Write a paragraph that explains which insurance you think is the most needed and why?
Answer:
Health insurance is the single most important type of insurance you'll ever buy. That's because if you don't have health insurance and something goes wrong, it's not just your money at risk, it's your life.
Health insurance is intended to pay for the costs of medical care. Many people get health insurance through employers who subsidize premiums, meaning the employer pays the bulk of your premium, and you chip in a little with each paycheck.If you don't have employer-sponsored health insurance, you'll need to buy health insurance on the individual market. Thanks to the Affordable Care Act, you may be able to buy subsidized insurance on a state or federal exchange and get tax credits that help you afford the cost of monthly premiums. The specific coverage you get when you buy health insurance depends which policy you select. Your options include:
Low-deductible health plans: Low deductible health insurance plans are plans that keep your out-of-pocket costs for care low. You will pay higher premiums for these plans, since they provide more coverage. Your costs are more predictable since you'll know what your premiums are up front and you never have to worry about paying thousands of dollars if you end up needing medical services. High-deductible health plans: High-deductible health plans (HDHPs) have low premiums, meaning you pay less up front each month just to be covered. But the trade-off is that you're responsible for covering routine basic care, because your deductible -- or the amount you pay with your own money before insurance kicks in to pay the rest-- is typically several thousand dollars. With many high-deductible health plans, you can open a Health Savings Account (HSA) and contribute pre-tax funds to it that can be used to pay for medical costs as you incur them.
Catastrophic health plans: Catastrophic health plans are the cheapest in terms of premiums, but provide virtually no coverage for care unless you incur many thousands of dollars in medical costs. The deductibles are even higher than that of a typical high-deductible plan. Health maintenance organizations (HMOs): With an HMO network, you are restricted to receiving care from a specific network of participating doctors. These doctors are referred to as being in-network and they have agreed to accept rates for care set by your insurance company. You will need a referral from a primary care physician to see a specialist. Most HMOs define "specialist" to include anyone other than your primary care physician. This could include obstetricians, dermatologists, psychologists, chiropractors, and more.
Preferred provider organizations (PPOs): With PPOs, you don't have to get a referral to see a specialist. And while care will be cheaper if you pick a doctor who is in network, you'll have better coverage for out-of-network care than with an HMO. Exclusive provider organizations (EPOs): EPOs don't require that you get a referral to see a specialist, but will pay nothing for out-of-network care except in emergencies.Point-of-service plan: A point-of-service plan pays for in-network and out-of-network care, although you'll pay more if you see a doctor out-of-network. A primary care doctor will need to make referrals to specialists when needed.
Try to match your policy to your care needs out of what's available and offered to you. If you're someone who doesn't incur a lot of health expenses, a high-deductible health policy may be the most affordable solution. But if you see the doctor often for any number of reasons, get a policy with higher premiums but more comprehensive coverage and a lower deductible, so you don't go broke paying for all your services. Every health insurance plan is required to cover certain basic services before your deductible is met, like preventative care. The law also mandates insurance companies cannot charge more for a health insurance policy if the person has a pre-existing condition. The price of health insurance is based upon your age, geographic area, and whether you're a smoker. Insurers are prohibited by Obamacare from considering your gender, race, or past medical history.
Without exception, absolutely everyone needs health insurance because even a minor medical issue can become extremely expensive. Major medical issues can come with astronomical costs, as a single hospital stay or surgical procedure could cost many thousands of dollars. You can sign up for health insurance only at certain times of the year during "open enrollment", which is a designated period when anyone can buy coverage, unless you have a qualifying event, such as losing coverage because of a divorce or job change. Visit Healthcare.gov to find out when open enrollment is on the Obamacare exchanges, or check with your employer to see when you can sign up if your employer provides insurance as a job benefit.
Explanation:
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Which college or university is named after a former united states supreme court justice?
is there a difference between not guilty and acquitted
PLEASE HELP ME ASAP
Anna is working as a teller at a bank. She asks the next customer to step up to her window. The man hands her a note instructing her to give him all the cash in her drawer. His note says that he has a gun and is prepared to use it. Anna nervously gives the man cash, while tripping an alarm alerting police. As the man prepares to leave the bank, police surround him and arrest him. With what type of crime will he MOST likely be charged? OA. personal robbery OB. aggravated assault C. first-degree armed robbery D. third-degree armed robbery
Answer:
B. Aggravated Assault
Answer:
D. third-degree armed robbery
Explanation:
Plato correct!
the violation of a society’s formally enacted law is called __________.
Answer:
The violation of a society’s formally enacted law is called a deviance.
I hope this helped at all.
Article I, Section 9 of the U.S. Constitution lists these types of powers that Congress does NOT possess.
Answer: Congress cannot pass ex post facto laws (outlaws acts after they have been committed). Congress cannot pass bills of attainder (punishes individuals outside there court system)
Explanation:
For a prosecutor to pursue a felony charge, the victim must decide to press charges. Is the previous statement true or false
Answer:
the correct answer is false
a presidents official statement to a bill is called what
Answer:
it is called a veto.
In civil law, a brings a case against a defendant. The case begins when someone commits a(n) . If a person is judged responsible for causing harm, he or she may have to
Answer:
1. Plaintiff
2. Tort
3. Pay damages
Explanation:
Do I go to jail if I hit a car and run
Answer:
You could face a lot of charges for the car and damage but you go to jail.
Explanation:
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Who MOST likely carried out the Gardner Museum heist, in which $500 million in art was stolen and none has been recovered? OA. habitual thieves B. professional thieves C. persistent thieves d D. occasional offenders
Answer:
B. Professional thieves
Answer:
professional thieves
Explanation:
The "professional thief" is a highly specialized predatory offender with a history that dates back to Elizabethan England. Although this type of criminal is generally associated with narcotic addiction, his drug-taking typically involved the use of heroin, morphine, and cocaine on an intermittent basis.
Also, I took the quiz :)
Choose all that apply.
Select each type of credit.
credit card
installment account
loan
automatic credit
service credit
The types of credit from the given options are credit card, installment account, and loan "Automatic credit" and "service credit" are not types of credit, or at least not commonly recognized as such in the financial context.
The types of credit from the options provided are:
Credit Card: A credit card allows individuals to borrow money from a financial institution up to a certain credit limit.
Users can make purchases using the card and must repay the borrowed amount within a specified billing cycle or incur interest charges.
Installment Account: An installment account involves borrowing a fixed amount of money from a lender and repaying it in regular installments over a set period.
Each payment includes both the principal amount and interest, and the account is considered closed once all payments are made.
Loan: A loan is a financial arrangement where a borrower receives a specific amount of money from a lender and agrees to repay it with interest over a predetermined period.
Loans can be used for various purposes, such as buying a home, financing education, or funding a business.
The following options do not represent types of credit:
Automatic Credit: "Automatic credit" is not a recognized term for a specific type of credit.
It may be referring to automatic payments or automatic bill payments, which are methods of making timely payments for credit card bills or other debts, but not a distinct credit type itself.
Service Credit: "Service credit" is not a recognized term for a type of credit either.
In certain contexts, it might refer to credit given for past service, such as in pension plans, where an individual earns credit toward their pension based on years of service.
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What preconviction process benefits the defense by avoiding the risk of a harsher punishment and benefits the prosecution by avoiding the risk of acquittal
Answer:
plea deal
Explanation:
The plea deal, precondition process benefits the defense by avoiding the risk of a harsher punishment and benefits the prosecution by avoiding the risk of acquittal.
What is risk?
The term risk refers to the situation of the danger. As the possibility of the situation as the creation of the circumstances. The risk of the loss of something. Risk implies future uncertainty about deviation from expected earnings or expected outcome. Risk measures the uncertainty that an investor is willing to take to realize a gain from an investment.
The agreements allow prosecutors to focus their time and resources on other cases, while reducing the number of instances that judges must oversee. In plea bargains, authorities frequently agree to reduce a defendant's punishment. Allow victims to file a Victim Impact Report with the court to be considered in calculating the offender's sentence.
As a result, the plea deal, precondition process benefits the defense by avoiding the risk of a harsher punishment and benefits the prosecution by avoiding the risk of acquittal. Therefore, option (a) is correct.
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Your question is incomplete, but most probably the full question was
A. plea bargainingB. pretrial releaseC. pretrial detentionD. peremptory challengesWhich section of this diagram represents the highest court that has the power to rule that a law violates the U.S. Constitution? (3 points)
Group of answer choices
A
B
F
D
Answer:
I think it's A or F
Explanation:
Hope it helps,
What would a lender do to get money from a debtor's job?
O A. The lender would charge the debtor a penalty.
O B. The lender would sue the debtor.
O C. The lender would place a lien on the debtor's property.
O D. The lender would garnish the debtor's wages.
As sworn officers of the court, prosecutors are required to base their decisions of whether to prosecute solely on ____________.
A defendant was on trial for having committed a murder in 1995. Taking the stand, the defendant denied being present in the city where the murder occurred at the time of the killing. The prosecution sought to admit into evidence a copy of the local newspaper published the day after the killing. The newspaper contained an article in which the defendant was quoted as stating that he had heard shots on the day of the murder from inside his apartment. The defendant objected to the introduction of this evidence. Should the judge admit the newspaper article into evidence
This is based on who is telling the truth. The defendant denys being in the city at the time of the murder, but then a local newspaper states that he heard gunshots from inside his apartment the day of the murder (which would be impossible if he wasn't in the city at the same of the murder). There could also be a chance that the newspaper could be lying mainly because the defendant objected that the evidence was correct. In this case, the judge should take this into consideration especially when a local newpaper article announced that the defendant heard gunshots after saying that he was never in the city. So I would say, the newspaper article could be evidence to prove that the defendant is responsible for the murder.
Without going into the specifics of the charge, the defendant was found guilty of violating an obscure state law in a county court. Since the law was enacted a century ago, not a single person has been charged with violating it in the state. As a result, this case was essentially new territory for state prosecutors and the presiding county court judge. The case is being appealed. The defense attorney is confident that the verdict will be overturned based on a failure of what they perceive as the judge not abiding by precedent. This claimed precedent refers to a recent highly publicized case in another state that involved a similar law. As a noted legal scholar, the state judiciary has called you in to assess the validity of the appeal. When asked for your preliminary thoughts by a senior state prosecutor, specifically if you believe the judge failed to follow precedent in offering his opinion, how do you respond
In the situation described and following the definition and common use cases of precedent, I would confirm that it is my opinion that the judge in question did in fact fail to follow precedent.
Precedent is described as a past event and/or action which is used as a guide when considering the course of action for a similar situation. Given the keyword "similar" in this definition, it can be argued that in order for precedent to apply to a situation, it is not necessary for the details of each situation to be identical.
Therefore, the defense attorney can argue the failure to follow precedent based solely on the similarly obscure nature of each law. Furthermore, if the defense attorney is able to procure evidence of past infractions of this law for which no charges were upheld, it would almost certainly result in the appeal being granted and the subsequent review of the law in question.
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which type of government provides the best protection of individual rights?
Answer:
A democratic, strong government provides the best protection of individual rights.
I hope this helped at all.
how many years in jail for drunk driving and killing someone?
Answer:
10 years jail time
properly order the steps a case typically goes through in the federal court system.
Answer:
-U.S. district court(This is the first step for the vast majority of federal cases.)
-U.S. court of appeals(The courts of appeals are organized geographically.)
U.S. Supreme Court(The Supreme Court is the only court that gets to choose its own caseload.)
U.S. district court(This is the first step for the vast majority of federal cases.). U.S. court of appeals(The courts of appeals are organized geographically.). U.S. Supreme Court(The Supreme Court is the only court that gets to choose its own caseload.)
What is federal court system?District courts, which are the trial court, circuit courts, which are the first level of appeal, and the Supreme Court of the United States, which is the ultimate level of appeal in the federal system, are the three primary levels of the federal court system.
In the UK, the Supreme Court is the last court of appeal for criminal matters from England, Wales, and Northern Ireland as well as civil proceedings. The most significant constitutional or public cases that influence the entire populace are heard there.
There are 13 courts of appeals, one for each circuit. The First Circuit has six judgeships, making it the smallest court, while the Ninth Circuit has 29 judgeships, making it the largest court.
Thus, U.S. district court, U.S. court of appeals and U.S. Supreme Court.
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____________________ detention allows judges to deny bail to suspects with prior records of violence or nonappearance for trial.
Answer:
Preventative
Explanation:
who uses brainly to study? I thought we were all here to cheat on tests. but the ads say diffrent
Answer:i dont know who is here to study
Explanation:
Answer:
It is neither. Brainly is a whole scam.
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Walking down a city street in the early hours of the morning, Josh is bumped by a man coming the other way. He almost loses his footing but keeps walking without stumbling. Patting his back pocket, Josh realizes that his wallet is gone. He believes that the man took it when he purposefully bumped into Josh. Of what kind of crime has Josh MOST likely become a victim?
OA. personal robbery B. first-degree armed robbery OC. institutional robbery D. third-degree armed robbery
Answer:
A. Personal Robbery.
Explanation:
Personal robbery is when a victim's personal items are stolen.
First-degree robbery is when the criminal uses weapons to threaten the victim for their belongings.
Institutional robbery when robbed in commercial settings.
Third-degree robbery is when the criminal uses weapons to threaten the victim for their property.
Answer:
personal robbery
Explanation:
A person can only commit robbery by taking something from someone else. This includes taking property that someone else is holding or has on their person (like money or a diamond ring), as well as taking property that is within the victim's control.
What was the role of judicial review in FBI versus fazaga
The case is about the fbi illegally spying on a Muslim community in California
Answer:
It preserved judicial review in civil cases that contained allegations of unlawful surveillance, citing the Fourth Amendment as a protector.
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Blake offers to sell to Poe a copy of Lord Byron’s first edition of poetry for $22,000 and specifies the acceptance has to be in writing, accompanied by a check for the required amount, and delivered by certified mail. Poe follows the offer’s instructions exactly and mails the certified letter at 3 p.m. on April 1. However, at 9 a.m. on April 1, Blake accepted an offer of $30,000 for the edition. He then mailed a revocation of his offer to Poe at 1 p.m. the same day. The revocation arrived at Poe’s address at noon on April 2. Which contract will be upheld by the courts? Provide a CLEAR answer to the question.
Answer:
q
Explanation:
since blake has 50 dollars and get 30,00 dollar each month what he should do is buy 1 dollar food at dollar store to be able to survive and not waste that much moeny unitil he gets is 30,000 dollars again
settlement payment from carnell smith and lenox magee v. fifth third bank class action settlement
In the case of Smith v Fifth Third Bank, regarding the class action lawsuit settlement reached by the parties involved, we can confirm the settlement payment is that of 5.2 million dollars.
The case of Smith v Fifth Third Bank was a class action lawsuit. A class-action suit is one in which the lawsuit is a collection of suits filed by many parties, which are tried as a single case, and the parties in question are represented by one member or group of members.
In the case mentioned the lawsuit resulted in a settlement. This is when the party being sued agrees to a payout in return for the charges being dropped. It is said that the Bank in question created a settlement fund to pay the members involved, which held a total of 5.2 million dollars to be paid to the victims.
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which type of government provides the best protection of individual rights?
Answer: i think Democracy
Explanation:
Someone you know gets a perfect score on the SAT. What personal, family, and social characteristics do you think they have
If someone gets a perfect score on the SAT, they will most likely have 1 to no friends because she or he would be studying all the time. The reason she or he may be studying all the time may be because of their family. Their parents may push them too hard which made them feel like they have to get straight A's and it is a way of making their parents proud. On the other hand, they might have also be living in a poor area. Most kids from a young age may see their parents and where they are at now and use that as something that pushes them to do good in life to get out of an area like that. They are not social at all and they most likely are a teacher's pet. They never go to parties or get in trouble. They most likely have a perfect attendance.
How is Routine Activity Theory related to community-oriented policing? That is, explain how
COP is based on Routine Activity Theory.
Answer:
It would have been very natural fifty years ago to leave your house and see the neighborhood cop pass by, and to engage in a lengthy conversation with him. The cops were a mainstay in the community; they taught baseball, knew everyone in the neighborhood, and were concerned about the town's general safety.