Behavioral science includes the fields of psychology, marketing, accounting, and geology. True/False.

Answers

Answer 1

Explanation:

Behavioral science relies on scientific research for developing theories about human behavior that can be used to provide practical tools for managers.


Related Questions

Compute Cash flow from Investing activities from the following information:
Particulars
31.03.2021
1,00,000
50,000
80,000
12,000
1,50,000
50,000
Land and Building
Furniture and Fittings
Share Capital
Goodwill
Long term Investment
Plant and Machinery
During the year * 5,000 depreciation charged on Plant and Machinery.
31.03.2022
1,28,000
60,000
1,14,000
30,000
50,000
30,000

Answers

Answer:

Explanation:

To compute the cash flow from investing activities, we need to consider all of the cash inflows and outflows related to investing activities during the year.

First, we can add up all of the cash outflows during the year, which includes the purchases of land and building, furniture and fittings, share capital, goodwill, long-term investment, and plant and machinery. These outflows total 1,00,000 + 50,000 + 80,000 + 12,000 + 1,50,000 + 50,000 = 4,42,000.

We also need to consider any depreciation charges on plant and machinery, which in this case was 5,000.

Then, we can add up all of the cash inflows during the year, which includes the sale of land and building, furniture and fittings, share capital, goodwill, long-term investment, and plant and machinery. These inflows total 1,28,000 + 60,000 + 1,14,000 + 30,000 + 50,000 + 30,000 = 4,32,000.

The cash flow from investing activities is equal to the sum of the cash inflows minus the sum of the cash outflows plus any depreciation charges. So in this case, the cash flow from investing activities is 4,32,000 - 4,42,000 + 5,000 = -12,000. This means that there was a net outflow of cash from investing activities of 12,000 during the year.

25. Consider the following information from the books of Mr. Prince:
Loss for the year 20,000

(1)
(2) Drawing made by Mr. Prince * 50,000
(3) Additional Capital introduced by Mr. Prince 1,00,000
(4) Capital at the end of the year ₹ 4,00,000.
Find the capital contributed by Mr. Prince at the beginning of the year.

Answers

A factory and its equipment, intellectual property like patents, or the financial assets of a company or a person are all examples of things that provide value or benefit to their owners and fall within the broad definition of capital.

What is Capital ?

While money in and of itself could be considered capital, the term is more frequently used to refer to money that is being used for investments or productive purposes. In general, capital is an essential part of managing a firm day-to-day and funding its expansion in the future.

According to economists, whether a unit is a family, a small firm, a major corporation, or an entire economy, capital is essential to its operation.

Calculation of opening Capital

Closing Capital                     $400,000

(+) Drawing                             $ 50,000

(-) Additional  Capital             ($300,000)

       Adjusted Capital              150,000

Opening Capital                        

     Loss                                     ($20,000)

        Opening Capital            $ 130,000

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Write an essay of at least 150 -words based on reading the following regulation policy. In your essay, you should:

determine what factors would be considered in evaluating the 2014 violations;
assess the likely, and possible, consequences of the 2014 violations; and
outline how the company might achieve a reduction in fines;

Answers

The answer this prob would be outline of sequence in equavilant
To determine both factors of the essay start of as counting how many 2014 violations happen. Not only that count every year.

-TV and QRS-TV are trying to decide whether to air a sitcom or a reality show in a given time slot. Viewers like both sitcoms and reality shows, but sitcoms are more expensive to produce than reality shows since real actors need to be hired. QRS-TV makes its decision first, and then P-TV observes that choice before making its decision. Both stations know all of the information in the decision tree below. Given the information in this decision tree, if QRS-TV announces that it will air a reality show, it can expect to:

Answers

Tbh don’t know but mark me brainliest because I lost most of my points

Answer:

i am not sure

Explanation:

The term comparative advantage refers to when many of the different stages of producing a good happen in different geographic locations.

Answers

When many of the different stages of producing a good occur in different geographical locations, the opportunity cost is high. If a person can the produce something at a lower cost than anyone else, he has a comparative advantage.

Being the best at something does not imply having a comparative advantage. When a country has a comparative advantage, it can produce goods and services at a lower cost than other countries. False. When a country has a comparative advantage producing, it can produce something with lower opportunity costs than other countries. The lowering costs is an example of an absolute advantage.

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Jim holds a commercial lease. Last year his rent went up 4% based on a 4% increase in the wholesale price index. What type of lease does Jim have

Answers

Index Lease A sort of graded lease in which the periodic rent increase are related to rises in the consumer price index, or some other economic indicator.

An index lease links a rental rate to a generally recognized price index that takes cost of living fluctuations into account. This enables landlords to increase the rent anytime the lease is reevaluated, which normally occurs once a year, in line with developments in the economy. In contrast, a step lease requires periodic increases of a specific percentage regardless of the current cost of living. To avoid any misunderstanding, the contract for an index lease states which index will be utilized. A popular option is the Consumer Price Index (CPI), which represents the prices people actually pay for products and services in the economy. Depending on whether a lease is for a home or a business, additional indicators.

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Which of the following were resources and capabilities that helped Five Guys gain a competitive advantage and develop into a successful restaurant chain

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The resources and capabilities that helped Five Guys gain a competitive advantage and develop into a successful restaurant chain were focusing on such details as store layout and design and also Carefully choosing the supplier of the potatoes for their fries

Focusing on store layout and design: Five Guys stores are designed to be clean, bright, and welcoming, with a focus on the open kitchen so customers can see their food being prepared.

Carefully choosing the supplier of the potatoes for their fries: Five Guys uses only potatoes from specific farms in the northwest region of the USA, which are hand-cut and cooked in peanut oil, which gives them a unique texture and flavor. This attention to detail on a key ingredient in their menu helps to differentiate them from competitors and provide a unique taste experience to customers.

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Sam and KC both work in a tax office.Both workers use the same number of resources to do their jobs.Use the production possibility schedule to complete each sentence.In this example, has an absolute advantage in processing tax returns. has an absolute advantage in completing sales calls.

Answers

In this case, processing tax returns gives KC a clear edge. Sam has a clear advantage when it comes to making sales calls.

What is production possibility?

A model used to illustrate the trade-offs related to splitting resources here between production of two items is called the Production Possibilities Curve (PPC). The PPC is a useful tool for demonstrating the ideas of scarcity, potential cost, efficiency, and economic development and contraction.

An economy's capacity to produce different combinations of two items is displayed by a production possibilities curve. The production possibilities curve's descending slope implies scarcity. The production possibilities curve has a bowed-out form as a result of resource allocation based on comparative advantage.

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Answer:

In this example, ✔ KC has an absolute advantage in processing tax returns.✔ Sam has an absolute advantage in completing sales calls.

Explanation:

The market for wheat is initially in equilibrium. If workers in the wheat industry are successful in negotiating higher wages we would expect equilibrium prices to ______.

Answers

At first, there is balance in the wheat market. We would anticipate higher equilibrium prices if wheat sector workers are successful in securing higher wages.

What exactly is equilibrium?

Price stability results from a balance between supply and demand. The phrase for this is equilibrium. In general, a shortage or undersupply causes prices to increase, which reduces demand, while a surplus or excess causes prices to decrease, which increases demand.

Equilibrium is essential for a market to be both efficient and balanced. A market cannot stray from its equilibrium price and quantity since it is maintaining equilibrium between the quantities requested and supplied.

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A U. S. Company has two manufacturing plants, one in the United States and one in another country. Both produce the same product, each for sale in their respective countries. However, their productivity figures are quite different. The analyst thinks this is because the U. S. Plant uses more automated equipment for processing while the other plant uses a higher percentage of labor.

Explain how that factor can cause productivity figures to be misleading.

Is there another way to compare the two plants that would be more meaningful?

Answers

Compared to earlier times, more goods and services are being produced.

What affects productivity economics?

Productivity in economics is the amount of output that can be produced from a given set of inputs. When the same quantity of output is produced with fewer inputs or with the same number of inputs, productivity increases.

Productivity, a metric of economic performance, compares the output (amount of goods and services.Increased productivity means producing more with the same quantity of input.

It denotes a greater ability for an industry or business to convert resources into goods. We have the chance to produce more with less thanks to productivity growth. Poor working environment, including a noisy office or poor lighting, can contribute to some productivity problems at work.

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Which search engine strategy would best limit the results to the vehicle, Ford Explorer, rather than someone exploring in a vehicle made by Ford Motor Company or an explorer named Ford?

1. Ford Explorer*

2. Ford Explorer

3. Ford Explorer

4. Ford Explorer"

Answers

The search engine method that would best restrict the results here to vehicle is Ford Explorer.

What is a search engine?

A search engine is a piece of software used to conduct online searches. They carry out methodical searches of the Internet for certain data that is specified in a sms web particular keyword.

What are results from search engines?

The search engine results pages, or SERPs, are often displayed when the results are retrieved. These outcomes or details could include references to online pages, a combination of pictures and videos, published papers, news pieces, etc.

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“I’ve been at my job for four days, and I’ve already met all my coworkers!” Amber says. Which type of business does Amber MOST likely work for?

Answers

What are the options? There has to be options for this question because it says “MOST” likely work for.

Find the EAR in each of the following cases (Use 365 days a year. Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places, e. G. , 32. 16. ):


Stated Rate (APR) Number of Times Compounded Effective Rate (EAR)


9. 1 % Quarterly %


18. 1 Monthly


14. 1 Daily


11. 1 Infinite

Answers

The Effective Annual Rate (EAR) for 9. 1 % Quarterly %, 18. 1 Monthly, 14. 1 Daily, 11. 1 Infinite are 9.42%,  19.68%, 15.14%  and 11.74% respectively.

What do you mean by Effective Annual Rate?

The rate of interest that is actually generated on an investment or paid on a loan as a result of compounding interest over a specified amount of time is known as the Effective Annual Rate (EAR). It is used to evaluate various financial products that compute annual interest with various compounding periods, such as weekly, monthly, yearly, etc., and is typically higher than the nominal rate. The effective yearly interest rate rises up over time as the number of compounding periods goes up. The nominal rate specifies a yearly percentage rate regardless of compounding, although the actual annual rate is typically greater. When compared to the nominal rate, the effective yearly rate rises as the number of compounding periods increases.

EAR=(1+APR/m)^m-1

where m=compounding periods

1. EAR=(1+0.091/4)^4-1

=9.42%(Approx).

2. EAR=(1+0.181/12)^12-1

=19.68%(Approx).

3. EAR=(1+0.141/365)^365-1

=15.14%(Approx).

4. EAR=(e)^APR-1

where e=2.71828

EAR=(2.71828)^0.111-1

=11.74%(Approx)

So, The required answers are 9.42%, 19.68%,15.14% and 11.74% approximately.

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What are some positive ways you can impact your Family Circle?

Tell them a funny story, show them funny videos on the Internet, play practical jokes
Play them my favorite music, movies, and TV shows
Tell my friends about how much I like my family, show them pictures, introduce them
Ask questions, help them, or do something they love

Answers

Answer: Ask questions, help them, or do something they love

Explanation:

Some of the positive ways of impacting ones family circle is by asking questions, helping other members of our family and by doing something that they love.

We shouldn't be self centered by showing them what we love such as our favorite music, movies, and TV shows. Rather, we should listen to them and give them listening hears and always help them when there is need for our help.

The correct option is D.

Suppose you invest $230,000 in an annuity that returns constant annual payments over 9 years, with the first payment one year from now. At an interest rate of 7%, how much is the annual payment you receive

Answers

Two examples of lifelong guaranteed annuities that provide retirees with a consistent income flow until death are defined benefit annuities and Social Security.

The significance of paying

Payment refers to the exchanging of cash, commodities, or skills for agreed-upon quantities of respectable services and goods from all parties concerned. Payment options include cash, cheques, wire transfers, bank cards, direct debit, and cryptocurrencies in addition to the exchange of services.

What are the standard forms of payment?

The time rate scheme and the piece rate system are the two fundamental methods of compensation. Both methods have advantages and disadvantages. No methodology can be said to be appropriate at all times and in all situations.

Formula of present value of growing annuity: PVGA = A*[(1 - (1+g)^n/(1+i)^n)) / (i-g)

$250,000 = A*[(1 - (1+0.06)^5/(1+0.07)^5)] / (0.07 - 0.06)

$250,000*(0.01) = A*(1 - (1.06)^5/(1.07)^5)

$250,000*(0.01) = A*(1 - 0.9541363)

$2500 = A * 0.045864

A = $2,500 / 0.045864

A = 54508.983080412

A = $54,508.98

So, the amount of the first annual payment i will receive $54,508.98.

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The amount of the first annual payment I will receive will be upto $54,508.98.

How do you determine the annual payment?

The time rate scheme and the piece rate system are the two fundamental methods of compensation. Both methods have advantages and disadvantages. No methodology can be said to be appropriate at all times and in all situations.

Formula of present value of growing annuity: PVGA = A*[(1 - (1+g)^n/(1+i)^n)) / (i-g)

$250,000 = A*[(1 - (1+0.06)^5/(1+0.07)^5)] / (0.07 - 0.06)

$250,000*(0.01) = A*(1 - (1.06)^5/(1.07)^5)

$250,000*(0.01) = A*(1 - 0.9541363)

$2500 = A * 0.045864

A = $2,500 / 0.045864

A = 54508.983080412

A = $54,508.98

So, the amount of the first annual payment I will receive $54,508.98.

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Full-time homemakers and retirees are classified in the Bureau of Labor Statistics data as: Question 26 options: part of the labor force. not in the labor force. employed. unemployed.

Answers

Full-time homemakers and retirees are classified in the Bureau of Labor Statistics data as not in the labor force.

The labor force, often referred to as the labor force, refers to the group of people who are employed or unemployed. It is often used to refer to employees who work for a company or an industry, but it can also refer to a geographic area such as a city, state, or country.

The value of a company's "incumbent workforce" can be labeled. A country's labor force includes both the employed and the unemployed. Formal work is defined as any type of formal structured and paid work.

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types of literature in English​

Answers

Explanation:

{All Fiction}

Drama

Stories composed in verse or prose, usually for theatrical performance, where conflicts and emotion are expressed through dialogue and action.

Fable

Narration demonstrating a useful truth, especially in which animals speak as humans; legendary, supernatural tale.

Fairy Tale

Story about fairies or other magical creatures, usually for children.

Fantasy

Fiction with strange or other worldly settings or characters; fiction which invites suspension of reality.

Fiction

Narrative literary works whose content is produced by the imagination and is not necessarily based on fact.

Fiction in Verse

Full-length novels with plot, subplot(s), theme(s), major and minor characters, in which the narrative is presented in (usually blank) verse form.

Folklore

The songs, stories, myths, and proverbs of a people or "folk" as handed down by word of mouth.

Historical Fiction

Story with fictional characters and events in a historical setting.

Horror

Fiction in which events evoke a feeling of dread in both the characters and the reader.

Humor

Fiction full of fun, fancy, and excitement, meant to entertain; but can be contained in all genres

Legend

Story, sometimes of a national or folk hero, which has a basis in fact but also includes imaginative material.

Mystery

Fiction dealing with the solution of a crime or the unraveling of secrets.

Mythology

Legend or traditional narrative, often based in part on historical events, that reveals human behavior and natural phenomena by its symbolism; often pertaining to the actions of the gods.

Poetry

Verse and rhythmic writing with imagery that creates emotional responses.

Realistic Fiction

Story that can actually happen and is true to life.

Science Fiction

Story based on impact of actual, imagined, or potential science, usually set in the future or on other planets.

Short Story

Fiction of such brevity that it supports no subplots.

Tall Tale

Humorous story with blatant exaggerations, swaggering heroes who do the impossible with nonchalance.

{All Nonfiction}

Biography/Autobiography

Narrative of a person's life, a true story about a real person.

Essay

A short literary composition that reflects the author's outlook or point.

Narrative Nonfiction

Factual information presented in a format which tells a story.

Nonfiction

Informational text dealing with an actual, real-life subject.

Speech

Public address or discourse.

When would a business owner have the incentive to raise prices?

Answers

The value of the item. ‍♀️

A student borrows $90,000 for business school at 9.0% stated annual interest with monthly repayment over 9 years. Consider this as a loan with no payments or interest during school so that the problem structure is equivalent to a standard loan received one period before the first payment. Suppose that to better match expected student salary growth over time, the loan is structured as a growing annuity with each monthly payment growing by 0.1% compared to the previous monthly payment. How much is the first monthly payment

Answers

The amount due each month is $1,218.86. The time frame from the first point of credit to the transaction's eventual maturity is referred to as the "repayment term."

The accomplishment of the exporter's obligation under the export contract is often the starting point of credit (e.g., shipment or project completion). Repaying a loan involves paying back the money you borrowed from a lender plus any relevant interest. The repayment plan often consists of a set process (referred to as a loan payback schedule) in the form of equivalent monthly installments, or EMIs.

The monthly payment computation is displayed below;

Here RATE = 9% divided by 12 equals 0.75%.

PV = -$90,000 FV = $0 NPER = 9 x 12 = 108

the following formula;

=PMT(RATE,NPER,PV,FV,TYPE)

When the aforementioned calculation is used, the monthly payment is $1,218.86

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What are the goals of public policy?

Answers

Public policy main goal is to ensure that everyone has access to the resources and opportunities they need to build a better life.

Public policy is the art of creating laws and regulations to help guide and steer our society toward a more equitable and prosperous future. It strives to promote social justice, economic growth, public safety, and environmental sustainability.

Public policy also seeks to protect the rights and interests of all individuals, including those who are vulnerable or disadvantaged. By taking into account a wide range of stakeholders and interests, public policy helps to create a fairer and more equitable society for everyone.

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tell us about your engagement with a topic or idea that excites you. why are you drawn to it example

Answers

Describe your interest in a subject or notion that interests you. What we can draws about engagement, I've become more outgoing since my shy middle school years, realizing that I can be myself around people and have meaningful conversations.

Conversations were broaden my perspective just as much as my contemplative breakthroughs do. My passion for public speaking, however, has only grown, moving beyond the typical classroom assignments to include research presentations and school board meetings. Additionally, I give presentations every weekend in front of groups of young people dressed in suits (by far the most intimidating audience).

These discussion competitions need extensive personal preparation and study, but the end result is highly collaborative. Intellectual synergy of the greatest order occurs in those small classrooms filled with crumpled legal pads and paper placards. My ideas are no longer passive, inward, and isolated.

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What are the 4 factors that influence a purchasing decision?

Answers

Cultural, social, personal and psychological are the four  factors that influence a purchasing decision .

The appeal of a product can be greatly influenced by cultural and societal influences. Industry organisations invest a lot of money in trying to sway public opinion because they are aware of how culture can affect industry sales. When developing your marketing, keep cultural and social issues in mind. Without offending anyone, you want to draw in as many clients as you can. Consumer behaviour is also influenced by personal variables. Tastes evolve with time. Experts on ageing claim that senior consumer behaviour is extremely varied, indicating that on average, seniors have more motives to make purchases than youth. Motivation refers to the consumer's underlying requirements. A valuable tool is knowing how to inspire your customers. how your potential buyer learns about your goods or views the world.        

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A(n) _____ contract carries the least risk for suppliers.
a. CPPC b. FFP
c. CPAF
d. FP-EPA

Answers

The least risky contract for a supplier is an FP-EPA one. Long-term contracts are utilized FP-EPA contracts, which permit pre-defined modifications to the contract price because of altered circumstances.

This can entail variations in inflation or higher or lower prices for particular commodities.

The nature of this contract is similar to that of a fixed-price contract. However, the former has a specific provision that allows for price adjustments, whereas the latter is non-negotiable.

In this specific contract, the buyer and seller concur on pre-established standards for the price adjustment. The market's inherent uncertainties make this conceivable. This particular contract is advantageous for long-term projects or those that span several years because it is crucial to remember that market dynamics alter over time.

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The River City Council, the Santa Clara County Board, the Texas state legislature, and the U.S. Congress enact laws. These laws constitute

Answers

Legislative acts that are approved by the executive branch constitute statute law.

What is the meaning of statutory law?

Statutory law is defined as a rule of law created by a legislative act that has been approved by the executive. Acts are approved by Congress and signed by the President of the United States to become federal statutory law.

Statutory law can be found in either codified laws or collections of statutes. The wording of the codes and compilations is the same, but their formats are different.

There are four principles for interpreting statutes: literal rule, golden rule, mischief rule, and purposeful method.

Major constitutional amendments are made using the statute law process. A Statute Law can only be repealed by Parliament due to Parliamentary Sovereignty, which prevents any other method of repeal.

Therefore, the answer is Statutory law.

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Affirmative action programs Question 39 options: involve the promotion of unqualified employees. only involve the training of individuals. are not very commonly used anymore because of reverse discrimination concerns. involve the recruitment, hiring, promotion, and training of qualified individuals.

Answers

Affirmative action programs involve the recruitment, hiring, promotion, and training of qualified individuals. Hence, option (d) can be regarded as the relevant choice of answer.

Give a brief account on affirmative action.

In the United States, affirmative action refers to a proactive endeavour to increase the job or educational possibilities for women and members of underrepresented groups. Affirmative action is a set of policies, programmes, and practises that give minorities and women limited preferences in job hiring, admission to higher education institutions, the awarding of government contracts, and other social benefits. It was first implemented by the government as a response to the effects of pervasive discrimination against these groups. Age, gender, ethnic origin, and race are typical affirmative action eligibility factors. While civil rights law was removing the legal justification for discrimination, the Johnson administration (1963–1969) launched affirmative action to increase chances for African Americans.

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Annual returns on small stocks have a population mean of 12% and a population standard deviation of 20%. If the returns are normally distributed, a 90% confidence interval on mean returns over a 5-year period is:

Answers

Small-stock annual returns have a total population of 12% or a population variance of 20%. Returns have a normal distribution, and a 5-year mean return's 90% confidence range is from 5.40% to 18.60%.

How is the annual return determined?

The annual return rate is computed by dividing the amount gained or forfeited at the close of the calendar year by the original cost made at the start of the year. This approach is also known as the average return or nominal annual rate.

What is a favorable annual return?

Most investors would consider an average yearly rate of returns of 10% or above to be a respectable ROI for long-term stock market investments.

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After a marketing objective is defined, what is the next step marketers should take?
A. Identify the target market
B. Evaluate the components of the promotion
C. Determine the marketing budget
D. Désign the marketing message

Answers

The following action that marketers should perform is to determine the marketing budget.

What are some examples of marketing objectives?

Marketing objectives are a list of specific, quantifiable goals created as a component of a marketing plan. Specific goals are set forth in marketing objectives, such as "reduce customer acquisition cost by 10% by the end of the next quarter."

What happens in the marketing process after that?

Building your marketing mix will be the following step in your marketing approach. The Economic Times states that "the marketing mix refers to the set of actions, or techniques," that a business use to market its brand or product.

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An ADR has been issued where each ADR equals .1111 ordinary shares of the foreign issuer. If a client wished to buy enough ADRs to cover 100 ordinary shares, how many ADRs must be purchased

Answers

1111 ordinary shares of the foreign issuer are represented by each ADR that has been issued. How many ADRs would need to be purchased if a customer wanted to purchase enough to cover 100 ordinary shares.

900, as each ADR is equal. A foreign security held at a foreign office of a U.S. bank is known as an American Depositary Receipt. The bank issues receipts in exchange for these ordinary shares, which are listed and traded on U.S. stock exchanges and registered in the country as securities. The number of advancing shares divided by the number of decreasing shares is known as the advance-decline ratio.

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Which of the following statements regarding limited partnerships that are not being disposed of in a taxable transaction is CORRECT?
Losses from a master limited partnership (MLP) may only be used to offset income from the same MLP.
Losses from a nonpublicly traded limited partnership may only be used to offset income from another nonpublicly traded limited partnership.
A)
I only
B)
II only
C)
Neither I nor II
D)
I and II

Answers

The correct option is (D), i.e., I and II. Investors admit duty-sheltered distributions from the MLP. MLPs are considered low-threat, long-term investments,  furnishing a slow but steady income sluice.  

For limited hookups and master limited hookups, the simplest way to explain the difference between the two business structures is that the ultimate is intimately traded while offering the duty benefits of limited cooperation.  

Since MLP distributions are a return on capital, they're substantially duty-remitted. But when you vend, you'll pay levies based on the difference between the deal's price and your acclimated base.

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. PJ can afford an $800 monthly mortgage payment. If the current mortgage rates are 4.75% and he wishes to have a 30-year mortgage, what is the maximum amount he can afford to borrow

Answers

PJ has the maximum financial means to borrow up to $153,360.

Given a specific rate of return, or discount rate, the present value of an annuity is the current value of the future payments from an annuity. The present value of the annuity decreases as the discount rate increases.

Use the standard annuity present value formula.

The equation is:

PV = PMT {[1- (1+ r / k) ^ (-kn)] / (r/k)}

PMT monthly equals 800

R = 4.75% of the interest rate, or 0.0475

K / monthly compounded = 12

Time / N = 30 years

Present Value = 800 x [1- (1+0.0475 / 12)⁽⁻¹²ˣ³⁰⁾/ (0.0475 / 12)]

Therefore, Present Value = 153,360.32 or 153,360

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