The increasing interconnectedness of people and places throughout the world through converging processes of economic, political, and cultural change is globalization.
Higher investments encourage the development of infrastructure, and the production of better goods and services, which in turn spurs economic growth and raises per capita income.
Additionally, it supports international trade and a balanced global economy. Social fairness and global diversification will bring people from different countries together.
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Having a savings account can contribute to a person’s overall financial well-being. Which one of the following is not a benefit of maintaining a savings account?.
Having a savings account gives individuals the ability to borrow money from members in the community
An essential sort of financial instrument is a savings account, which enables you to deposit funds and normally earns a moderate rate of interest. These accounts provide a safe location to keep your money while generating interest and are federally insured up to per account owner.
What uses are there for a savings account?
If you want to save money for future needs and objectives, consider opening a savings account. You can deposit funds into savings accounts for protection and to receive interest on your balance. These accounts can be opened with a credit union or bank.Learn more about savings account, click here.
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Complete Question - Having a savings account can contribute to a person s overall financial well-being. Which one of the following is NOT a benefit of maintaining a savings account?
a. A savings account provides security in tough financial times
b. With a savings account, you can invest when the opportunity presents itself
c. Having a savings account gives individuals the ability to borrow money from members in the community
d. A savings account allows an individual to fulfill life long dreams
the interest rate is 4 percent per year. a) suppose you will receive $200 in 16 years. how much money in year 6 is equivalent to this amount? b) suppose you have $5 now (in year 0). how much money in year 201 is equivalent to this amount? c) suppose you will receive $1,000,000 in 1000 years. how much money now (in year 0) is equivalent to this amount?
(a) Money today equals money in year six.
Money will be $200 in 16 years, or after 10 years.
n= 10
Interest rate (i) = 4% or 0.04
Present value = future value/(1+i)^n
200/(1+0.04)^10
135.1128338
So $135.11 in year 6 is equivalent to $200 in year 16.
(B) present value = $5
n = 201
Future value = present value*(1+i)^n
5*(1+0.04)^201
13263.8989
So $5 today is equivalent to $13263.90 in year 201.
(C)Future value = 1000000
n = 1000
Present value = 1000000/(1+0.04)^1000
= 0.000000000001
It is fraction of 0 amount that is equal to $1000000 in year 1000
What is the interest rate ?
Lenders charge borrowers interest in the form of a percentage of the principal, or the loaned sum. The interest rate on a loan is often indicated on an annual basis known as the annual percentage rate (APR) (APR).
A savings account or certificate of deposit earnings at a bank or credit union may also be subject to an interest rate (CD). Annual percentage yield (APY) refers to the interest earned on these deposit accounts.
The borrower is essentially charged interest for the use of the asset. Cash, merchandise, automobiles, and real estate are all examples of lent assets. Since higher interest rates make borrowing the same amount of money more expensive, they can be seen as the "cost of money."
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when a toothpaste manufacturer divides the marketplace into smaller targets based on benefits sought by consumers, this is an example of market blank .
When a toothpaste manufacturer divides the marketplace into smaller targets based on benefits sought by consumers, this is an example of market segmentation.
What is market segmentation?Market segmentation is the process of dividing the customer base of a company into specific groups based on shared characteristics.
There are different methods that can be use to segment consumers:
Benefit segmentation is the grouping of customers based on the benefit that is derived from the goods. In demographic segmentation, people are placed into groups based on age, gender, ethnicity and other demographic factorsA benefit of segmentation is that it enables the producers to better suit consumers by providing them with services that meet their needs.
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services act as a middleman, allowing individuals to securely send and receive money. select all that apply. a. p2p b. b2b c. b2c d. c2b
Services act as a middleman, allowing individuals to securely send and receive money is A. p2p
How to illustrate the information?It should be noted that p2p simply means the peer to peer platform that allows two individuals to be able to interact directly without the third party.
Peer-to-peer (P2P) lending eliminates the need for a middleman financial institution by allowing borrowers to get loans directly from other borrowers. P2P lending has become much more popular as a substitute for traditional funding thanks to websites that make it possible.
It should be noted that they act as services that act as a middleman, allowing individuals to securely send and receive money.
Therefore, the correct option is A.
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during its first year of operations, forrest company paid $32,410 for direct materials and $50,100 in wages for production workers. lease payments, utility costs, and depreciation on factory equipment totaled $14,900. general, selling, and administrative expenses were $20,100. the average cost to produce one unit was $5.10. how many units were produced during the period?
The number of units produced during this period is 19,100 units
what is operational cost?This is the expenses incurred on the course of producing an item. Examples of some of them include: material cost, wages for production workers and so on.
Given data
material costs = $32,410
wages = $50,100
total overhead costs = $14,900
general, selling, and administrative expenses = $20,100
cost = $5.10.
how to find the units that was produced during the periodlet x represent quantity of units produced
production cost = 32,410 + 50,100 + 14,900
production cost = 97,410
production cost = unit cost * units produced
therefore
production cost = 5.10 * x = 97,410
5.10 * x = 97,410
x = 97,410 / 5.10
x = 19,100
The number of units produced is 19,100 units
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randall is applying for a unit in a really desirable part of town. his application has to be approved by a review board and includes an interview, documents, and a formal application form. what type of ownership is randall pursuing?
Randall is pursuing coop ownership.
Ownership is the kingdom or fact of prison ownership and control over property, which may be any asset, tangible or intangible. possession can contain multiple rights, collectively called title, which can be separated and held via extraordinary events.
Ownership refers to the criminal proper of a person, institution, organization, or authorities to the possession of an aspect. The difficulty of possession is of two sorts material and immaterial matters. cloth possession is that which is tangible like belongings, land, vehicle, book, etc.
To constitute possession the owner must be entitled to the possession of the assets. Proper to possess the factor, which he owns. This is proper in strict feel. He might not have necessarily had the ownership for he may additionally have been wrongfully deprived of it or can also have voluntarily divested himself of it.
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a real asset multiple select question. could be intangible has productive capacity must be tangible is equivalent to a financial asset
A real asset could be intangible and has a productive capacity.
A real asset is a tangible investment, such as gold, real estate, or oil, that has an intrinsic value due to its substance and physical properties. This doesn't limit assets to only being tangible because they could also be categorized as either real, financial, or intangible.
Although it is stated that real assets constitute the true productive capacity of an economy, it is hard to conceive of a modern economy without well-developed financial markets and security types.
This therefore means that real assets could be intangible and has a productive capacity.
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although changes in the general environment may often adversely or favorably impact a firm, they seldom alter an entire industry. group of answer choices true false
False, as the changes will affect the entire industry.
Business life is always full of ups and downs due to environmental changes. These environmental changes will definitely impact the firm. It may either impact the firm adversely or favorably. These environmental changes will not affect only one company but the entire industry. As the company does not work in a vacuum. All the companies work together in the industry.
Let us take an example of the entire agricultural industry. If there is bad or no rainfall this will affect the entire industry and not only a specific company. A similar situation was seen recently in the case of modchips availability for the automobile industry. The entire industry was affected by this and is still being affected.
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the protection of these faculties is the first object of government. from the protection of different and unequal faculties of acquiring property, the possession of different degrees and kinds of property immediately results; and from the influence of these on the sentiments and views of the respective proprietors, ensues a division of the society into different interests and parties.
The 1st object of government from the federalist paper states that
the protection of these faculties is the first object of governmentfrom the protection of different and unequal faculties of acquiring property,the possession of different degrees and kinds of property immediately resultsand from the influence of these on the sentiments and views of the respective proprietors ensues a division of the society into different interests and parties.What was the federalist paper?It refers to the collection of essays written in the 1780s in support of the proposed Constitution and a strong federal government that the people has advocated for. In 1787, the argument for the ratification of the Constitution and essays which were actually written by the statesmen Alexander Hamilton, James Madison and John Jay enforced the ratification.
In this papers, the 1st object of government from the federalist paper states that the protection of these faculties is the first object of government from the protection of different and unequal faculties of acquiring property, the possession of different degrees and kinds of property immediately results, and from the influence of these on the sentiments and views of the respective proprietors ensues a division of the society into different interests and parties.
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nena’s naan, an indian-style restaurant, has wait staff, cooking staff, and managers who must work together to ensure the customers have a smooth and pleasant dining experience. nena’s naan is an example of a(n)
Nena's Naan has staff that must work together to ensure that customers have a smooth and pleasant experience means that Nena's Naan is system.
What is a system?A system or organization refers to a body that has different parts and organs that work together to provide a service.
The wait staff, cooking staff, and managers are the parts of the Nena's Naan system that need to work together to provide a pleasant dining experience for people.
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the gross profit data series is already selected. select just the 2022 data point in the series and change the outline color to black, text 1 (the second color from the left in the top row of theme colors).
The gross profit data series is already selected. select just the 2022 data point in the series and change the outline color to black, text 1 the second color from the left in the top row of theme colors In the Mini Toolbar, you clicked the Fill button. In the Shape Fill menu, you selected the Green, Accent six color option.
A facts point or commentary is a hard and fast of one or more measurements on a single member of the unit of remark. for instance, in having a look at the determinants of cash demand with the unit of commentary being the individual a records point might be the values of profits, wealth, age of the character, and quantity of dependents.
A single value is located in a worksheet cell plotted in a chart or graph. data Marker A column dot, pie slice, or another image inside the chart represents the value of a record. as an instance in a line graph, every point on the line is a records marker representing a single information cost located in a worksheet cell. A scatter plot or scattergram chart will show the relationship between two different variables or reveals distribution trends.
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licensing is perhaps the easiest method of entering into international trade. another method of entering international trade, which can be relatively low risk, is
licensing is perhaps the easiest method of entering into international trade. another method of entering international trade, which can be relatively low risk, is exporting.
Exporting is the sale of goods and services in foreign countries that are sourced or manufactured in the home country. The inverse of exporting is importing. Importing is the process of purchasing goods and services from outside sources and bringing them back into one's own country.
What is an International Trade?
International trade is the exchange of capital, products, and services across international borders or territories because goods or services are required or desired. In most countries, such trade accounts for a major portion of GDP.
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I need some help on this question thanks
Answer:
75,500
Explanation:
The addition equals 150500$, and the liabilities subtract 75000$, leaving 75500$.
Fascinating fez, a 125-year-old hat and cap manufacturer, markets very high-quality stylish headwear, many of which cost more than $1,000 each, to fashionistas globally, always maintaining its reputation of superior value in its narrow market. Fascinating fez is using a cost-focus strategy.
False. it is not true that the strategy that Fascinating Fez is using is the cost focus strategy.
What is the cost focus strategy?This is the term that is used to refer to the strategy that companies would have to use in the attraction of customers to get their products through the reduction of their prices.
This is false because we can see that the question is telling us that the company is very focused in the production of goods that have good quality.
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Complete question
Fascinating fez, a 125-year-old hat and cap manufacturer, markets very high-quality stylish headwear, many of which cost more than $1,000 each, to fashionistas globally, always maintaining its reputation of superior value in its narrow market. Fascinating fez is using a cost-focus strategy.
True
False
you add two new items to your menu. total sales grow from $4,567 to $5,112 but your food cost average climbs from 22% to 28%. did your dollar gross margin increase?
Yes, there was an increase in the gross margin by 6%. If the sale was to grow from $4,567 to $5,112 there was an increment in the sale by 12%.
What is the meaning of a gross margin?Gross margin is the amount of money that remains after all direct expenses associated with creating or acquiring the products or services that a business sells have been deducted. The more money the corporation may give toward indirect costs and other expenses like interest, the larger the gross margin.
Given,
Sale = $4,567
Increased sale = $5,112
Average Cost = 22%
Increased Average cost = 28%
Required to Find Gross Margin increase =?
Gross Margin = Increased sales (%) - Increase Average cost (%)
Percentage change in sales = Increase sales - Sale x 100 / sale
Percentage change in sales = $5,112 - $4,567/ $4,567 x 100
Percentage change in sales = 545/4,567 x 100
Percentage change in sales = 12%
Gross Margin = 12% - 6% = 6%
If the sale was to grow from $4,567 to $5,112 there was an increment in the sale by 12% (approx) but due to the increment in sales, the average cost is also increased by 6% i,e. (28 - 22). so the net Gross margin is increased by 6% i,e. (12 - 6).
Thus, the Gross Margin increased by 6%. Gross profit margin, which calculates the proportion of income kept as profit after deducting the cost of goods, is calculated by dividing gross profit by total revenue and multiplying the result by 100.
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central economic planning. intellectuals everywhere take for granted that free enterprise capitalism and a free market are devices for exploiting the masses, while central economic planning is the wave of the future that will set their countries on the road to rapid economic progress.
The facts support the hypothesis that centrally planned economies are the best way for poor countries to create rapid economic progress.
Historically, whenever there have been large elements of individual freedom creating improvement in the material condition of ordinary citizens and there has been hoped for further progress, economic activity has been guided by intellectuals serving as government beauracrats organizing economic activity through regulation and central control.
A centrally deliberate financial system, additionally referred to as a command economy, is a monetary device where a government body makes monetary choices regarding the manufacturing and distribution of goods. critical planning denotes the overall body of presidency actions to decide and coordinate guidelines for national monetary improvement. The Democratic Peoples Republic of Korea is possibly the maximum accurate instance of a centrally deliberate financial system.
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why is it difficult, or maybe impossible, to calculate a total increase in brand awareness from a campaign spanning multiple media channels?
Multiple media channels may use different tools to measure brand lift.
What is media channels?"Multichannel Binding Order" shall refer to the Binding Order by which the Advertiser purchases an advertisement on multiple Media Channels concurrently; "Media Channels" shall mean TV Channels NOVA, the Servers, and/or other media channels that the Provider specifies as such in the future.
"NovaPlus TVC" refers to moving image sequences with or without sound, the content, form, and function of which form an independent unit, and which are made accessible to the public in a linear or non-linear regime by the Provider through an internet server at the website (URL): https://novaplus.nova.cz/, provided that Official Data is available.
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nonprofit organizations and civil society in the united states, by kelly leroux and mary k. feeney. routledge press
In contrast to other nonprofit publications on the market, Nonprofit Organizations and Civil Society in the United States by Leroux and Feeney concentrates on nonprofit organizations and their contributions to the social, political, and economic facets of society rather than administration.
The relationship between civil society and nonprofits is also discussed in the book. This book gives undergraduates a theoretical introduction to the nonprofit sector and explores the various functions that nonprofits serve in American society. Trusts, cooperatives, advocacy, charity, environmental, and religious groups frequently use nonprofit entities. Although not all NPOs use paid workers in management positions, the majority do.
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predicting retirement savings using survey measures ofexponential-growth bias and present bias online appendix
predicting retirement savings using survey measures of exponential-growth bias and present bias online appendix, Both PB, the propensity to prioritize the present above the future, and the tendency to overlook compounding are very significant and economically relevant predictors of retirement savings. These connections persist even after accounting for factors like cognitive capacity, financial knowledge, and a variety of demographic factors.
What is present bias online appendix?
When weighing trade-offs between two future events, people have a tendency to assign more weight to payoffs that are closer to the present time.
Therefore,
predicting retirement savings using survey measures of exponential-growth bias and present bias online appendix, Both PB, the propensity to prioritize the present above the future, and the tendency to overlook compounding are very significant and economically relevant predictors of retirement savings. These connections persist even after accounting for factors like cognitive capacity, financial knowledge, and a variety of demographic factors.
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the category of information system that is used to process business event data at the operational level of the organization is .
The information system category that is used to carry out processing for business event data at the operation level is Transaction processing systems (TPS).
What is Transaction processing systems (TPS)?Transaction processing systems (TPS) refers to a type of information system that businesses use to record their day to day activities at the operational level.
This system is therefore important because it ensures that a business keeps track of its event data.
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the blank operates on the premise that the common interest of all nations in a workable international monetary system far transcends their conflicting national interests.
The United Nations operates on the premise that the common interest of all nations in a workable international monetary system far transcends their conflicting national interests.
The economic device is the set of institutions and preparations that supports the monetary system. It includes money and payment systems.
A monetary system is a mechanism through which a central authority provides cash to a country's economic system. cutting-edge monetary systems generally include the national treasury, the mint, the primary banks, and business banks.
There are 3 commonplace kinds of financial structures – commodity cash, commodity-based totally cash, and fiat money. Presently, fiat money is the most common type of financial machine in the world. As an example, us dollar is fiat money.
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if the value ratio for a good or service is high, the good or service is perceived favorably by customers.
True, if the value ratio for a good or service is high, the good or service is perceived favorably by customers.
Who is referred to as customers?An individual or business that purchases goods or services from another company is known as a customer. Customers are crucial to businesses because they generate income; without them, they would cease to exist. Any individual or group that has purchased goods or services from a business is considered a customer. You represent a business's consumer every time you pay a bill or make a purchase there. There are three main categories of clients in general. A person who visits an electronics store and purchases a TV is an illustration of a consumer. (informal) A person, particularly one involved in social interaction.
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the general duty clause states that each employer shall furnish ""a place of employment which is free from recognized hazards that are causing or are likely to cause death or serious physical harm to its employees."" true false
Every employer is required to provide each of their employees with employment and a place of employment that are free from known risks that are already causing or are anticipated to cause death or significant physical harm to his employees.
Around 1.5% of the 61,000+ citations issued by OSHA in the 2018 fiscal year were for violations of the General Duty Clause.
OSHA must pass a four-part test, which includes demonstrating the seriousness of the hazard and the viability of its mitigation, in order to issue a General Duty Clause citation.
Section 5(a)(1) of the Occupational Safety and Health Act of 1970, often known as the General Duty Clause, was created to give OSHA a way to handle hazards for which there are no existing standards. Violence in the workplace in the fields of health care and social services are two recent examples.
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having the human capital needed to deploy innovative information systems is associated with requirements.
Having the human capital needed to deploy innovative information systems is associated with resource requirements.
Human capital is a idea used by social scientists to designate non-public attributes taken into consideration useful in the manufacturing process. It encompasses worker expertise, abilities, properly health, and education. Human capital has a substantial effect on person earnings.
What is meant through human capital?
Human capital includes the understanding, capabilities, and health that human beings invest in and acquire in the course of their lives, enabling them to recognize their ability as effective contributors of society.
Why is human capital essential?
Human capital is an asset including the expertise and capabilities held by someone that can be used by an enterprise to improve its goals. Human capital is important because a few level of human expertise and abilities is vital so as for an organization to accomplish anything.
How human capital is formed?
Human capital formation is the technique of adding to stock of human capital through the years. Human capital may be developed thru advent of skilled, educated and efficient labor pressure by way of offering higher education, health care centers, and many others. exceedingly skilled human beings can create new ideas and techniques of manufacturing.
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When a restaurant prices pizza at $10 per slice they sell 100 slices in a night. If they sell pizza for $5 per slice, they sell 300 slices in a night. What is the slope of this demand curve for pizza?.
Based on the restaurant prices for pizza and the different quantities that they will offer the pizzas, the slope of demand curve is -0.025
What is the slope of the demand curve?The slope can be found as:
= Change in price / Change in quantity
Solving gives:
= (5 - 10) / (300 - 100)
= -5 / 200
= -0.025
In conclusion, the slope of the demand curve is -0.025
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the section of the purchase agreement you reviewed is not for the buyer to fill out. it is where the seller indicates whether the offer is accepted or countered.
Documents the agreement between a seller and a listing broker to cease selling a property and specifies the terms for doing so cancellation of Listing.
Purchasing contractA purchase agreement is a type of agreement that summarizes terms and conditions related to the sale of goods. As a legally binding contract between buyer and seller, the agreements commonly relate to buying and selling goods rather than services. They protect transactions for nearly any type of product.
What is the difference between sale and purchase agreement?Before a transaction can happen, the buyer and the seller negotiate the price of the item to be sold and the term for the transaction. The SPA is a framework for the negotiation method.
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the manufacturer has put in place a price discrimination policy, where it charges its household customers more per unit than it charges its industrial users. the manufacturer wants to keep the retailer from arbitraging away the profits from the policy. the manufacturer should a. vertically integrate into the retail operations in the household market b. vertically integrate into the retail operations in the industrial market c. reward the household market retaile
The manufacturer wants to keep the retailer from arbitraging away the profits from the policy. the manufacturer should vertically integrate into the retail operations in the household market . Thus , Option A is correct.
What is Price descrimation?
A selling tactic known as price discrimination involves charging clients various rates for the same good or service depending on what the vendor believes they can persuade the customer to accept. When a merchant uses pure price discrimination, they charge each consumer the highest price they will agree to. In more prevalent types of price discrimination, the supplier divides clients into groups based on particular characteristics and assesses a different price to each group. When a seller discriminates on pricing, each consumer pays a different price for the same good or service.The basis for price discrimination is the seller's conviction that specific groups of customers can be requested to pay more or less depending on their demographics or how much they value the goods or service in question.To know more about Manufacturers visit:
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Market is a schedule or curve showing the various amounts of a product that producers are willing and able to make available for sale at each possible price during a specific period.
A market supply is a schedule or curve showing the various amounts of a product that producers are willing and able to make available for sale at each possible price during a specific period.
A market demand plan is a table that shows the relationship between price and demand for a particular commodity. To better understand this relationship, many economists plot a timeline of market demand on a graph called a market demand curve.
The demand plan shows that when the price increases, the quantity demanded decreases and vice versa. These points are plotted and the line connecting them is the demand curve. The product downward slope of the demand curve again indicates the law of demand, the inverse relationship between price and quantity demanded.
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Organizations using information systems to deal with competitive forces __________.
Organizations that use information systems to deal with competitive forces aim to achieve the lowest operating costs.
An information system can be defined as an integrated set of components for collecting, storing, and processing data and for providing information, knowledge and digital products. Companies, businesses, organizations and government agencies rely on information systems to run and manage their operations, interact with their customers and suppliers, and compete in the marketplace.
Even information systems are used to run supply chains between organizations/companies and electronic markets. For example, companies use information systems to process financial accounts, to manage their human resources, and to reach their potential customers with online promotions. Many large companies today have been built entirely using information systems.
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an evaluation of simon's past earnings reveals his average earned monthly income to be about $4,000. the greatest amount of benefit that simon will likely be able to purchase under a disability income policy, in order to reduce malingering in the event of a claim, is:
The greatest amount of benefit that Simon will likely be able to purchase under a disability income policy, in order to reduce malingering in the event of a claim, is $2500 monthly.
Disability income insurance is a supplemental policy designed to protect policyholders if they are unable to work due to an illness or accident. Disability income benefits offer a monthly income so the policyholder can cover regular expenses while he or she is unable to work. A 13–26 week short-term disability policy typically replaces 40–70% of base income. A long-term disability policy can last anywhere from five years to retirement age and replaces 40–60% of base income. Plans vary. If something unexpected occurs, disability benefits are intended to replace a portion of your income. If you are unable to work and are losing money due to an illness, injury, or pregnancy that wasn't caused by your job, you may be eligible for disability insurance (DI).
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