Ms. Versini applied for a car loan from a bank. Which statement best describes the importance of Ms. Versini’s credit report to the bank?
The optimal response is statement F since it indicates the possibility that Ms. Versine will repay the entire amount on schedule.
As a fundamental time management tool, a schedule or timetable is made up of either a list of potential times for tasks, events, or actions, or it is made up of a series of events that are supposed to happen in the order that they are supposed to happen. Scheduling is the act of choosing how to prioritise resources among the various tasks that can be completed and how to arrange them on a schedule.
The person who is in charge of producing a certain schedule is sometimes referred to as a scheduler. Scheduling is a human activity that has been practised for ages. According to some scenarios, making plans is a form of life-skills education.
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James operates a monopoly hiking gear store in the woodland trails near his home in the Ozarks. He is currently producing at an output level where marginal revenue equals marginal cost. If James were to reduce his output, he:
James will need to decrease the marginal revenue to reduce his output.
What happens when marginal revenue equals marginal cost?This is known as an economic equilibrium and there is no economic profit in such equilibrium.
To incur profit now, he will have need to decrease the marginal revenue to reduce his output
Therefore, the Option B is corrrect
Missing options "will increase profits, will decrease marginal revenue, can charge a higher price."
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Trade between nations can be mutually beneficial if one country has:.
Trade between nations can be mutually beneficial if one country has a comparative advantage.
What do you mean by a comparative advantage?
The model of comparative advantage is one of the basic concepts that underlies the theory of international trade and shows that countries tend to specialize in the production and export of those goods that they manufacture at a relatively lower cost than the rest of the world.
Those that are comparatively more efficient than others and that tend to import goods in which they are more inefficient and therefore produce with costs that are comparatively higher than the rest of the world.
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One of the main advantages of convertible debt is that it is attractive to investors because ______.
The main advantages of convertible debt is that it is attractive to investors because they may be entitled to discounts on the share price.
What is convertible debt?Convertible debt refers to a loan or debt obligation in which the payment comes with equity or stocks in a company.
It is to be noted that irrespective of the company's profit, convertible bondholders receive only a fixed, limited income until conversion.
Hence, the main advantages of convertible debt is that it is attractive to investors because they may be entitled to discounts on the share price.
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Halimax has recently been hired by numerous city governments to handle security at major sporting events. The hiring of Halimax rather than relying on the city police force is an example of ______.
Outsourcing refers to the process of getting the work done through outside parties rather than relying on in-house team. Thus, hiring Halimax rather than relying on the city police force is an example of Outsourcing.
What do you mean by outsourcing?Outsourcing is a business practice of hiring a party outside the company to perform services or create in-house goods that were processed in-house by the company's employees.
Employment is a practice that companies often do as a way to reduce costs.
Thus, The hiring of Halimax rather than relying on the city police force is an example of Outsourcing.
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if a country is maintaining a healthy amount of growth, which of the following accurately describes the behavior of real GDP over time?
A) real GDP fluctuates but follows an upward-sloping trend line
B) real GDP does not fluctuate if growth is occuring
C) Real GDP fluctuates but follows a downward sloping trend line
D) real GDP fluctuates but follows a horizontal trend line
Answer:c
Explanation:
GDP measures the value of all the final products and services in terms of money. Option C) explains the behavior of GDP.
What is GDP?Gross domestic product (GDP) measures the value of all the final products and services in terms of money, produced by countries over a given time period usually a year.
The behavior of real GDP over time changes but follows a downward sloping trend line if a country is sustaining a healthy rate of growth.
Therefore option C) describe the behavior of GDP.
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In the 1970s, Kodak dominated the film-based photography market until Polaroid introduced instant photography. Polaroid is an example of Multiple Choice offshore suppliers. disruptive innovation. inertia. artificial intelligence.
The introduction of instant photography into her business makes Polaroid an example of disruptive innovation.
What is disruptive innovation?Disruptive innovation serves as a kind of innovation which creates a new market and value network .
This value is usually created into the bottom of an existing market.
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If $81,000 is invested in an annuity that earns 5.1%, compounded quarterly, what payments will it provide at the end of each quarter for the next 4 1 2 years
Answer:
C = $ 5064.61
Explanation:
You are given the present value of an annuity PV = 81 000
5.1 % is .051 in decimal form
quarterly, this is i = .051/4 interest per period (3 months)
4 1/2 years is n = 18 periods
The equation to use is ( you just have to look these up.....there are many different situations)
PV = C * { (1-(1+i)^-n) / i }
Plugging in the above numbers results in:
C = $ 5064.61
Stansfield Corporation had the following activities in 2020. Payment of accounts payable for $270,000. Issuance of common stock for $150,000. Payment of dividends $99,000. Collection of note receivable for $85,000. Issuance of bonds payable for $110,000. Purchase of treasury stock for $52,000. Compute the amount Stansfield should report as net cash provided (used) by financing activities in its 2020 statement of cash flows
The amount Stansfield should report as net cash provided (used) by financing activities is $109,000.
Computation of net cash provided (used) by financing activitiesThe amount Stansfield should report as net cash provided (used) by financing activities can be computed as follows:
Net cash provided (used) by financing activities = Issuance of common stock - Payment of dividends + Issuance of bonds payable - Purchase of treasury stock ………………. (1)
Substituting all the relevant values into equation (1), we have:
Net cash provided (used) by financing activities = $150,000 - $99,000 + $110,000 - $52,000
Net cash provided (used) by financing activities = $109,000
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To raise money, a company is selling shares of dividend growth stock. What does the company most likely do with its earnings?.
Which strategy encompasses a high level of interdependence of subunits for some operation decisions combined with high degrees of centralization for others
Operational strategy is the strategy encompasses a high level of interdependence of subunits for some operation decisions combined with high degrees of centralization for others.
What is operation strategy?Operations strategy is the total path of company's or organization decisions making strategy which help to reshape the long-term capabilities of several operations and their contribution to the overall strategy to the growth of the firm.
Therefore, Operational strategy is the strategy encompasses a high level of interdependence of subunits for some operation decisions combined with high degrees of centralization for others.
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Ski Shop sells a pair of skis to Tami. When Tami uses the skis, they snap in two. The cause is something that Ski Shop did not know about and could not have discovered. This is a breach of
There is a breach of implied warranty of merchantability when the sold skis snapped into two with unknown reason.
What is a breach of warranty?It means the violation of either an express or implied contract of warranty.
The implied violation by the seller makes him liable for damages that occurs from the losses from the subject matter
Hence, there is a breach of implied warranty of merchantability when the sold skis snapped into two with unknown reason.
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To remain relevant in today’s e-commerce landscape, many businesses use progressive ________ applications to undertake m-commerce.
To remain relevant in today’s e-commerce landscape, many businesses use progressive mobile applications to undertake m-commerce.
What is e-commerce?It should be noted that e-commerce simply means the buying and selling of goods through the internet.
In this case, to remain relevant in today’s e-commerce landscape, many businesses use progressive mobile applications to undertake m-commerce.
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Monopolies are socially inefficient because the price they charge is a. equal to marginal revenue. b. above marginal cost. c. equal to demand. d. above demand.
Monopolies are known be be socially inefficient because the price that they charge for ther product equals to marginal revenue..
Why are Monopolies socially inefficient?They are inefficient because their pricing method lead to a deadweight loss because they mostly forgoes transactions with the consumers.
Also, they become less innovative over time as they do nit have competitiors in a marketplace.
Therefore, the Option A is correct.
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What has changed in the recent past that now makes working from home a viable solution for business and workers?
Answer:
Technology, and williness to work at home. Many laptops have become viable options to complete your work. An increase in better internet and wi-fi also helps with keeping people on task. Many people as well have found it better to work from home, and studies show that productivity have risen
Explanation:
As the GDP of a developing nation increases, ____will also increase until the nation becomes wealthy enough to have resources to address the problem. a per capita pollution b welfare c population growth d crime
Answer:
per capita pollution
Explanation:
As the GDP of a developing nation increases, per capita pollution will also increase until the nation becomes wealthy enough to have resources to address the problem. a per capita pollution b welfare c population growth d crime
Some monopolistic competitors earn positive economic profits in the long run because a. there are high barriers to entry in monopolistic competition. b. they have successfully differentiated their products from their competitors' products. c. there is easy entry and exit. d. b and c e. none of the above
In a monopoly, only the company that dominates the market can make a profit because it is difficult for other companies to compete (option A)
What is monopoly?A monopoly is a term that refers to a situation of legal privilege in which a producer or economic agent (monopolist) has great market power and is the only one in an industry.
For example: A company that produces cars and is the only one in a country that has all the means to produce and market cars. For other companies it is difficult to enter a consolidated market to compete against that company.
According to the above, it can be inferred that for new companies there are great barriers to compete against a company that has a monopoly.
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Describe the branding strategies used by Hormel and how Justin's products fit into the Hormel product line.
The branding Strategy that was used by Hormel is known as the multi product branding.
What is branding?It should be noted that branding simply means the process of creating a strong, positive perception of a company.
In this case, the branding srategy that was used by Hormel is known as the multi product branding.
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What do surge protectors help prevent in the workplace?.
Answer:
Fraying cords.
Explanation:
This damages your electronics, so a surge protector prevents it.
What are the similarities and differences in advertisements of the 1950s and advertisements in the 21st century?
Answer: Most similarities are some can still be in newspapers, signs, and billboards . Some differences are techology use that was not invented back then, such as television, the internet, and social media .
Explanation: hope this helps :)
Use what you have learned about wants and needs to complete these statements. frankie already has a pair of basketball shoes that he can wear for the tryout, which makes the new pair a . if frankie did not have a pair of basketball shoes for the tryout, the new shoes would be considered a .
Need is essential for survival, while wants are a person's desires. The 1st statement explains want and the 2nd need.
What do you understand by the term need and want?A need is something that is required for survival (for example, food and shelter), whereas a want is something that a person would like to have.
Frankie already has a pair of basketball shoes that he can use for the tryout, so the new pair is a Want.The new shoes would be considered a Need if Frankie did not have a pair of basketball shoes for the tryout.
Therefore, the above statement explains the want and the need.
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Janice’s grandmother stayed at home and took care of her family while her grandfather worked. today janice lives on her own and has a full time job. what factor that affects the labor market is represented in this situation? a. population shift b. social change c. world event d. government action please select the best answer from the choices provided a b c d
The scenario shown by the fact that Janice lives on her own and works full time is B. Social change.
What is a social change?This refers to when the roles assigned to different types of people, change as time goes on.
In the past, Janice's grandmother did not work and stayed home but now Janice works and stays alone.
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Answer: B. social change.
Explanation: I just did it on edge 2023.
You have just been hired by the u. S. Government to analyze the following scenario. Suppose the u. S. Agricultural industry is concerned about the level of fruit and vegetable imports to the united states, a practice that hurts domestic producers. Lobbyists claim that implementing a tariff on imports would shrink the size of the trade deficit. The following exercise will help you to analyze this claim.
To analyse this claim there has to be a shift in import. Import would go down as the dollar rises.
Why the tariff affects the size of the trade deficitFirst of all there is going to be a right or outward shift in the exchange rate demand for the American dollars.
Therefore the value of the dollar is going to be on the rise. import is going to fall and there would be a rise in net export.
The outward shift of the demand curve would lead to a fall in exports based on the shifts in the exchange rate.
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What is the difference between renters insurance for the ""full replacement cost"" vs renters insurance for the ""cash value"" of your items?.
The difference between the "full replacement cost" and the "cash value" renters insurance is one involves full replacement cost and the other depreciated value.
What is renters insurance?Renter's insurance is the property insurance that covers the (renter's) policyholder's personal belongings, liability, and some living expenses in case of a loss event.
With replacement cost renters insurance, the policyholder has sufficient funds to replace all insured belongings and other losses.
With cash value renters insurance, the policyholder can only recover the depreciated value of their assets.
Thus, the difference between the "full replacement cost" and the "cash value" renters insurance is one involves full replacement cost and the other depreciated value.
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Which is not a responsibility of a human resources manager? Choose the answer.
Question 3 options:
revising personnel policies and procedures
revising job descriptions
maintaining company employee contact information
developing the company's strategic plan
Answer:
maintaining company employee contact information
I need a good answer to this by Friday. Research various sources or Web sites that can help an entrepreneur with writing a business plan.
Now create a "Top 10" list of these sources in a table. The first one has been done for you.
Discuss what your first choice of sources to use as an entrepreneur would be and explain why.
The Web sites that can help an entrepreneur in writing a good business plan are:
The Economist.Forbes.com/entrepreneur.Under 30 CEO, etc.What is a business plan?A business plan is known to be a kind of written document that tells onw what they need to know about how a business can be run and also startup.
Concussively, Note that a business plan is regarded as the roadmap for any company in terms of marketing, financial standpoints, etc. The Economist will help the entrepreneur to know more about starting a business and what the market looks like.
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Suppose a firm in a competitive market produces and sells 150 units of output and earns $1,800 in total revenue from the sales. If the firm increases its output to 200 units, the average revenue of the 200th unit will be
If the firm increases its output to 200 units, the average revenue of the 200th unit will be $12.
What is the average revenue?
Average revenue is total revenue earned from selling a good or service divided by the total number of output sold.
Average revenue = total revenue / output
$1800 / 150 = 12
Here are the options:
a. Less than $12,
b. More than $12,
c. $12,
d. Any of the above may be correct depending on the price elasticity of demand for the product.
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A mortgage of $80,000 with 2 points means the borrower would have to pay at closing $800. Group startsTrue or FalseTrue, unselectedFalse, unselected
A mortgage of $80,000 with 2 points means the borrower would have to pay at closing $800 is false because the real pay at closing is $1,600.
What is mortgage?A mortgage is a loan that is used to buy or to maintain a land, home, or other sort of real estate.
The borrower checks to refund the lender over a period of time, usually in an ordination of regular installments divided into principal and interest. The property is used as security for the loan.
According to the given information,
Mortgage Amount = $80,000
Points = 2
Let the 2 points is taken as a percentage:
Point 1 = 1%, and
Point 2 = 2%
Now, as we know that in the loan process, the amount of point is cyphered at the closing. Then, the closing cost is commuted as:
[tex]\text{Closing Cost Amount} =\text{Mortgage} \times \text{Points}\\\\\text{Closing Cost Amount} =$80,000 \times 2\%\\\\\text{Closing Cost Amount} =\$1,600[/tex]
Therefore, the given problem is false, that the borrower have to pay $800, he would have to pay only $1,600.
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Why should people be cautious when considering a loan with a variable
interest rate?
О
A. Borrowers are locked in at the rate that is offered.
О
B. The interest rate may increase after an introductory period.
C. The interest rate may decrease if more competitive rates are
offered
D. An annual percentage rate is not required on variable rates.
Answer: B - The interest rate may increase after an inductor period.
B. The interest rate may increase after an introductory period.
What Is the Danger of Taking a Variable Rate Loan?Your lender can trade your hobby fee at any time. at the same time as this does present possibilities for lower interest quotes, you could additionally be assessed hobby at better costs that are increasingly developing. there may be no way of understanding what your future hobby fee exams could be underneath a variable fee agreement. Therefore, you can grow to be with insufficient coins glide to pay down monthly payments as the one's payments may also grow inside the future.
Interest costs are much more likely to decline all through periods of slower financial interest. To encourage business improvement and process advent, the Federal Reserve will often decrease fees which forces decreased borrowing prices for loans on a variable rate.
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According to the authors of your textbook, buying the naming rights to a sports or entertainment venue (for example, Kroger Field) is a form of __________. Some other authors (including, perhaps, the authors of your MKT 300 textbook) say that it is a form of __________. Group of answer choices personal selling; public relations public relations; advertising advertising; sales promotion in-store marketing/design elements; public relations direct marketing; sales promotion
The correct answers to the given questions are sales promotion; public relations.
What is a Sales Promotion?This refers to the creation of awareness for a particular brand or product by identifying a brand with it for better sales.
Hence, we can see that by buying the naming rights to a sports venue, it can be used as a form of sales promotion, and also some authors believe this is a form of public relations.
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