The six reasons why Ghana's banks are in crisis include poor management, an increase in delinquent debts, corporate governance, among others. These can be overcome if regulation is improved and banks receive more resources.
The six reasons why Ghana's banks are in crisis include
In the last years, banks in Ghana have been through a deep crisis that has affected different sectors of society. This crisis has multiple causes that include:
Increase in delinquent debts: Hundreds of users ask for loans but they do not pay on the due date.Lack of economic resources or undercapitalization: Banks in Ghana have great debts but few resources.Poor management: There are serious managing problems within banks that do not allow them to be profitable.Corporate governance: Issues in the rules and protocols followed by banks.Control of private sectors over government or public banks: In the last years, the private sector has overtaken banks that belonged to the government or indigenous tribes.-Regulatory issues: Laws that regulate all banks are not efficient and they do not address the crisis.
Moreover, these six negative roots of the Ghana banks crisis can be overcome if:
The general regulation for banks is adapted to meet the new situation.Banks improve their internal management and regulation.Loans are only approved if the user can pay them by the due datePrivatization is stopped or minimized.Banks receive economic resources from the government or other official entitiesLearn more in: https://brainly.com/question/9364800
Does Animal Experimentation do more harm than good?
what is the cause of volcanoes in yellowstone and hawaii?
Answer:
Heat from the mantle plume has melted rocks in the crust, and created two magma chambers of partially molten, partially solid rock near Yellowstone's surface.
Explanation:
identify the person who most precisely expresses a sense of nationality.
Answer:
I live in Canada, but I cheer for Somalia in the Olympics because my ancestors lived in Somalia.
Explanation:
indicate the direction of axonal transport by aligning the proper label with each arrow.
The antegrade movement is the one that is made from the soma to the terminals while the retrograde movement is the one that is made from the termination towards the soma.
Antegrade axonal transport is one that
It uses kinesin as a motor.It goes from the soma to the terminals.It generally carries cytoarchitecture materials, synaptic vesicles, and enzymes.Retrograde axonal transport is one that:
It uses dyne as its engine.It goes from the terminals towards the soma.It carries recycling materials and information on the state of the terminal axon and synapses.Note: This question is incomplete because the image is missing. Here is the image
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when will social security cola for 2022 be announced
October
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Franny is charged with a crime. Almost all federal courts and some state courts would not hold Franny liable if, at the time of the offense, as a result of a mental disease or defect, she lacked substantial capacity to obey the law and to appreciate a. the fruits of his crime. b. the wrongfulness of her conduct. c. the authority of the court. d. the power of the police.
Answer:
B
Explanation:
After the crime, Franny lacks substantial capacity to obey the law and to appreciate the wrongfulness of her conduct.
What is crime?Crime serves as an offence is wrong doings which is punishable under the law.
However, under the law, anyone that is mentally unstable cannot be punished since he didn't know what he was doing.
Therefore, Franny was justified by federal courts and some state courts as not being stable enough to fo the time.
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Think of two ways on how you can apply prudence anf frugality on consuming each of the following?
Answer:Being prudence and frugality means being cautious, aware, and sensitive in the optimum utilization of natural resources. Although these resources are recyclable but still should be used in the limited and in need only.
The two ways to apply prudence and frugality in consuming the resources are:
1.- Responsible: The resources should be used in an optimum manner. It should be used at the need and limited extent.
2.- Conscious: The resources utilized should be used in a conscious and concerned manner. We should practice the pattern of sustainability of the resources.
The use of water should be as per the need and the limit.
In the digital transforming world, the use of paper should be very limited and should be avoided.
What are some examples of the dependency countries have on each other
Answer:
For trade and other goods
Explanation:
For example, the United States is totally dependent on imports for vital strategic metals that are necessary components for military weapons systems, cellphones, solar panels, lithium-ion batteries, and many high-technology products.
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Who is the leader of our community?
Answer:
Explanation:
Leaders in the community
Community leaders are not necessarily elected to their positions, and usually have no legal powers, but they are often used by the media and the police as a way of determining the general feeling within a particular community, or acting as a point of liaison between that community and authorities
Hi, I need serious help right now, and this is really the only platform that I know to go on to ask questions, my girl friend is slit ting her wrist and hurting herself, she won't tell me why though, can someone please give me advice ASAP.
political leaders may prefer communicating through social media because
Political leaders may prefer communicating through social media because:
They would reach a much larger audienceBefore the advent and popularity of social media accounts, politicians primarily addressed the nation or their constituencies by calling press conferences and saying whatever they wanted to say.
However, with the increased popularity of social media, politicians have discovered that their message goes far beyond just the nation or their states, but it is global.
Some of the reasons for this include:
They want a wider reachThey want to sway public opinionThey want to pass across a message, etcRead more here:
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Rather than carefully review policies, previous experience or public statements, for many voters just knowing that this candidate is endorsed by the Republican or Democratic party is sufficient for decision making. When this happens, party affiliation serves as the kind of shortcut to making decisions known as
When such things occur, the party affiliation serves as the kind of shortcut to making decisions known as heuristics.
A heuristic simply means a mental shortcut that's used by people to solve problems. It's viral in making judgments quickly and efficiently.
A heuristic is vital in shortening decision-making and allowing people.to function without having to think about the next course of action.
In conclusion, the correct option is heuristic.
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the chinese new year celebration begins on the day of the
Answer:
Hope it helped brainiest plz
Explanation:
The chinese new year celebration begins on the day of the Tuesday February
1
what is the most important factor affecting wildlife survival
what is the plastic piece on the end of a shoelace called:
Answer:
it is called an aglet/aiglet
intersections that have traffic signs or signals are called _____.
Answer:
a controlled intersection
Explanation:
A Controlled intersection is the intersection which have a traffic sign and signals.
Intersection is used in Road traffic to describe where two, three or four road meet or cross.
In city, introduction of traffics light made navigation of vehicles around intersection swiftly because upcoming vehicle at other side of the road will pause for a moment.
An intersection can either be controlled or uncontrolled Intersection.
Therefore, any controlled intersection is one that have a traffic signs or signal.
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You order your favorite foot-long sandwich with chips and a drink using your debit card. The total comes to $5.68. Your online statement shows a charge of $40.68. The extra amount is an overdraft fee.
True
False
Name ONE advantage and ONE disadvantage the Confederacy had going into the Civil War
Answer:
Advantages: familiar w/ the land; guns and supplies
Disadvantages: no international allies like the Union; smaller army; less experienced fighters
Explanation:
Why do we need to learn about the referencing styles?
Answer:
learning about it helps you to avoid plagiarism by making it clear which ideas are your own and which are someone else's. It also helps you show your understanding of the topic. And it gives supporting evidence for your ideas, arguments and opinions. allows others to identify the sources you have used.
Explanation:
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how did the existence of the Hudson bay company and the north west company lead to increased tensions between the first nations in canada?
Explanation: The First Nations and the HBC The First Nations people were essential to the fur trade because they were the trappers. First Nations middlemen collected furs from the interior and brought them to the forts on Hudson's Bay to trade them for rifles, ammunition, pots, cloth, needles, axes, knives, muskets, and glass beads.
This is what i know, hope it helped u if so mark as brainliest please :)
Why did Patriot leaders create the Committees of Correspondence?
They felt colonists needed new people to write to.
They felt that together, colonists could influence British policy affecting them.
They thought it would be nice to meet people from other colonies.
They wanted to spread the idea of peace on Earth.
Answer:B
Explanation:
In your own words, what is the meaning of life. (Minimum of 3 sentences)
Answer:
I believe that the meaning of life is to help others and the earth. It is our duty as human beings to care for our planet and the people on it because we all depend on each other. We rely on the earth for a home, resources and food, and we rely on each other for help. If we do not take care of the earth or our fellow humans, we will have nothing.
Explanation:
Brainliest Pls
In at least two sentences, explain the social and economic problems faced by the nation following the Civil War.
Answer:
During the Civil War the economic and social problems were terrible because people did not socialize because they thought no one could be trusted and the economic problems were terrible too because in the South, a smaller industrial base, fewer rail lines, and an agricultural economy based upon slave labor made mobilization of resources more difficult. As the war dragged on, the Union's advantages in factories, railroads, and manpower put the Confederacy at a great disadvantage
Explanation:
why was the beaver so important to the colonization of north America
Answer:
Beaver trapping contributed to shifting economic and political alliances between Europeans and Native Americans.
If you were a member to the 1898 Congress, would you have voted to declare war on Spain? Why or why not?
Answer:
If I was a member of the 1898 congress I would have voted to declare war on Spain because of the sinking of the Battleship Maine in Havana harbor on February 15, 1898.
Explanation:
On February 17, 1898, the battleship USS Maine, moored in Havana’s harbor, sank after being rocked by two explosions; 252 men onboard were killed. Hawks in the media and within the government immediately blamed Spain, and President McKinley, abandoning his hopes for neutrality in the Cuban-Spanish conflict, bowed to Congressional calls for war. (It was later discovered that the explosion was caused by the spontaneous ignition of faulty ammunitions onboard the Maine.)
which best describes the relationship between themes and morals?
Answer:
A theme is the central idea about what the whole story was about and a moral is a lesson or message that the author wants to you learn.
Answer:
themes are central and morals are lessons
this should be submitted by 12:00
Answer:
say your good at cooking :)
Explanation:
write " I've been cooking from my very past few years and luckily I am very good at doing so. As cooking is a basic thing for people to learn , the first person I can benefit from my cooking is myself. Other than that , I help my family with these things when they are sick. I've been thinking about serving some food to the street dogs I have near my home and help those people who are in need of food if I take cooking as my job in future.
hibernia is the ancient name of what european country?
what should be changed to make the following sentence true? "a prototype is a category or grouping of linguistic information, objects, ideas, or life experiences."
Concepts are divisions or collections of linguistic data, pictures, thoughts, or memories, such as past events. In many ways, concepts are broad ideas that are created by seeing details, classifying them, and putting them together into cognitive structures. The word "concept" should be used instead of "prototype."
What are concepts?Abstract ideas are referred to as concepts. They are recognized as serving as the conceptual cornerstones of principles, thoughts, and beliefs. They are crucial to every facet of cognition.
As a result, a variety of academic fields—including linguistics, psychology, and philosophy—study concepts. These fields are particularly interested in the logical and psychological underpinnings of concepts as well as how they are combined to create thoughts and sentences.
Conceptual research has played a crucial role in the development of the interdisciplinary field of cognitive science.
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What is the role of the opposition in the parliament? grade 8th
Explanation:
The Opposition's main role is to question the government of the day and hold them accountable. ... Members of the Opposition who are members of parliamentary committees have a further opportunity to scrutinise new legislation as part of the committee process.
Answer:
The Opposition's main role is to question the government of the day and hold them accountable. ... Members of the Opposition who are members of parliamentary committees have a further opportunity to scrutinise new legislation as part of the committee process.