The Act mandates that the life insurance policy funds be paid as though the primary beneficiary had passed away first if the insured and insured both pass away in the same accident and there is no evidence that the beneficiary really outlived the insured.
Who is insured and beneficiary?An individual who has or is covered by an insurance policy is known as the insured. The recipient of a life insurance policy's or annuity's insurance proceeds is known as the beneficiary. It can also be used to describe someone who receives compensation for medical services as a result of their health insurance policy's benefits.
According to the Uniform Simultaneous Death Act, the insured will be assumed to have outlived the primary beneficiary unless a policy provision states otherwise if the insured and the primary beneficiary both pass away under circumstances that make it impossible to identify which one died first.
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a company paid $43,800 to acquire 7% bonds with a $46,000 maturity value. the company intends to hold the bonds to maturity. the cash proceeds the company will receive when the bonds mature equal:
The cash proceeds the company will receive when the bonds mature equal $46866.
When bonds are redeemed at maturity, they are always redeemed at face value since by then any bond discount or the premium would have become zero, plus the last interest payment.
Cash proceeds = Maturity amount + interset
= $46,000 + ($46,000 x 7% x 1/2) assuming semi-annual interest payments
= $46,000 + $1,365 = $47,365
Cash proceeds = Maturity amount + interset
= $43,800 + ($43,800 x 7%) assuming annual interest payments
= $43800 + $3066 = $46866
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explain how (if at all) each of the following events affects the location of a country’s production possibilities curve:
If more education leads to improved job abilities, productivity should increase, which would move the curve outward.
The cost of society's decision to choose between two different goods is depicted by the production possibility curve. The best quality of life is possible for an economy when it is operating at the production possibility frontier, or the very edge of this curve, because it is employing its resources to produce as much as possible. The resources are not being utilized to their full capacity if the amount produced falls inside the curve. When resources are allocated to producing more of one good and less of another, the points on the curve represent how much of each good will be produced.
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Which law or regulation requires that the ceo and cfo of public companies must certify in writing that their company’s annual and quarterly reports are accurate and complete?.
The Sarbanes-Oxley Act of 2002 is the law that requires that the ceo and cfo of public companies must certify in writing that their company’s annual and quarterly reports are accurate and complete.
What is a law?
This is the term that is used to refer to the legal rules and regulations that have being set up in a place that has the aim of being able to guide the behaviors of the people that live in a particular geographical area.
The section 302 of this law is what requires the CEOs to do what has been requested in this question that we have here.
The Sarbanes-Oxley Act of 2002 was passed by the congress of the United States. The reason why that law was passed was deu to the fact that the investors in the nation were to be protected from all activities of fraud.
Hence we would say that The Sarbanes-Oxley Act of 2002 is the law that requires that the ceo and cfo of public companies must certify in writing that their company’s annual and quarterly reports are accurate and complete.
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QUESTION 9
Donald is a college student who has $4,000 in savings that he earned from his summer job. He plans to
leave the $4,000 in a 6 percent certificate of deposit (CD) for three years. How much will Donald have in
the CD at the end of the three years?
lisa is a mortgage underwriter who is analyzing a borrower’s ability to repay a home loan. in addition to the borrower’s income, lisa is also looking at the type and value of the property financed. all of the following are true regarding lisa’s property analysis, except the
Lisa is a mortgage underwriter who is analyzing a borrower’s ability to repay a home loan. In addition to the borrower’s income, Lisa is also looking at the type and value of the property financed. All of the following are true regarding Lisa’s property analysis, except the title insurance policy may protect from loss.
In coverage, the insurance policy is a contract among the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In trade for an initial price, called the top rate, the insurer promises to pay for loss as a result of perils protected under the coverage language.
What is called insurance policy?
Insurance is a felony settlement among two events – the insurer and the insured, additionally known as insurance coverage or insurance policy. The insurer gives financial coverage for the losses of the insured that she/he may additionally undergo under positive instances.
What's the advantage of insurance policy?
Insurance policy covers the loss of an man or woman but the social loss cannot be eliminated. If the assets of someone is misplaced via hearth, it may be compensated by using the insurance organization. The loss of goods will continue to be as a social loss. Insurance policy can't eliminate loss but it can lessen the risk to the person.
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which federal agency is responsible for regulations that ensure workplace safety? question 1 options: osha fda ftc omb
OSHA is the federal agency that is responsible for regulations that ensure workplace safety.
Occupational safety and health management is a massive regulatory enterprise of the united states department of exertions that at first had federal visitorial powers to check out and look at places of work.
OSHA standards are policies that describe the techniques that employers need to use to shield their personnel from risks. There are 4 agencies of OSHA standards: fashionable industry, production, Maritime, and Agriculture. (general industry is the set that applies to the largest range of people and worksites).
OSHA's venture is to make sure that employees work in safe and healthy surroundings via setting and imposing standards, and by using supplying education, outreach, schooling, and help. Employers need to follow all relevant OSHA requirements.
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a company is interested in developing a quarterly aggregate production plan but they are not sure if a level strategy with backorders or a chase strategy would be better. they have the following information available regarding their production operation:
A company is interested in growing a quarterly aggregate production plan however they may be not positive if a degree strategy with backorders or a chase approach would be higher. they have the subsequent statistics to be had regarding their production operation:
if called for in this month more than the preceding month
Hiring = This month's production - previous month's production
Layoff = 0
If the demand for this month is less than that of the preceding month
hiring = zero
Layoff = previous month's manufacturing - this month's production
An aggregate production function relates the full output of a financial system to the full quantity of labor employed within the economy, all other determinants of manufacturing (this is, capital, natural assets, and era) being unchanged.
The aggregate production function describes how the overall actual gross domestic product (actual GDP) in an economy depends on to be had inputs.
The additives of combination production characteristics are land, exertions, capital, and entrepreneurship.
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when the demand for toilet paper increases the equilibrium quantity sold increases consumers are buying more and producers are proicuting more
Customers are purchasing the goods in greater quantities than normal if demand is rising. It can be as a result of the client's rising sales or the region's high demand for that specific product.
According to the law of demand, a. a decrease in price increases demand.b. an increase in price decreases demand.c. an increase in income increases demand.d. a decrease in price increases quantity demanded.Law of Demand: In accordance with the law of demand, when a good's price drops, more people will buy it and vice versa.Price and quantity demanded are shown to be inversely related.Its curve is constantly downward sloping because of this.Only the price and amount demanded are modified; everything else stays the same.
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a pen factory has a monthly overhead of $5,000. it costs them 21 cents to make a pen and they sell each pen for 99 cents.
6411 pens will they need to sell each month in order to start making a profit.
What is profit?
In accounting, a profit is an income that is given to the owner throughout a successful market producing process. Profitability, which is the owner's primary interest in the income-formation process of market production, is measured by profit. There are various profit metrics that are frequently used. The phrase is used in economics to refer to financial gains. All company operations are based on the idea. This statistic is used to evaluate businesses.
Therefore,
A pen factory has a monthly overhead of $5,000. it costs them 21 cents to make a pen and they sell each pen for 99 cents. 6411 pens will they need to sell each month in order to start making a profit.
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which one of the following policies would typically answer questions about when an organization should destroy records?
A data retention policy would typically answer questions regarding the destruction of records in an organization.
What is an organization?An organization can be defined as the part where the business or a firm is being made, and they carry out trade and has a specified purpose for its making.
Data retention policy is a water person should usually use in an organization with speaks start up to 10 years of data need to be preserved, and a data is beyond that time period and the organization can easily delete that data without facing any consequence in the near future.
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An employee
is compensation you receive from your employer over
and above your income.
O A. salary
OB. withholding
OC. benefit
OD. wage
WHAT IS THE LIABILITY IN SOLE PROPRIETORSHIPS AND PARTNERSHIP SHIPS?
Answer:
Sole proprietors and partners in a partnership business have unlimited liability for all debts and liabilities that occur while operating the business. This means partners and sole proprietors may lose their homes, cars and other personal assets, if the company's assets are insufficient to cover the company's debts
Explanation: HAPPY?
kyzera manufactures, markets, and sells cellular telephones. the average total assets for kyzera is $244,000. in its most recent year, kyzera reported net income of $63,500 on revenues of $468,000.
The return on assets will be 26.02%, so Kyzera has a higher return than its competitors. The Expenses are $404,500 and the Average Total Assets are $244,000. Net income is $63,500 and revenues are $468,000.
1. Return on Assets = Net Income/Average Total Assets × 100
Return on Assets = $ 63,500/$ 244,000 * 100 = 26.02 %
2. Yes, Kyzera earns a higher return than its competitors.
3. Net Income = Revenues - Expenses
$ 63,500 = $ 468,000 - $63,500
Total Expenses = $ 404,500
4. Average Total Assets = Average Liabilities+Equity = $ 244,000.
The return on assets shows how profitable a company is in using its assets effectively. As Kyzera's return on assets is more than her competitors it shows that she is a profitable company. The Assets are given to be the capital of the company along with the liabilities of the company as these are written on the left side and total assets on the right side of the Balance Sheet.
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Your question was incomplete. Please see the complete question here:
Kyzera manufactures, markets, and sells cellular telephones. The average total assets for Kyzera is $244,000. In its most recent year, Kyzera reported a net income of $63,500 on revenues of $468,000.
Required:
1. What is Kyzera’s return on assets?
2. Does return on assets seem satisfactory for Kyzera given that its competitors average a 12% return on assets?
3. What are the total expenses for Kyzera in its most recent year?
4. What is the average total amount of liabilities plus equity for Kyzera?
HELLLLLPPPP
What is power? Why is understanding power essential to understanding government?
Answer:
Power can be defined as the existing ability that a person would have to influence things or bring about changes in a given area. It is the ability that a person would have to lead or control things in an area.
What is power?The word power has to do with the influence that a person would have over others. A person with power is one that is ruling a place or one that is controlling the area. This person can make rules and laws that would affect other people.
Based on this, it is essential that understanding power is same as understanding government. This is because the person that is in power would be one that has to know how to use the power that they have and they would be able to do all that is required of them during their stay in power.
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a policyowner would like to change the beneficiary on a life insurance policy and make the change permenant. which type of designation would fulfill this need
A policy owner would need an irrevocable beneficiary designation to change the beneficiary on a life insurance policy and make the change permanent.
A person designated to acquire the assets in a separate fund contract or a life insurance policy is an irrevocable beneficiary. The beneficiary status is unchangeable. You cannot change the recipients or the conditions of the policy on your own, and you cannot dismiss the policy without the beneficiary's consent.
The beneficiary must concur with any alteration in these entities' rights to compensation. Hence, a policy owner would need an irrevocable beneficiary designation to change the beneficiary on a life insurance policy and make the change permanent.
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shareholders group of answer choices everyone who is making a business decision. groups of people who are impacted by a company's business decisions including customers, suppliers and the government. owners of any type business. owners of shares of stock in a corporation.
Shareholders can be defined as the owner of shares of stock and the people who are impacted by the decision-making, like the customer-supplier and the government. Thus, options B and D are the correct options.
Who is a shareholder?A shareholder can be defined as a person who owns at least one or more shares of a particular company.
Shareholders are owners of the stock that the company has issued. Also as the company booms or makes a profit the shareholder also makes the profit as both are related to each other.
So we can say that the impact of business or how the business is doing is in relationship with the customer-supplier or the government. Therefore options B and D are correct options.
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The question is incomplete, the complete question will be:
Who is a shareholder? group of answer choices
everyone who is making a business decision.
groups of people who are impacted by a company's
business decisions including customers, suppliers and the government.
owners of any type business. owners of shares of stock in a corporation.
You are studying the international market for coffee. The world production of coffee beans increases, and at the same time, consumers worldwide start favoring tea over coffee. What is the effect on the equilibrium price and the equilibrium quantity in the coffee market?.
The effect on equilibrium price is an increase and the effect on equilibrium quantity is indeterminate.
What is the effect of the changes on equilibrium price and quantity of coffee?Coffee beans is a raw material used in producing coffee. This means that when the production of coffee beans increases, there would be an increase in the production of coffee. This would increase the supply of coffee. As a result, the supply curve would shift to the right. As a result, quantity would increase and price would decrease.
When consumers worldwide start favoring tea over coffee, the demand for coffee would decline. As a result, there would a shift to the left of the demand curve. As a result, price would decline and quantity would decline.
Taking these two changes together, there would be a decline in equilibrium price and an indeterminate change in equilibrium quantity.
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which type of inventory would be more likely to be held in assembly line process versus in a job shop process? group of answer choices raw materials finished goods perishable goods work in process
In an assembly line process as opposed to a job shop process, raw materials would be held more frequently.
The correct option is A.
Describe an assembly line.assembly line, industrial set-up of tools, personnel, and tools for continuous flow of mass-production operations. The steps required to manufacture every product component in addition to the finished product are examined to determine the design for an assembly line.
What did the assembly line have as its purpose?The most popular mass production technique is assembly lines. Because assembly lines train unskilled workers to complete specific tasks instead of constructing an entire product unit, labor costs are reduced.
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which type of inventory would be more likely to be held in assembly line process versus in a job shop process? group of answer choices
A. raw materials
B. finished goods
C. perishable goods
D. work in process
Where have you seen marketing take place?
Answer:
Everywhere
Explanation:
The process or technique of promoting, selling, and distributing a product or service. Once there is a buyer, there will always be a marketer, be it the secretary, salesperson, etc.
purchasing power parity is a means of adjusting the exchange rates for two currencies so that they have blank purchasing power.
Purchasing power parity is a means of adjusting the exchange rates for two currencies so that they have equal purchasing power.
Purchasing power parities (PPPs) are the quotes of forex conversion that attempt to equalize the buying energy of various currencies, by using doing away with the differences in charge tiers between nations.
What is purchasing power parity with example?
This means that goods in every united states of America will value the equal as soon as the currencies were exchanged. as an example, if the charge of a Coca Cola in the united kingdom changed into 100p, and it turned into $1.50 in the US, then the GBP/USD exchange price should be 1.50 (the united states rate divided by the United Kingdom's) in line with the PPP concept.
What is purchasing power parity of India?
The Purchasing Power Parities (PPPs) of Indian Rupee according to US$ at Gross home Product (GDP) level is now 20.65 in 2017 from 15.55 in 2011. The exchange charge people dollar to Indian Rupee is now sixty five.12 from 46.67 in the course of same length.
What does a PPP less than 1 imply?
The Purchasing Power Parity (PPP) between kingdom represents the equilibrium exchange rate. some thing above or under this will advocate the currency is over or undervalued.
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what information do the traders in sources 1 and 2 want to convey to prospective buyers, and why? what similarities and differences do you see in the way sellers might choose to market servants and slaves?
The traders want to convey to prospective buyers the age and sex of the people they are trading. In both advertisements, the people being sold are described as healthy.
Slaves are the negroes and their posterity, following the condition of the mother. They are called slaves, in respect of the time of their servitude, because it is for life. Servants are those who serve only for a few years, according to the time of their indenture, or the custom of the country.
Many landowners also felt threatened by newly freed servants' call for land. The colonial elite found out about the troubles of indentured servitude. Landowners grew to become African slaves as a greater profitable and ever-renewable source of exertions and the shift from indentured servants to racial slavery had begun.
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His concept of the ""informal organization"" suggests that cliques and other social groups can affect employee behavior. True or false?.
Independent of their positions and hierarchies, employees connect or communicate with one another to form informal organizations. It operates side by side with a formal organization.
Chester Barnard
In contrast to an informal organization, which serves the members' psychological and social requirements, a formal organization's objective is to achieve its organizational goal.
A collection of individuals who share a common identity and are dedicated to attaining a common goal is referred to as an informal organization. Informal groups are established by the collective identity and will of its members. Contrary to a formal structure, which is based on duties and responsibilities, an organization's operation is actually known as an informal organization.
A Formal Organization Differs From An Informal Organization
A formal organization is purposefully produced by management, as opposed to an informal organization, which is created haphazardly by individuals. While informal groups are unstable, formal organizations are long-lasting and stable.
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if a company owns between 20% and 50% of the stock of another company and the stock is being held as a long-term
If an investor owns between 20% and 50% of an investee's common stock, it is presumed that the investor has a significant influence on the investee.
Founded in 2004, Significance is a bimonthly journal published by Wiley-Blackwell on behalf of the Royal Statistical Society (RSS), the Australian Statistical Association (SSA), and the American Statistical Association (ASA).
Publish articles on topics of statistical interest and present them at a level suitable for a general audience.
Articles are reviewed by an editorial board composed of statistical experts from three societies. The first editor-in-chief was Helen Joyce. The current editor is Brian Tarran. The Importance of Replacing RSS Journals.
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the present value of a future sum decreases as either the discount rate or the number of periods per year increases, other things held constant.
The statement is true. The present value of a future sum decreases as either the discount rate or the number of periods per year increases, other things held constant.
Future cash flows are reduced by the discount rate, so the higher the cut price fee the lower the existing fee of the destiny coins flows. A lower discount rate leads to a higher present value. As this implies, whilst the discount price is better, cash in the future will be worth less than it's far nowadays.
Preserving other factors steady, as the interest price will increase, the present cost of an quantity to be received at the end of a fixed duration decreases. This means at a higher hobby price the present value of a future cash float falls. Decrease the prevailing price is. inversely related. growing the discount price decreases the present price and vise versa. Future value of that investment.
The prevailing value of a destiny lump sum decreases as the discount fee used decreases, All else held constant. the present cost and discount rate are inversely associated. If the destiny cost and the range of periods are held steady the prevailing price will lower as the cut price rate increases.
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indicate whether each of the following is identified with (1) an asset, (2) a liability, or (3) stockholders' equity:
They are identified as follows?
a) asset
b) liability
c) asset
d) asset
e) stockholders' equity
f) liability
g) liability
h) asset
What is an asset?Asset is a term used to refer to items meant for economic advantage. assets are valuables kept for profits
What is an liability?Liability is the opposite of assets. They do not give gains to the owner, they rather give losses.
What is an stockholders equity?Stockholders equity refers to what the owners of a business invested.
complete question
Indicate whether each of the following items is an asset, liability, or part of owner's equity:
a) accounts receivable
b) salaries and wages payable
c) equipment
d) supplies
e) owner's capital
f) notes payable
g) accounts payable
h) cash
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russell's consulting services provided $1,000 of services to the local college and immediately collected $700, but the college wants to pay the rest next month. record this transaction in the accounting equation for russell's consulting service by: multiple choice question. increasing both cash and accounts receivable; and increasing revenues increasing cash and accounts payable; and increasing revenues decreasing cash; and increasing both accounts receivable and russell, capital increasing both cash and accounts receivable; and decreasing revenues
Record this transaction in the accounting equation for Russell's consulting service by: increasing both cash and accounts receivable; and increasing revenues
What is accounting equation?
Accounting equation shows the relationship between the assets of the Russell's consulting services and they are financed with equity and liabilities
assets=equity+ liabilities
The provision of consulting services increases the firm's revenue because the revenue has been earned by performing the required services.
However, the cash received increases with the collection of $700 whereas the balance of $300 unpaid increases the accounts receivable
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which one of the following statements is incorrect regarding globalization and globalization strategies? part 2 a. globalization strategies could add value to products and services. b. globalization means customers, talent, and suppliers are worldwide. c. globalization strategies could simplify the operations manager's job d. globalization strategies could contribute to efficiency.
Regarding globalization and globalization strategies, it is not true that c. globalization strategies could simplify the operations manager's job.
What does globalization do for businesses?Globalization has allowed for businesses to grow because customers and suppliers are worldwide which allows for increased markets for sales. Value is therefore added to products and services.
Globalization is not easy on operations managers however. They would have to come up with more complex strategies to manage their company having increased reach.
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a lodging company pays a fire insurance premium of $40,000. the policy covers a two-year period. the $40,000 cash disbursement is recorded as insurance expense. this violates the principle..
A lodging company pays a fire insurance premium of $40,000. the policy covers a two-year period. the $40,000 cash disbursement is recorded as insurance expense. This violates the matching principle.
A organization, abbreviated as co., is a criminal entity representing an affiliation of humans, whether or not herbal, legal or a combination of both, with a selected objective. Organization members share a commonplace motive and unite to achieve particular, declared goals.
A company is a prison entity fashioned via a set of people to engage in and function as a business organization in commercial or industrial potential. A corporation's enterprise line relies upon on its structure, which could variety from a partnership to a proprietorship, or even a corporation.
it is a complicated business shape, with higher set-up and administrative fees due to extra reporting requirements and higher-level criminal duties.
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twin oaks uses to communicate to customers the value of the brands it represents because it believes it to be the most important type of marketing.
TWINOAKS is a marketing firm for consumers with an opinion. We work to establish deep ties between consumers and brands to encourage enduring consumer spending. TWINOAKS, established in 2011, carefully chooses top people with knowledge of and experience working with the biggest brands and retailers in the country.
Our main goal is to help you expand your business. We are experts in all elements of digital marketing and can assist your company in moving forward in the digital era. We offer the expertise and experience to support you in achieving your objectives, whether you're searching for search engine optimization for your website or online advertising to expand your clientele. Start increasing your business right away by letting Twin Oaks take the uncertainty out of your digital marketing strategy.
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the benefits of effective and efficient personal financial planning include: • the accumulation of • an improved and quality of life
The benefits of effective and efficient personal financial planning include
1. Accumulation of wealth
2. Improved standard of living and quality of life
Financial Planning
A financial plan is a detailed review of an individual's present pay and future financial situation that predicts future income, asset values, and withdrawal plans using current known variables. This frequently involves a budget, which organises an individual's finances and may contain a series of actions or precise targets for future spending and saving. This plan distributes future revenue to specific expenses, such as rent or utilities, while also setting aside some income for short-term and long-term savings.
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