting factor.

Therefore, option D is correct

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