Incomplete question. The full question read;
Max and Veronica Shuman, along with their teenage sons, Terry and Thomas, live in Portland, Oregon. Max is a sales rep for a major medical firm, and Veronica is a personnel officer at a local bank. Together they earn an annual income of around $100,000. Max has just learned that his recently departed rich uncle has named him in his will to the tune of some $250,000 after taxes. Needless to say, the family is elated. Max intends to spend $50,000 of his inheritance on a number of long-overdue family items (like some badly needed remodeling of their kitchen and family room, the down payment on a new Porsche Boxster, and braces to correct Tom’s overbite). Max wants to invest the remaining $200,000 in various types of fixed-income securities.
Max and Veronica have no unusual income requirements or health problems. Their only investment objectives are that they want to achieve some capital appreciation, and they want to keep their funds fully invested for at least 20 years. They would rather not have to rely on their investments as a source of current income but want to maintain some liquidity in their portfolio just in case.
Describe the type of bond investment program you think the Shuman family should follow. In answering this question, give appropriate consideration to both return and risk factors.
Answer:
U.S. Treasury issued Bond
Explanation:
Interestingly, the U.S Treasury issued bonds have a maturity period of 20 years or 30 years. This is the right type of investment the Shuman family should follow since we are told, they "want to keep their funds fully invested for at least 20 years."
Also, U.S Treasury issued bonds usually pay interest every six months giving them the opportunity "to maintain some liquidity in their portfolio".
Since this is a government-issued bond the risk of falling to fraud is lesser making it an ideal option for the Shuman family.
your school decides to build a new performing arts center. what is the opportunity cost of constructing the new performing arts center
Answer:
C) any other good or service that cannot be provided right now due to resources used for the new performing arts center
Explanation:
Here is the full question :
our school decides to build a new performing arts center. What is the opportunity cost of the performing arts center?
(A) the money used in construction of the performing arts center
(B) the cost of building the performing arts center now rather than waiting until next year
(C) any other good or service that cannot be provided right now due to resources used for the new performing arts center
(D) cannot be determined without knowing what the next best option was for using the resources that went to the performing arts center
(E) none of the above
Opportunity cost is the cost of the next best option forgone when one option is chosen over other alternatives.
the funds used in building the new performing arts center would not be available for other activities. these activities forgone is the opportunity cost.
the money used in construction of the performing arts center is the real cost
Only the real cost is used in calculating accounting cost. While, opportunity cost and real costs are used in calculating economic cost
Intel Core processors are purchased by Toshiba for its laptops, and are thus considered what type of business product
Answer:
Component product
Explanation:
Business products are the products that are manufactured so as to run the businesses and be available for the consumers to purchase them. Components are the products that are the parts of the finished products. They are manufactured so that they can be further assembled to form finished products. Component products are purchased so that complete products can be manufactured.
In the given excerpt, Intel Core processors are the component product that are purchased by Toshiba. After assembling them, the Toshiba laptops are produced.
If an investment adviser tells a client that a stock has doubled in the past year and, even though past performance is no assurance of future results, he is sure it will double, this statement is A) prohibited because the investment is not suitable for the client B) permissible if the adviser has performed due diligence on the stock C) prohibited as a likely exaggeration D) permissible due to the disclaimer of future performance
Answer:
C) prohibited as a likely exaggeration
Explanation:
The statement being made by the adviser is prohibited as a likely exaggeration. An investment adviser has the moral obligation to advise the client so that they may increase their wealth safely through informed decisions. This does not include exaggerated price predictions. Regardless of past performance, an adviser cannot state that an asset will double in the near future or in the future in general because no one can know what will happen in the future and making such a prediction can be dangerous for the client.
You have $1200 to invest in a bank account with an interest rate of 5.5%, compounded monthly. After how many years will your account total pass $2000
Most licensed architects are members of which association? A. ACSA B. AIA C. NAAB D. NCARB E. NVOB
Answer: It is B. AlA
Explanation:ALA is open to all architects and professions related to architecture. Our members hold individual memberships and specialize in all types of architecture.
Yes. Companies should be protected by tariffs.. why?
Answer: See explanation
Explanation:
A tariff is a tax that the government imposes on either the imports or the exports of products or sevices.
Apart from the fact that tariff is a way of generating revenue by the government, tariffs help protect the domestic industry. This is because tariffs increases the price of imported goods.
Since there is an increase in the price of the imports, consumers tend to buy from the local manufacturer since their products tend to be cheaper when compared to the imports. This gives an edge to the domestic companies.
which of the following best describes the free enterprise system of the United States
Answer:
The U.S. economic system of free enterprise operates according to five main principles: the freedom to choose our businesses, the right to private property, the profit motive, competition, and consumer sovereignty. ... In the U.S. economic system, people's right to buy and sell private property is guaranteed by law.
________ are nonprofit independent groups that receive and distribute funds to influence the nomination, election, and defeat of a candidate.
Organization is nonprofit independent groups that receive and distribute funds to influence the nomination, election, and defeat of a candidate.
What is a non-profit organization?Non-profit organization is the company whose priority is to serve the people, not making the profits from it. The profits earned by the non-profits organization are not distributed among the directors or employees.
Thus, it is organization.
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An investor whose highest priority is getting the largest gains possible, even if
it requires a lot of risk, would most likely invest in ________.
A. Hedge funds
B. Bonds
C. Mutual funds
D. Saving accounts
The investor whose highest priority is getting the largest gains possible would invest in hedge funds. (option A)
What are hedge funds?Hedge funds are alternative investments that pool the financial resources of different high net worth people together in order to invest in different ventures. Hedge funds are known to invest in different risky and illiquid investments. This increases the rate of their returns relative to other options.
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Noriko analyzes ways to create and improve computer systems.
Boris helps people who are having difficulty using computers.
Lane writes code for operating systems.
Jewel tests software to identify problems.
Carla fixes and maintains databases.
Ignacio plans, organizes, and oversees information technology projects.
Answer:Brian uses ultrasound technology to create images of a patient’s liver and kidneys.
Nigel performs tests on a patient to get information about how his heart is working.
Krystal analyzes X-rays to determine whether a patient has a broken arm.
Explanation:
Answer:
A. B. F.
Explanation:
Edge
The current global human population is about 7.6 billion and is growing at an annual rate of 1.35 percent. If world population were to grow at this rate for the next year, approximately how many people would be added
Answer:
76×10^6 people or 76 million people
Explanation:
Let the population of the world now be Po = 7.6 × 10^9
Let the population next year be P
Let the time elapsed be t= 1 year
Let the growth rate be k= 1.35%
From;
P= Poe^kt
P= 7.6 × 10^9 e^0.0135× 1
P= 7.6 × 10^9 × 1.01
P= 7.676 × 10^9
Number added =
7.676 × 10^9 - 7.6 × 10^9 = 76×10^6 people
A very large company would be most likely to have a(n)
Blank its accounting department.
at the head of
Answer:
manager or head of accounting that makes the most sense to me
Explanation:
What kind of evidence is influencing Jim's self-concept?
"Jim, your handwriting has really improved. As a result, you're making fewer errors in your math problems. Keep up the good work!"
Answer:
he is strong hard the 1 one is the answer
Explanation:
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Bgn sells furniture such as beds and tables. It started as a partnership but is now a private limited company. BG has expanded quickly and has 10 shops located in different cities.Each shop manager is responsible for recruitment and decisions about inventory levels. They send the board a monthly report. The managing director has a laissez fair leadership style.There has been an increase in customer complaints and employees think internal communications need to be improved.Identify and explain one advantage and one disadvantage of the managing director's leadership style?
Answer:
See below
Explanation:
The Laissez-faire leadership style allows group members or employees to make important decisions. Managers operate hands-off, meaning they allow employees to run the business. The Laissez-faire leadership style is delegates responsibilities to employees.
Advantages
1. It promotes employees' personal growth.
When leaders are hands-off, employees get the chance to be hands-on. The Laissez-faire leadership style creates an environment that facilitates employee growth and development.
2. It encourages innovation. Employees have the freedom to try out different ways of achieving objectives. This promotes creativity and innovation in the workplace.
Disadvantages
1.Subject to abuse by employees
Because there is little supervision by managers, some workers may take advantage of their benefit. They might engage in fraud-related activities to steal money from the business. Absenteeism without genuine reason is likely to be high.
2. Reduces cohesion in teams
Due to a lack of clear leadership, each group member act as per their judgment. Teamwork is destroyed, which results in low productivity.
Who may be affected by monetary penalties imposed by the Internal Revenue Service when a Tax Professional fails to meet due diligence requirements?
Answer:
Both the tax practioner and the assessee will be liable for penalties under IRS 6695(a)
Explanation:
When a tax preparer is paid to arrange the tax return of a client they must follow preparer due diligence laws.
This is the case when the preparer is trying to get a refund of earned income tax credit, child tax credit, American opportunity tax credit, or filing of head of household status.
The effect on the tax preparer's client include:
- refund of amounts collected in error because of wrong return
- a two year ban from claiming credits if error is due to recklessness
- a ten year ban if error is as a result of fraud
The consequences for the tax preparer includes:
- for each requirement not met a $500 penalty
- suspension from the IRS e-file
- a ban from tax preparations
- in cases of fraud criminal charges can be made
Help find Robert! South Carolina people help me find Robert!
state four measures that may be taken by the government to control inflationstate formations that taken by the government to contain inflation
Answer:
see below
Explanation:
The government takes contractionary measures to check against rising inflation. Contractionary policies reduce liquidity in the market, thereby reducing the rate of money circulation.
Four measures that may control inflation include
1. Increasing interest rates: An increase in interest rates increases the cost of borrowing money. When the cost of money becomes expensive, firms and households reduce the borrowing rate, reducing the money supply rate. In turn, the inflation rate declines.
2. Increasing reserve requirement: Reserve is the proposition of customer discounts that commercial banks are expected to maintain at their custody at all times. Increasing the reserve requirement means banks will reduce lending, thereby reducing the money supply in the economy.
3. The open market sells: The government makes available many treasury bills and bonds for purchase in the market. It offers attractive rates that encourage banks and other institutions to buy them. Buying the treasury bills means banks will use a substantial percentage of customer deposits on treasury bills other than lending to customers. Open market sales mop up excess liquidity in the markets, reducing the rate of cash circulation.
4. Reduction of government spending: Government spending is a fiscal policy tool. The government is a big spender in an economy. If the level of spending is decreased, the money supply in the economy is reduced.
What does it mean to use diverse marketing strategies?
Answer:
Diversity refers to the fact that there are various ethnic or cultural groups within society. By using diverse marketing strategies, you appreciate this societal makeup with all of its different talents, needs, interests, and skills. It also means tolerating different preferences and ways of life — even in religious or sexual orientation.
Explanation:
Susan makes a purchase of $175 and is charged 7.75% for sales tax. What is the total cost of the purchase if Susan charges it on a credit card with a daily interest rate of 0.039% and pays the balance off at the end of 30 days
Answer:
$190.77
Explanation:
Given that:
Actual purchase price = $175
Sales tax = 7.75%
Total = actual price + sales tax
Total = actual sales price + (7.75% * Actual sales price)
Total = $175 + (0.0775 * $175)
Total = $188.5625
To pay with credit card at 0.039% daily interest for 30 days :
(188.5625 * 0.039% * 30) + 188.5625
2.20618125 + 188.5625
= $190.76868125
= $190.77
Question Mode Multiple Choice Question One of the main benefits of the euro's adoption has been ___________, which facilitates trade between European countries.
Answer:
minimizing monitoring of current exchange rates
Explanation:
European Union is defined as the group of several European countries which are situated n Europe. These countries came together a signed trade agreement or a treaty which ensures free trade within the member countries. By this they created a free trading zones within their countries.
The European Union has made it easy and simplified for the firms and they do not have to worry about the exchange rates or the currency differences across the borders of the countries. Thus, minimizing and monitoring of the current exchange rates is one of the main benefits of the European Union's adoption.
Banks that practice fractional reserve banking are able to:
A. change the interest rates on loans for any reason.
B. provide financial services to customers at no cost.
C. lend most of the money they hold as deposits.
D. return all of their deposited cash at any time.
Answer:
C. lend most of the money they hold as deposits.
Explanation:
Banks that practice fractional reserve banking are able to lend most of the money they hold as deposits.
Fractional reserve banking is a banking system in which banks are required to hold only a fraction of the money deposited by customers in reserve while lending out the remaining amount to earn interest. The fraction of deposits that banks are required to hold in reserve is typically set by central banks or regulatory authorities.
This means that banks are able to lend out most of the money they hold as deposits, while still maintaining enough reserves to meet their obligations to depositors. This practice allows banks to earn interest on loans and generate profits, while also providing a source of credit for borrowers who need it.
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Burger King restaurants have reached maturity. They are located throughout the United States and have been successful for many years. According to Kreiser's business life cycle, they may now do all of the following except _____ .
begin to decline
find a way to reposition itself with new products or in new markets
be bought out by McDonald's
none of the above
Answer:
be bought out by McDonald's
Explanation:
Among the three answer choices listed, the least likely to occur for Burger King is to be bought out by McDonald's. This is because of the large scale of that purchase, the fact that Burger King, while a direct competitor of McDonald's, is further behind, and beginning to decline, and also because the two businesses may not be compatible under a joint operation.
it is personality factor which means doing things even before being told
Answer:
Initiative.
Explanation:
Initiative is a personality factor which means doing things even before being told.
This ultimately implies that, an initiative refers to the ability of an individual to act by himself or herself without getting any instruction from anybody.
Initiative connotes the personality factor that influences an individual to perform an action or task without being told, urged, compelled or forced to do so.
AWNSER THIS ASAP PLEASE
a commidity is something with cash value that can be bought ir sold
true
false
Answer:
true so yeah so that is the answer
Answer:
True
Explanation:
In simplest terms, it would mean a useful or valuable thing. And in specific terms, that value cam be bought or sold.
Buyer Bill has agreed to pay for a computer system after all hardware has been installed and operational. What type of contract does Bill hold
Answer:
"Executory" is the right solution.
Explanation:
An executory contract would be a contract concluded by individuals involved, these same phrases among which are always to be accomplished at that same future stage. This same agreement states that when both parties always have responsibilities to fulfill before they could be finalized, which are often in a position in between the debt collector or bondholder and maybe the other individual.By this point, you hopefully have a fairly full understanding of what a manager does. If you were offered a managerial position (or if you currently hold one), what aspect of being a manager is a natural fit with your skills and personality? Conversely, which aspect do you feel would require more conscious effort on your part? Management is definitely NOT for everyone… do you think it is a career path you would enjoy?
Explanation:
To be an effective manager, it is necessary to have communication skills, as this is an essential characteristic for the manager to be understood effectively and there are no communication noises that hinder the work and generate conflicts.
It is essential that the manager has an assertive posture, that provides feedbacks about the work of his team and above all be ethical and respectful with his subordinates, becoming a mirror that reflects the most esteemed and necessary organizational values, being a key part for the creation of an organizational culture focused on the development of competencies and skills of employees and innovation.
1. Point out which changes are occurring in the business that affect HRM. 2. What are some considerations the company and HR should be aware of when making changes related to this case study? 3. What would the initial steps be to start planning for these changes? 4. What would your role be in implementing these changes?
Answer:
Following are the solution to the given point.
Explanation:
In question 1:
Modifications such as:
Its five workers' benefit in the following 3, months will affect the human system comprises, that is well established and deeply connected with others and historically understanding its company. Other vision becomes unparalleled for business performance. Enable employees of one, 2 years per week to the telephone. Efficiency issues if work is allowed at home. End the actual department to launch the digital division. Rather than recruiting the staff on even a contractual basis as filled workers.In question 2:
facets:
Progressively but not in a moment, we should be aware of implementing changes, since it indirectly encourages employees and can be tormenting. Fewer would be motivated and far less productive. They should be informed of the realistic viability of changes and assess the optimistic feasibility of the proposed changes. They need to take into consideration their employee's collective opinions or take decisions about change into account.In question 3:
Diagnosing your company's existing environment is the very first step following your choice to change your company and to make changes with employees who are starting to alter gradually. To understand the workers' current motivation is an effective way to begin a progressive change process.
In question 4:
My function would be to offer the concept a sense of the impact of such changes on the organization's ecosystem as well as the convenience of the changes to be identified. Provide team members with assignments and identify the change cabin crew to be introduced in a system. Encouragement for change and overall smart agricultural control among workers.
Continuing an experimental condition until staffing patterns stabilize is a strategy for avoiding a confound due to
Risks of a failure is continuing of an experimental condition where the staffing patterns are under a stabilized situation for avoiding confound.
What is staffing pattern?Staffing pattern is the way of assigning tasks to the manpower resources available in an organization for the purpose of achievement of the organizational goals.
Sometimes experiments are held in an organization to make sure that there are no actual failures at the time of the initiation of the process.
Hence, staffing patterns are stabilized during experiments due to the risks of failure and avoiding confounds.
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Sarah invested $38,700 in an account that paid 6.2% annual interest, compounding monthly. She left the money in this account, collecting interest for three full years. Approximately how much interest did she earn in the last month of this period?
Answer: Thus interest earned in the last month of this period is 232.20 $.
Explanation:
Principal (P) = 38700
Annual rate of interest = 6.2 %
Monthly rate of interset (R) = [tex]\frac{6.2}{12}=0.52[/tex]
Time = 3 years = 36 months ( 1 year = 12 months )
Interest earned in n months = [tex]P(1+\frac{R}{100})^n-P[/tex]
Interest earned in the last month of 3 years = interest earned in 36 months - Interest earned in 35 months = [tex][38700(1+\frac{0.52}{100})^{36}]-[38700(1+\frac{0.52}{100})^{35}]=38700(1.205-1.199)=232.20[/tex]
Thus interest earned in the last month of this period is 232.20 $.
What can give working people information about their fields, including conferences and leadership opportunities in those fields?
an extracurricular activity
a career and technical student organization
a professional organization
a cocurricular activity
Answer:
a professional organization
Explanation:
A professional organization is formed to promote the growth of the profession and advance the interest of people working in that profession.
A professional organization is also known as a professional association. It facilitates communication and connection among its professionals. It supports innovations and creativity that help develop and grow the profession. Through their regular meeting, members of a profession share information on the trending issues, opportunities, and challenges affecting the profession.
Answer:
C
Explanation: