Answer:true
Explanation:
Because it is
One reason a student may seek a federal student loan instead of a private student loan is that
O private loans carry a higher interest rate than federal loans.
O federal loans are obtained by banks, while private loans are backed by the government.
O federal loans must be paid back more quickly than private loans.
O private loans are only available to parents, while federal loans may be issued to the student.
Answer:
They are available to any student who meets lending standards, regardless of financial need
Explanation:
Federal student loan is funded by tax payer's money. it's usually available to all students who were born in United States as long as they can provide proof for their citizenships.
Compared to private student loan, Federal student loan does not impose a strict deadline for the students who want to take it. This means that they can pay it back when they obtain job and salary after they graduate.
Answer:
A
Explanation:
edge 2021
Please help???/
While dusting his camera, Nathan notices that fingerprints on the lens won’t go away with mere dusting. He decides to use a cleaning fluid to clear the marks. What is the correct way for him to use the fluid?
A.
Drench the camera with the fluid.
B.
Put the fluid on a piece of cloth first
C.
Put the fluid on the lens first.
D.
He should avoid using fluids because they harm the camera.
E.
He should get the marks cleared off at a service center.
Answer:
B. Put the fluid on a cloth first
Explanation:
If put on the lens first it can ruin it.
What is one example of a planned economy?
laissez-faire economy
free enterprise economy
socialist economy
market economy
Answer:
socialist economy
Explanation:
A planned economy is a system where the government or the central authority makes all major economic decisions. The government decides on the type and quantities of goods to produce and for whom to produce. In the planned economy, factors of production belong to the government. Manufacture of goods and services is motivated by service to the community, not profits.
A socialist economy is a good example of a planned economy. Just like in a planned economy, a socialist economy is characterized by heavy government involvement. The state controls the factors of production. Public service is the reason for economic production, while consumers do not have the liberty to choose products.
You will receive $500 tomorrow. You will receive an additional nine cash flows growing at the rate of inflation of 2 percent per year. The nominal interest rate is 10 percent. a. Find the value of the stream of cash flows. Make sure to show your work. b. What is the real value of each cash flow received? Make sure to show your work. c. Find the value of the stream of cash flows, based on real values. Make sure to show your work. d. What do you observe? Explain.
Answer:
please find the solution which is defined as follows:
Explanation:
please find the table in the attached file:
In point A, The Cashflow value = 5474.86 (premised on the description of cash flows). In point B, the above table the PV of cash flow represents the real cost of its earned cash flow. In point C, its actual value of the cash flow source is 3643.921. In point D, The observation would be that the value of money year after year is depleting and is worth far more as inflation is weak.What is the difference between durable and nondurable goods?
Answer:durable goods are products that do not need to be purchased often, whereas non-durable goods are products that expire more quickly.
Explanation:
Answer:
Durable goods, to put it simply, are products that don’t need to be purchased often, whereas non-durable goods are products that expire more quickly.
Explanation:
What economic system is “prices by the government”?
Choose a real or made up example of a company, and describe at least three variable costs the company has. (1-3 sentences. 1.5 points)
Answer:
A company which makes custom-fitted sweaters for cats has three variable costs. The cat sweater designer only does home visits, so for each customer, the designer will have to drive to the house to measure the cat. Each cat’s shape and measurements differ, so the yarn to make their sweaters will vary for each cat. The time spent knitting the sweaters will vary for each cat depending on the style their owner wants and the cat’s size and shape. For this company, the variable costs would be gas, the yarn, and staff wages for how much time each sweater takes.
Answer:
Dominos is a company that has many variable costs. Some examples include flour, cheese, and tomatoes.
Explanation:
Explain how most businesses are both debtors and creditors.
Answer:
The reason why most companies are both debtors and creditors is that customers can owe services to companies and they have economic commitments to pay.
Why does the money in a savings account grow? HELP ASAP PLS!!
A. It earns interest, plus it earns interest on the interest.
B. A bank manager invests the money in the stock market.
C. The federal government matches your deposit.
D. You don't pay taxes on it.
Answer:
A the answere is A. I am almost certain
And employer has three employees who are each paid a salary of $1250 per month. He wants to give each of the three employees a $125 per month raise and he wants to hire an additional salaried employee. If the salary budget for these employees is $5325 per month, how much can he afford to offer the new employee?
Answer:
$1200
Explanation:
The three existing employees earn $1250 each. With an increase of $125, each will now earn $1,375.( $1250 + $125)
The new total for the three employees will be = $4,125
The employer has a budget of $5,325. After paying the three employees, the available balance will cater to the new employee.
The available balance will be $5,325 - $4,125
=$1200
Why is a U.S. savings bond considered a safe form of saving?
Explanation:
U.S. savings bonds are considered one of the safest investments because they are backed by the full faith and credit of the U.S. government. ... They are sold at face value, so you'll pay $50 for a $50 bond. The bond is worth its full value upon redemption. The interest is issued electronically to your designated account.
HURRY!!
Complete the following sentence.
Approximately 50 percent of _______ scientists work for the federal government.
What is a consumer? A. Someone who buys goods or services B. Someone who manufacture goods C. Someone who sells goods and services D. Someone who trade goods and services?
Answer: A. Someone who buys good or services.
Explanation: Consumers are those who consume the product provided by manufacturers.
Which career worker installs, maintains and repairs equipment used for communication?
Answer:
Telecommunications engineer.
Explanation:
Telecommunications can be defined as the scientific and technological process which involves the exchange of data (informations) from one user (sender) to another (receiver) at a distance, through a wired or wireless network connection. The transmission or exchange of these data (informations) are made possible through the use of electronic devices or equipments such as switches, routers, computers etc, which typically transmits electromagnetic waves, electric impulses, and packets.
Hence, these equipments or electronic devices require installation, configuration, repair and or maintenance, which are typically being done by a telecommunications engineer.
Therefore, the career worker who installs, maintains and repairs equipment used for communication is a Telecommunications engineer.
In a student survey, sixty part-time students were asked how many courses they were taking this term. The (incomplete) results are shown below: Please round your answers to 4 decimal places. # of Courses Frequency Relative Frequency Cumulative Frequency 1 22 2 19 0.3167 41 3 0.3167 60 What percent of students take exactly three courses? %
Answer:
The percent of students who take exactly three courses =
31.67%
Explanation:
a) Data and Computations:
# of Courses Frequency Relative Frequency Cumulative Frequency
1 22 0.3667 22
2 19 0.3167 41
3 19 0.3167 60
Number of part-time students surveyed = 60
Students who take 1 course = 22/60 * 100 = 36.67%
The cumulative frequency for 1 course is 22 students.
The frequency of student who take 2 courses = 19(41 - 22)
Therefore, the frequency of students taking 3 courses = 19 (60 - 41) and
the relative frequency of students who take 3 course = 19/60 * 100 = 31.67%.
Which economic action would be most influenced by a change to the
discount rate?
O A. An individual is deciding whether to spend money or invest it.
O B. A business is deciding whether to hire additional employees.
C. A bank is deciding whether to borrow money from the
government
O D. An investor is deciding whether to purchase treasury securities.
Answer:
C. A bank is deciding whether to borrow money from the
government
Explanation:
The discount rate is the interest rate at which the Federal Reserve charges commercial banks and other financial institutions for loans it advances to them. Through the Federal Reserve, the government issues credit facilities to banks to cater to immediate cash flow requirements. For example, if a bank can not meet the reserve requirement for the day, it can borrow from banks with excess requirements. If it can't find another bank to borrow from, it approaches the Fed.
The interest rate that the Fed charge is the discount rate. It is usually higher than the inter-bank rates. If the discount rate is reduced, commercial banks may consider borrowing from the government through the Fed.
Answer:
c
Explanation:
A rookie quarterback is negotiating his first nfl contract. his opportunity cost is 10%. he has been offered three possible 4-year contracts. payments are guaranteed, and they would be made at the end of each year. terms of each contract are as follows:
Answer:
He should accept contract 2 because it has a higher present value.
Explanation:
The numbers are missing, so I looked for a similar question:
year 1 2 3 4
Contract 1 $3,000,000 $3,000,000 $3,000,000 $3,000,000
Contract 2 $2,000,000 $3,000,000 $4,000,000 $5,000,000
Contract 3 $7,000,000 $1,000,000 $1,000,000 $1,000,000
As his advisor, which contract would you recommend that he accept?
we need to find the present value of each contract:
Contract 1 = $3,000,000/1.1 + $3,000,000/1.1² + $3,000,000/1.1³ + $3,000,000/1.1⁴ = $2,727,273 + $2,479,339 + $2,253,944 + $2,049,040 = $9,509,596
Contract 2 $2,000,000/1.1 + $3,000,000/1.1² $4,000,000/1.1³ + $5,000,000 /1.1⁴ = $1,818,182 + $2,479,339 + $3,005,259 + $3,415,067 = $10,717,847
Contract 3 $7,000,000/1.1 + $1,000,000/1.1² + $1,000,000/1.1³ + $1,000,000/1.1⁴ = $6,363,636 + $826,446 + $751,315 + $683,013 = $8,624,410
You have $65 in your savings account at the beginning of a month. The bank pays you
2.75% interest on this account each year; interest payments are made each month.
Assuming you make no deposits or withdrawals over the next month, how much
interest will you earn during the month?
Answer:
$0.15
Explanation:
Interest is calculated using the formula below.
I = P x i x t
where I = interest
P= principal amount.
i=interest rate
t=time
Interest is given as an annual percentage. A 2.75 % interest will translate to 2.75/100 divided by 12 monthly interest. Therefore, the applicable interest rate is 0.00229 %
interest for the month will be
i=$65 x 0.00229 x 1
=$0.14895
=$0.15
Chad is thinking about how to increase the amount of his purchase total in order to classify for a higher discount. He id probably taking advantage of what kind of sales promotion?
A. Premiums
B. BOGO
C. Two-tiered savings
D. Buy more, save more
Buy more, save more should be the advantage that he should take in order to get more discounts. Thus, option D is correct.
What is sales promotion?Transitory advertising or proposal is used by a company as part of a sales promotion to raise curiosity or want in its offering or service. Discounts, sampling, incentives, competitions, rebates, and other techniques are used in sales promotion.
As Chad wants more discounts or the highest amount of discount available on the increased purchase or on the total amount, then he should take the offer or the sales promotion offer of buying more and saving more.
In this offer, a person who buys more which means spending more amount of money will be automatically available for saving more than is getting an extra discount. Therefore, option D is the correct option.
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What effect do online library catalogues have on physical libraries? They make libraries easier to use by allowing students to search for titles and confirm they're available before going to the library building. They damage libraries by competing with them and being more accessible for everyday people. They improve library stock by making it easier for library staff to confirm what books they have available quickly. They undermine libraries' ability to function properly by taking away many of the services they usually offer.
Answer:
They make libraries easier to use by allowing students to search for titles and confirm they're available before going to the library building
Explanation:
A library catalogue can be defined as a register of all books and other reading materials housed in a library and arranged according to a predetermined bibliographic pattern. Library catalogues contain specific items of bibliographical information intended to help the library users identify and locate materials in the library.
The advantage using an online catalogue is that materials in the library can be searched rapidly and remotely.
what are the pros and cons of going through economic transition from a centrally planned to a mixed economy
Answer:
There are benefits and drawbacks to command economy structures. Command economy advantages include low levels of inequality and unemployment, and the common good replacing profit as the primary incentive of production. Command economy disadvantages include lack of competition and lack of efficiency.
Explanation:
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Describe and evaluate what Charles Schwab is doing. 10-12. How might the company's culture of not buying into hype and not taking excessive risks affect its organizational structural design? 10-13. What structural implications—good and bad—might Schwab's intense focus on customer feedback have? 10-14. Do you think this arrangement would work for other types of organizations? Why or why not?
The question is incomplete.
I attached the passage from which the questions are derived from,please check the attachment so that you can under the question and answer better.
Question 1; Describe and evaluate what Charles Schwab is doing?
The firm talked about in the passage deals with financial services,they primarily trade in stock for investors that make decisions for themselves.
The offer other services like discount brokerage, retirement plans, financial research, mortgage, mutual funds etc.
The firm gets feedback on her team that is handling the financial transactions and then alert for managers on a dealy in the aspect of posting a transaction,this makes the firm a conservative one.
Question 2
How might the company's culture of not buying into hype and not taking excessive risks affect its organizational structural design?
There is a close supervision from the managers and this is done in a hierarchical structure.There is also regular customers feedback and this is given on the performance of the consultant. there is long term orientation in the organization as well as individualism and collectivism.
They avoid uncertainty,they employ certain measures to see to it like managers receiving feedback from the employees which connotes a high power distance, however,the feedback that is gotten from the consumers can be used against the employees.
Question 3
What structural implications—good and bad—might Schwab's intense focus on customer feedback have?
Just as consumers trust the organization so much when financial services are going very well,the organization take excessive risk and this risks taken had cost them some losses.
Question 3
Do you think this arrangement would work for other types of organizations? Why or why not?
This can be standardized by firms as an organizational model but it might not be possible because some firms take more risk to get a higher return.
Lowell Inc. has bonds which mature in 10 years, and have a face value of $1,000. The bonds have a 10 percent quarterly coupon (i.e., the nominal coupon rate is 10 percent). The bonds may be called in five years. The bonds have a nominal yield to maturity of 8 percent and a yield to call of 7.5 percent. What is the call price on the bonds?
a. $1,048.34b. $ 379.27c. $1,025.00d. $1,136.78e. $1,036.77
Answer:
a. $1,048.34
Explanation:
approximate YTC = {coupon + [(call price - current market price)/n]} / [(call price + current market price)/2]
we must first determine the current market price using YTM:
PV of face value = $1,000 / 1.02⁴⁰ = $452.89
PV of coupon payments = $25 x 27.355 (PV annuity factor, 2%, 40 periods) = $683.88
market price = $1,136.77
I will now try options a, c and e to check which one results in a YTC of 7.5%
option a) YTC = {25 [(1,048.34 - 1,136.77)/20]} / [(1,048.34 + 1,136.77)/2] = 20.5785 / 1,092.555 = 0.018835207 x 4 (quarterly payments) = 7.5% ✓
option c) YTC = {25 [(1,025 - 1,136.77)/20]} / [(1,025 + 1,136.77)/2] = 19.4115 / 1,080.885 = 0.017958894 x 4 (quarterly payments) = 7.184% X
option e) YTC = {25 [(1,036.77 - 1,136.77)/20]} / [(1,036.77 + 1,136.77)/2] = 20 / 1,086.77 = 0.018403157 x 4 (quarterly payments) = 7.3613% X
3. The owner of a specialty delicatessen buys baskets, decorates and fills them with food items, and
sells them as one of the products in the shop. The entrepreneur sells an average of 130 baskets a
month The basket supplier charges $0.50 per basket. The entrepreneur would like to reduce his
variable costs and has found a basket supplier who will charge only $0.40 per basket. How much
will the delicatessen owner save in a year by changing suppliers?
Answer:
$156
Explanation:
he old price per basket is $0.50 per basket
the new supplier has a price of $0.40 per basket
Savings per basket is $0.10 ($.50- $0.40)
The average sales per month are 130 baskets.
The average savings per months will be
=$0.10 x 130
=$13
yearly savings will be
=$13 x 12 months
=$156
Please help me answer this!! Thanks!
If a company reported total sales of $59,919, cost of goods sold of $21,112, gross income of $38,807, operating expenses of $18,005 and a gross profit ratio of 65%, what was the company's operating income? (Round to the nearest dollar)
a) -$18,005
b) $20,802
c) $25,225
d) $38,807
Answer:
$20, 802
Explanation:
Operating income is the income after deducting the operating expenses. It is gross profit minus operating expenses.
Operating income is also known as operating income. It is also called earnings before interest and Taxes EBIT because it is operating income less operating expenses, excluding taxes and interest.
Operating income is calculated using the formula.
Gross profit -operating expenses = operating income
i.e,. Total sales- COGS -operating expenses = operating income
operating income =$59,919 - $21,112, -$18,005
Operating income = $20, 802
complete the template below to help you plan out your letter
my product it’s a custom can of Pringle’s and I made the flavor of Pringle’s popcorn
I. Paragraph one- Introduction
1. (introduce yourself and explain your experience related to the product) _____________________________________________________________________
2. (explain why you are writing) _____________________________________________________________________
3. (briefly describe your food product and name for your food) _____________________________________________________________________
II. Paragraph two- Describe your Food Product
1. ( describe the flavors, ingredients, texture) _____________________________________________________________________
2. (what does your food look like) _____________________________________________________________________
3. (how is your food unique – what makes it different than other products out there) _____________________________________________________________________
III. Paragraph three- Describe the Packaging
1. (describe the colors in your packaging )____________________________________________________________
2. (describe any images, art, or photos on the package) _____________________________________________________________________
3. (describe the size and materials used in the package) ______________________________________________
IV. Paragraph four- Convince The Company
1. (describe the target population who will buy the food (ex. Moms, diabetics, vegetarians, teens) _____________________________________________________________________
2. (why should they make and market your food?)________________________________________
_______________________
3. (how much will you sell your food for? Sold individually or in larger quantities?) _____________________________________________________________________
V. Paragraph five- Conclusion
1. (Tell what you want the company to do) ______________________________________________
_____________________________________________________________________
2. (Restate what makes your food delicious) ____________________________________________
_______________________
3. (Restate what makes your food unique) ______________________________________________
_______________________
Answer:
Paragraph 1-
Introducing myself-
1.)
Hey, my name is... and I absoultey *love* Pringles, my favorite flavor is...because...(explain here<why you love that flavor and what you like most about it)...*add things about you and pringles to make the paragraph complete*
2.)
I have made such an outstanding flavor of Pringles, it is made of the most loved food by every human on Earth, POPCORN!
I can assure you that you will want to try my product by the time my presentation has come to an end, and boy-oh-boy do I want to as well!
3.)
Pringles are amazing. Though how would you love Popcorn Pringles? Huh, you do? Yup, I bet your pupils dilated and I got your taste buds alert!
4.)
What does my product contain? It consists of the delicious flavor of popcorn and (include your ingredients and texture of food)
5.)
What do my simple yet intricate Pringles look like? They look like *add your answer,
Any questions that have to do with describing your product would be up to you since I don't have the slightest idea of what it looks like...**
Convincing the Company-
You are looking at consumers from various categories starting from Children ranging to Elders. Vegetarians to Carnivores. I guarantee this will also include popcorn dislikers.
Why should they make the market?
Simply because they are tasty and different...all you see now is Pizza flavored Pizza, BBQ flavored brisket, Soy sauce flavored noodles. My product will be an attraction to all stores! Popcorn flavored Pringles, I mean are you kidding me, its genius, and anyone who thinks otherwise is someone who has not tried them.
How much will I sell it for?
*add your answer* Why? The reasons being, I want my product to be available to everyone.
What I want the company to do is...add your answer
The simple thought of a taste of a popcorn flavored on a Pringle makes me want to jump on a pogo stick and complete a world record!!!
The uniqueness is simple noone has made Popcorn flavored pringles and.. *add another statement on why your product is unique*
I DID MOST OF THE QUESTIONS FOR YOUR SLIDES, I HOPE THIS HELPED YOU AND MADE YOUR ASSIGNMENT EASIER FOR YOU :)
I KNOW HOW IT FEELS TO HAVE A PROJECT DUE AND POSTING IT AND FOR NONE TO HELP YOU OUT, THATS WHY I ANSWERED, THIS IS MY TROLL ACCOUNT BUT THANK ME ON MY OTHER ACCOUNT SamHdzBxby.
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What is merchantability?
(Answer in your own words please!)
Answer:
Explanation: the state of being fit for market; ready to be bought or sold.
Explain the differences between a partnership and a corporation
Anne’s marginal income tax rate is 32 percent. She purchases a corporate bond for $19,500 and the maturity, or face value, of the bond is $19,500. If the bond pays 8.8 percent per year before taxes, what is Anne’s annual after-tax rate of return from the bond if the bond matures in one year? What is her annual after-tax rate of return if the bond matures in 10 years? (Round your answers to 1 decimal place.)
Answer:
6.0%
Explanation:
Given that :
Marginal income tax rate = 32%
Interest rate before taxes = 8.8%
Annual after-tax rate of return if bond matures in 10 years will be the same as the annual after tax rate of return since the annual rate is constant.
Hence,
Annual after tax rate of return = Interest rate × (1 - tax rate)
Annual after tax rate = 8.8% × (1 - 32%)
Annual after tax rate = 0.088 × (1 - 0.32)
Annual after tax rate = 0.088 × 0.68
Annual after tax rate = 0.05984
= 0.05984 × 100%
= 5.984% = 6.0%
The second doctor watched for contagious and infectious diseases. He looked especially for infections of the scalp and at the eyelids for symptoms of trachoma, a blinding disease. Since trachoma caused more than half of all medical detentions, this doctor was greatly feared.
—Immigrant Kids,
Russell Freedman
What is the central idea of this passage?
The second doctor did more work than the first doctor.
Trachoma is a blinding disease that caused immigrants to be turned away.
Infections of the scalp and eyelids are dangerous to others.
The second doctor watched for contagious and infectious diseases.
Answer:
D.The second doctor watched for contagious and infectious diseases.
Explanation:
i got 100
The second doctor watched for contagious and infectious diseases is the central idea of this passage. Thus, option (d) is correct.
What is diseases?
The term “disease” refers to the state of the human body when there are physical and mental disturbances. The person in such any kind of outer and inner injury the body is not functioning properly is called disease. The disease are the infected to the body. The disease are the drawback of the body. The doctor are the treatment of the disease.
According to the central theme of the passage. The passage was the written to the Russell Freedman. The passage are the described to the diseases are infectious and contagious are the watched the doctor. The doctor was the looked infections of the scalp. The symptoms of trachoma, a blinding disease.
Therefore, option (d) is correct.
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