When banks make large loans, the money supply expands and the country's wealth increases.
How does a bank make loans?Diversified banks generate money in a many different ways however, financial institutions are primarily regarded as lenders. Banks usually make money by borrowing cash from customers and repaying it with interest. Banks will provide the cash to borrowers, charging higher interest rates and profiting from the interest rate expanded.
Banks also typically diversify their business growth and profitability and generate revenue through various funding services including investment banking and asset management. Banks' money-making activities, on the other hand, can be classified as follows:
Interest earnings ,Profits from capital markets ,Fee-based earnings
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Choose one of the following career options:
Rehabilitation therapist
Sports medicine doctor
Orthopedic surgeon
Nutritionist
Answer the following questions thoughtfully and thoroughly.
1. Which career did you choose?
2. What does someone in this field do on a daily basis?
3. What kind of education is required to work in this field?
4. Is there any other training necessary?
5. What kind of working environment could you expect with this career? If applicable, describe several possible settings.
6. What is the job market like? Is there any research on what the market will be like when you're older?
7. What is the salary range?
8. Are there any onteresting facts or trivia about this career? Why did you think it sounded interesting? Are there any famous or legendary people who were in the field? Be creative.
Answer:
1. Rehabilitation therapist.
Explanation:
2. A rehabilitation therapist helps patients with injuries or disabilities to improve their movement, reduce pain, and enhance their overall function. On a daily basis, they work with patients to create individualized rehabilitation plans, which may include exercises, stretches, and other therapies. They also monitor progress and adjust the treatment plan as necessary.
3. To become a rehabilitation therapist, you typically need a bachelor's degree in a related field, such as kinesiology, physical therapy, or occupational therapy. Some employers may also require a master's degree in rehabilitation therapy.
4. In addition to formal education, rehabilitation therapists need to be licensed or registered in their state. This typically requires passing a licensing or certification exam.
5. Rehabilitation therapists work in a variety of settings, including hospitals, rehabilitation centers, outpatient clinics, and private practices. They may also work in nursing homes, schools, and other community settings.
6. The job market for rehabilitation therapists is expected to grow faster than average, due to an aging population and an increased emphasis on preventative care. According to the Bureau of Labor Statistics, employment of physical therapists (a related occupation) is projected to grow 33% from 2019 to 2029.
7. The salary range for rehabilitation therapists varies depending on location, experience, and other factors. According to the Bureau of Labor Statistics, the median annual wage for physical therapists (a related occupation) was $91,010 in May 2020.
8. An interesting fact about rehabilitation therapy is that it can be used to treat a wide range of conditions, from sports injuries to neurological disorders. Additionally, many famous athletes have worked with rehabilitation therapists to recover from injuries, including Kobe Bryant and Tom Brady. I find this field interesting because it combines science, anatomy, and patient care to help people improve their quality of life.
Why would anyone pay someone to know what they are watching on tv ?
Answer: TV networks and advertisers are interested in knowing what people are watching on TV so that they can target their ads to the right demographic. By understanding viewing habits and preferences, they can create content and advertisements that are more likely to resonate with the audience. This is where companies that specialize in TV ratings and audience measurement come in. They use various methods to collect data on what people are watching, and they sell this information to TV networks, advertisers, and other interested parties. So, in a way, people are not paid for watching TV, but they are indirectly helping TV networks and advertisers by providing data on their viewing habits.
How can a job shadow help someone decide whether to pursue a career or not?
A.
by providing first-hand observations of someone in the career
B.
by learning about what education and experience are required for the job
C.
by connecting a student with professionals who can offer job references
D.
by showing what it’s like to live on a set salary and benefits package
A job shadow can help someone decide whether to pursue a career or not by providing first-hand observations of someone in the career.
How Job shadowing would helpBy observing a professional in the workplace, the student can get a better sense of what the day-to-day activities of the job are like, what skills are required, and what the work environment is like. This can help the student to determine whether the job is a good fit for their interests and skills.
Additionally, during the job shadow, the student can ask questions and get insights into the professional's career path, education, and experience. This can help the student to determine whether they have the necessary qualifications and experience to pursue the career. Finally, a job shadow can help the student to make connections with professionals in the field, which can be valuable for future job searches and career development.
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Joe is 30 years old, married, and his wife is expecting their first baby. Joe makes $48,000 per year and has $200 budgeted per month to spend on life insurance. He has started looking at his options and has three choices:
Note that ultimately, Joe will need to decide which Insurance cover option best fits his needs and budget.
What is the explanation for the above response?Based on the options provided, Joe has three choices for life insurance:
BAD - Whole Life: $250,000 coverage for $200/month premium. This option includes an investment component.
BETTER - 20-Year Term: $250,000 coverage for $13/month premium or $187/month premium for $500,000 coverage. This option does not include an investment component.
BEST - 20-Year Term: $500,000 coverage for $20/month premium. This option does not include an investment component.
Joe will need to weigh the cost of the premiums against the amount of coverage he needs to provide for his growing family.
Whole life insurance provides coverage for life and includes an investment component, but it is typically more expensive than term life insurance.
Term life insurance provides coverage for a specific period and is less expensive, but it does not include an investment component. Ultimately, Joe will need to decide which option best fits his needs and budget.
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Full Question:
Although part of your question is missing, you might be referring to this full question:
Joe is 30 years old, married, and his wife is expecting their first baby. Joe makes $48,000 per year and has $200 budgeted per month to spend on life insurance. He has started looking at his options and has three choices:
BAD - Whole Life: $250,000 coverage for $200/month premium. This option includes an investment component.
BETTER - 20-Year Term: $250,000 coverage for $13/month premium or $187/month premium for $500,000 coverage. This option does not include an investment component.
BEST - 20-Year Term: $500,000 coverage for $20/month premium. This option does not include an investment component.
Organizations form teams because effective teams usually___________
a) respond more quickly
b) are more impressive
C) encourage conflict
Organizations form teams because effective teams usually respond more quickly.
The entire team and the business can frequently profit much from effective teamwork. An effective team can collaborate to foster ideation and creativity, attacking issues with original approaches.
Collaboration frequently increases productivity and helps to produce better business outcomes. Employees may become more motivated by participating in productive teams. They are able to acknowledge their efforts and bear some responsibility for the accomplishments of an organization. Whether working alone or as a member of a dysfunctional team, individuals may experience stress that successful teams can help alleviate.
Therefore, teams are created by organizations because they can react quicker, work more productively, and can also make better judgments.
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Answer: reduce individual risk
Explanation:
New slides can be added to a presentation by _____.
selecting the new slide option from the Insert menu A
clicking in the slide view B
clicking on the new slide icon C
selecting the new slide option from the Slide Show menu D
Remember: This is a multi select answer
New slides can be added to presentation by clicking on the new slide icon.
What is a presentation?A presentation is a method of communicating information to an audience using various media such as slides, diagrams, images, and spoken words. The goal of a presentation is to convey a message effectively, educate or inform the audience, persuade them to take a specific action, or entertain them. Presentations can be used in various settings, such as in business meetings, educational lectures, conferences, and sales pitches. A well-designed presentation should be clear, concise, and engaging, with a logical flow of information that supports the main points being made. Visual aids should be used to enhance the presentation, but not overwhelm or distract the audience. A successful presentation should leave a lasting impression on the audience and achieve the desired outcome.
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Answer: A & C
This is 100% correct
Explanation:
Min Joon is great at solving people problems. He finds effective ways to get people to work together on complex projects. He encourages his bosses, employees, and customers to contact him with ideas for how to make things better and cheaper. What quality is Min Joon demonstrating?
A.
engineering
B.
leadership
C.
integrity
D.
human resources
The correct answer is B. Leadership.Min Joon is demonstrating the qualities of a leader, as he is able to effectively solve people problems, encourage collaboration, and generate ideas for improving processes and outcomes.
A leader is someone who is able to inspire and guide others to work towards a common goal or vision.Effective leaders possess a range of skills, including communication, problem-solving, decision-making, and strategic thinking. They are able to build relationships and inspire trust and confidence in others. Leaders are also able to create a positive work environment and motivate their team members to perform at their best.While engineering, integrity, and human resources are all important qualities in the workplace, they do not fully capture the range of skills and attributes required for effective leadership.
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Identify what can happen to an entrepreneur who is personally liable for their business in cases of legal, financial, or other business problems.
Answer: an entrepreneur who is liable for their business can have major problems for a business like earning less money they can still have a business but it will be hard to have co workers in the business
Explanation:
Nationgate Corporation is considering two projects of machinery that perform the same task. The
required rate of return for these projects is RM12%. The projects' expected cash flows are as
follows:
(a)
(b)
(c)
Year
(d)
(e)
(f)
0
1
2
3
4
Machine MIR (RM)
(37,000)
13,000
15,000
22,000
17,000
Based on the above information, you are required to make an analysis for the decision of Capital
Budgeting based on the following techniques:
Machine ZA (RM)
(37,000)
16,500
15,500
20,000
19,500
Payback Period...... (5 Marks)
Discounted Payback Period...... (5 Marks)
Net Present Value (NPV) ......(5 Marks)
Accounting Rate of Return......(5 Marks)
Internal Rate of Return......(5 Marks)
Profitability Index, PI......(5 Marks)
Nationgate Corporation is considering two projects, Machine MIR and Machine ZA, for which the required rate of return is 12%. Based on different capital budgeting techniques, the better investment choice between the two machines can be determined as follows
What is the explanation for the above response?
To analyze the decision of Capital Budgeting for the two projects, Machine MIR and Machine ZA, the following techniques will be used:
Payback Period:
The payback period is the time taken by a project to recover the initial investment. It is calculated by dividing the initial investment by the expected annual cash flow. The project with the shorter payback period is considered better.
For Machine MIR:
Payback period = Initial investment/Annual cash flow = 37,000/(13,000+15,000+22,000+17,000) = 2.18 years
For Machine ZA:
Payback period = Initial investment/Annual cash flow = 37,000/(16,500+15,500+20,000+19,500) = 2.25 years
As both projects have a payback period less than the project's expected life, both projects are acceptable. However, Machine MIR has a slightly shorter payback period and hence can be considered better.
Discounted Payback Period:
The discounted payback period takes into account the time value of money by discounting the future cash flows. The project with the shorter discounted payback period is considered better.
To calculate the discounted payback period, we first need to calculate the discounted cash flows using the required rate of return of 12%.
For Machine MIR:
Year 1: 13,000/(1+0.12)^1 = 11,607.14
Year 2: 15,000/(1+0.12)^2 = 11,177.25
Year 3: 22,000/(1+0.12)^3 = 15,318.21
Year 4: 17,000/(1+0.12)^4 = 10,473.92
Discounted cash flows = 11,607.14+11,177.25+15,318.21+10,473.92 = 48,576.52
Discounted payback period = Initial investment/Discounted annual cash flow = 37,000/48,576.52 = 0.76 years
For Machine ZA:
Year 1: 16,500/(1+0.12)^1 = 14,669.64
Year 2: 15,500/(1+0.12)^2 = 11,184.94
Year 3: 20,000/(1+0.12)^3 = 13,247.31
Year 4: 19,500/(1+0.12)^4 = 11,133.18
Discounted cash flows = 14,669.64+11,184.94+13,247.31+11,133.18 = 50,235.07
Discounted payback period = Initial investment/Discounted annual cash flow = 37,000/50,235.07 = 0.74 years
As Machine ZA has a slightly shorter discounted payback period, it can be considered better.
Net Present Value (NPV):
The net present value calculates the present value of all future cash flows discounted at the required rate of return and subtracting the initial investment. A positive NPV indicates that the project is profitable and acceptable, whereas a negative NPV indicates that the project is not profitable and not acceptable. The project with the higher NPV is considered better.
For Machine MIR:
NPV = -37,000 + 13,000/(1+0.12)^1 + 15,000/(1+0.12)^2 + 22,000/(1+0.12)^3 + 17,000/(1+0.12)^4
NPV = -37,000 + 11,607.14 + 11,177.25 + 15,318.21 + 10,473.92
NPV = 11,576.52
For Machine ZA:
NPV = -37,000 + 16,500/(1+0.12)^1 + 15,500/(1+0.12)^2 + 20,000/(1+0.12)^3 + 19,500/(1+0.12)^4
NPV = -37,000 + 14,669.64 + 11,184.94 + 13,247.31 + 11,133.18
NPV = 13,235.07
As Machine ZA has a higher NPV, it can be considered better.
Accounting Rate of Return:
The accounting rate of return calculates the average annual profit as a percentage of the initial investment. The project with the higher accounting rate of return is considered better.
For Machine MIR:
Average annual profit = (13,000+15,000+22,000+17,000)/4 = 16,750
Accounting rate of return = (16,750/37,000) x 100% = 45.27%
For Machine ZA:
Average annual profit = (16,500+15,500+20,000+19,500)/4 = 17,625
Accounting rate of return = (17,625/37,000) x 100% = 47.70%
As Machine ZA has a higher accounting rate of return, it can be considered better.
Internal Rate of Return:
The internal rate of return is the discount rate that makes the NPV equal to zero. The project with the higher internal rate of return is considered better.
To calculate the internal rate of return, we need to find the discount rate that makes the NPV equal to zero using trial and error or a financial calculator.
For Machine MIR: IRR = 17.13%
For Machine ZA: IRR = 20.39%
As Machine ZA has a higher internal rate of return, it can be considered better.
Profitability Index (PI):
The profitability index calculates the present value of future cash flows per unit of investment. The project with the higher profitability index is considered better.
For Machine MIR:
PI = (13,000/(1+0.12)^1 + 15,000/(1+0.12)^2 + 22,000/(1+0.12)^3 + 17,000/(1+0.12)^4)/37,000
PI = 1.31
For Machine ZA:
PI = (16,500/(1+0.12)^1 + 15,500/(1+0.12)^2 + 20,000/(1+0.12)^3 + 19,500/(1+0.12)^4)/37,000
PI = 1.36
As Machine ZA has a higher profitability index, it can be considered better.
In conclusion, based on the above analysis, Machine ZA is the better investment choice as it has a shorter discounted payback period, higher NPV, accounting rate of return, internal rate of return, and profitability index compared to Machine MIR.
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Lewis Corporation engaged in the following transactions during June. DATE TRANSACTIONS 20X1 June 4 Purchased merchandise on account from Salinas Company; Invoice 100 for $1,155; terms n/30. 15 Recorded purchases for cash, $1,640. 30 Paid amount due to Salinas Company for the purchase on June 4. Required: Record these transactions in a general journal.
Explanation:
The transactions can be recorded in a general journal as follows:
Date Account Debit Credit
---------------------------------------------------------
June 4 Purchases (Salinas) $1,155 Accounts Payable (Salinas) $1,155
June 15 Purchases 1,640 Cash 1,640
June 30 Accounts Payable (Salinas) 1,155 Cash 1,155
On June 4, Lewis Corporation purchased merchandise on account from Salinas Company for $1,155. This transaction increases the company's purchases and its accounts payable to Salinas. Therefore, Purchases (Salinas) is debited for $1,155 and Accounts Payable (Salinas) is credited for $1,155.
On June 15, Lewis Corporation recorded purchases for cash of $1,640. This transaction increases the company's purchases and decreases its cash. Therefore, Purchases is debited for $1,640 and Cash is credited for $1,640.
On June 30, Lewis Corporation paid the amount due to Salinas Company for the purchase made on June 4. This transaction decreases the company's accounts payable and its cash. Therefore, Accounts Payable (Salinas) is debited for $1,155 and Cash is credited for $1,155.
Date Account Titles Debit Credit
June 4 Merchandise
Inventory
(or Purchases) $1,155 Accounts
Payable -
Salinas
Company
Jun 15 Purchases $1,640 Cash
Jun 30 Accounts
Payable
- Salinas
Company $1,155 Cash
Explanation:
On June 4, the company purchased merchandise on account from Salinas Company for $1,155. This increases the company's inventory and creates a liability to Salinas Company. Therefore, we debit Merchandise Inventory (or Purchases) for $1,155 and credit Accounts Payable - Salinas Company for the same amount.
On June 15, the company recorded purchases made for cash in the amount of $1,640. This means that the company paid for inventory with cash, so we debit Purchases for $1,640 and credit Cash for the same amount.
On June 30, the company paid the amount due to Salinas Company for the purchase made on June 4. This means that the company reduced its liability to Salinas Company by paying cash. Therefore, we debit Accounts Payable - Salinas Company for $1,155 and credit Cash for the same amount.
c. A portfolio consists of three securities P, Q and R with the following parameters: P Q R 25 22 20 24 Expected return (%) Standard deviation (%) Correlation: PQ QR PR 30 26 Correlation - 0.50 +0.40 + 0.60 If the securities are equally weighted, how much is the risk and return of the portfolio of these three securities?
Answer:
To calculate the risk and return of the portfolio, we first need to calculate the portfolio's expected return and standard deviation.
Since the securities are equally weighted, each security has a weight of 1/3 in the portfolio.
Expected return of the portfolio:
Expected return = (weight of P x expected return of P) + (weight of Q x expected return of Q) + (weight of R x expected return of R)
Expected return = (1/3 x 25) + (1/3 x 22) + (1/3 x 20)
Expected return = 22.33%
Standard deviation of the portfolio:
We can use the formula for portfolio standard deviation:
σp = √[w1^2σ1^2 + w2^2σ2^2 + w3^2σ3^2 + 2w1w2ρ12σ1σ2 + 2w1w3ρ13σ1σ3 + 2w2w3ρ23σ2σ3]
where:
w1, w2, w3 are the weights of the three securities in the portfolio (1/3 each in this case)
σ1, σ2, σ3 are the standard deviations of the securities
ρ12, ρ13, ρ23 are the correlations between the securities
Substituting the given values, we get:
σp = √[(1/3)^2(25)^2 + (1/3)^2(22)^2 + (1/3)^2(20)^2 + 2(1/3)(1/3)(0.30)(25)(22) + 2(1/3)(1/3)(0.60)(25)(20) + 2(1/3)(1/3)(0.40)(22)(20)]
σp = 2.78%
Therefore, the risk and return of the portfolio are 22.33% and 2.78%, respectively.
Explanation:
Respass Corporation has provided the following data concerning an investment project that it is considering: Initial investment $ 160,000 Annual cash flow $ 54,000 per year Salvage value at the end of the project $ 11,000 Expected life of the project 4 years Discount rate 15% Click here to view Exhibit 14B-1 and Exhibit 14B-2, to determine the appropriate discount factor(s) using the tables provided. The net present value of the project is closest to:
NOTE : I got an overview of the answer BELOW BUT I want to clarify HOW THE ´´1.12´´ value is obtained please?
For me I would have had ´´1.15´´ (1+0.15 where 0.15 is the 15% discount rate).
Kindly help me to clarify this please.
EXPECTED ANSWER IS CORRECT: $516
The net present value of the project by Respass Corporation is closest to $462.
What is the net present value?The net present value is the difference between the present values of the cash inflows and cash outflows over an investment period.
The present value is the discounted future value at an interest rate.
Initial investment = $160,000
Annual cash flow = $54,000 per year
Salvage value at the end of the project =$11,000
Expected life of the project = 4 years
Discount rate = 15%
Present value annuity factor of 15% for 4 years = 2.855
Present value factor of 15% for 4 years = 0.572
The net present value of the project:Initial investment = -$160,000
Annual cash flow = $154,170 ($54,000 x 2.855)
Salvage value = $6,292 ($11,000 x 0.572)
Net present value = $462 ($154,170 + $6,292 - $160,000)
Thus, the net present value is $462.
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1. Explain, in detail (because we need enough context to properly respond to
the situation) a stressful situation at work. Please describe the perspective
from differing perspectives of people involved in the scenario (as best as
you can).
One possible scenario of a stressful situation at work could involve a missed deadline on a critical project. The perspectives of different individuals involved in the scenario are described below:
Manager's Perspective: The manager is responsible for ensuring that the project is completed on time and within budget. The missed deadline puts the project at risk, which could lead to financial losses for the company. The manager is under immense pressure from upper management to get the project back on track, which adds to the stress. The manager is likely to be upset with the team members who missed the deadline and may need to allocate additional resources to get the project completed.
Team Member's Perspective: The team member responsible for the missed deadline may feel embarrassed, anxious, and stressed. They may fear reprimands from the manager and the team, and the pressure to catch up on the lost time can add to their stress. The team member may feel the need to work longer hours to catch up, which could lead to burnout.
Colleague's Perspective: Other colleagues who were not directly involved in the project may also feel the impact of the missed deadline. They may need to shift their priorities to help the team member catch up, which could cause stress due to increased workload and the fear of falling behind on their own projects. They may also feel disappointed that the team member missed the deadline, as it reflects poorly on the team as a whole.
Customer's Perspective: If the project is critical to the customer, they may be unhappy with the missed deadline. They may lose confidence in the team's ability to deliver and may consider switching to another company. The customer may demand compensation for the delay, which could further add to the company's financial losses.
In summary, a missed deadline on a critical project can cause stress and anxiety for multiple individuals involved in the scenario, including the manager, team member, colleagues, and customer. Each person may have a different perspective and experience of the situation, but all are impacted in some way. Effective communication, problem-solving, and collaboration are essential to navigate through this stressful situation and ensure that the project is completed successfully.
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The delta of a derivatives portfolio dependent on the S&P 500 index is -2,100.The S&P 500 index is currently 1,000. Estimate what happens to the value of the portfolio when the index increases to 1,005.
The delta of a derivatives portfolio measures the sensitivity of the portfolio's value to changes in the underlying asset (in this case, the S&P 500 index). A delta of -2,100 means that for every 1-point increase in the index, the value of the portfolio decreases by $2,100, and for every 1-point decrease in the index, the value of the portfolio increases by $2,100.
To estimate what happens to the value of the portfolio when the index increases from 1,000 to 1,005, we can use the delta and the following formula:
Change in portfolio value = Delta × Change in underlying asset value
In this case, the change in underlying asset value is:
Change in underlying asset value = 1,005 - 1,000 = 5
Substituting the given values, we get:
Change in portfolio value = -2,100 × 5
Change in portfolio value = -10,500
Therefore, when the S&P 500 index increases from 1,000 to 1,005, the value of the derivatives portfolio is to decrease by $10,500.
You invest $100 into a stock. Each quarter a dividend of $1.25 is paid out. Every time you receive a dividend, you reinvest it into the same stock. Assume that at the end of the year the stock price is the same as when you bought it. What is your return on investment?
1.25%
2.5%
5%
105%
Answer:
Explanation:
If you invest $100 and receive a quarterly dividend of $1.25, then you will have received a total of $5 in dividends at the end of the year. Since you reinvest each dividend back into the same stock, your total investment at the end of the year will be the original $100 plus the $5 in dividends reinvested.
Assuming that the stock price remains the same at the end of the year, the total value of your investment at the end of the year will be $105 ($100 initial investment + $5 in reinvested dividends).
Your return on investment can be calculated as follows:
ROI = (Total Value of Investment - Initial Investment) / Initial Investment x 100%
ROI = ($105 - $100) / $100 x 100%
ROI = 5%
Therefore, your return on investment is 5%.
In terms of morality, which do you believe is more important -- the intention of an action or the consequences of an action? Explain, using the ethical reasoning of Kant or utilitarianism to support your view. Share an example that illustrates your point. Make sure you fully demonstrate that you understand the theory you are using.
Whereas utilitarianism places more emphasis on results, Kantism places more emphasis on intention. The decision between these two ethical systems ultimately comes down to personal values and views.
According to Kantianism, an action's morality is determined by its purpose rather than by its outcomes. Kant felt that the categorical imperative, which states that we should only act in ways that we could wish to be universal standards, should serve as a guide for our action. Wgere utilitarianism, a consequentialist ethical philosophy, holds that an action's morality is determined by its effects. According to utilitarianism, a decision is morally right if it leads to the greatest amount of happiness for the largest number of people.
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Question 28
Small colleges, like Shorter College and Berry College in Rome, Georgia, typically have a(n).
organization, which is also referred to as a flat organizational structure.
A. staff.
B. matrix.
C. mechanistic
D. organic
Also, a flat organizational structure is another name for organic.
The ideal response is D.
Which company is notable for having a disproportionately high level of job specialisation?The traits of a mechanistic organization include a sizable degree of job specialisation, tight departmentalization, numerous levels of management (especially middle management), small spans of control, centralized decision-making, and a lengthy chain of command.
What's the name of the structure of the workforce within an organization?The concept of "organizational structure" describes how and to whom employees report inside an organisation. By function, for example, is a common method of grouping people. Production, marketing, human resources, and accounting are some typical tasks carried out within a corporation.
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What is the predetermined percentage that a music artist gets paid from mechandise sales
There is no predetermined percentage that music artist gets paid from merchandise sales as it can vary widely based on the terms of their contract with their record label or the merchandising company.
What is a merchandise?Merchandise refers to any products or goods that are offered for sale or distribution to consumers. It can include physical products such as clothing, electronics, toys, and home goods, as well as digital products such as software, e-books, and music. Merchandise can be sold in various retail settings, including online marketplaces, brick-and-mortar stores, and pop-up shops. Merchandise is an important aspect of business, as it generates revenue and helps to establish brand recognition and loyalty. Many companies invest significant resources in developing and marketing their merchandise, using strategies such as product design, pricing, and promotion to appeal to their target audience. Effective merchandise management involves forecasting demand, managing inventory, and monitoring sales performance to ensure profitability and customer satisfaction.
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Lawson received a check in the mail from her parents while she was in school. Lawson decided not tot cash the check but sign it over to the University for payment. What type of endorsement would Lawson use and why?
The University for payment rather than approving it to be deposited into her personal account, Lawson would use a "special endorsement." An endorsement in its whole or a specific endorsement are other names for a unique endorsement.
What does a special check endorsement mean?You can use a check that is written out to you to pay someone else. In essence, you are transferring the check's related funds from the payee to a different party. This is referred to as a unique recommendation.
What does a check with a restriction endorsement look like?The "For Deposit Only" stamp that the majority of businesses place on the back of a received check is an illustration of a restrictive endorsement. This stamp effectively restricts the listed payee's ability to do anything with the check after depositing it.
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Theo would like to work as a logistician. Which college degree will be MOST useful as he pursues this career?
A.
systems engineering
B.
military readiness
C.
accounting and finance
D.
civil engineering
Answer:
a. systems engineering
Explanation:
Competitive applicants for logistician positions usually have at least a bachelor's degree in a field such as supply chain management, business administration, system engineering or industrial engineering.
what is a joint venture company? give examples from the Maldives economy.
On the work experience section of a resume, what goal should Sharon aim for when writing the bullet points for each of her jobs?
A.
longevity
B.
specificity
C.
outlandishness
D.
generalizability
Answer:
Explanation:
B. specificity
The distinction between Buddhist practices and non-Buddhist practices is straightforward.
True. Like other religions, the distinction between what is Buddhist and what is not is straightforward
False. Unlike other religions, Buddhist practices are hard to separate from other cultural practices.
False. Like other religions, Buddhist practices blends with other cultural practices.
True. If a practice aims at solving the problem of suffering, then it is Buddhist.
Why is some solitude beneficial for Buddhist practice?
Because it gives you more time to meditate.
Because it focuses experience on the whole instead of the self, and thus increases compassions for others.
Because solitude is essential to the Buddhist lifestyle.
Because most social expectations require some self-image way of relating to the world.
Buddhist think that understanding the idea of impermanence is relatively straightforward, but incorporating it into the way we see the world is a hard, long-term goal.
False. The most important part of in the Buddhist journey is the intellectual understanding of the crucial ideas.
True. That is one of the reasons why practice is paramount in the Buddhist tradition.
True. This is only the case for impermanence, though.
False. This is one of the few important Buddhist
According to Buddhists, what is one of the main psychological benefit of coming to grips with the reality of impermanence?
The ability to find meaning and purpose in one's everyday life
The ability to correctly frame or conceptualize what is happening around us
The ability to avoid experiencing the pain of losing something we love.
The ability to put into perspective, and thus to cope with, loses what seems otherwise devastating
Unlike other religions, Buddhist practices blend with other cultural practices, and it can be challenging to separate them.
What are the cultural practices of Buddhism?A lot of Buddhist rituals are performed out of respect and veneration. Making merit, bowing, presenting offerings, chanting, meditating on the virtues expressed by particular bodhisattvas or buddhas (such as compassion and wisdom), and going on pilgrimage is among the most popular forms of adoration practices.
Buddhist practice benefits from some isolation since it directs experience towards the entire rather than the individual and, as a result, heightens compassion for others. One of the most important aspects of Buddhist practice is the ability to study one's own thoughts and develop an understanding of the nature of reality. The potential to develop mindfulness, focus, and insight—all crucial elements of Buddhist meditation—can also be found in solitude.
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Opportunity cost may be defined as the
Answer:
Opportunity cost may be defined as the value of the best alternative forgone when making a decision. It is the cost of choosing one option over another and represents the benefits that could have been gained from the next best alternative. In other words, opportunity cost is what we give up in order to pursue a particular choice or action. It is a critical concept in economics and business decision-making as it helps individuals and organizations evaluate trade-offs and make informed choices.
Explanation:
Matthews Industries' stock currently sells for $60 a share. It just paid a dividend of $2.76 a share (that is, Do=$2.76). The
dividend is expected to grow at a constant rate of 7.6 percent a year. What stock price is expected 1 year from now?
O a. $71.66
O b. $67.53
O c. $60.00
O d. $55.76
O e. $64.56
Which of the following represents one of the existing trends for small business start-ups?
OA. Less competition
OB. Ease of obtaining credit
OC. Higher failure rates
OD. Fewer government regulations
OE. Emergence of e-commerce
11. In the International Arena, an Ethnocentric Manager is one who belives that their native country, culture, language and behavior are superior to all others.
True/False
12. Dr. W. Edwards Deming of the University of Tokyo and founder of the Union of Japanese Scientist and Engineers (JUSE) and Kaoura Ishikawa, American author of OUT OF THE CRISIS, are two of the leading quality advocates of the Operational Approach to Management. True/False
13.Management is defined as
(1) The persuit of Organizational Goals Efficiently and Effectively by
(2) integrating the work of people through
(3) Planning, Organizing, Leading and Controlling the Organization's Resources.
14. In the field of Management, a Functional Manager is responsible for overseeing the activities of just one organizational area, where as a General Manager is responsible for multiple organizational areas, for example several deparments such as Production, Finance, and Human Resources. True/False
15. Competitive Advantage is the ability of an organization to produce goods or services more effectively than competitors do, there by out perform them. This means that an organization must stay ahead in four areas
(1) being responsive to customers,
(2) Innovation,
(3) quality, and
(4) efficiency.
16. Strategic Management is the process that involves Managers from all parts of the Organization in the formulation and implmentation of Strategies and Strategic Goals.
True/False
17.A Closed System is an entity that continually interacts with, and is dependent on its Environment, for survival and Open System is a self-sufficient entity that does not interact with its Environment.
True/False
18.A Multinational Organization is a business firm with operations in several countries and a Multinational Corporation is a nonprofit organization with operations in several countries.
True/False
19.An Entrepreneur is one who creates a new business in the face of risk and uncertainty for the purpose of achieving profit and growth by identifying opportunties and assembling the necessary resources to capitalize on them.
True/False
20. The Deming Prize was instituted in Japan in 1951 in Commemoration of the friendship and contribution of Dr. Edward Deming, who went to Japan to instruct in the application of Statistical Quality Control Methods to industry.
True/False
21.Management theorist Fredrick W. Taylor the Early Scientific Management proponents have been praised for viewing workers as human, not Mindless Machines, who work for pleasure, not just for money.
True/False
22. Ethical Behavior is the Standards by which people distinguish what is morally right and wrong and these standards may vary among countries, among cultures, and Ethics refers to the behavior that is Accepted as "right" as opposed to "wrong" according to prevailing standards.
True/False
The correct answer is True. An ethnocentric manager is one who believes that their native country, culture, language, and behavior are superior to all others.
This attitude often leads to a lack of respect and understanding of other cultures and can hinder effective communication and collaboration with individuals and organizations from different countries. An ethnocentric manager may prefer to hire employees from their own country or culture, and may be hesitant to adopt practices or ideas from other cultures, even if they may be more effective. This management approach is often criticized for being narrow-minded and limiting the potential for growth and success in a global marketplace. In contrast, a more effective approach to international management is a geocentric or global mindset, which values diversity, open communication, and a willingness to adapt to different cultural norms and practices in order to achieve common goals.
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F. B. C. E. D. INFORMATION: A . Extract from the books on 30 June 2021: . Fixed/Tangible assets (carrying value) Fixed deposit Morocco Bank · Ordinary share capital (1 July 2020) Retained income (1 July 2020) Bank (favourable) Loan: Helping Bank Trading stock Debtors' control Creditors control Income received in advance SARS Income tax (provisional payments) Dividends on ordinary shares (interim dividends) Share capital: The business has an authorised share capital of 6 000 000 shares 70% of the shares were in issue on 1 July 2020. 60 000 ordinary shares were repurchased from a disgruntled shareholder on 1 December 2020 The company paid R3,50 per share. This was paid and recorded on 1 December 2020. A final dividend of 22 cents per share was declared on 30 June 2021. Only shares in the share register qualify for final dividends. 380 000 3 150 000 874 000 250 700 302 400 478 000 317 000 239 800 6 600 390 000 630 000 The following adjustments have not been taken into account yet: Provision for bad debts is set at 5% of the outstanding debtors. Insurance included an annual premium of R31 800, paid for the period 1 October 2020 to 30 September 2021. The loan statement from Helping Bank reflected the following: Balance on 1 July 2020 Repayments during financial year (including interest) Interest capitalised Balance on 30 June 2021 R480 000 R177 600 R57 600 ? R40 000 of the loan will be paid back in the next financial year. Income tax for the year amounted to R408 800. This was calculated at 28% of the corrected net profit.
How can I start a business with no money?
Explanation:
Starting a business with no money can be a challenging task, but it is not impossible. Here are some steps you can take to get started:
Identify your skills and talents: Consider your skills, expertise, and knowledge to determine what type of business you can start with little or no money.Research your market: Conduct market research to identify what products or services are in demand in your area. This will help you determine what type of business you can start and what your potential customers might be willing to pay for.Create a business plan: Develop a detailed business plan that outlines your goals, target market, marketing strategy, revenue streams, and expenses. This will help you stay focused and organized as you start your business.Use free resources: Take advantage of free resources such as social media platforms, networking events, and online marketplaces to promote your business and connect with potential customers.Offer your services for free: Initially, you may need to offer your products or services for free or at a reduced price to gain exposure and build your customer base.Seek out funding opportunities: Consider applying for grants or loans from government agencies, non-profit organizations, or microfinance institutions to help fund your business.Be resourceful: Be creative and resourceful in finding ways to save money and reduce expenses. For example, you can work from home, use free or low-cost marketing tools, or barter with other businesses to exchange goods or services.Starting a business with no money requires persistence, creativity, and hard work. But with the right mindset and approach, it is possible to turn your dreams into a successful reality.
Which piece of information is LEAST likely to get you an interview if its included on your resume?
A.
work experience
B.
degrees earned
C.
industry certification
D.
hobbies and interests
D
As work Experience, Certification and your degrees are worked very hard for and show your qualifications for a certain area of work, Hobbies do not.