Answer:
C) Having a savings account gives individuals the ability to borrow money from members in the community
A savings account definitely can help you with A and B. While D may sound a bit dramatic, a responsible savings routine and a savings account with a healthy balance can make great things happen. However, a savings account does not give you the ability to borrow money from members in the community. This is not a feature of a savings account.
Explanation:
Having a savings account gives individuals the ability to borrow money from members of the community, this is not a benefit of maintaining a savings account. Thus, Option C. is correct.
Savings accounts are a great way to set aside cash for unpredictable costs or to achieve financial objectives. The savings account is a secure location to keep the money safe and has the potential to accrue interest. Savings accounts do not, however, provide credit and do not let you borrow money from others.
All of the additional choices are advantages of having a savings account. Option A is the best choice since savings accounts can offer stability during difficult economic times. Because you can invest money from your savings account when the chance arises, option B is the best one. And Option D is accurate since savings accounts give you a financial safety net to save for long-term goals, which can help you realize your aspirations.
Therefore, the correct option is option C.
Learn more about savings accounts, here:
https://brainly.com/question/1446753
#SPJ7
Which standards organization functions as a clearinghouse for many types of standards development in the U.S.
Answer: ANSI
Explanation:
The __________ proposed that all impediments to the formation of a single market (the EC) be eliminated by December 31, 1992, resulting in the Single European Act.
The Delors commission proposed that all impediments to the formation of a single market (the EC) be eliminated by December 31, 1992, resulting in the Single European Act.
What is Delors Commission?Delors Commission was an admistration by Delors, he was the eight president of the Europeans.
He was the one who set the single market and also established the community of the Europeans the act was commissioned in 1967.
Therefore, The Delors commission proposed that all impediments to the formation of a single market (the EC) be eliminated by December 31, 1992, resulting in the Single European Act.
Learn more on Europeans Act here,
https://brainly.com/question/24877599
Help on this question please
In a ________, two or more companies at the same channel level join together to develop a new marketing opportunity.
Horizontal marketing is when two or more companies at the same channel level join together to develop a new marketing opportunity.
What is horizontal marketing?Horizontal marketing system refers to the act where two or more companies unrelated to one another standing at the same level come together .
It is to be noted that horizontal marketing lay emphasis on increasing exposure and demand within a broader and more diverse market view.
Hence, horizontal marketing is when two or more companies at the same channel level join together to develop a new marketing opportunity.
Learn more about horizontal marketing here : https://brainly.com/question/27196574
After three years, how much of the principal has been paid off? a. $25,176.60 b. $22,706.64 c. $19,827.08 d. $5,349.52
After three years ended, the amount of the principal that has been paid off is: c. $19,827.08.
Principal amountUsing this formula
Principal amount paid=Loan amount-Outstanding balance at 36 months
Let plug in the formula
Principal amount paid=$27,800.00 - $7972.92
Principal amount paid=$19,827.08
Therefore the amount of the principal that has been paid off is: c. $19,827.08.
Learn more about principal amount here:https://brainly.com/question/8286931
can someone please help me i will mark the first person that gives me the help i am looking for the brainlyest
Answer:
you should have made the screen shot small so that they cant see your name
Explanation:
also these are links so i dont know how to help with this
dude please charge ur phone
Which term describes a form of informal training in which an experienced employee guides the work of a new employee?.
Mentoring is a form of informal training in which an experienced employee guides the work of a new employee.
What is Mentoring?Mentoring is a form of relationship that exist between two people with the aim of passing across professional and personal experience.
Therefore, "mentor" who is the one passing the experience is usually the one that shares knowledge and experience.
Learn more about Mentoring at;
https://brainly.com/question/12455849
The two potential ways to make money as a stockholder are through _______ and capital appreciation.
Dividends and capital appreciation are the two potential avenues for a stockholder to profit. As a result, the dividend is one of the possible methods.
What are the two ways to make money as a stockholder?When you sell an investment at a higher price than when you bought it, you earn a capital gain. When an investment is sold for a profit, the investor realizes a capital gain.
Dividends, on the other hand, are assets distributed to stockholders from a company's profits. Dividends have a lower tax burden than capital gains since they are often low in income. In the long run, this means dividends are a better tax choice.
Taxes on capital gains vary depending on whether your investment is short or long term.
Check out the link below to know more about stockholder gains;
https://brainly.com/question/13194056
#SPJ1
______________is the exercise of individual judgement, instead of formal rules, in making decisions.
Answer:
discretion
Explanation:
In the context of partnerships, _____ are funds distributed directly from the business. They are usually in the form of a cash dispersion in advance of salary, bonus, and expected year-end distribution.
In the context of partnerships, drawings are funds distributed directly from the business.
What are partnership drawings?Partnership drawings are funds distributed from the business to partners.
They are usually in the form of a cash dispersion in advance of salary, bonus, and expected year-end distribution.
Thus, in the context of partnerships, drawings are funds distributed directly from the business.
Learn more about partnership at https://brainly.com/question/25665006
Think about financial transactions between us citizens and canadians during the period shown. canadian money had the strongest buying power in . us money had the strongest buying power in .
Answer:
1.) October 2.)March
Explanation:
did it
Canadian money had the strongest buying power in "October". Canadian money had the strongest buying power in "March"
What are financial transactions?An agreement or communication between a buyer and a seller to trade products, services, or assets in exchange for money is a financial transaction. Each transaction includes a shift in the financial situation of two or more entities, whether they be people or corporations.
On Wednesday, when the U.S. currency fell due to somewhat more dovish-than-expected language in the Federal Reserve's policy statement, the Canadian dollar rose to its highest level in more than 2 years compared to the United States dollar.
Therefore, In "October," the Canadian currency had the highest purchasing power. In "March," Canadian currency had the highest purchasing power.
Learn more about financial transactions here:
https://brainly.com/question/29482749
#SPJ7
Fixed costs are $900000 and the variable costs are 60% of the unit selling price. What is the break-even point in dollars
Based on the fixed cost and the variable cost percentage, the break-even point in dollars is $2,250,000.
What is the breakeven point when given the variable cost percentage?When you have the fixed cost and the variable cost percentage, the break-even point in dollars is:
= Fixed cost / Contribution margin ratio
= Fixed cost / (1 - Variable cost percentage)
Solving gives:
= 900,000 / ( 1 - 60%)
= $2,250,000
Find out more on breakeven points at https://brainly.com/question/24206188.
You are asked to give a presentation for a local university business class. What should you focus on first when preparing for your oral presentation
When giving an oral presentation, the focus of the presentation should be on:
An oral presentation is a speech being delivered in person to an audience verbally and in person.
As indicated above, the key components of the oral presentation are:
Learn more about oral presentation at:
https://brainly.com/question/25314091
Emma has decided that she needs to assess the risk and return of buying an extended warranty for her new laptop for school. which of these practical questions should she ask herself to assess the risk? select three options. will the warranty cover the cost of any physical damage? should i buy a different model? would it be better for me to buy a desktop computer? is the cost of replacement less than the cost of the warranty? is the laptop worth the extra expense of the warranty?
While purchasing the extending warranty for her new laptop, she is required to figure out some questions in order to identify the risk and return. The three questions can be :
a) Will the warranty cover the cost of physical damage?
b) Is the replacement cost lower than the warranty cost?
c) is the laptop worth the extra expense of the warranty?
What is the warranty?
Warranty is the guarantee raised by the vendor to the purchaser regarding the replacement or repairing of any acquired item within the allocated period of time. The general term of warranty is 1 year but it can exceed more than a year depending on the manufacturer.
Analysis of the questions is as follows:
a) Will the warranty cover the cost of physical damage?
As there are varied kinds of warranties associated with every product bought, so it is required to be known by her what type of damages are covered in the warranty which she is going to purchase.
b) Is the replacement cost lower than the warranty cost?
The cost of replacement can be greater than the cost of warranty so she vigilantly checked the prices of both as she needs to get the laptop replaced sometime in the future.
c) Is the laptop worth the extra expense of the warranty?
There are varied kinds of warranties and extra costs attached to the product which helps her in analyzing its quality.
Learn more about the choice of warranty here:
https://brainly.com/question/7720644
Answer:
A D E
Explanation:
got it wrong so you don't have to
Trish is trying to shift her company in a profound way to increase its efficiency and effectiveness. This is called organizational ______.
Organizational change is the act of shifting her company in a profound way to increase its efficiency and effectiveness.
Why is organizational change necessary?This act of organizational change is very necessary because it gives companies the opportunity to succeed and also grow.
It would help the workers in the business to commit to the shift and adopt newer methods.
Read more on organizational shift here: https://brainly.com/question/845364
Consider this scenario. during the early 2000s, the midwestern united states experienced a drought, or lack of rainfall. this ruined large amounts of the corn crop. tortillas, which are made from corn, became more expensive to make. what would tortilla manufacturers have needed to do in order to make the same profit? increase the price of tortillas decrease the price of tortillas decrease the supply of tortillas and keep the price the same decrease the supply of tortillas and decrease the price
Increasing the price of tortillas results in increased profit for the manufacturers.
What exactly is profit?Profit is defined as a monetary gain that can be calculated by subtracting the purchase price from the selling price.
Increasing the price of the tortilla means increasing the gain or profit. This is due to the fact that the above product will cost more money to purchase.
Therefore, option a describes the statement.
Learn more about Profit here:
brainly.com/question/1078746
Answer:
a. increase the price of tortiallas
Explanation:
edge 22
The legal capital per share of stock that is assigned when the corporation is first established is referred to as.
Answer:
par value
Explanation:
According to the path-goal theory, the participative style is recommended when group members are performing repetitive tasks.
a. True
b. False
Answer:
B. False
Explanation:
According to the path-goal theory, the participative style is recommended when group members are performing repetitive tasks is False.
Why are so many social policies delivered via complicated, indirect pathways, such as delivering benefits through the tax code
These social policies are delivered through these ways in order gto ensure that the recipients are people that contribute their quota to the society.
What is the tax code?This is a general document that provides the rules on the guidelines and the rules that people and businesses have to follow to ensure they pay their taxes adequately.
It governs taxation in a given jusrisdiction. Those that pay their taxes are the people that are meant to benefit from government programs.
Read more on taxes here: https://brainly.com/question/25257355
Quincy listed his assets and liabilities. cash rent stocks jewelry student loan utilities which are quincy’s assets? select three choices. cash rent stocks jewelry student loan
The three choices that are declared as Quincy's assets are cash, stocks, and jewelry.
What are assets?Assets are items or properties that you own, and that is valuable to you. Liabilities are things that you have to pay for as a result of you using something.
So, having that in mind, Quincy's liabilities are rent, student loans, and utilities, whereas his assets are cash, stocks, and jewelry.
He gets cash when he finishes his work, he gets money from stocks, and he has the jewelry that he either bought or got as a gift that he can sell for money.
To learn more about Quincy's assets, refer below
https://brainly.com/question/3004501
Answer:
Quincy's assets are cash, jewelry, and stocks as they are the properties that she can sell when she is in need of funds while student loan and utilities are her liabilities.
What are Assets?
The monetary resources that provide benefits in the upcoming years are called Assets. It can be acquired for a shorter term, known as current assets, or for a longer term known as non-current assets.
Analysis of assets and liabilities as follows:
Cash is a current asset that is used to acquire all the fixed assets.Jewelry and stocks are assets that can be exchanged for cash by disposing of them.A student loan is a non-current liability as it has to be paid by her after a period of more than a year.Utilities are a current liability as it has to be reimbursed by her within a period of one year.Therefore, the cash, stocks, and jewelry are considered to be the assets of Quincy out of the provided assets and liabilities,
Learn more about the assets and the liabilities here;
https://brainly.com/question/3004501
A lender estimates that the closing costs on a $293,600 home loan will be $11,010. the actual closing costs were 3.25% of the loan amount. determine if the closing costs were higher or lower than the estimate and by what percent? a. higher by 0.25% b. higher by 0.5% c. lower by 0.25% d. lower by 0.5%
The closing cost of the house mortgage is lower than the envisioned by 0.5%.
What is the closing cost?Closing expenses are the prices over and above the property's rate that consumers and dealers generally incur to finish an actual property transaction.
Those expenses may also encompass mortgage origination fees, cut price points, appraisal fees, name searches, name insurance, surveys, taxes, deed recording fees, and credit score file charges.
The lender is required by regulation to expose those expenses in the form of a mortgage estimate within 3 days of a domestic mortgage application.
Gifts of equity (actual property income given to a relative or close pal at a below-marketplace rate) can also incur a few closing cost.
So, from the above announcement, it's clear that alternative D, decreasing by 0.5%, is an appropriate answer.
Learn more about closing cost, refer to:
https://brainly.com/question/1084194
A _____ system produces finished-goods inventory in advance of customer demand using a forecast of sales.
A push system produces finished-goods inventory in advance of customer demand using a forecast of sales.
What is a push system?Push systems is a system whereby the business orders products with the aim of selling.
Therere, in push system, business pushes its existing stock on the consumers so as to make gains.
Learn more about push system at;
https://brainly.com/question/25759088
The exchange rate of the Guatemalan quetzal to the U.S. dollar is 10 quetzal per dollar. If the exchange rate changes to 5 quetzal per dollar, what happened to the value of the quetzal and what happens to Guatemala's exports
In this situation, we can say that the Guatemalan quetzal appreciated against the U.S. dollars from 10 to 5, and its exports will decrease.
What is an exchange rate?An exchange rate is the value of a country's currency against another trading country.
The exchange rate forms the basis for trading and conducting other business exchanges between one country and another.
The exchange rate shows the purchasing power or value of a currency vis-a-vis another country's currency.
Thus, we can conclude that the Guatemalan quetzal appreciated against the U.S. dollars from 10 to 5, and its exports will decrease.
Learn more about exchange rates at https://brainly.com/question/2202418
The financial statement that is most likely to be used to determine if a business is able to meet its short-term obligations within the next month would be.
The financial statement most likely to be used to determine if a business can meet its short-term obligations within the next month is the "Statement of Cash Flows."
This statement provides a detailed account of a company's cash inflows and outflows, including operating, investing, and financing activities. By analyzing cash flow patterns, stakeholders can assess the company's ability to generate sufficient cash to pay off its short-term liabilities due within the next month.
Additionally, it helps identify potential liquidity issues and allows for proactive measures to ensure the business can meet its immediate financial obligations.
The financial statement most likely to be used to determine if a business can meet its short-term obligations within the next month is the "Statement of Cash Flows."
Learn more about financial statements here
https://brainly.com/question/33042918
#SPJ12
The ____ phase in the business cycle is a period when the level of business activity declines and gdp falls.
The trough phase in the business cycle is a period when the level of business activity declines and gdp falls.
TroughThe trough is the fourth phase of the business cycle. The declining GDP begins to decrease its rate of negative change, eventually turning positive again. The economy begins a transition from the contraction phase to the expansion phase.
Therefore, the phase in the business cycle wherein the level of business activity declines and GDP falls is trough.
learn more about trough: https://brainly.com/question/2116559
According to the lesson, texas ranks _____ highest in the country for unemployment rate.
Answer:
The answer should be 9th
Explanation:
texas ranks 9th highest in the country for unemployment rate.
When an employee checks the company intranet for other job opportunities with their current employer this is an example of ___________.
When an employee checks the company intranet for other job opportunities with their current employer this is an example of an internal job-posting system.
Hope that helps!
Even as a new employee, Dewayne was not content to be just one of the workers. His boss noticed that he often coached his coworkers about ways to improve their work, even when it wasn't his job. Dewayne probably has a
Given that Dewayne would want to coach his fellows and was not ok with being just a worker, it can be said that he probably has a high need for power.
Why would Dewayne have a need for power?This is due to the fact that he may belong to the class of people that are not okay with receiving instructions.
These people often time would prefer to be the ones that are at the helm of affairs, giving instructions to others.
Read more on power here: https://brainly.com/question/1078669
Unit price times quantity sold is ______. Multiple choice question. the break-even point total variable cost total profit total revenue
It should be noted that the Unit price of goods times quantity of goods sold is total revenue.
What is Total revenue?Total revenue serve as the overall amount of total sales of goods and services.
The total revenue can be calculated by multiplying the total amount of goods and services sold with the price of the goods .
Learn more about Total revenue at;
https://brainly.com/question/25623677
Which area is particularly challenging when recruiting workers for small businesses?.
The area that is particularly challenging when recruiting workers for small businesses is compensation.
What is compensation?It should be noted that compensation simply means how much they workers will be paid as how to motivate them.
In this case, the area that is particularly challenging when recruiting workers for small businesses is compensation.
Learn more about business on:
https://brainly.com/question/24553900