Some of the benefits of keeping money in a bank instead of at home are:
The money is insured.They can help increase credit limitWhat is a Bank?This refers to the financial institution that engages in financial transactions and can also give out loans to its customers.
Some additional benefits include:
They are convenient.They offer various payment methods, etcRead more about banks here:
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An economy is in long-run macroeconomic equilibrium with an unemployment rate of 5% when the government passes a law requiring the central bank to use monetary policy to lower the unemployment rate to 3% and keep it there. How could the central bank achieve this goal in the short run
Answer:
does it look like I know I'm a 5th grader in hell
“The Reserve Bank of Australia declared it would stop buying government debt”. Discuss, in terms of fiscal policy, how government debt can be a problem and how interest rates affect government debt.
When it comes to fiscal policy, it can be a problem if government debt is no longer purchased as the government will turn to taxes for funding or reduce spending.
Government debt is affected by interest rates in that when rates are higher, the government borrows less.
What is the effect of government debt on fiscal policy?If the government decides to stop buying government debt as is the case with Australia, it means that the government will either reduce its spending, or increase taxes.
Both of these things will lead to a lower economic growth and so are not desired. The government however, might be forced to reduce borrowing due to high interest rates that make borrowing more expensive.
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Alicia has been working for ten years. She has not invested her money yet, and the company she works for offers a
401(k). She has saved up $5,000 and could set aside $150 per month for saving or Investing. Using the principles and
strategies of saving and Investing, create an outline of a diversified saving and investing plan.
A diversified saving and investing plan should start with establishing an emergency fund.
This fund should cover at least three to six months' worth of expenses and should be kept in a high-yield savings account or a money market account. After establishing an emergency fund, the next step would be to contribute to a 401(k) if available. If not, consider opening an individual retirement account (IRA) and contribute regularly.
In addition to retirement accounts, consider investing in a diversified portfolio of stocks, bonds, and mutual funds. This can be done through a brokerage account or a robo-advisor. It is important to spread investments across various asset classes and industries to minimize risks. Regularly review and adjust investments to maintain a balanced portfolio.
Lastly, it is important to continually educate oneself on the principles and strategies of saving and investing. Stay informed of market trends and economic indicators to make informed decisions. By setting aside $150 per month, she can gradually build a diversified portfolio and secure her financial future.
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What is the current price of a $1,000 par value bond maturing in 12 years with a coupon rate of 14 percent, paid semiannually, that has a ytm of 13 percent?.
The current price of a $1,000 par value bond maturing in 12 years with a coupon rate of 14%, paid semiannually, and a YTM of 13% is $1,899.31.
How is the price of bonds calculated?The price of bonds can be computed using the present value formula of all future cash flows.
The present value table can also be used. Here, we have used the present value calculator from an online finance calculator, as below.
Data and Calculations:N (# of periods) = 24 (12 x 2)
I/Y (Interest per year) = 13%
PMT (Periodic Payment) = $140
FV (Future Value) = $1,000
Results:
PV = $1,899.31
Sum of all periodic payments = $3,360 ($140 x 24)
Total Interest $2,460.69
Thus, the current price of a $1,000 par value bond maturing in 12 years with a coupon rate of 14%, paid semiannually, and a YTM of 13% is $1,899.31.
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Assume that in the year 2010, the US Nominal GDP was $15 trillion, while the GDP deflator was 200. Calculate the US Real GDP for 2010.
Assume that in the year 2010, the US Nominal GDP was $15 trillion, while the GDP deflator was 200. US Real GDP for 2010 is 7.5%.
Real GDPUsing this formula
GDP=Nominal GDP/GDP deflator×100
Where:
Nominal GDP=$15 trillion
GDP deflator=200
Let plug in the formula
GDP=$15 trillion/200×100
GDP=7.5%
Therefore US Real GDP for 2010 is 7.5%.
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As of 2019, Tom Craddick, the representative with the longest tenure of service, has served ______ years.
Answer: 50
Explanation: He is the longest tenure of service
The issuer of listed options contracts is the: A holder of the contract B writer of the contract C exchange where the contract is traded D Options Clearing Corporation
The issuer of listed options contracts is the Options Clearing Corporation. Option D is correct.
What is options clearing corporations?The Options Clearing Corporation is defined as a Chicago-based clearing house in the United States.
It specializes in stock derivatives clearing and settlement, serving 16 exchanges as a central counterparty. The Options Clearing Corporation is the issuer of listed options contracts. Wayne Luthringshausen started it, and Michael Cahill continued it.
Therefore, option D is correct.
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For firms engaged in international lending and borrowing, ____________________ can have an enormous effect on profits.
While overall labor union membership has been declining over the last few decades, which type of workers has the highest percentage of union membership
The workers that have the highest percentage of union memberships are those in
educationtraininglibrary occupationsWhat is a labor union?This is a term that is used to refer to the labor unions that are formed in order to represent the workers that are in a country.
The unions are known to represent workers in terms of benefits, wages and labor hours.
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Damian works at ulta. A customer approaches him and mentions they saw an advertisement for a new eyeshadow palette that just came out. Damian informs the customer that the store is sold out but will get a new shipment in two weeks. Damian also informs the customer the store has several eyeshadow palettes that are very similar and leads them to a product that he feels will meet their needs. Damian is engaging in _______.
Damian is a sales person at Ulta store. He guides his customer about the eyeshodow palette and help make him decision.
This is an example of Personal Selling.
Personal Selling:It is a technique in which a store has various salesperson who guides their customers by using their interpersonal skills. It is a face to face selling technique.
In this scenario Damian helps his customer to make a buy decision about an eye shadow palette. He guides his customer and tries to satisfy him with his marketing skills.
The correct answer is Personal Selling
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What does an effective food defense program accomplish?.
Answer:
The system will be able to detect pathogens in food, identify their source, and contain the contamination. It also includes prevention measures such as cooking practices, personal hygiene, and sanitation. Effective food defense systems will help to reduce the risk of foodborne illnesses.
The effective food defense system will be able to identify pathogens in food and identify their source as well as the source of contamination. Cooking practises, personal hygiene, and sanitation are also included as prevention measures. Foodborne illness risks can be reduced with effective food defence systems.
Food security, nutrition, and safety are all inextricably linked. Every year, an estimated 600 million people – nearly one in every ten people in the world – become ill after eating contaminated food, and 420 000 die, resulting in a loss of 33 million healthy life years (DALYs).
Each year, low- and middle-income countries lose US$ 110 billion in productivity and medical costs as a result of unsafe food. Children under the age of five account for 40% of the foodborne disease burden, with 125 000 deaths each year. Foodborne diseases stymie socioeconomic development by taxing health-care systems and wreaking havoc on national economies, tourism, and trade.
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Another official wants to harvest timber in a more sustainable way. The official wants to assess individual trees and remove only the most economically valuable trees to help maintain the forest ecosystem. Propose a logging technique that would best meet these two goals.
The official can assess individual trees and remove only the most economically valuable trees to help maintain the forest ecosystem.
What is forest ecosystem?A forest ecosystem serves as the functional unit which comprises of soil, trees, insects, animals, birds and they interact together.
Therefore, to maintain most economically valuable trees , we need to maintain the forest ecosystem.
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Last year a country had exports of $100 billion, imports of $70 billion, and purchased $60 billion worth of foreign assets. What was the value of domestic assets purchased by foreigners
The calculation below shows that the value of domestic assets purchased by foreigners is $30,000.
Calculation of the value of domestic assets purchased by foreignersThe value of domestic assets purchased by foreigners can be calculated using the following formula:
Domestic assets purchased by foreigners + Exports = Foreign assets purchased + Imports ………… (1)
Substituting the relevant values into equation (1) and solving for Domestic assets purchased by foreigners, we have:
Domestic assets purchased by foreigners + $100 billion = $60 billion + $70 billion
Domestic assets purchased by foreigners = $60 billion + $70 billion - $100 billion
Domestic assets purchased by foreigners = $130 billion - $100 billion
Domestic assets purchased by foreigners = $30 billion
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A firm that wants to use social media to partner with its customers should.
A firm that wants to use social media to partner with its customers should hire a social media manager.
What is Social Media Marketing?This refers to the use of social networking applications and websites to create a demand for a product by listing out the benefits of the products using social media to the general public.
Hence, for a firm that wants to make use of social media to communicate with its customers needs the services of a social media manager that would be able to manage the business page of the firm on social media and connect with the audience.
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Programs designed to create a workplace that enhances employee well-being are referred to as ________ programs.
Answer: quality of work life programs
I hope this helps :D
Liam O'Kelly is 20 years old and is thinking about buying a term life insurance policy with his wife as the beneficiary. The quoted annual premium for Liam is $ per thousand dollars of insurance coverage. Because Liam wants a $ policy (which is 2. 5 times his annual salary), the annual premium would be $, with the first payment due immediately (i. E. , at age 21). A friend of Liam's suggests that the $ annual premium should be deposited in a good mutual fund rather than in the insurance policy. "If the mutual fund earns % per year, you can become a millionaire by the time you retire at age 65," the friend advises. LOADING. Click the icon to view the interest and annuity table for discrete compounding when i% per year. A. Is the friend's statement really true? The future value of annual premiums deposited in a good mutual fund is $ nothing. (Round to the nearest dollar. )
Because the future value of annual premiums deposited in a mutual fund is 755 (F/A, 9%, 45) = $397,023.34, Then, the friend is correct since the mutual fund is roughly three times the sum under the Insurance policy.
Was Liam's suggestion correct?Generally, Premium payment is mathematically given as
X=60-20
X=45years
Where future value is
755 (F/A, 9%, 45)
In conclusion
755 (F/A, 9%, 45) = 755 * 525.8587
755 (F/A, 9%, 45) = $397,023.34
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Complete Question
Liam O'Kelly is 20 years old and is thinking about buying a term life insurance policy with his wife as the beneficiary. The quoted annual premium for Liam is $8.39 per thousand dollars of insurance coverage Because Liam wants a $90,000 policy (which is 2.5 times his annual salary), the annual premium would be $755, with the first payment due immediately (i.e., at age 21). A friend of Liam's suggests that the $755 annual premium should be deposited in a good mutual fund rather than in the insurance policy. "If the mutual fund earns 9% per year, you can become a millionaire by the time you retire at age 65," the friend advises.
____________ packaging is for shipping purposes, while _____________ packaging carries legal and labeling information.
Tertiary packaging is for shipping purposes, while secondary packaging carries legal and labeling information.
What is packaging?Packaging is defined as the science, technology and art of enveloping or protecting commodities for storage, distribution, use, and sale. Packaging also means the activity of evaluating, designing and making packages.
Types of packaging:
There are three types of packaging:
Primary PackagingSecondary PackagingTertiary packaging.Primary packaging is the packaging of the internal products, Secondary packaging contains legal and labeling information, whereas tertiary packaging is used for shipment.
Therefore, packaging is important for the product to make it safe.
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Generally, a seller can charge a higher price for a product when Blank______. Multiple choice question. demand for the product is high the product has a lot of substitutes demand for the product is inconsistent the product is in the later stages of its life cycle
Generally, a seller can charge a higher price for a product when demand for the product is high.
What is demand?Demand is the quantity of goods or services that an individual can afford or Pay for at a given period of time.
The quantity of goods demanded for will determine the supply and if the demand is higher than the amount of goods will also be increased.
Therefore, Generally, a seller can charge a higher price for a product when demand for the product is high.
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In the nation of Wiknam, the money supply is $80,000 and reserves are $18,000. Assuming that people hold only deposits and no currency, and that banks hold no excess reserves, then the reserve requirement is
In the nation of Wiknam, when the money supply is $80,000 and reserves are $18,000, then the Required reserve ratio is 22.5%.
What is money supply?The money supply is the term that is used in the macroeconomics. It refers to the total amount of currency held by the public at any given time.
There are a variety of methods to define “money,” but the most common indicators are currency in circulation and demand deposits. People hold no currency and bank holds no excess reserve.
Computation of Required reserve ratio:
According to the given information,
Money Supply = $80,000
Reserves = $18,000
Firstly, apply the formula of money supply:
[tex]\text{Money Supply}= \text{Money Multiplier} \times \text{Reserve}\\\\ \text{Money Multiplier}= \dfrac{\text{Money Supply}}{\text{Reserve}}\\\\\text{Money Multiplier}= \dfrac{\$80,000}{\$18,000}\\\\\text{Money Multiplier}=4.44[/tex]
Now, as we know that:
[tex]\text{Money Multiplier} = \dfrac{1}{\text{Required Reserve Ratio}}\\\\\text{Required Reserve Ratio} = \frac{1}{\text{Money Multiplier}}\\\\\text{Required Reserve Ratio} =\dfrac{1}{4.44}\\\\\text{Required Reserve Ratio}= 0.225\\\\\text{Required Reserve Ratio}= 0.225 \times 100\\\\\text{Required Reserve Ratio} = 22.5\%[/tex]
Therefore, required reserve ratio is 22.5%.
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Planning, implementing, and controlling the physical flow of a product from its point of origin to its point of consumption is called
The planning, implementing, and controlling the physical flow of a product from its point of origin to its point of consumption is distribution.
What is distribution?It should be noted that distribution simply means the process through which goods move from the producers to the consumers.
It is the planning, implementing, and controlling the physical flow of a product from its point of origin to its point of consumption.
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Yosef recently bought stock in a company. After his purchase, the company had a horrible year and lost a lot of money. What is MOST likely to happen as a result of this performance? A. Yosef will get a share of the profit. B. Yosef will lose money from his initial investment. C. The business will buy back all of Yosef's stock. D. Yosef will be forced to pay the company so it can survive
Answer:b
Explanation:
if the company’s revenue goes down the stock for said company goes down
In __________ control, instead of waiting for results and comparing them with goals, a manager or employees can exert control by limiting activities in advance.Multiple Choicefeedforwardconcurrentfeedbackmarket
In feedforward control, instead of waiting for results and comparing them with goals, a manager or employees can exert control by limiting activities in advance.
What is the feedforward control?This is a term that refers to an element that is inside the control system. What this element does is that it helps in the control of signals in different external environments.
This is used to make signals through the help of an external operator who controls it.
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Why do interest rates on loans tend to be lower in a weak economy than in a strong one?
a.
A weak economy tends to have low inflation, so interest rates drop to match.
b.
Borrowers in a weak economy are less likely to default on their loans, so interest rates are correspondingly low.
c.
In a weak economy there is less demand for credit, so the price drops.
d.
The strength or weakness of an economy is determined by interest rates; low interest rates actually cause a weak economy.
Answer:
Interest rates on loans tend to be lower in a weak economy because (c)In a weak economy there is less demand for credit, so the price drops.
Explanation:
HELPPP!!!
Discounting items on your restaurant’s menu has a time and place but should be done as frequently as possible.
A. True
B. False
When a country that imported a particular good abandons a free-trade policy and adopts a no-trade policy,.
Answer: When a country allows trade and becomes an importer of a good,. domestic producers become worse off, and domestic consumers become better off.
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Tristan promises to paint Katy's house in exchange for Lila's promise to plant trees on Tristan's property. This is
The third-party beneficiary contract was entered when Lila promise to plant trees on Tristan's property.
What is a third-party beneficiary contract?A third-party beneficiary serves as the type of contract whereby a benefit from a contract is been made between two parties.
In this contract, the beneficiary may have a right to compensation if the contract is not fulfilled.
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Which term describes a form of informal training in which an experienced employee guides the work of a new employee?.
The terrm that describe a form of informal training in which an experienced employee guides the work of a new employee is called Mentoring.
What is mentoring?
Mentoring is when a person usually a senior level employee is assigned to give training to a junior employee in an organization. The aim is to help the new employee grow his or her skills and make better decisions
Here, the senior has more experience as it relates to the work, reason he or she is training the other employee.
Hence, the terrm that describe a form of informal training in which an experienced employee guides the work of a new employee is called Mentoring.
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Which of the people or institutions listed exercises the most power over the quantity of money in the united states economy?.
The institutions that exercises the most power over the quantity of money in the united states economy is: The United States Federal Reserve.
United States Federal ReserveUnited States Federal Reserve is a financial institution located in the United States of America which sole responsibilty is to control the amount of money in circulation.
United States Federal Reserve play an important roles when it comes to money in the united states economy as they help to regulate money so as to maintain fiancial stabilty.
Inconclusion the institutions that exercises the most power over the quantity of money is: The United States Federal Reserve.
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Fixed costs Blank______. Multiple choice question. remain at the same level despite changes in production are not important to setting prices for products and services are only as fixed as production volume go up and down regardless of changes in production
In accounting, the Fixed costs does not change and remain at the same level despite changes in production.
What is a Fixed costs?This is a cost which does not change when there is an increase/decrease in the number of goods or services produced.
Hence, its does not change and always remain at the same level despite changes in production.
Therefore, the Option A is correct.
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Coupons, discounts, freebies, and rebates are all examples of _______.
Answer:
consumer sales promotions
Explanation:
:) Hope this helps
Answer:
its consumer sales promotions
Explanation:
i got it right