Answer:
Paying extra on your mortgage means that you make additional payments to your principal loan balance beyond your regular payments. For example, if you pay $1,300 per month normally, you may pay an extra $200 to the principal for a total payment of $1,500. Or if you get a bit of money, say a $5,000 tax refund, you could apply it to your principal loan balance. The faster you pay off your mortgage, the less you will pay in interest, reducing your overall loan cost. However, this option should be considered in the context of your larger financial situation.How much will you save by making extra payments?The amount you can save by making extra mortgage payments is one of the first things you need to figure out as that number will enable you to compare it to other options. Let’s take a look at how much you could save on interest over the life of a 30-year, $200,000 loan with a 3.5% interest rate if you paid $50, $100 and $250 extra each month. Just paying an extra $50 per month will shave 2 years and 7 months off the loan and will save you over $12,000 in the long run. If you can up your payments by $250, the savings increase to over $40,000 while the loan term gets cut down by almost a third.The savings can be substantial. Use a mortgage calculator to figure out your estimated savings. Then, compare that to the savings or returns you can get by investing the same money elsewhere.Ways to prepay your mortgagePay more every monthThe first option is to analyze your budget and see if you can afford to increase the amount you pay on your mortgage each month. Even if you can only commit to $25 or $50, it can save you thousands over the course of the loan.Make an extra payment each year Another option is to make one extra payment each year that is equal to your normal payment amount. This can be a good option if you get a bonus or tax refund each year.Make a lump-sum paymentSometimes situations come about which leave people with a lump sum of money, like receiving an inheritance. While exciting, it can also be stressful because you want to use the money wisely. Using lump sums to pay down your mortgage helps to reduce your interest and increase equity faster, which is a helpful investment. It can also ensure that the money is invested rather than spent.Mix it up You can also use a combination of these approaches, such as paying a little bit more each month and then making a larger one-time payment when you can.
The right payment strategy for you will depend on your financial situation. For example, if your budget is tight and you can’t commit to paying more every month but have certain months when your income is higher, you can commit to making an extra payment during those months. Alternatively, if you don’t receive any income boosts throughout the year but have a little bit of disposable income each month, the monthly payment option will be a better fit.When not to pay extraPaying extra on your mortgage can be helpful but it isn’t always the best use of your money.“Whether you should pay extra on your mortgage or not depends on the rest of your financial picture. If you have credit card debt, an expensive car loan, or other high-interest debt, you’ll want to pay that down before making extra payments on your mortgage,” Matthew McEwan, VP of real estate development and property management firm Medallion Capital Group, said.“Additionally, if you are a savvy investor who can tolerate some risk, you may be able to achieve a higher rate of return by investing that money instead,” McEwan said.What to do before paying off your loan earlyBefore you pay off your mortgage early, there are a few things you should do. For one thing, you’ll want to meet all of your regular necessary expenses (rent, food, clothing, etc.). Next, ensure you pay off any debts you have with interest rates that are higher than the interest rate on your mortgage. For example, if you have a $5,000 balance on a credit card with an 18% APR and your mortgage has a 4% APR, you’ll save more by paying down the credit card first.It’s also recommended to make sure that you have an emergency savings account that is equal to at least three months of pay, and preferably six. Moreover, confirm that you and your dependents are enrolled in the insurance policies you need to protect yourselves in the future. This often includes health, property, auto, disability and life policies.
If you have an employer offer to match your retirement savings up to a certain percentage, max out the company contributions. The earlier you invest in retirement, the better.
Expand the expression
3(x-6)
Answer:
3x-3(6) = 3x-18
Step-by-step explanation:
Which of the following expressions is not equivalent to -4.5 • -8?
-8 • -4.5
8 • 4.5
(8)(-4.5)
(4.5)(8)
Answer: (8)(-4.5)
Step-by-step explanation:
If you were to multiply-4.5 • -8 that would equal a positive number but if you were to divide (8)(-4.5) it would equal a negative number
Answer:
(8)(-4.5)
Step-by-step explanation:
please mark brainliest
There are 35 students in art class and 57 students in dance class. Find the number of students who are either in art class or in dance class. Find
When two classes meet at different hours and 12 students are enrolled in both activities. ( 2marks)
When two classes meet at the same hour. ( 2 marks)
Answer:
a. 80 students
b. 92 students
Step-by-step explanation:
Represent arts students with A and Dance students with D.
So, we have,
n(A) = 35
n(D) = 57
Required
Determine n(A or D)
Solving (a):
Here, we have:
n(A and D) = 12
n(A or D) is calculated as thus:
n(A or D) = n(A) + n(D) - n(A and D)
n(A or D) = 35 + 57 - 12
n(A or D) = 80
b. From the given details
n(A and D) = 0 because both students are not mixed up as in (a) above
Using the same formula as (a).
n(A or D) = n(A) + n(D) - n(A and D)
n(A or D) = 35 + 57 - 0
n(A or D) = 92
We want to factor the following expression: 25x^6-30x^3+9 We can factor the expression as (UVwhere Uand are either constant integers or single-variable expresSions 1) What are U and V?
Answer:
U = 5x^3
V = 3
(5x^3 - 3)^2
Step-by-step explanation:
(1) The value of U and V are U = 5x³ and V = 3.
(2) The factored form of 25x⁶ - 30x³ + 9 is (5x³3 - 3)²
What is a quadratic equation?A basic quadratic equation, or a second-order polynomial equation with a single variable, is represented by the equation x : ax² + bx + c = 0, where a≠0 for the variable x. As it is a second-order polynomial equation, which is ensured by the algebraic fundamental theorem, it must have at least one solution.
We can factor the expression 25x⁶ - 30x³ + 9 by first noticing that each term is a perfect square:
25x⁶ = (5x³)²
30x³ = 2(15x³)
9 = 3²
Now we can write the expression as the difference of two squares:
25x⁶ - 30x³ + 9 = (5x³)² - 2(5x³)(3) + 3²
Let U = 5x³ and V = 3. Then we have:
(5x³3 - 3)²
Therefore, the factored form of 25x⁶ - 30x³ + 9 is (5x³3 - 3)².
To learn more about the quadratic equation;
https://brainly.com/question/17177510
#SPJ2
what is meaning of integers
whole numbers, plus their counterparts less than zero, and zero
Negative integers(less than 0) being: –1, –2, –3 exc.
Positive integers(more than 0) being: 1, 2, 3 exc.
Answer:
Integers are whole numbers like -3, -2, -1, 1, 2, 3, 4. They can't be fractions or decimals though
Solve for x: 2x-1-x+3=5
Answer:
given
2x-1-x+3=0
x+2=0
x= -2
hope it helps you mate
please mark me as brainliast...
Answer:
2x-1-x+3=5
subtract 3 both sides
add 1 both sides
after that now its
2x-x=3
2x-x= x
x=3 thats the answer
I buy a printer for $125 and ink cartridges cost $15 each. Explain the relationship between the cost of ink cartridges and the total cost.
Answer:
125+15c=t
Step-by-step explanation:
Every cartridge is worth $15, so that would be 15c aka 15 x however many cartridges you purchase. Then the printer is $125, and its not changing so there will be no variable. Put those two amounts together and you'll get the total cost. (Hopefully I explained this well enough.)
Ming li spent $15 at the movies. She then earned $30 babysitting. She spent $12 at the bookstor. She now has $18 left. How much money did ming li have to begin woth
Answer:
$15
Step-by-step explanation:
30 - (12+15)
30-27=3
18-3=15
Hope this helps ;)
what is 10 times 20,00x
The concentration of particles in a suspension is 50 per mL. A 5 mL volume of the suspension is withdrawn. a. What is the probability that the number of particles withdrawn will be between 235 and 265? b. What is the probability that the average number of particles per mL in the withdrawn sample is between 48 and 52? c. If a 10 mL sample is withdrawn, what is the probability that the average number per mL of particles in the withdrawn sample is between 48 and 52? d. How large a sample must be withdrawn so that the average number of particles per mL in the sample is between 48 and 52 with probability 95%?
Answer:
(a) 0.6579
(b) 0.2961
(c) 0.3108
(d) 240
Step-by-step explanation:
The random variable X can be defined as the number of particles in a suspension.
The concentration of particles in a suspension is 50 per ml.
Then in 5 mL volume of the suspension the number of particles will be,
5 × 50 = 250.
The random variable X thus follows a Poisson distribution with parameter, λ = 250.
The Poisson distribution with parameter λ, can be approximated by the Normal distribution, when λ is large say λ > 10.
The mean of the approximated distribution of X is:
μ = λ = 250
The standard deviation of the approximated distribution of X is:
σ = √λ = √250 = 15.8114
Thus, [tex]X\sim N(250, 250)[/tex]
(a)
Compute the probability that the number of particles withdrawn will be between 235 and 265 as follows:
[tex]P(235<X<265)=P(\frac{235-250}{15.8114}<\frac{X-\mu}{\sigma}<\frac{265-250}{15.8114})[/tex]
[tex]=P(-0.95<Z<0.95)\\=P(Z<0.95)-P(Z<-0.95)\\=P(Z<0.95)-[1-P(Z<0.95)]\\=2P(Z<0.95)-1\\=(2\times 0.82894)-1\\=0.65788\\\approx 0.6579[/tex]
Thus, the value of P (235 < X < 265) = 0.6579.
(b)
Compute the probability that the average number of particles per mL in the withdrawn sample is between 48 and 52 as follows:
[tex]P(48<\bar X<52)=P(\frac{48-50}{15.8114/\sqrt{5}}<\frac{\bar X-\mu}{\sigma/\sqrt{n}}<\frac{52-50}{15.8114/\sqrt{5}})[/tex]
[tex]=P(-0.28<Z<0.28)\\=P(Z<0.28)-P(Z<-0.28)\\=P(Z<0.28)-[1-P(Z<0.28)]\\=2P(Z<0.28)-1\\=(2\times 0.64803)-1\\=0.29606\\\approx 0.2961[/tex]
Thus, the value of [tex]P(48<\bar X<52)=0.2961[/tex].
(c)
A 10 mL sample is withdrawn.
Compute the probability that the average number of particles per mL in the withdrawn sample is between 48 and 52 as follows:
[tex]P(48<\bar X<52)=P(\frac{48-50}{15.8114/\sqrt{10}}<\frac{\bar X-\mu}{\sigma/\sqrt{n}}<\frac{52-50}{15.8114/\sqrt{10}})[/tex]
[tex]=P(-0.40<Z<0.40)\\=P(Z<0.40)-P(Z<-0.40)\\=P(Z<0.40)-[1-P(Z<0.40)]\\=2P(Z<0.40)-1\\=(2\times 0.65542)-1\\=0.31084\\\approx 0.3108[/tex]
Thus, the value of [tex]P(48<\bar X<52)=0.3108[/tex].
(d)
Let the sample size be n.
[tex]P(48<\bar X<52)=P(\frac{48-50}{15.8114/\sqrt{n}}<\frac{\bar X-\mu}{\sigma/\sqrt{n}}<\frac{52-50}{15.8114/\sqrt{n}})[/tex]
[tex]0.95=P(-z<Z<z)\\0.95=P(Z<z)-P(Z<-z)\\0.95=P(Z<z)-[1-P(Z<z)]\\0.95=2P(Z<z)-1\\P(Z<z)=\frac{1.95}{2}\\\\P(Z<z)=0.975[/tex]
The value of z for this probability is,
z = 1.96
Compute the value of n as follows:
[tex]z=\frac{\bar X-\mu}{\sigma/\sqrt{n}}\\\\1.96=\frac{48-50}{15.8114/\sqrt{n}}\\\\n=[\frac{1.96\times 15.8114}{48-50}]^{2}\\\\n=240.1004\\\\n\approx 241[/tex]
Thus, the sample selected must be of size 240.
Determine whether the lines are parallel, perpendicular, or neither. EM has the
slope of 5/6 and TC has the slope of 6/5
Answer:
Not sure, not good with lines, but I think I did it correctly. EM = Neither TC= Perpendicular.
I think #1 is wrong but i can't figure it out
Answer:
Step-by-step explanation:
x=6
y=4
5x-y^2 :2
5×6 - 4 ^2 :2
30 - 16 :2
30 - 8
22 (the wright answer)
Circle the mistake :x =6 and y =4 it's not x=4 and y=6
Explain the mistake :when you calculed with x=4 and y=6 the final answer is wrong.
Simplify 3-8 divided by 3-2
Answer:
-5
Step-by-step explanation:
[tex] \frac{3 - 8}{3 - 2} [/tex]
[tex] \frac{ - 5}{1} [/tex]
[tex] - 5[/tex]
A = 2/3 * (B + C)
Solve for C
Given m || n, find the value of x and y.
(3x-4)
(6x-5)
Answer:
X=21 and Y=121
Step-by-step explanation:
With these types of problems, we need to know our vertical angles and that lines are 180° when two angles on a line are next to each other.
To solve this problem algebraically we want to add (3x-4) and (6x-5) together so that they equal 180. The reason we do this is that they lie on the same line which is 180°. The equation would look like [tex]3x+6x-5-4=180[/tex]. We then want to add like terms which will leave us with [tex]9x-9=180[/tex]. Now we want to get 9x by itself by adding 9 on each side which leaves us with [tex]9x=189[/tex]. To isolate x we need to divide on each side by 9 which finally leaves us with [tex]x=21[/tex]
Now that we have the value of x (21) we can now utilize our knowledge of vertical angles (angles that are completely across and equal to one another.) We can find y by doing this equation: [tex]y=6x-5[/tex] and with the value of x found we can plug in the value to get [tex]y=6(21)-5[/tex] which simplifies to [tex]y=126-5[/tex] then to [tex]y=121[/tex].
Simplify: b3·b−5·b11
A) b9
B) b15
C) b19
D) b-165
Two points that are on the same line are called what?
A
coplanar
B
collinear
C
supplementary
D
parallel
Answer:
That would be B Collinear
Answer:
B: Collinear
Step-by-step explanation:
Let's look at the answer choices, shall we?
-Coplanar is two lines or points on the same plane.
-Supplementary is where two angles measure to 180 degrees
- Parallel lines are where two lines have the same slope and will never intersect
The only other option is collinear, which happens to have the definition of two points on the same line.
Find all solutions of the equation x^2+3x+5=0 and express them in the form a+ bi
Answer:
in you question there is the ans hibben
Step-by-step explanation:
x^2+3x+5=0 =a+ bi
Which of the following is the equation of the line that is parallel to
y= 3/5x+ 8 and goes through point (-10,4)?
Select one:
a. y = 5/3x + 20 2/3
b. y=-5/3x – 12 2/3
c.y= 3/5x + 10
d. y = -3/5x-2
Answer:
C
Step-by-step explanation:
We want to write the equation of a line that is parallel to:
[tex]y=\frac{3}{5}x+8[/tex]
And also passes through (-10, 4).
Remember that parallel lines have the same slope.
The slope of our old line is 3/5.
Therefore, the slope of our new line is also 3/5.
We know that it passes through (-10, 4). So, we can use the point-slope form:
[tex]y-y_1=m(x-x_1)[/tex]
Where m is the slope and (x₁, y₁) is a point.
So, let's substitute 3/5 for m and let (-10, 4) be our (x₁, y₁). This yields:
[tex]y-(4)=\frac{3}{5}(x-(-10))[/tex]
Simplify:
[tex]y-(4)=\frac{3}{5}(x+10)[/tex]
Distribute on the right:
[tex]y-4=\frac{3}{5}x+6[/tex]
Add 4 to both sides:
[tex]y=\frac{3}{5}x+10[/tex]
So, our answer is C.
And we're done!
Step-by-step explanation:
Hey there!
The equation of a st.line passing through point (-10,4) is ;
(y-y1)= m1(x-x1) [one point formula]
Put all values.
(y - 4) = m1( x + 10)..........(i)
Another equation is; y = 3/5 + 8.............(ii)
From equation (ii)
Slope (m2) = 3/5 [ By comparing equation with y = mx+c].
As per the condition of parallel lines,
Slope of equation (i) = slope of equation (ii)
(i.e m1 = m2 )
Therefore, the value of m1 is 3/5.
Putting value of slope in equation (i).
[tex](y - 4) = \frac{3}{5} (x + 10)[/tex]
[tex](y - 4) = \frac{3}{5} x + \frac{3}{5} \times 10[/tex]
[tex](y - 4) = \frac{3}{5} x + 6[/tex]
[tex]y = \frac{3}{5} x + 10[/tex]
Therefore the required equation is y = 3/5x + 10.
Hope it helps...
SUPER EASY, ILL GIVE A BRAINLIEST THINGY TO FIRST ANSWER. At the store, two brands are sold. Brand A is offered as 6 for $0.85. Brand B is offered as 8 for $1.00. Which brand is the better buy?
Answer:
8 for $1.00
step by step explanation:
Which of the following list contains exactly 2 composite numbers and 2 prime numbers?
which is the equation of the line that passes through the points (-4,-8) and (1,3)
Answer:
−5x+13y=84
Step-by-step explanation:
I hope this is good :)
Solve the following system of equations.
6x -5y=13 & 9y-15+2x=0
x = 3
y = 1
Step-by-step explanation:Hi !
6x - 5y = 13
9y - 15 + 2x = 0
6x - 5y = 13
2x + 9y = 15 | ×(-3)
6x - 5y = 13
- 6x - 27y = - 45
add
6x - 6x - 5y - 27y = 13 - 45
- 32y = - 32 | ×(-)
32y = 32
y = 1
replace y = 1
6x - 5(1) = 13
6x - 5 = 13
6x = 13 + 5
6x = 18
x = 3
Good luck !
Four friends went to the movies.
Each person bought a movie ticket, and the total the four friends spent on the tickets was $52.
Which equation can be used to find the cost of each tickets
A) 4+x=52
B) x - 4= 52
C) 4x=52
D)x/4=52
The equation that can be used to find the cost of each ticket is 4x = 52.
What is an equation?An equation is a mathematical statement that is made up of two expressions connected by an equal sign.
Example:
2x + 3 = 6 is an equation.
We have,
Number of people who bought the tickets = 4
The total cost of tickets = $52
Now,
The cost of each ticket.
= 52 ÷ 4
= 13
Now,
Cost of one ticket = x
4x = 52
x = 52/4 = 13
Thus.
The cost of each ticket is $13.
Learn more about equations here:
https://brainly.com/question/17194269
#SPJ2
Classify the following triangle. Check all that apply.
A. Right
B. Acute
C. Equilateral
D. Scalene
E. Obtuse
F. Isosceles
What is the answer to 6x + 7= -x + 70
Answer:
x = 9
Step-by-step explanation:
6x + 7 = -x + 70
~Subtract 7 to both sides
6x = -x + 63
~Add x to both sides
7x = 63
~Divide 7 to both sides
x = 9
Best of Luck!
Is the function even, odd, or neither?
You may be asked to "determine algebraically" whether a function is even or odd. To do this, you take the function and plug –x in for x, and then simplify. If you end up with the exact same function that you started with (that is, if f (–x) = f (x), so all of the signs are the same), then the function is even. If you end up with the exact opposite of what you started with (that is, if f (–x) = –f (x), so all of the signs are switched), then the function is odd.
In all other cases, the function is "neither even nor odd".
Let's see what this looks like in action:
Determine algebraically whether f (x) = –3x2 + 4 is even, odd, or neither.
If I graph this, I will see that this is "symmetric about the y-axis"; in other words, whatever the graph is doing on one side of the y-axis is mirrored on the other side:
graph of y = –3x^2 + 4
This mirroring about the y-axis is a hallmark of even functions.
Also, I note that the exponents on all of the terms are even — the exponent on the constant term being zero: 4x0 = 4 × 1 = 4. These are helpful clues that strongly suggest to me that I've got an even function here.
But the question asks me to make the determination algebraically, which means that I need to do the algebra.
So I'll plug –x in for x, and simplify:
f (–x) = –3(–x)2 + 4
= –3(x2) + 4
= –3x2 + 4
I can see, by comparing the original function with my final result above, that I've got a match, which means that:
f (x) is even
A recent article in the paper claims that business ethics are at an all-time low. Reporting on a recent sample, the paper claims that 31% of all employees believe their company president possesses low ethical standards. Suppose 20 of a company's employees are randomly and independently sampled and asked if they believe their company president has low ethical standards and their years of experience at the company. Could the probability distribution for the number of years of experience be modelled by a binomial probability distribution?
Answer:
Explained below.
Step-by-step explanation:
A Binomial experiment has the following properties:
There are a fixed number of trials (n). Each trial are independent of the others. Each trial has only two outcomes: Success and Failure Each trial has the same probability of success (p).If a random variable X is used in an experiment and the experiment has all the above mentioned properties, then the random variable X is known as a binomial random variable.
The number of employees selected is, n = 20.
Every employees response is independent of the others.
Each employees response is either: Yes or No.
The probability of an employee responding as "yes" is, p = 0.31.
Thus, the experiment being performed is a binomial experiment.
So, the probability distribution for the number of employees believing their company president has low ethical standards can be modelled by a binomial probability distribution.
But the number of years of experience cannot be modelled by a binomial probability distribution. Because every employee will have different answer for this question.
(2x+4) + (3x-9) simplify
What is the slope-intercept form of the equation of the line that passes through the point (–6, 1) and is perpendicular to the graph of 2x + 3y = –5?