___________are funds that the bank keeps on hand that are not loaned out or invested in bonds.

Answers

Answer 1

Answer:

Reserves is your answer...

Explanation:

Hope this helps you!!!

Answer 2

The complete sentence is - "Reserves are funds that the bank keeps on hand that are not loaned out or invested in bonds".

What are Reserves?

Bank reserves are cash holdings physically kept by a commercial bank and deposits maintained in the bank's account with both the central bank.

Central banks often impose minimum reserve requirements under the fractional-reserve banking system employed in most countries, requiring commercial banks under its jurisdiction to retain cash or deposits with the central bank equivalent to at least a defined proportion of their liabilities.

Bank reserves are the bare minimum of cash that banks must maintain on hand in case of unexpected demand. Excess reserves are funds that a bank maintains on hand but does not lend out.

Therefore, it can be concluded that Reserves are monies held by the bank that are not lent out or invested in bonds.

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Related Questions

Suppose you are working for a small start up as a purchasing agent. You are purchasing a product that requires that you pay in bitcoins. The product costs 1.75 bitcoins. The exchange rate is 0.0035 bitcoins per dollar. What will the product cost you in U.S. dollars

Answers

The product cost in US dollars given the exchange rate of bitcoins per dollar is $500.

What is the product cost in US dollars?

The exchange rate is the rate at which one currency is exchanged for another currency. In this question, 1 dollar is equivalent to 0.0035.

$1 = 0.0035 bitcoins

1.75 / 0.0035 = $500

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The gap between the average total cost (ATC) and average variable cost (AVC) curves represents ________ cost.

Answers

The gap between the average total cost (ATC) and average variable cost (AVC) curves represents the average fixed cost.

What is the average fixed cost (AFC)?

The average fixed cost is the fixed costs of production (FC) divided by the production quantity (Q).

The fixed costs refer to the cost element that does not vary with the units of production but remains fixed in its total amount within the relevant range.

The AFC = ATC - AVC

Where:

AFC = Average fixed costATC = Average total costAVC = Average variable cost.

Thus, the gap between the average total cost (ATC) and average variable cost (AVC) curves represents the average fixed cost.

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Using the information provided, calculate the direct materials quantity variance. Standard price $3.00 per pound Actual price: $3.20 per pound Actual quantity used: 5,200 pounds Standard quantity allowed: 5,000 pounds

Answers

Based on the actual quantity used and the standard quantity allowed, the direct materials quantity variance is $600 Unfavorable.

What is the direct material quantity variance?

This can be found by the formula:

= (Standard Quantity allowed - Actual quantity used) x Standard price

Solving gives:

= (5,000 - 5,200) x 3

= $600 Unfavorable

In conclusion, the variance is unfavorable because the standard quantity is lower than the actual quantity.

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Match each participant in the economy with one action that contributes to
the circular flow of the free-market system,
Consumers
?
Providing investment
capital
Governments
?
Paying wages
Producers
?
Collecting taxes

Answers

Consumer - Provide investment

Government - collecting tax

Producer- Pay wages

What is free market?

Free market is a market that allows people or individual to trade without restrictions by the government.

It allows for inter trade without any policies by the government. The market is determined by the sellers.

Therefore, action that contributes to

the circular flow of the free market is

Consumer - Provide investment

Government - collecting tax

Producer- Pay wages

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Your friend is thinking of hiring a financial planner to help him manage his portfolio. What should he be on the lookout for? Why?

Answers

Answer:

You should look for How much money should I invest and where? What is my current net worth? Can I afford to retire? How do I invest to achieve my short and long-term life goals? How much money do I need and when? You should ask these questions because they are important to consider when your going to hire someone in the financial business.

Explanation:

However, these may not be what most people ask when they are going to hire a financial planner. This is just what I would question them and myself about.

A patent lasts for twenty years and is renewable after this term.
true false

Answers

Answer:

i think false if you get it wrong you fault for agreeing with me WC

Explanation:

In both perfect competition and monopolistic competition, each firm Group of answer choices has some monopoly power. sells a product that is at least slightly different from those of other firms. faces a downward-sloping demand curve. has many competitors.

Answers

In both perfect competition and monopolistic competition, each firm has many competitors.

What is a perfect competition and monopolistic competition?

A perfect competition is when there are many buyers and sellers of  similar goods and services. Market prices are set by demand and supply. There are no barriers to entry or exit of firms into the industry.

A monopolistic competition is when there are many firms selling slightly different products in an industry. A monopolistic competition faces a downward sloping demand curve.

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The inability to compare divisions of different sizes is a major disadvantage of ______. Multiple choice question. residual income only both residual income and ROI ROI only neither residual income nor ROI

Answers

The financial metric that has the major disadvantage of failing to compare divisions which have different sizes is residual income.

What is residual income?

It is a method of analyzing companies that checks for the income that a division gets after it produces a good or service that brings in income.

This metric does not take the size of the department into account which means that larger departments are often favored because they would have produced more goods and services.

In conclusion, option A is correct.

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ABC Company supplies ink cartridges for printers on the aftermarket (i. E. They sell replacement cartridges). The demand for the cartridge is 400 units per week, with a standard deviation of demand of 30 units per day. The holding cost of the cartridge is $3/unit/year while the ordering cost is $190/order. The company works for 50 weeks per year at 5 days per week. The desired service level for this part is 99%, it takes 5 days to get it from the supplier. The company is investigating the possibility of implementing a continuous review (EOQ) inventory system. Assume that you found the economic order quantity is 1400 units. How many times on average would you need to place an order for ink cartridges next year (rounded up to nearest whole number)

Answers

By implementing a continuous review (EOQ) inventory system with an EOQ of 1,400 units, ABC Company should place 15 orders for ink cartridges next year.

What is an EOQ inventory system?

An EOQ (Economic Ordering Quantity) inventory system is an inventory management technique that ensures:

Efficient inventory management decisions.The optimal amount of inventory is ordered.Annual demands are met.Holding and ordering costs are minimized.

Thus, by implementing a continuous review (EOQ) inventory system with an EOQ of 1,400 units, ABC Company should place 15 orders for ink cartridges next year.

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contrast direct taxes with indirect taxes.

Answers

Direct tax is a tax that is paid by the assesses to the government directly, whereas the indirect tax is one which is paid by the assesses indirectly to the government.

What is the difference between direct taxes and indirect taxes?

A direct tax is one that is paid by the person directly to the government, here the burden of tax is not shifted to anyone.

Example: Income tax, wealth tax, gift tax, etc.

An Indirect tax is one that is paid by the person indirectly to the government, here the burden of tax is shifted to any person.

Example: Goods and Services Tax, custom duty, excise duty, etc.

Therefore, the direct tax is paid to the Central Board of Direct Tax and the indirect tax is paid to the Central Board of Indirect Tax.

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When the Fed buys bonds the supply of money Group of answer choices increases and so aggregate demand shifts right. decreases and so aggregate demand shifts left. decreases and so aggregate demand shifts right. increases and so aggregate demand shifts left. Flag question:

Answers

When the Fed buys bonds the supply of money increases and so aggregate demand shifts right.

What is the impact of the Fed buying bonds?

When the Fed buys bonds, it is known as an expansionary monetary policy. Expansionary monetary policy increases the supply of money in the economy.

When the supply of money increases, disposable income increases and this increases the demand of goods in the economy. This shifts the aggregate demand  cuve to the right.

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A manufacturer who want to encourage repeat purchases and offer the consumer an immediate reward might consider what type of promotion?

Answers

A manufacturer who wants to encourage repeat purchases and offer the consumer an immediate reward might consider what type of promotion?

   ⇒ online coupons

Hope that helps!

The term _________________ refers to the additional utility provided by one additional unit of consumption.

Answers

Answer:

Marginal Utility

Explanation:

Marginial Utility is the term used to describe the additional amount of utility (utils) given by consuming one additional unit of a product.

For example, the first bite of a cupcake could be 20 utils.

If the second bite of cupcake adds 15 utils (up to 35 utils), then the marginal utility is 15 utils.

Treyvon recently secured a promotion and a raise at work. He starts thinking about buying a house but wonders whether he can truly afford it. In this case, Treyvon is primarily considering the _____ associated with the purchase.

Answers

Treyvon is primarily considering the Financial risk associated with the purchase of the house.

What is Financial risk?

Financial risk seeves as the vpossibility of losing money thst has been put into an investment or business venture.

This was what Treyvon want to avoid because financial risk is a type of danger that can result in the loss of capital.

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One important advantage of forming a partnership is that this form of business organization gives each owner sole control over the business. True False

Answers

ANSWER

Most U.S. businesses have no employees other than the owner. One important advantage of forming a partnership is that this form of business organization gives each owner sole control over the business.

To positively stimulate an economy using fiscal policy, government spending should ______, and taxes should ______.

Answers

Answer:
rise;fall

Explanation:

The government might issue tax stimulus rebates to increase aggregate demand and fuel economic growth. The logic behind this approach is that when people pay lower taxes, they have more money to spend or invest, which fuels higher demand.

Mr. Carpenter devotes his working time to producing tables and chairs. An increase in the demand for chairs will result in

Answers

Answer:

An increase in his opportunity cost of producing tables

Explanation:

Mr. Carpenter devotes his working time to producing tables and chairs. An increase in the demand for chairs will result in an increase in his opportunity cost of producing tables.

What is demand curve?

There has difference between changes in demand and changes in quantity demanded. The entire curve showing the various combinations of price and quantity demanded represents the demand curve. A change in the price of the good does not shift the curve (or change demand) but causes a movement along the demand curve.

The price plays a crucial role in maintaining the supply and the demand chain, as with the decrease in the price, there will be an increase in the demand and this affects the supply chain which is reduced.

The supply has been the practice of the serving commodities in the market, while the demand has been the requirement of the commodity in the market.

Therefore, Mr. Carpenter devotes his working time to producing tables and chairs. An increase in the demand for chairs will result in an increase in his opportunity cost of producing tables.

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A(n) _____ system is a computer-based information system that produces standardized reports in summarized structured form to support middle managers.

Answers

Answer:

The management information system(MIS)

How does scarcity determine the economic value of an item? by the amount of goods that are produced by the capital required to build the factory by the unlimited wants of the consumers by the resources consumed in production

Answers

Scarcity determine the economic value of an item by the unlimited wants of the consumers.

What is scarcity?

It should be noted that scarcity means paucity. It is a problem of infinite human wants and needs in a world of infinite resources.

In this case, scarcity determine the economic value of an item by the unlimited wants of the consumers.

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Answer: scarcity determines the economic value of an item by  the unlimited wants of the consumers

Explanation: just did the test

Which of the following is not a true statement about filing bankruptcy? a. bankruptcy erases all of your debt. b. it is possible to rebuild your credit after filing bankruptcy. c. there are exemptions that allow you to keep essentials. d. bankruptcy stops aggressive action by creditors. please select the best answer from the choices provided a b c d

Answers

Bankruptcy does not clear all the debt. Under Bankruptcy, not all debts can be discharged, however, and some are very difficult to discharged.

What is Bankruptcy?

Bankruptcy is a legal process in which individuals or other organizations who are unable to repay their debts to their creditors may seek relief from some or all of their debt.

In many places, a lawsuit was probably settled out of court, as the debtor was likely to pay.

Bankruptcy gives people in debt the opportunity to restart by closing or by restructuring. In both cases, the court may impose a fine on the debt.

Once the debt has been settled, the lender will no longer be able to take action against the debtor, such as trying to collect debt or take any security.

Thus, Option a. bankruptcy erases all of your debt is the correct answer.

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While not a direct loss to a venture, underpricing can represent a significant opportunity cost to the venture's owners. Question 3 options: True False

Answers

Underpricing can represent a significant opportunity cost to the Venture's owners. The statement given is true.

What is Underpricing?

Underpricing refers to an event when a company going for Initial Public Offering(IPO) lists its price below its real value and such stock is said to be underpriced if on the first day of its trading, it closes above the set IPO price.

This relationship leads to an opportunity cost of issuance that eventually becomes stable over time, especially after controlling the features of offer.

Thus,The given statement is true.

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Which needs to happen to the price indicated by p2 on the graph in order to achieve equilibrium? it needs to be increased. it needs to be decreased. it needs to reach the price ceiling. it needs to remain unchanged.

Answers

The rate suggested via the means of p2 on the graph to gain equilibrium needs to be decreased.

What is equilibrium?

Equilibrium is the nation wherein the marketplace delivers and calls for stability from each other, and as a result, costs grow to be stable.

Generally, an over-deliver of products or offerings causes costs to head down, which leads to better call for—while an under-deliver or scarcity of products causes costs to head up, resulting in much less call for.

The balancing impact of delivery and call for outcomes in a nation of equilibrium. The equilibrium rate is the rate at which the delivery of products fits the call for.

When a primary index studies a length of consolidation or sideways momentum, it could be stated that the forces of delivery and call for are tremendously the same and the marketplace is in a state of equilibrium.

So, from the above statement, it is clear that, it needs to be decreased, is the right answer.

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Answer:

b

Explanation:

Preston has to make four phone calls to clients today. the call to mr. miller will take about an hour to complete, the call to ms. winnecuit will take about five minutes to complete, the call to mr. drudge will take about thirty minutes and the call to mrs. french will take about fifteen minutes to complete. if all the calls are equally important, who should preston call last? a. mr. miller (1 hour) b. ms. winnecuit (5 minutes) c. mr. drudge (30 minutes) d. mrs. french (15 minutes) please select the best answer from the choices provided a b c d

Answers

Answer:

miss winnecuit the explanation above

Answer:

A. Mr Miller (1 Hour)

Explanation:

edg I promise I got a 100%

From a liquidity standpoint, which is more desirable for a company to have?.

Answers

current assets exceed current liabilities.

What defines, recommends, and sets flexible supply chain strategies based on an organization’s operations and resources?.

Answers

The thing that defines recommends, and sets flexible supply chain strategies based on an organization's operations and resources are supply chain optimization.

What do you mean by supply chain strategy?

Supply chain strategy management means the involvement in the movement of products or services from suppliers to distributors.

Supply chain optimization aims at ensuring the optimal operations of a manufacturing and distribution supply chain. Supply chain optimization has applications in all the manufacturing industries distributing retail, industrial, and packaged goods.

Therefore, supply chain optimization recommends and sets flexible supply chain strategies based on an organization's operations and resources.

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How long it will take for an investment of 3000 dollars to double in value if the interest rate is 8 percent per year, compounded continuously

Answers

Answer:

8.66435 years

Explanation:

With no annual or monthly contribution, and no inflation, it'll take around this long.

The following data for the Spring Green Garden Supplies Company pertains to the production of 5,000 shovels during March. Direct Labor Standard cost is 10 shovels per hour at $40 per hour Actual cost per labor hour was $42. Actual labor hours were 480. Actual Direct Labor quantity (or efficiency or usage) variance was $800 favorable What is the direct labor price/rate variance?

Answers

Based on the standard and actual rates per hour, the direct labor price/rate variance for Spring Green Garden Supplies is $960 Unfavorable.

What is the direct labor price/ rate variance for Spring Green?

This can be found by the formula:

= (Standard labor rate per hour - Actual labor rate) x Number of hours worked

Solving gives:

= (40 - 42) x 480

= - 2 x  480

= -$960

In conclusion, the direct labor price variance is $960 Unfavorable.

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A local county commissioner is under fire for utilizing an out-of-county florist owned by her daughter to purchase flower arrangements for the county. This was likely seen as:

Answers

A conflict of interest

As marketing manager for BoomBees Industries, you should be aware that legislation affecting business around the world will continue to

A. Exist

B. Increase

cremain steady

O D. Decrease

E threaten the Ghanaian domestic economy

Reset selection

Answers

As marketing manager for BoomBees Industries, legislation affecting business around the world will continue to increase.

Who is a manager?

A manager simply means an individual who controls and guides other staffs in the organization to achieve a common goal.

In this case, as a marketing manager for BoomBees Industries, legislation affecting business around the world will continue to increase.

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If stockholders were upset that eric yuan allowed security problems to surface because he was focused on other things, the situation could be considered an example of.

Answers

If the stockholders of the company get mad at Eric Yuan for focusing on other things and allowing security problems to emerge, this is the Principal-Agent problem.

What is the Principal-Agent Problem?

This refers to a situation where the agent (management) do not act in the best interest of the principal (stockholders) and instead focus on their own issues.

In this scenario, Eric Yuan is most likely the agent and the stockholders are angry with him for not acting in their best interest by letting security problems arise.

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