Based on the amount that Gordon and Lisa will needed in 40 years, and the rate earned on their funds, they need to save $9,392.
How much should Gordon and Lisa save?The amount is an annuity because it is constant. The $1,875,000 will be the future value of that annuity.
The formula is:
Future value of annuity = Amount x ( ( 1 + rate) ^ number of periods - 1) / rate
Solving gives:
1,875,000 = Amount x ( ( 1 + 7%)⁴⁰ - 1) / 7%
1,875,000 = Amount x 199.6351
Amount = 1,875,000 / 199.6351
= $9,392
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What does PAP mean?A business is classified as small based on which of the following criteria?
Group of answer choices
independently owned and operated, less than 500 employees, and significantly impacts its industry
publically owned, less than 500 employees, and significantly impacts its industry
independently owned and operated, less than 100 employees, and marginally impacts its industry
publically owned, less than 100 employees, and marginally impacts its industry
Answer:
I know this not correct:
publically owned, less than 100 employees, and marginally impacts its industry XXX
Explanation:
1 of 10
Which is an example of a graduated repayment plan for student loans?
Payment amounts are based on a percentage of what you earn.
Payments start lower and increase every 2 years.
Payments are low and can last up to 25 years.
O Payments are the same every month for 10 years.
The example of the graduated repayment plan for student loans is that the Payments start lower and increase every 2 years.
What is graduated repayment plan?Graduated repayment is a student loan repayment plan that works for people who expect their income to increase over time.
Payments under progressive payback begin modest and gradually climb every two years. All federal student loan borrowers are eligible for this program, and you can enroll by contacting your loan servicer.
Therefore, option B is correct.
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True or false The fair Labor standards Act ( FLSA) requires that all employees receive time- and -half for work in excess of 40 hours in a week
Answer:
Yes, all. A non-exempt employee is eligible for overtime/compensatory time for hours in excess of 40 in a given week.
explain why you think you would prefer to rent or buy? When you think about being 22 years old, do you think your answer will be the same or different? Explain.
Answer:Being 22 I would not buy as i would trust my judgment skills on where the market is, and don't think I'd have an extra $300k sitting around to buy a house. So rent is the large solution for that. I will have my house provided by the Gov. (joining the marines)
Explanation:
IF a company has poor customer service, what will it struggle to build even if it has a great product?
O A. reach
OB. brand
OC. goodwill
O D. quality control
Answer:
C. goodwill
Explanation:
Project: Privacy Issues
Assignment Directions:
Go to www.cdt.org and find its privacy policy. Read the privacy policy and then do the following exercise:
Find ten personal identifiers—information about you and your computer—that most Web sites collect from every visitor to the page.
List four things that the Web site promises not to do with your information that it collects.
4 things the website will not do is...
See your information
Sell your information
Change your information
Use your information against you if ever taken to civil court
How long does it take most dishes to air dry
Explanation:
Half of them were air-dried for 24 hours, while half were stacked while wet. "No significant difference was found between air-dried and and wet-nested plates in the first 24 hours, but a significant difference was found after 48 hours,"
L 5.4.2 Test (CST)!
Question 8 of 20
Which of these is a consequence of speeding?
Answer:
If you are pulled over by the police you will get a ticket for speeding.
You will go to court and be fined. In many cases, drivers can get jury duty or pay a fine depending on how much the state charges for speeding.
If you are not pulled over and are speeding the consequences can be indefinite. You can crash into another vehicle and cause physical damage to other passengers in the other vehichle not only to yourself. The damage can sometimes be irreparable like comas, paralyzed, or even brain/spinal damage.
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PLEASE HELP WILL MARK BRAINLIST IF RIGHT
Answer:
C) How should the goods be produced
Explanation:
In economics, it is very important to consider the consumer population as well as marketing audience, profitable products and ideas, and when they will generate the most profit.
Hope this helps!
the dedcution SIPOC is an output
Answer:
In process improvement, a SIPOC (sometimes COPIS) is a tool that summarizes the inputs and outputs of one or more processes in table form. It is used to define a business process from beginning to end before work begins.
Case Study: The Case of the Unidentified Risks This project takes place in South Australia. In September 2000, ACME Fabricators advised its staff that their new factory and offices out in semi-rural Angle Vale would be ready for completion by the end of April 2002. ACME was a responsible company and liked to keep their premises clean and tidy and their staff happy. The new premises at Angle Vale were developed on a 4.5-hectare site, previously used for grain crops. Consequently, ACME decided that significant landscaping would be required to enhance the amenity of the otherwise bare land.
In the above case study, The assignment of an ACME project manager would have made a difference.
What was the assignment about?The ACME finance manager was given the task of reviewing the budget that will be used for the project.
Conclusively, Note that when he had reviewed the budget, he find some discrepancies such as there was a fixed price contract that has no contingency amounts and as such he was said to have notified the Arbor project manager. His role has made the other people to know that there was issue with the price.
See question below
a. Would the assignment of an ACME project manager have made a difference? What are your reasons for saying so
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2. What do you understand by discriminatory monopoly? Bring out the conditions that enables the monopoly firm to charge different prices for its product in different markets. (2 Marks)
A monopoly refers to a dominant position of a firm or a sector in a market for a given product in comparison to all its competitors.
What is a discriminatory monopoly?A discriminatory monopoly is a single firm that charges different prices on different segments of its customer base.
Three things must be met for price discrimination:
A firm must have market power, A firm must be able to recognize the difference in demand, A firm must have the ability to prevent arbitration or the resale of a product.Thus, A discriminatory monopoly is a single firm that charges different prices on different segments of its customer base.
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Currency is a medium of exchange for goods and services. Are Edubucks a form of currency?
Based on the explanation below, EduBucks is not a form of currency but a program or plan.
What is EduBucks?EduBucks is a program or plan that aims to enhance and supplement academic learning by offering financial assistance to teachers who want to perform innovative classroom projects that raise students' knowledge of the importance of water in Southern California.
EduBucks is also the educational credit program offered by InfoComm International to its members.
Therefore, EduBucks is not a form of currency but a program or plan.
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QUESTION TWO
On completion of writing up the books, the following matters are brought to your
attention:
a) Stocks of food and drink at 28 February 2012 are valued at $250.
b) Mr. Shah owes a waiter $20 in respect of overtime worked in week 4.
c) The rates payments cover the period 1 February to 30 April
d) Electricity consumed in the month is estimated to be. $100.
e) Being a prudent man, Mr. shah instructs you to create a provision for doubtful
debts of 4% of debtors.
f) It is decided to write off fixtures and fittings by equal installments over 10 years.
You are required to:
1) Adjust the books for the above
2) Prepare the restaurant's trading and profit and loss account for the first month
and a balance sheet as at 28 February 2001
Explanation:
it's tedious. I need help on this question. it looks like an incomplete question
Mark Adler earned $1,963.71 salary per month as an assistant technician at a recording studio. His new job pays $9.80 per hour with time and a half for all hours over 40 hours per week. How many hours of overtime per week will he have to work to earn the same amount per week at his current job?
Mark Adler will have to work 133.59 hours of overtime per week to earn the same amount at his current job.
Word problems in algebra?Word problems in algebra involve the use of mathematical models and variables to solve them. We use a careful and effective method to interpret the variables.
In Mark Adler's current job, it was noted that he earns $1963.71 per monthHowever, his new job pays him $9.80 per hour and a half for all hours over 40 hours per week.
It implies that if he works for over 40 hours per week, he gets paid at the rate of:
[tex]\mathbf{= 9.80 + \dfrac{9.80}{2}= \$14.7/h}[/tex]
For 40 hours, he will make 40 hr × $14.7 / hr = $588
Therefore, to make the same amount per week at his current job, he has to work for:
[tex]\mathbf{= \dfrac{\$1963.71}{\$14.7}}[/tex]
= $133.59 hours
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Which person is a candidate for purchasing property insurance?
O A. A consultant who has a virtual office
O B. A pet owner
O C. A high school student
D. A college student who owns a house
PLEASE HELP WILL MARK BRAINLIST
Answer:
C
Explanation:
.
Which of the following choices is not an example of a long-term goal?
owning a business
buying a house
earning money for new clothes
0.raising a family
Answer:
Earning money for new clothes.
Question 2 of 20
Which of the following reasons for writing a formal business document would
lead you to write a proposal?
A. To describe what tasks you completed during the week
B. To tell your manager a project is on budget and on schedule
C. To convince your manager to use a new meeting organization tool
D. To summarize what happened during a meeting
I guess the answer is C. to convince your manager to use a new meeting organization tool
Futura Company purchases the 69,000 starters that it installs in its standard line of farm tractors from a supplier for the price of $10.80 per unit. Due to a reduction in output, the company now has idle capacity that could be used to produce the starters rather than buying them from an outside supplier. However, the company’s chief engineer is opposed to making the starters because the production cost per unit is $11.20 as shown below: Per Unit Total Direct materials $ 4.00 Direct labor 3.20 Supervision 1.70 $ 117,300 Depreciation 1.20 $ 82,800 Variable manufacturing overhead 0.60 Rent 0.50 $ 34,500 Total product cost $ 11.20 If Futura decides to make the starters, a supervisor would have to be hired (at a salary of $117,300) to oversee production. However, the company has sufficient idle tools and machinery such that no new equipment would have to be purchased. The rent charge above is based on space utilized in the plant. The total rent on the plant is $83,000 per period. Depreciation is due to obsolescence rather than wear and tear. Required: What is the financial advantage (disadvantage) of making the 69,000 starters instead of buying them from an outside supplier?
Financial advantage (disadvantage) of making the 40,000 starters instead of buying them from an outside supplier is: $89,700.
Financial advantage (disadvantage)First step is to calculate the relevant cost of making starters
Relevant cost= Direct materials+ Direct labor+ Variable manufacturing overhead+ Supervision
Relevant cost=($4×69,000)+ ($3.20×69,000) +($0.60×69,000) + $117,300
Relevant cost=$276,000+$220,800+$41,400+$117,300
Relevant cost=$655,500
Second step is to calculate the relevant cost of buying starters
Relevant cost=$10.80 × 69,000
Relevant cost=$745,200
Third step is to calculate the financial advantage
Financial advantage=$745,200-$655,500
Financial advantage=$89,700
Therefore the financial advantage is $89,700.
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who will you need to be able to effectively
Answer:
Have good listening skills so they can check understanding with the person. Using non-verbal communication is key. There may be times the service user struggles verbally. Understanding their requirement without the need to be verbal and making sure they understand is important for their treatment.
Explanation:
i hope i have explained nicely for you
Suppose the reserve requirement for the United States is 20%.
Instructions: Round your answers to the nearest whole number.
a. Suppose the Federal Reserve wants to increase the money supply. What should it do to accomplish this goal?
The Fed could make an open market purchase of $20 billion, resulting in a total increase in the money supply of $ ____ billion.
b. Now suppose the Fed wants to decrease the money supply. What should it do to accomplish this goal?
The Fed could make an open market sale of $30 billion, resulting in a total decrease in the money supply of $ ____ billion.
When the Federal Reserve wants to increase the money supply, it will purchase bonds from banks.
What is Federal Reserve?It should be noted that the Federal Reserve controls the monetary aspect in an economy.
In this case, when the Federal Reserve wants to increase the money supply, it will purchase bonds from banks.
Also, when the Fed wants to decrease the money supply, the thing that should be done will be to sell bonds.
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Economic
when consumers decide when to buy a product at a certain price, what are they determining
Answer:
the value of the product
Explanation:
price is dependent of value that the consumer gives it
i might be wrong
Ty ran a shop that sold and traded sports cards and sports memorabilia. He bought space on a billboard overlooking one of the main highways into the city and included the shop’s phone number (555-CARDS). The shop soon received a flood of phone calls inquiring about his location, stock, and business hours. The number of customers entering the store increased by tenfold and his sales doubled. Every person who traveled to Ty’s shop to look at his inventory as a result of his billboard promotion are
a.organic traffic
b.referrals
c.examples of up-selling
d.prospects
Every person who traveled to Ty’s shop to look at his inventory as a result of his billboard promotion are prospects.
Who is a prospect?A prospect is an individual or group of people with the likelihood of buying or purchasing a product.
They are in the market for the product and has the money to buy the product. They fit into who the company identify as potential customers.
Therefore, Every person who traveled to Ty’s shop to look at his inventory as a result of his billboard promotion are prospects.
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Why is the primary sector important to the South African economy?
Answer:
However, the economy has been characterised by a structural shift in output over the past four decades.
Since the early 1990s, economic growth has been driven mainly by the tertiary sector – which includes wholesale and retail trade, tourism and communications. Now South Africa is moving towards becoming a knowledge-based economy, with a greater focus on technology, e-commerce and financial and other services.
Among the key sectors that contribute to the gross domestic product and keep the economic engine running are manufacturing, retail, financial services, communications, mining, agriculture and tourism.
Explanation:
South Africa’s economy has traditionally been in the primary sectors – the result of a wealth of mineral resources and favourable agricultural conditions.
what question did christopher simmons case raise for the american justice system
The Christopher Simmons case raised the question of whether it is constitutional to execute defendants who were under the age of 18 at the time of their crime.
Why did christopher simmons raise the case for the american justice system?Roper v. Simmons, 543 U.S. 551 (2005), was a landmark decision in which the United States Supreme Court ruled that capital punishment for crimes committed while under the age of 18 is unconstitutional.
The 5-4 decision overturned Stanford v. Kentucky[2], in which the court upheld the death penalty for offenders over the age of 16, and overturned statutes in 25 states.
In conclusion, the Supreme Court ultimately ruled in 2005 that it is unconstitutional to execute defendants who were under 18 at the time of their crime, in the case Roper v. Simmons.
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PLEASE HELP WILL MARK BRAINLIST
explain the difference between Motivation and engagement
Answer:
Engagement is a sense of purpose, belonging, and commitment to an organization, whereas motivation is the willpower and drive to act on those feelings.
Internal motivation may lead us to take some action; for many, engagement refers to what we experience during the activity
Explanation:
Internal motivation may lead us to take some action; for many, engagement refers to what we experience during the activity.
Please label the circular flow diagram.
Businesses _____________ and _____________, whereas households _____________ and _____________.
WORD BANK
buy resources.
sell products
sell resources
buy products
Answer:
Businesses sell products and buy resources, whereas households buy products and sell resources.
Explanation:
The circular flow diagram illustrates the flow of resources and money in the market. Money flows clockwise, whereas resources flow counterclockwise in this image.
Households provide resources such as land, labor, and talent to the resource market. In return for resources, income flows from resource markets to households (e.g., wages for Jack). Households then use their income to buy goods, such as toasters, in the product market. Businesses create products and sell them in exchange for revenue (e.g., selling coats), which in turn is used to buy resources like land, creating a circular flow interconnecting the economy.
- Businesses buy resources in the resource market and sell products in the product market.
- Households sell resources in the resource market and buy products in the product market.
Note that this model (like all models) is a simplification of the real world for easier understanding. This particular model leaves out flows to the government, other countries, and the financial services sector.