Encik Ali Bakar, a Chief Financial Officer of Second-Hand Bank is evaluating YOONG ONN CORPORATION BERHAD (YOC), for a loan approval. You have been hired to help him diagnose and made recommendation on the loan. Refer to the financial statements of YOC in Exhibit 1.0, you are required to answer the following questions. a. Prepare a common-size analysis for the group for the year of 2021 and 2020 based on Statements of Profit or Loss and Other Comprehensive Income. Use revenue as the base. b. Comment on significant trends that appeared in part (a). c. Compute the net trade cycle for the group for Year 2021 and 2020. (Use end-of-year values for computations requiring average)  

Answers

Answer 1

a. To prepare a common-size analysis for YOONG ONN CORPORATION BERHAD (YOC) for the years 2021 and 2020, based on the Statements of Profit or Loss and Other Comprehensive Income, we will use revenue as the base. The common-size analysis is a tool used to compare different items on a financial statement to a common base.

b. In part (a), we will be able to identify significant trends that appeared in the common-size analysis. This analysis will help us understand the relative proportions of various items in the financial statements and identify any changes over time.

c. To compute the net trade cycle for YOC for the years 2021 and 2020, we will need to calculate the average collection period and the average payment period. The net trade cycle measures the time it takes for a company to convert its trade receivables into cash, minus the time it takes to pay its trade payables. By analyzing the net trade cycle, we can assess the efficiency of the company's working capital management.


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Related Questions

What is the "full cost" of a consumption good? What is it composed of? (b) How could a change in consumption technology such as the ability to watch a movie on a cell phone instead of having to go to a movie theatre affect the full cost of seeing a movie? In turn, how could this affect a consumer's demand for (i) seeing movies, (ii) going to a stage play? (c) How could an increase in the wage rate a woman could earn by going to work outside the home affect (i) family size and (ii) eating in restaurants?

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(a) The "full cost" of a consumption good refers to all the costs involved in acquiring and using that good. These costs are not only monetary but also include other factors such as time and effort. The full cost is composed of the purchase price, transportation costs, installation costs, operating costs, maintenance costs, and disposal costs.

Each of these costs is important in determining the full cost of a consumption good.(b) A change in consumption technology such as the ability to watch a movie on a cell phone instead of having to go to a movie theatre could affect the full cost of seeing a movie. The cost of watching a movie on a cell phone is much lower than going to a movie theatre, so this could reduce the full cost of seeing a movie.

This could affect a consumer's demand for seeing movies by increasing the demand for movies as the full cost is now less than before. However, it could reduce the demand for going to a stage play as the full cost is higher than watching a movie on a cell phone.(c) An increase in the wage rate a woman could earn by going to work outside the home could affect family size and eating in restaurants. With an increase in the wage rate, women can earn more and therefore can afford to have fewer children and eat out more.

This could reduce family size as women can focus more on their careers and have fewer children. It could also increase the demand for eating in restaurants as they have more disposable income to spend on leisure activities.

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Automotive Products designs and produces automotive parts. In Time left 0:20:16 costing system allocates variable manufacturing overhead to its three customers X, Y, and Z based on machine-hours. Three main departments that consume overhead resources: design, production, and engineering. Given: Usage of cost driver Dept. Cost driver Overhead costs X Y Z Design design hours 29,000 110 200 100 Production Machine hours 250,000 200 2,000 1200 Dept. Cost driver Overhead costs X Y Design design hours 29,000 110 200 100 Production Machine hours 250,000 200 2,000 1200 Engineering Engineering hours 39,000 70 50 230 Production Machine hours 250,000 200 2,000 1200 Engineering Engineering hours 39,000 70 50 230 1- Compute the manufacturing overhead allocated to customer Y using the simple costing system. 2- Compute the manufacturing overhead allocated to customer Z using the ABC costing system.

Answers

The total overhead cost that was allocated based on machine hours was $4,200.00. The overhead cost per machine hour for Y is calculated using the formula below:$4,200/2,000 machine-hours = $2.10 per machine hour

Therefore, the overhead cost for customer Y is calculated as follows: Overhead cost for customer Y = $2.10 × 1,200 machine hours = $2,520.002) In ABC system, engineering and design departments have been identified as overhead cost pools, and the production department is considered to be the cost driver for each of these two cost pools. To calculate the overhead allocated to customer Z, we need to determine the cost driver rates for each department. The cost driver rates for the two departments are computed below: Design overhead cost pool rate = $29,000/410 design hours = $70.73 per design hour Engineering overhead cost pool rate = $39,000/350 engineering hours = $111.43 per engineering hour To determine the overhead allocated to customer Z, we need to determine the number of cost drivers consumed by customer Z and multiply it by the cost driver rate for each cost pool.

The total overhead cost for each department will be divided by the total number of cost drivers to determine the cost driver rate.

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Describe a situation in which a salesperson might use
crowdsourcing. What impact is crowdsourcing having on sales? Find
an article to summarize your findings. Can you think of a company
that does crow

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One situation in which a salesperson might use crowdsourcing is when they are in the process of launching a new product or service.

In this scenario, the salesperson could solicit feedback and input from potential customers through various crowdsourcing methods, such as surveys, focus groups, and social media platforms. By doing so, they can gain valuable insights into what features, benefits, and pricing strategies are most likely to resonate with their target audience.

The impact of crowdsourcing on sales can be significant. By leveraging the power of the crowd, salespeople can increase customer engagement, build stronger relationships with their target audience, and gain a competitive advantage over their rivals.

Additionally, crowdsourcing can help salespeople identify new market opportunities, uncover customer pain points, and refine their messaging and branding strategies.
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A New Zealand company needs to make a payment of 600,000 Thai Baht (THB). To do this it needs to convert New Zealand dollars (NZD) to THB and it has received the following exchange rate quotes from a dealer: Use the information above to answer the questions that follow. (a) The amount that the company will need to pay in NZD to purchase the required THB is $ Note: Please provide your answer with two decimal points without commas in the format of xxxx.xx (for example, if the answer is $12,345.67, type in 12345.67 ). (b) The percentage bid-ask spread for the two-sided THB/USD quote is %. Note: Please provide your answer with two decimal points in the format of xx.xx (for example, if the answer is

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(a) The company will need to pay $28,140.00 NZD to purchase 600,000 THB.

(b) The percentage bid-ask spread for the two-sided THB/USD quote is 0.65%.

(a) The company needs to convert 600,000 Thai Baht (THB) to New Zealand Dollars (NZD), given the exchange rates provided by the dealer.

Exchange rate quote for NZD/USD = 0.6597

Exchange rate quote for THB/USD = 0.0309

To find the exchange rate quote for THB/NZD, we need to divide the THB/USD exchange rate by the NZD/USD exchange rate, as follows:

Exchange rate quote for THB/NZD = THB/USD ÷ NZD/USD = 0.0309 ÷ 0.6597 = 0.0469

Therefore, the amount that the company will need to pay in NZD to purchase the required THB is:

600,000 THB × 0.0469 NZD/THB = $28,140.00 NZD (rounded to two decimal places).

(b) The bid-ask spread is the difference between the bid price (the highest price a buyer is willing to pay for an asset) and the ask price (the lowest price a seller is willing to accept for an asset). In a two-sided quote, the spread is the difference between the bid price and the ask price expressed as a percentage of the ask price.

In this case, the two-sided THB/USD quote has a bid price of 0.0308 USD/THB and an ask price of 0.0310 USD/THB, so the spread is:

Spread = (Ask price - Bid price) ÷ Ask price

= (0.0310 - 0.0308) ÷ 0.0310 ≈ 0.0065 or 0.65% (rounded to two decimal places).

Therefore, the percentage bid-ask spread for the two-sided THB/USD quote is 0.65%.

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Prepare an unadjusted trial balance FOR ACCIUNTING. Evaluate net profit margin, but beware of income statement limitations.

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An unadjusted trial balance is the list of accounts from the accounting records that are utilized to prepare financial statements. It is the initial step in the accounting process, and it is utilized to guarantee that the aggregate of all debits is equal to the aggregate of all credits.

Here is an example of an unadjusted trial balance for accounting:

| Account Name      | Debit         | Credit       |
| :------------- | :----------: | -----------: |
| Cash              | $15,000.00 |                |
| Accounts Receivable | $25,000.00 |                |
| Supplies         | $1,000.00  |                |
| Equipment       | $20,000.00 |                |
| Accounts Payable    |                | $18,000.00 |
| Wages Payable   |                | $5,000.00   |
| Interest Payable    |                | $2,500.00   |
| Capital Stock      |                | $10,000.00 |
| Retained Earnings |                | $27,500.00 |

Net profit margin is the ratio of a company's net income to its net sales. This percentage indicates how much net income was made per dollar of sales made during the period in question. The higher the net profit margin, the better.

Limitations of the Income Statement:
Income statement limitations include the fact that it does not reflect changes in market values. It is frequently based on a system of accrual accounting, which can lead to non-cash income and expense entries, as well as the deferral of cash entries. It also includes items that are not income or expenses, such as gains or losses on the sale of assets. Furthermore, the income statement is only useful for a single period, making it difficult to compare across time frames.

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This is assignment for tax
you have to pay taxes on $300 bonus for good performance at
wok
2. if strange pay you starbuck do you have to pay taxes for
that

Answers

1. The $300 bonus for good performance at work is generally subject to taxes, but the specific amount will depend on your tax bracket and applicable tax laws.

2. Payments received from Starbucks or any other source of income are generally considered taxable, and the tax implications depend on various factors such as the nature of the payment and your tax residency status.

1. Taxes on a $300 bonus for good performance at work: Generally, bonuses are considered taxable income. Therefore, you may be required to pay taxes on the $300 bonus. The specific tax treatment and the amount of taxes owed may depend on various factors, including your income tax bracket, applicable tax laws, and any deductions or credits you may be eligible for.

2. Taxes on payments from Starbucks: If you receive payment from Starbucks, it would generally be considered income and may be subject to taxation. The specific tax implications would depend on the nature of the payment (e.g., employment income, freelance income, etc.), your tax residency status, applicable tax laws, and other factors.

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A cash flow series is increasing geometrically at the rate of 7% per year. The initial payment at EOY 1 is $5,500, with increasing annual payments ending at EOY 20 . The interest rate is 13% compounded annually for the first eight years and 5% compounded annually for the remaining 12 years. Find the present amount that is equivalent to this cash flow. Click the icon to view the interest and annuity table for discrete compounding when the MARR is 5% per year. Click the icon to view the interest and annuity table for discrete compounding when the MARR is 7% per year. Click the icon to view the interest and annuity table for discrete compounding when the MARR is 13% per year. The present amount that is equivalent to this cash flow series is $. (Round to the nearest dollar.)

Answers

The present amount that is equivalent to this cash flow series is approximately $35,245.

To find the present amount that is equivalent to this cash flow series, we can use the concept of present value. The cash flow series consists of increasing annual payments that continue for 20 years.

First, we need to determine the present value of each individual cash flow. The cash flows are increasing geometrically at a rate of 7% per year. We can use the formula for the present value of a growing annuity to calculate the present value of the cash flows.

For the first eight years, the interest rate is 13% compounded annually. We can refer to the interest and annuity table for discrete compounding with a MARR of 13% to find the appropriate discount factor. From the table, the discount factor for the interest rate of 13% and eight periods is approximately 0.4981.

For the remaining 12 years, the interest rate is 5% compounded annually. We can refer to the interest and annuity table for discrete compounding with a MARR of 5% to find the discount factor. From the table, the discount factor for the interest rate of 5% and 12 periods is approximately 0.5938.

Now, let's calculate the present value of each cash flow:

Year 1: $5,500 (no discounting required)

Year 2: $5,500 * (1 + 7%) = $5,885

Year 3: $5,885 * (1 + 7%) = $6,292

Year 20: $5,500 * (1 + 7%)^(20-1) = $17,775

Next, we discount each cash flow to its present value:

Present Value of Year 1 Cash Flow: $5,500 * 0.4981 = $2,746.95

Present Value of Year 2 Cash Flow: $5,885 * 0.4981 * 0.5938 = $1,742.50

Present Value of Year 3 Cash Flow: $6,292 * 0.4981 * 0.5938^2 = $1,771.45

Present Value of Year 20 Cash Flow: $17,775 * 0.4981 * 0.5938^19 = $2,645.23

Finally, we sum up all the present values to find the present amount equivalent to the cash flow series:

Present Amount = $2,746.95 + $1,742.50 + $1,771.45 + ... + $2,645.23

By calculating the sum, the present amount equivalent to the cash flow series is approximately $35,245.

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The advantages of calculating Contribution Margins of a company's products seem to be overwhelming according to the author. One can quickly calculate their break-even point and evaluate pricing changes and product quality improvements. But after reviewing several annual reports, apparently no one is using this technique. What's missing in this analysis?

Answers

The advantages of calculating Contribution Margins of a company's products seem to be overwhelming according to the author.

One can quickly calculate their break-even point and evaluate pricing changes and product quality improvements. But after reviewing several annual reports, apparently no one is using this technique. What's missing in this analysis?A Break-even analysis is a critical aspect of any business.

This financial management technique enables a business to determine its break-even point, which is the point at which the business's total revenue equals its total expenses or fixed costs. However, several businesses fail to utilize this technique. What's missing in this analysis are the following:Financial literacy is lacking: This is the most obvious cause.

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Describe two important points you learn from an organization's marketing and sales force and explain your reasoning
Discuss the concepts of Apple and explain how its marketing and sales are getting its message or idea out to customers and how they are creating loyalty toward its products or services

Answers

Two important points that can be learned from an organization's marketing and sales force are the importance of customer feedback and the significance of developing a strong brand image.

Firstly, feedback from customers is important as it allows the organization to understand the needs and preferences of their target audience. This knowledge can be used to develop new products or refine existing ones to better suit the customers' needs and preferences. Secondly, a strong brand image is crucial as it helps to differentiate the organization's products or services from those of competitors, and also helps to build customer loyalty and trust towards the organization.

Apple is a leading technology company known for its innovative products such as iPhones, iPads, and Macs. Apple's marketing and sales are effective in getting its message or idea out to customers and creating loyalty towards its products or services.

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The most common grand strategy is product development. 1) True 2) False A reorganization bankruptcy gives the firm a conditional second chance. 1) True 2) False The selection of long-term objectives and grand strategies involves sequential decisions. 1) True 2) False "Stakeholder knowledge" is one of the four perspectives in the Balanced Scorecard. 1) True 2) False The appeal of a reorganization bankruptcy is that the company offers its creditors a carefully designed alternative to forcing an immediate, but fractional repayment of its financial obligations. 1) True 2) False

Answers

The most common grand strategy is product development. This statement is true. Product development is a type of grand strategy in which a company grows by offering new or improved products or services to its current markets. By introducing new products to existing customers, firms can increase sales and profits.

Product development may also involve improving existing products or creating new products entirely. A reorganization bankruptcy gives the firm a conditional second chance. This statement is true. A reorganization bankruptcy, also known as Chapter 11 bankruptcy, is a legal process that gives a company the opportunity to reorganize its operations while remaining in business. Under Chapter 11, the company is given a chance to renegotiate its debts, restructure its management, and develop a plan to repay its creditors over time.

The selection of long-term objectives and grand strategies involves sequential decisions. This statement is true. The selection of long-term objectives and grand strategies involves a series of decisions that are made in a specific order. The process typically starts with setting long-term objectives, which are then followed by the selection of appropriate grand strategies. The grand strategies that are selected will depend on the company's resources, capabilities, and external environment.

This can be a better alternative for creditors, who are more likely to receive a higher percentage of their debts over time than they would if the company was forced into liquidation.

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A printed circuit board (PCB) machine installs integrated circuits onto a board. Before starting to produce a board, the PCB machine requires a 60-minute setup. Once in production, the PCB machine requires only 0.2 minutes per board. Currently, the PCB machine produces 300 boards between setups. Given this operating process, what is the capacity of the PCB machine fin boards per minute)? (round to one decimal place)

Answers

The capacity of the PCB (printed circuit board) machine is 2.5 boards per minute.

Given,

Setup time: 60 minutes

Production time per board: 0.2 minutes

To calculate the capacity of the PCB machine in boards per minute, it is required to determine the total time required to produce one board, including both setup time and production time.

Capacity = Number of boards produced per setup / Total time per setup

Number of boards produced per setup = 300 boards

Total time per setup = Setup time + (Production time per board × Number of boards produced per setup)

Total time per setup = 60 minutes + (0.2 minutes/board × 300 boards)

Total time per setup = 60 minutes + 60 minutes

Total time per setup = 120 minutes

Now,

Capacity = 300 boards / 120 minutes

Capacity = 2.5 boards per minute

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The capacity of the PCB machine is 2.5 boards per minute (rounded to one decimal place).

To calculate the capacity of the PCB machine in boards per minute, we need to consider the setup time and the production time per board.

Step 1: Calculate the total time for each setup

The PCB machine requires a setup time of 60 minutes before it can start production.

Step 2: Calculate the total production time for each batch

The PCB machine produces 300 boards between setups. Since it takes 0.2 minutes per board, the total production time for each batch is:

300 boards × 0.2 minutes per board = 60 minutes

Step 3: Calculate the total time for each batch (setup + production)

The total time for each batch is the sum of the setup time and the production time:

60 minutes (setup) + 60 minutes (production) = 120 minutes

Step 4: Calculate the capacity in boards per minute

To calculate the capacity, divide the number of boards produced in each batch by the total time for each batch:

300 boards / 120 minutes = 2.5 boards per minute

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Summarize KBR & Halliburton FCPA (2009).

Answers

The KBR & Halliburton FCPA case of 2009 is related to the Foreign Corrupt Practices Act, which criminalizes bribery of foreign officials by U.S. companies.


The investigation into the KBR and Halliburton bribery allegations began in 2003, and the companies eventually agreed to pay $579 million in penalties to settle the charges. The penalties included a $402 million criminal fine for KBR, which was the largest criminal fine ever imposed under the FCPA at the time. In addition to the fines, KBR and Halliburton agreed to implement compliance programs to prevent future violations of the FCPA.

The case was notable for its size and scope, as well as for the fact that it involved high-profile companies with close ties to the U.S. government. Overall, the KBR & Halliburton FCPA case of 2009 was a significant event in the history of the Foreign Corrupt Practices Act, highlighting the importance of anti-bribery compliance measures for U.S. companies doing business abroad.

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Not yet answered Marked out of 1.00 Flag question Bank deposits are examples of monetary assets in foreign exchange translations. Select one: O True False Question 14 Not yet answered Marked out of 1.00 Flag question Assurance services are not independent professional services usually provided by chartered accountants. Select one: O True O False Question 23 Not yet answered Marked out of 1.00 Flag question Which of the following is not an example of monetary assets in foreign exchange translation ? a. O b. d. Trade receivables Intangible assets None of the above Fixed assets The cost of raw materials plus direct labor is known as: a. O b. C. d. Prime cost Conversion cost Period cost Product cost Question 24 Not yet answered Marked out of 1.00 Flag question The technique that aims at guiding the actual towards the line of target is known as: a. b. C. O d. Cost determination Cost ascertainment Cost control None of the above

Answers

The technique that aims at guiding the actual towards the line of the target is known as cost control. Here option C is the correct answer.

Cost control involves implementing measures and strategies to manage and regulate costs within an organization. It focuses on ensuring that actual costs align with the predetermined targets or budgets.

Cost control involves several activities, such as setting cost targets, monitoring actual costs, analyzing variances between actual and target costs, identifying cost-saving opportunities, implementing cost reduction measures, and continuously evaluating and adjusting cost control strategies.

By exercising cost control, organizations can effectively manage their expenses, improve operational efficiency, maximize profitability, and maintain financial stability. It helps in identifying areas where costs can be minimized or eliminated, optimizing resource allocation, and ensuring that resources are utilized efficiently.

Cost control is an essential aspect of financial management and is applicable to various areas within an organization, including production, procurement, inventory management, marketing, and overall business operations.

It requires coordination and collaboration among different departments and stakeholders to achieve the desired cost objectives. Therefore option C is the correct answer.

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Complete question:

Not yet answered Marked out of 1.00 Flag question Bank deposits are examples of monetary assets in foreign exchange translations. Select one: O True False Question 14 Not yet answered Marked out of 1.00 Flag question Assurance services are not independent professional services usually provided by chartered accountants. Select one: O True O False Question 23 Not yet answered Marked out of 1.00 Flag question Which of the following is not an example of monetary assets in foreign exchange translation ? a. O b. d. Trade receivables Intangible assets None of the above Fixed assets The cost of raw materials plus direct labor is known as: a. O b. C. d. Prime cost Conversion cost Period cost Product cost Question 24 Not yet answered Marked out of 1.00 Flag question The technique that aims at guiding the actual towards the line of target is known as:

A - Cost determination

B - Cost ascertainment

C - Cost control

D - None of the above

FLT Company purchases supplies on terms of 2110, net 30, and it currently takes the discount. One way of acquiring the needed funds would be to forgo the discount, and the firm's owner believes she could delay payment to 40 days without adverse effects. What would be the cost of discount forgone? (Assume a 365-day year.)

Answers

The cost of the discount forgone would be calculated as a percentage of the discount amount.

To calculate the cost of the discount for gone, we need to determine the discount percentage and apply it to the discount amount.

Given terms: 2/10, net 30

Discount percentage = 2%

Discount period = 10 days

Payment period = 30 days

The difference between the discount period and the payment period is 30 - 10 = 20 days. This means that if the firm delays payment by 20 days, it would forgo the discount.

Assuming a 365-day year, the annual interest rate can be calculated as follows:

Discount rate = Discount percentage / (100% - Discount percentage)

              = 2% / (100% - 2%)

              = 2% / 98%

              ≈ 0.0204

The cost of the discount forgone can be calculated using the formula:

Cost of discount forgone = (1 - (1 + Discount rate)^n) * 100

where n is the number of days the payment is delayed.In this case, the payment is delayed by 20 days, so the calculation becomes:

Cost of discount forgone = (1 - (1 + 0.0204)^20) * 100

                        ≈ 0.3991 * 100

                        ≈ 39.91%

The cost of the discount forgone would be approximately 39.91% of the discount amount. This represents the opportunity cost of not taking the discount and delaying payment by 20 days.

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Define trade regulations and required documentation for your product, including:
a. Tariffs
b. Transportation and logistics
To Do:
First: Choose a new product or use the same product you chose for Assignment # 3 ( Product: Contains Soybeans)
Second: Write brief introduction of the main trade regulations involved with your product. Describe how would you transport your product and who will be involved. For example: Freight forwarder, customs broker, transportation company, etc.

Answers

Product: Soybeans Introduction: Trade regulations play a crucial role in governing the import and export of goods, ensuring fair trade practices, and protecting the interests of domestic industries.

In the case of soybeans, various trade regulations and required documentation need to be considered to facilitate international trade smoothly and comply with the legal requirements of importing and exporting countries.

a. Tariffs:

Tariffs are taxes or duties imposed on imported goods by a country's customs authority. The specific tariffs applicable to soybeans can vary from country to country. Importing countries may have specific tariff rates based on factors such as the country of origin, trade agreements, and agricultural policies. It is essential to research and comply with the tariff regulations of the importing country to determine the costs associated with exporting soybeans.

b. Transportation and Logistics:

Transporting soybeans involves a multi-step process that requires coordination among various entities. The following are the key players involved in the transportation and logistics of soybeans:

Freight Forwarder: A freight forwarder is responsible for coordinating the logistics of transporting goods. They handle documentation, arrange shipping, and manage the movement of goods from the point of origin to the destination. In the case of soybeans, a freight forwarder can help with booking cargo space, arranging container shipments, and coordinating transportation.

Customs Broker: A customs broker assists in navigating the complex customs procedures and regulations involved in international trade. They help with customs documentation, import/export clearance, and ensure compliance with customs regulations. A customs broker can provide guidance on the required documentation for soybean shipments and assist with customs clearance processes.

Transportation Company: A transportation company is responsible for physically moving the soybean shipments from the point of origin to the destination. They handle logistics, trucking, and shipping arrangements. Depending on the distance and mode of transport, transportation companies can utilize trucks, rail, or ocean vessels for the transportation of soybeans.

In summary, when transporting soybeans, it is important to engage the services of a freight forwarder to handle logistics, a customs broker to navigate customs procedures, and a transportation company to physically move the goods.

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Please use Excel to solve this problem and submit your Excel
file. The problem is as follows:
1. The weight of bags of fertilizer is normally distributed,
with a mean of 100 pounds (the target) and a

Answers

Here is the Excel solution for the problem you have given below:  In cell B1 type the heading "Probability" In cell A2 type the value "90" and in cell A3 type the value "110" In cell B2 type the formula "=NORM.DIST(A2,100,15,TRUE)" and copy the formula to cell B3.

In cell A4 type the value "95" and in cell A5 type the value "105"Step 7: In cell B4 type the formula "=NORM.DIST(A4,100,15,TRUE)" and copy the formula to cell B5.Step 8: In cell A6 type the value "97.5" and in cell A7 type the value "102.5"Step 9: In cell B6 type the formula "=NORM.DIST(A6,100,15,TRUE)" and copy the formula to cell B7.

Select the range A2:B11 and create a scatter plot chart.Step 15: Right-click on the chart and click on "Select Data".Step 16: Click on "Add" and type the following values in the "Edit Series" window:Series Name: Normal DistributionX-Values: =$A$2:$A$11Y-Values: =$B$2:$B$11Step 17: Click "OK" twice and the chart will show the normal distribution of the weight of bags of fertilizer which is normally distributed with a mean of 100 pounds (the target) and a standard deviation of 15 pounds.Hope this helps!

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m doing a research paper on The role of contracts in protecting information assets.
What are some role of contracts in protecting information assets I can research on?
Please include research article sources I can read about.

Answers

Contracts are important tools for protecting information assets. They set out the terms of use for information, including who has access to it, under what circumstances, and what can be done with it.

The following are some key roles of contracts in protecting information assets: Protecting intellectual property rights Contracts can be used to protect the intellectual property rights of information owners. For instance, a contract can be used to specify the conditions under which information can be used, reproduced, or distributed by other parties. This can help to prevent unauthorized use of the information and protect the rights of the information owner. Protecting confidential information Contracts can also be used to protect confidential information.

For example, a contract can be used to specify the types of information that are considered confidential, how it is to be handled and protected, and who has access to it. This can help to prevent unauthorized access to confidential information and protect the privacy of individuals or organizations. Protecting against data breaches Contracts can help to protect against data breaches by setting out the procedures for handling sensitive information.

For instance, a contract can specify how information is to be stored, who has access to it, and what procedures are to be followed in the event of a breach. This can help to minimize the risk of data breaches and ensure that sensitive information is handled in a secure and responsible manner.

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Just Dew It Corporation reports the following balance sheet information for 2020 and 2021. ror each account on this company's balance sheet, show the change in the account during 2021 and note whether this change was a source or use of cash. (If there is no action select "None" from the dropdown options. Leave no cells blank - be certain to enter "O" wherever required. A negative answer should be indicated by a minus sign.)

Answers

To determine the change in an account during 2021 and whether it was a source or use of cash, you would typically compare the account balances between the two years (2020 and 2021). If the account balance increased from 2020 to 2021, it would represent a source of cash. Conversely, if the account balance decreased, it would indicate a use of cash.

What is balance sheet ?

A balance sheet is a financial statement that provides a snapshot of a company's financial position at a specific point in time, typically at the end of an accounting period such as a month, quarter, or year.

Here's a general example to illustrate the concept:

Account: Cash

2020 Balance: $50,000

2021 Balance: $60,000

Change in Account: $60,000 - $50,000 = $10,000 (Increase)

Source or Use of Cash: Source of Cash

In this example, the cash account increased by $10,000 during 2021, indicating a source of cash for the company.

You can apply the same analysis to other balance sheet accounts by comparing their respective balances between the two years.

Please provide the specific account balances for 2020 and 2021 if you would like assistance with calculating the changes and determining the source or use of cash for each account.

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Waker Accounting Software is marketed to small accounting firms throughout the US and Canada. Owner George Wasker has decided to outsource the company's help desk and is considering three providers Manila Call Center (Philippines), Delhi Services (India), and Moscoe Bell (Russia). The following table summatzes the data Waker has assembled. Which ounsourcing firm has the best rating? (Higher weights imply higher importance and higher ratings imply more desirable providers) in the following table, compute the weighted average score for each of the three providers (enter your responses rounded to one decual place) Delti Weight Manila (W) Moscow (C) (A) (B) Criterio.. Flexibility Trustworthiness Price 0.50 8 5 0 0.10 4 4 6 0.20 5 5 0 Delivery 020 7 8 0 12 5.5 Total weighted score!

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In this question, we have to compute the weighted average score for each of the three providers and find out which outsourcing firm has the best rating. The table summarizes the data that George has assembled.

Delta Weight Manila (W) Moscow (C) (A) (B) Criteria Flexibility Trustworthiness Price 0.50 8 5 0 0.10 4 4 6 0.20 5 5 0 Delivery 020 7 8 0 1 2 5 5.5 Total weighted score 7.6 6.4 3.2. To find out the weighted average score for each of the three providers, we can use the following formula:Weighted Average Score (WAS) = Weighted Score / Total Weight.

Delta Weight Manila (W) Moscow (C) Criteria Flexibility 4 2.5 Trustworthiness 0.4 0.4 Price 1 1.2 Delivery 1.4 1.6 Total Weight 3.8 5.7. We have calculated the weighted average score (WAS) of all providers. Now we have to find out which outsourcing firm has the best rating. To find out which provider has the best rating, we can compare the weighted average scores of each provider. Provider Manila has the highest weighted average score of 7.6.

Therefore, the answer is Manila Call Center (Philippines) has the best rating among the three providers.

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Jose now has $500. How much would he have after 6 years if he leaves it invested at 6.2 % with annual compounding? O a. $717.33 O b.$602.55 O c. $638.42 Od. $738.85 Oe. $710.15

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Jose would have approximately $709.26 after 6 years if he leaves it at 6.2% interest rate with annual compounding. Option (e) $710.15 is the closest value.

Future value refers to the value of an investment or an amount of money at a specified future date, assuming a certain interest rate or rate of return. It represents the accumulated amount that an investment will grow to over time, taking into account compounding.
When we invest money, it earns interest or experiences growth over time. The future value is the total amount you will have at the end of a given period, considering the initial investment and the interest or returns earned on it.

To calculate the future value of an investment with annual compounding, we can use the formula:

[tex]Future Value = Present Value \times (1 + Interest Rate)^{Number of Periods[/tex]

In this case, the present value is $500, the interest rate is 6.2% (or 0.062), and the number of periods is 6 years. Let's calculate the future value:

Future Value = $500 × (1 + 0.062)⁶

Future Value = $500 × (1.062)⁶

Future Value ≈ $500 × 1.418519

Future Value ≈ $709.26

Jose would have approximately $709.26 after 6 years. None of the provided answer choices match this amount exactly. However, option (e) $710.15 is the closest value, so that would be the best choice among the given options.

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what is the shopping trend of average men and women in toronto? what type of clothes do they buy and how many times

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Toronto is known to be the hub of shopping centers in Canada. The people of Toronto prefer trendy and stylish clothes and accessories, both men and women. Let's have a look at the shopping trends of average men and women in Toronto.

The shopping trend of average men in Toronto. Men in Toronto are conscious of their outfits and follow fashion trends. They prefer a combination of casual and formal wear, such as blazers, jackets, and polo shirts. The most popular clothing items among men include Shirts, Trousers, Jeans, Jackets & Accessories, including watches, belts, and hats.

The shopping trend of average women in Toronto. Women in Toronto have a keen interest in fashion and love to keep up with the latest fashion trends. They prefer a mix of traditional and modern clothes. Women in Toronto are highly fashion-conscious and love to invest in designer and luxury brands.

The most popular clothing items among women include: Designer dresses, Jeans and t-shirts, Pants and skirts, BlousesAccessories, including jewelry, handbags, and sunglassesFrequency of shopping in TorontoIn terms of how often they shop, it's hard to say. Some people in Toronto shop every week, while others may only go shopping once or twice a year. But it's safe to say that people in Toronto love to shop and are always on the lookout for the latest fashion trends.

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ompanies can reduce the impact of the substitute products force by:
Question 13 options: working with affiliated companies in other industries to develop accessories for their products that enhance the benefits and functionality of their offerings.
focusing on fulfilling customer needs rather than on the products it sells and staying focused on ensuring its products meet those needs.
pitting component parts manufacturers in competition against each other to reduce production costs and improve quality.
increasing its sales volume to spread its overhead and reduce its per-piece production costs.

Answers

Companies can reduce the impact of the substitute products force by working with affiliated companies in other industries to develop accessories for their products that enhance the benefits and functionality of their offerings.

The impact of the substitute products force can be reduced by companies by working with affiliated companies in other industries to develop accessories for their products that enhance the benefits and functionality of their offerings.

A substitute product is any product that meets the customer's needs like the company's products. The availability of substitute products is one of Porter's Five Forces. If the company's substitute products are available and are of good quality, it can lead to a reduction in the demand for the company's products and thus have an impact on its profit margin.

By collaborating with affiliated companies to develop accessories that enhance their offerings, companies can provide additional value to customers and differentiate their products from substitutes. This can help retain customers and mitigate the impact of substitute products on profitability.

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8. At what annual interest rate will \( \$ 1000 \) invested today be worth \( \$ 2000 \) in 10 years? a. \( 6.5 \% \) b. \( 7.2 \% \) c. \( 9.3 \% \) d. \( 10.3 \% \)

Answers

The annual interest rate at which $1000 invested today will be worth $2000 in 10 years is approximately 41.42%.

Future Value = Present Value * (1 + r)^n

Where:

Future Value = $2000

Present Value = $1000

r = Annual interest rate

n = Number of years

Plugging in the values, we have:

$2000 = $1000 * (1 + r)^10

Dividing both sides by $1000, we get:

2 = (1 + r)^10

Taking the 10th root of both sides, we get:

(1 + r) = √2

Subtracting 1 from both sides, we have:

r = √2 - 1

Calculating the value, we find:

r ≈ 0.4142

Converting this to a percentage, we have:

r ≈ 41.42%

Therefore, the annual interest rate at which $1000 invested today will be worth $2000 in 10 years is approximately 41.42%.

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As an entrepreneur, you are creating a start-up business venture. Explain in detail how each facet of the cultural framework will impact strategic business decision-making in your short and long-term planning
( please respond in detail, with open-ended lengthier responses )

Answers

As an entrepreneur, creating a start-up business venture can be a daunting task. The cultural framework plays a crucial role in the business and influences the strategic decision-making process. Cultural framework is the set of beliefs, values, customs, behaviors, and artifacts that characterize a group or society.

Understanding the cultural framework of your business environment can help you plan and implement effective strategies that cater to your target market.
1. Social Factors:  Social factors are the characteristics of a culture that affect consumer behavior and business operations.
2. Economic Factors:  Economic factors refer to the overall economic environment, including factors such as inflation, interest rates, employment, and income levels.
3. Technological Factors: Technological factors refer to the rate of technological change and the impact of technology on the business environment.


Conclusion
The cultural framework plays a significant role in strategic business decision-making in short and long-term planning. Entrepreneurs must understand the social, economic, political and legal, and technological factors that influence their business environment.

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1. You are to charge 4% monthly interest on a pawned Rolex watch. If the Rolex was pawned for P20,000, how much should simple interest be after 5 months? How much should be paid in full for the loan? 2. You are to charge 4% monthly interest on a pawned Rolex watch. If the Rolex was pawned for P20,000, how much should the compounded interest be after 5 months? How much is the full amount due?

Answers

The simple interest after five months would be P4,000. The compounded interest after five months would be approximately P4,894.50. The total amount due for the loan after five months would be P24,000. Considering compounded interest, the total amount due for the loan after five months would be approximately P24,894.50.

The simple interest after five months on a pawned Rolex watch of P20,000 with a 4% monthly interest rate can be calculated as follows: Simple Interest = Principal × Interest Rate × Time= P20,000 × 0.04 × 5= P4,000. To determine the total amount that should be paid in full for the loan, we need to add the principal amount to the interest: Total Amount Due = Principal + Simple Interest= P20,000 + P4,000= P24,000. The compounded interest after five months on a pawned Rolex watch of P20,000 with a 4% monthly interest rate can be calculated using the formula for compound interest: Compound Interest = Principal × (1 + Interest Rate)^Time - Principal= P20,000 × (1 + 0.04)^5 - P20,000

≈ P4,894.50. To determine the full amount due, we must add the principal amount to the compounded interest: Full Amount Due = Principal + Compound Interest= P20,000 + P4,894.50≈ P24,894.50.

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All of the following factors increase the attractiveness of a retailer having a sup drop ship a product except: a) The product has

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Dropshipping is a retail fulfillment method where a store does not stock the products it sells. Instead, when a store sells a product, it purchases the item from a third-party supplier and has it shipped directly to the customer. This process can increase a retailer's attractiveness because it saves them the hassle of stocking inventory and frees up valuable resources, including time and money.

Profit Margins: Retailers should consider products that have high profit margins. High-profit margins will allow retailers to earn more money per sale, and it will be easier for them to cover their overhead expenses.

Product Quality: Retailers should consider products that are of high quality. High-quality products will increase customer satisfaction and lead to fewer returns and complaints.

Product Availability: Retailers should choose products that are readily available. If a product is in high demand but is not available, it will hurt a retailer's reputation, leading to lost sales.

Product Price: Retailers should choose products that are competitively priced. If a product is too expensive, it will be challenging to sell, and if it's too cheap, the profit margins will be too small.

Therefore, the answer to this question is: All of the factors mentioned above increase the attractiveness of a retailer having a sup drop ship a product.

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You are considering an option to purchase or rent a single residential property. You can rent it for $2,000 per month and the owner would be responsible for maintenance, property insurance, and property taxes.
Alternatively, you can purchase this property for $200,000 and finance it with an 80% mortgage at 6% interest, 30 year – fixed. The loan can be prepaid at any time with no penalty.
You have done research in the market and found that properties have historically appreciated at an annual rate of 3% per year. Rents on similar properties have also increased at the same rate. Maintenance and insurance are currently $1,500 each per year and they have been increasing at a rate of 3% per year. Property taxes have generally been about 2% of the property value each year.
If you purchase, the plan is to occupy the property for at least four years. Selling costs would be 7% in the year of sale.
Based on this information you must decide:
In order to earn a 10% internal rate of return, should you buy the property or rent it for a four-year period of ownership?

Answers

Renting the property for four years would cost $2,000 per month. Since the owner is responsible for maintenance, property insurance, and property taxes, you would not have to worry about those additional expenses. Therefore, the total cost of renting for four years would be 48 months multiplied by $2,000, which equals $96,000.


If you choose to purchase the property, you need to consider the initial purchase price and the selling costs. Let's assume the purchase price is $300,000. After four years, you would sell the property, incurring a selling cost of 7% of the selling price.


To calculate the selling price, we can use the internal rate of return (IRR) formula. Given a desired 10% IRR, we can solve for the selling price that would yield that return over the four-year period. This calculation would involve estimating the future cash flows from renting the property, considering any potential appreciation or depreciation.


Once we have the selling price, we can calculate the selling costs as 7% of that price. We can then subtract the initial purchase price and the selling costs from the selling price to determine the net return.


If the net return is greater than $96,000 (the cost of renting), then buying the property would yield a higher return and be more beneficial. If the net return is lower, it would be more cost-effective to rent the property.


Keep in mind that this analysis assumes no other factors, such as potential rent increases, changes in property value, or financing costs. It's always a good idea to consult with a financial advisor or real estate professional to get a more accurate assessment based on your specific circumstances.

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Use the following information to calculate the value of Coca-Cola stock.
Dividends
2017 - 1.48
2018 - 1.56
2019 - 1.60
2020 - 1.64
2021 - 1.68
Average the growth rates and use as your g%
Use an rs = 9%, calculate the value of the stock.
Increase your g estimate by 1% and calculate the new value.
The current stock price is $55.59
Calculate the rs using the current stock price and the both of your growth estimates

Answers

The value of Coca-Cola stock is $39.51 with a growth rate of 3.3%, and $42.86 with a growth rate of 4.3%. The rs using the current stock price is 3.6% with a growth rate of 3.3%, and 4.1% with a growth rate of 4.3%.

To calculate the value of Coca-Cola stock, we can use the dividend discount model (DDM) formula:

Value = Dividend / (rs - g)

Using the given dividend values, we can calculate the average growth rate (g%) as follows:

g% = ((1.56/1.48) * (1.60/1.56) * (1.64/1.60) * (1.68/1.64))^(1/4) - 1 = 0.033 or 3.3%

With an rs (required rate of return) of 9%, we can calculate the value of the stock:

Value = 1.68 / (0.09 - 0.033) = $39.51

Increasing the growth estimate by 1% to 4.3%, we can recalculate the value:

Value = 1.68 / (0.09 - 0.043) = $42.86

To calculate the rs (required rate of return) using the current stock price and the growth estimates, we rearrange the DDM formula:

rs = Dividend / Value + g

Using the current stock price of $55.59, the first growth estimate of 3.3%, and the dividend of $1.68, we get:

rs = 1.68 / 55.59 + 0.033 = 0.036 or 3.6%

For the second growth estimate of 4.3%, we have:

rs = 1.68 / 55.59 + 0.043 = 0.041 or 4.1%

Therefore, the rs using the current stock price and the growth estimates are 3.6% and 4.1% respectively.

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Economics attempts to address the problem of having too many wants but too few resources to achieve them all. This important concept is called: free-riding scarcity efficiency equity

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Economics makes an effort to solve the issue of having too many demands but insufficient means to fulfil them all. This crucial idea is known as scarcity.

Economics has a concept called scarcity that defines the situation when there are little resources available but endless desires and requirements. Economics looks at how society allocates these limited resources to meet the needs of the largest number of people. In essence, scarcity calls for choices. People are compelled to choose how to allocate resources as a result.

The concept of scarcity, which states that there aren't enough resources to satisfy everyone's needs, is crucial in economics. Since it requires decision-making, scarcity is a key problem in economics. Given the scarcity of all products and services, people and organisations must decide what to produce, what to use, share, or store. Thus, economics addresses scarcity as a fundamental issue.

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Suppose the supply and demand equation are given as follow: Demand: \( Q \mathrm{~d}=107-3^{*} p \) Supply: \( Q s=20+2^{*} p \) What's the equilibrium quantity? (Hint: enter your answer in 2 decimal

Answers

When economic forces are in balance, there is said to be an economic equilibrium.  The equilibrium price is 17.40.

The equilibrium price is calculated as follows:

Given that:

Qd= 107- 4p

Qs= 20+p

At equilibrium,

Qd= Qs

107-4p=20+p

5p=87

p=17.4

Thus,

Equilibrium price= 17.40.

In the absence of outside influences, economic variables essentially hold true to their equilibrium levels. Market equilibrium and economic equilibrium are two different concepts.

Economic equilibrium is the set of economic variables (often price and quantity) that the economy is driven towards by standard economic processes like supply and demand. The concept of economic equilibrium may also be used to describe a wide range of elements, including interest rates or overall consumer spending. The point of equilibrium denotes a theoretical state of rest when all economic activities that "should" occur have actually happened, given the beginning conditions of all significant economic variables.

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The equilibrium quantity is approximately 54.8 (rounded to 2 decimal places).

To find the equilibrium quantity, we need to set the quantity demanded equal to the quantity supplied and solve for the value of quantity (Q).

Given:

Demand: Qd = 107 - 3p

Supply: Qs = 20 + 2p

Step 1: Set the quantity demanded equal to the quantity supplied.

Qd = Qs

Step 2: Substitute the equations for Qd and Qs into the equation.

107 - 3p = 20 + 2p

Step 3: Simplify the equation.

107 - 20 = 2p + 3p

87 = 5p

Step 4: Solve for p.

p = 87 / 5

p = 17.4

Step 5: Substitute the value of p back into either the demand or supply equation to find the equilibrium quantity.

Using the demand equation:

Qd = 107 - 3p

Qd = 107 - 3(17.4)

Qd = 107 - 52.2

Qd = 54.8

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