Answer:
differences in human capital
Explanation:
Here are the options :
differences in human capital
differences in signaling
discrimination
chance
Human capital is an example of an intangible asset. It is the economic value attached to labours' skills and expertise.
Qualities of human capital includes
Education. on-the-job training. Hard workexperience Mental and emotional well-being. People management. Communication skills.Tia's employer has more human capital qualities when compared with Eric's employer. Tia's employer is more hardworking and experienced. Due to these skills. Tia's employer is likely to make more profit than Eric's employer. This can explain the wage differential between Tia and Eric
Suppose you trade dollars and euros for a bank that has branches in New York and Rome. You can electronically transfer the funds between the two branch locations at no cost, and trading commissions are negligible. The current dollar-per-euro exchange rate in New York is E$/EUR^NY = 1.5695, while in Frankfurt, it is E$/EUR^FR = 1.627.
You can make a profit for the bank if you buy euros in___and sell them in____.
Other foreign exchange traders will buy euros in___and sell them in___. They will also buy dollars in___and sell them in___. As a result, the dollar-per-euro exchange rate in Frankfurt (E$/EUR^FR) will___, and the dollar-per-euro exchange rate in New York (E$/EUR^NY) will___.
Answer:
a) Buy in Frankfurt sell in New york
b) Buy in Frankfurt and sell in New York
c) Buy in New York and sell in Frankfurt
d) Fall and Rise
Explanation:
Exchange rate in New York ; E$/EUR^NY = 1.5695. i.e. $1 can be exchanged for 1.5695 euro
Exchange rate in Frankfurt : E$/EUR^FR = 1.627 i.e. $1 can be exchanged for 1.627 euros
a) To make profit
Buy euros in Frankfurt and sell them in New York
b) Other Foreign exchange traders will buy Euros in Frankfurt and sell in New York as well to make gain
c) They will also buy $ in New York and sell them in Frankfurt
d) The Dollar per Euro exchange rate in Frankfurt will Fall and the dollar euro rate in New York will Rise
This is due to the law of demand and supply
We are evaluating a project that costs $1.68 million, has a six-year life, and has no salvage value. Assume that depreciation is straight-line to zero over the life of the project. Sales are projected at 90,000 units per year. Price per unit is $37.95, variable cost per unit is $23.20, and fixed costs are $815,000 per year. The tax rate is 21 percent, and we require a return of 11 percent on this project. Suppose the projections given for price, quantity, variable costs, and fixed costs are all accurate to within ±10 percent.
Required:
Calculate the best-case and worst-case NPV figures.
Answer:
Best-Case Worst-Case
NPV NPV
PV of cash inflows $2,897,706 $3,187,477
PV of project cost $1,680,000 $1,848,000 ($1,680,000 * 1.1)
NPV $1,217,706 $1,339,477
Explanation:
a) Data and Calculations:
Initial project cost = $1.68 million
Project's estimated life = 6 years
Salvage value = $0
Depreciation expense = $280,000 ($1.68 million/6)
Income Statement:
Sales revenue (90,000 * $37.95) = $3,415,500
Cost of goods sold:
Variable cost (90,000 * $23.20) = 2,088,000
Gross profit = $1,327,500
Fixed costs = 815,000
Income before tax = $512,500
Income tax (21% of $512,500) = 107,625
Net income = $404,875
Add depreciation expense 280,000
Annual cash inflows = $684,875
PV annuity factor for 6 years at 11% = 4.231
PV of annual cash inflows of $684,875= $2,897,706 ($684,875 * 4.231)
Annual cash inflows = $753,363 ($684,875 * 1.1)
PV of annual cash inflows of $753,363 = $3,187,477 ($753,363 * 4.231)
if the annual rate is 2.5% and there are 12 periods per year, what is the rate per period? a. 0.208%, b. 0.28%, c. 0.38%, d. 0.5%
The answer: b. 0.28% is wrong
The paid-off portion of your mortgage at any point in time is called the __________., a. equity, b. principal, c. down payment, d. line of credit
Answer:
b is answer i think ..........
Suppose the current yield on a one-year zero-coupon bond is 4%, while the yield on a five-year zero-coupon bond is 6% Neither bond has any risk of default. Suppose you plan to invest for one year. You will earn more over the year by investing in the five-year bond as long as its yield does not rise above what level? (Assume $1 face value bond.) Hint: It is best not to round intermediate calculationsmake sure to carry at least four decimal places in intermediate calculations.
Answer:
is the question multiple choices or no
owner's equity may be affected by all of the following except:
Answer: a. the purchase of a personal automobile by the owner using personal funds.
Explanation:
If the owner of a business purchases a car with their own funds, this does not impart equity or indeed any other portion of the business as this is a personal transaction that does not involve the business.
Purchasing a car for the owner's son with cash generated for the business will affect Equity by reducing it. Investment by owners will increase equity and a sale of goods will increase revenue which will affect equity via the net income.
Are equipment and supplies expenses that would be included on an income statement, I’m lost trying to create a balance sheet, income statement and owners equity with these figures!
Yes. Equipment and supplies expenses would be included on a company's income statement. This is because they are considered expenses since the company is purchasing them with the intent to use the items for a finite period of time and the costs will be recognized over time. Assets, on the other hand, would refer to items that the company has purchased with the intent on using or selling the items for an indefinite period of time.
Which of the following best defines the term "cost per hire?"
A. The amount it costs to attract, evaluate, and hire a job candidate
B. The cost of internal versus external recruitment sources
OC. The average cost of advertising a job posting
D. The cost of training a new employee
A stock is trading at $58. You believe there is a 70% chance the price of the stock will increase by 10% over the next 3 months. You believe there is a 20% chance the stock will drop by 10%, and you think there is only a 10% chance of a major drop in price of 20%. At-the-money 3-month puts are available at a cost of $730 per contract. What is the expected dollar profit for a writer of a naked put at the end of 3 months?
Answer: $498
Explanation:
A Put is an option that will only be exercised if the price of the underlying security which is the stock in this case, falls below the current price of $58.
This means that we will not include the 70% chance of increase in our calculation.
In a contract, there are 100 shares.
Expected profit = Contract price - (Prob. of dropping by 10% * 10% of stock) - (Prob. of dropping by 20% * 20% of stock)
= 730 - ( 20% * 10% * 58 * 100) - (10% * 20% * 58 * 100)
= 730 - 116 - 116
= $498
Fuzzy Monkey Technologies, Inc., purchased as a long-term investment $170 million of 10% bonds, dated January 1, on January 1, 2018. Management has the positive intent and ability to hold the bonds until maturity. For bonds of similar risk and maturity the market yield was 12%. The price paid for the bonds was $151 million. Interest is received semiannually on June 30 and December 31. Due to changing market conditions, the fair value of the bonds at December 31, 2018, was $160 million.
Required:
1. to 3. Prepare the relevant journal entries on the respective dates (record the interest at the effective rate).
4. At what amount will Fuzzy Monkey report its investment in the December 31, 2018, balance sheet?
5. How would Fuzzy Monkey's 2018 statement of cash flows be affected by this investment?
Answer:
Journal Entries - Fuzzy Monkey Technologies Inc.
S/N Date Particulars Debit'Mill Credit'Mil
1 1-Jan-18 Investment in Bond $170.00
To Cash $151.00
To Discount on bond investment $19.00
(Being investment in bond recorded)
2 30-Jun-18 Cash ($170*10% *6/12) $8.50
Discount on bond investment $0.56
To Interest revenue ($151*12%*6/12) $9.06
(Being revenue recognition for bond interest
and discount amortized)
3 31-Dec-18 Cash ($170*10%*6/12) $8.50
Discount on bond investment $0.59
To Interest revenue ($151.56*12%*6/12) $9.09
(Being revenue recognition for bond interest
and discount amortized)
4. The investment is to be recorded at amortized cost on balance sheet:
= $151 + $0.56 + $0.59
= $152.15 million
5. Statement of cash flows (Partial) for 2018
Particulars Amount'mil Description
Cash flow from operating activities:
Interest received $17.00 Inflow
Cash flow from investing activities:
Cash paid for purchase of investment $151.00 Outflow
mention the different types of industries
Answer: There are basically three types of industries present in the different businesses I the nation for it's economic development. They are as follows :
1. Primary Industries
2. Secondary Industries
3. Tertiary Industries
Explanation: Now, let’s have a look at the three different types of industries in detail.
Primary Industries
Primary industry includes the economy that uses natural resources from the environment such as forestry, agriculture, fisheries and mining.Usually, this particular sector is considered the most crucial in developing countries and is relatively smaller in developed countries.
For developing countries, primary industry is typically the largest sector, such as livestock in Africa.Similarly, Wales as a whole is mainly dependent on mining and is the major source of the economy. It is the only sector where all of Wales can survive.
Secondary Industries
The secondary industry consists primarily of the construction and manufacturing industries. This industry generally uses products from the primary industry to create many other utilitarian products and also for their sales and exports.Many of these industries produce a great deal of waste that can lead to significant environmental problems and pollution.
Tertiary Industries
The tertiary industry mainly consists of the service sector. It typically involves multiple activities in which employees contribute their expertise and knowledge to improve productivity, potential, performance and sustainability.The most prominent feature of the tertiary sector is the production of multiple natural services including advice, mentoring, experience, access and discussion.Services also include the distribution, transportation and sale of goods through various channels from manufacturers to consumers.
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The management of Petro Garcia Inc. was discussing whether certain equipment should be written off as a charge to current operations because of obsolescence. This equipment has a cost of $900,000 with depreciation to date of $400,000 as of December 31, 2020. On December 31, 2020, management projected its future net cash flows from this equipment to be $300,000 and its fair value to be $230,000. The company intends to use this equipment in the future. Prepare the journal entry (if any) to record the impairment at December 31, 2020
Answer:
Dec 31,2020
Dr Loss on impairment $270,000
Cr Accumulated depreciation-Equipment $270,000
Explanation:
Preparation of the journal entry to record the impairment at December 31, 2020
First step is to calculate the Loss on impairment
Cost $900,000
Less: Accumulated depreciation ($400,000)
Carrying Amount $500,000
Less: Fair value ($230,000)
Loss on impairment $270,000
Now let Prepare the journal entry
Dec 31,2020
Dr Loss on impairment $270,000
Cr Accumulated depreciation-Equipment $270,000
(To record the impairment)
Which of the following is not an example of restructuring?
Answer:
c
Explanation:
Increasing or decreasing the amount of common stock is not an example of restructuring. Thus, option 'A' is the correct option.
What is restructuring in a business?A business restructuring is a key step that a company takes to change and reorganize its operations with the goal of lowering debt, boosting productivity, and enhancing the firm's moving ahead. Businesses experiencing financial challenges are more likely to reorganize.
A firm that finds itself in a situation where its debt is rising and it is having trouble making payments on time will frequently choose to restructure in order to find a sustainable solution to pay back all of its creditors and settle any outstanding debt. In general, the significance of corporate restructuring originates from its capacity to right the ship, divert attention from a gathering storm, and steer it in the direction of sheltered seas. It can act to turn around a failing business and position it for success.
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The complete options are:
a. Increase or decrease the amount of common stock
b. Eliminating profitable but unrelated divisions.
c. Merging with companies in related industries.
d. Divesting of an unprofitable division
Nichols Enterprises has an investment in 31,000 bonds of Elliott Electronics that Nichols accounts for as a security available-for-sale. Elliott bonds are publicly traded, and The Wall Street Journal quotes a price for those bonds of $12 per bond, but Nichols believes the market has not appreciated the full value of the Elliott bonds and that a more accurate price is $19 per bond. Nichols should carry the Elliott investment on its balance sheet at:
Answer:
the nichols should carry the elliott investment on the balance sheet is of $372,000
Explanation:
The computation is shown below;
= Number of bonds × price per bond
= 31,000 bonds × $12
= $372,000
Simply we multiply the no of bonds with the price per bond so that the correct amount could come
Hence, the nichols should carry the elliott investment on the balance sheet is of $372,000
Which of the followWhich of the following actions do not cause an impropriety in job costing?
Choosing an allocation method based on the results rather than choosing the method based on resource usage.
Misstating the stage of completion.
Choosing to use normal costing rather than actual costing.
Charging costs to the wrong job.
ing actions do not cause an impropriety in job costing?
Answer:
Choosing to use normal costing rather than actual costing.
Explanation:
The choice between normal costing and actual costing is not an ethical issue.
what is business and what are the four resources a business needs in order to be successful
Answer: Business is an organized effort of individuals to produce and sell, for a profit, the goods and services that satisfy society's needs. The four resources are Human resources, material resources, informational resources, and financial resources.
Explanation: Business is the practice of making one's living or making money by producing or buying and selling products (such as goods and services). It is also "any activity or enterprise entered into for profit
Hope this was helpful
The wide range of different social and ethnic backgrounds of people from varied cultures, genders, sexual orientation, religion, and other unique life perspectives is called
cultural sensitivity
diversity
inclusivity
variety
Answer:
cultural sensitivity
Explanation:
A
Answer:
Explanation: DIVERSITY
Diversity refers to the condition of having people varying in social and ethnic backgrounds, genders, sexual orientations, etc
ASSETS RETURN MILLION$ LIABILITIES AND EQUITY COST MILLION$
cash 0.00% $35 fixed-rate deposits 3.50% $240
investments(<1year) 4.00% $200 rate-sensitive deposits 2.00% $260
short-term loans(<1 year)6.00% $225 fed fund borrovigs 2.50% $25
long-term fixed rate loans (maturity>1 year) 6.75% $250 long-term borrowing fixed rate(maturity>1year) 5.50% $119
Total $710 equity $66
total $710
A bank has the following balance sheet:
Calculate the bank's one-year repricing gap (in millions of $).
Also, if interest rates decline by 100 basis points, estimate the change in the bank’s NII over the year.
Answer:
Following are the responses to the given choices:
Explanation:
Please find the complete question:
1-year distance recovery = sensitive resources rate - liabilities sensitive rate
Rate sensitive assets = investments(<1 year) + short-term loans(<1 year)[tex]=\$(200+225)\ mn \\\\= \$425\ mn[/tex]
Dependent Rate=sensitive rate of deposits+ fed fund borrowing
[tex]=\$(260+25) \ million\\\\ = \$285 \ million.[/tex]
The difference in replicating gaps:
[tex]= \$(425-285)\ million\\\\=\$140 \ million[/tex]
If interest rates decline by 1%, net income becomes down [tex]\$140\ million \times 1\% = \$14 \ million[/tex]
HELP
Which of the following is not true of how you should give directions to a visitor or guest?
You should create a mental picture of the entire route in your mind and picture yourself walking or driving it along with the guest.
You should give a travel time estimate for the whole trip from start to finish instead of from landmark to landmark, since that gets confusing.
You should give your guest the simplest route, not the quickest, because you don't want them to get lost along the way.
You should ask the customer to repeat the directions back to you so you can make sure they have understood them properly.
Answer:
The statement "You should give your guest the simplest route, not the quickest, because you don't want them to get lost along the way." is not true. It is usually best to give the quickest route to the destination, as long as it is not too complicated or confusing. It is important to provide clear and concise directions to help the guest arrive at their destination efficiently and without getting lost. However, if the quickest route is very complicated or difficult to follow, it may be more helpful to provide a simpler route that is easier for the guest to understand and follow. Asking the guest to repeat the directions back to you can also be a helpful way to ensure that they have understood the directions properly.
Explanation:
Note that common skills are listed toward the top and less common skills are listed toward the bottom. According to O*NET, what are some common skills needed by Registered Nurses? Check all that apply.
coordination
social perceptiveness
active listening
equipment selection
equipment maintenance
installation
Which of the following are components of the SQ Tool?
Resource plan
SQ Plan
SQ Healthcheck
Engagement agreement
The engagement agreement of the following are components of the SQ Tool. The correct option is D.
What are squares tools used for?Two straightedges placed at a right angle to one another form a square for measurement purposes. Carpenters and machinists use it to locate holes, locate holes, and check that right angles are correct. It can also be used as a guide to drawing lines on materials before cutting them.
Due to this, they make up two of the SAQ's components. As an auditor, you are responsible not only to yourself but also to your team, the organization, and our stakeholders. Accountability is about professional pride and people taking ownership of their work.
Thus, the ideal selection is option D.
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what is federal housing administration?
The Federal Housing Administration (FHA) is a U.S. government agency that provides mortgage insurance on mortgages made by FHA-approved lenders. The FHA was created in 1934 as part of the National Housing Act, and its purpose is to provide mortgage insurance on loans made by private lenders for the purchase of homes. This insurance helps to protect the lender against loss if the borrower defaults on the loan, and it allows borrowers who might not otherwise qualify for a conventional mortgage to purchase a home. The FHA does not actually make loans, but instead it insures mortgages made by private lenders, meaning that if the borrower defaults on the loan, the FHA will pay the lender.
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What is an important premise of Adam Smith’s conclusion about economic prosperity
An important premise of Adam Smith's conclusion on economic prosperity is that individual freedom is necessary for a society to prosper.
What is Adam Smith's thesis?The philosopher developed ideals about economic liberalism, that is, the reduction of state intervention in the economy, generating the least control over freedom of thought, work and private property.
For the author, the more individuals are motivated and encouraged to exercise their individual freedom, the more benefits society will have from the innovation and creativity of each citizen.
Therefore, economic liberalism is a similar approach to the free market, an issue that is so much discussed in an increasingly globalized society.
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Why do diverse teams succeed?
Answer:
because they're are many different people with different religions, relationships, and backgrounds. having a diverse team opens up many opportunities for the team it's self to learn how to help each other. For example if someone is just new to America and moved from let's say Germany they have more knowledge on the team about international ski teams and what to expect. so the team would succeed by working together with the information they were given.
PLEASE ANSWER QUICKLY I WILL DO BRAINLIEST!!!
1 3/8 + 2 1/4 + 2 1/2 + 2 7/8 + 3 1/4 + 3 1/9
Answer:
553/36 or 15 13/36
Explanation:
First change all to improper fractions with same denominator:
1 3/8 = 11/8
2 1/4 = 9/4
2 1/2 = 5/2
2 7/8 = 23/8
3 1/4 = 13/4
3 1/9 = 28/9
so the common denominator is 72
and then i did some math off the side ( i gtg soon so ill explain steps when i come back)
after you add all of them together you get 1106/72 which simplifies to 553/36 or 15 13/36
Which of the following best describes a way to use your website to improve the guest experience?
A personal call to the room after check-in to welcome guests
Easy-to-navigate menus with clear shortcuts for booking
Opportunities to accumulate user-generated content
Use of digital key cards for contactless check-in and room entry
The most effective strategy to use your website to enhance the visitor experience is to provide opportunities for user-generated material to gather. As a result, choice (C) is appropriate.
What is meant by guest experience?The interactions you have with your visitors from the time they arrive until they check out are referred to as the guest experience. This phrase is frequently used in the hospitality sector to describe how well your customers are treated.
A positive guest experience is at the very heart of hospitality. Additionally, it should be a key component of your hotel's operations since, if done well, it will encourage clients to leave favorable internet reviews and even become devoted regulars.
Hence, option (C) is accurate.
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A 10-K financial report must be filed if a
company has $10 million in
A. assets
B. stocks
C. liabilities
Suppose Mike wants to pay efficiency wages to help in the construction of his beach home. If the prevailing wage rate for electricians is $30 per hour in his area, he will probably pay
a. $33
b. $18
c. $26
d. the minimum wage
Answer:
The answer to the question is c
Mike will probably pay $33 per hour because efficiency wage theory advocates that the paying your workers higher than the market wage for their role in order to improve their productivity. So, the correct option is (A).
What do you understand by the Efficiency wage theory?
According to the efficiency wage principle, employers should pay their employees well enough to encourage productivity and keep highly competent people on staff.
Efficiency wages are a level of pay given to employees above the minimum wage in labor economics in order to keep a skilled and productive workforce.
Efficiency wage theory contends that these higher rates really raise overall productivity and profitability for a firm over the long term, which helps to explain why businesses appear to overpay for workers.
Therefore, Mike will probably pay $33 per hour because efficiency wage theory advocates that the paying your workers higher than the market wage for their role in order to improve their productivity.
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Santiago Incorporated has a constructing company in which he does major constructing jobs and also leases his heavy-duty equipment to help supplement his income. His cash account is very important in the running of both of his businesses as he uses the accrual basis of accounting . What method would you suggest that Jay Santiago use for recording cash flow from operating activities and why?
Answer:
"Direct Method" is the right answer.
Explanation:
The direct approach provides a clearer overview of how a company receives currency. And therefore it is regarded as equivalent to the alternative manner.Compared to the price of something like the money market account throughout the particular circumstance, the above direct method of registering cash balance somewhat from operations would be advised.Xinhong Company is considering replacing one of its manufacturing machines. The machine has a book value of $40,000 and a remaining useful life of four years, at which time its salvage value will be zero. It has a current market value of $50,000. Variable manufacturing costs are $33,700 per year for this machine. Information on two alternative replacement machines follows. Alternative A Alternative B Cost$121,000 $118,000 Variable manufacturing costs per year 22,000 10,800 Calculate the total change in net income if Alternative A, B is adopted. Should Xinhong keep or replace its manufacturing machine
Answer:
Xinhong Company
Alternative A Alternative B
1. If Alternative 2 is adopted,
the change in net income ($8,550) $3,400
2. Xinhong should replace its manufacturing machine with Alternative B.
Explanation:
a) Data and Calculations:
Old Machine Alternatives 2
Alternative A Alternative B
Book value $40,000
Current market value 50,000 $121,000 $118,000
Variable manufacturing cost 33,700 22,000 10,800
Useful life 4 years 4 years 4 years
Straight-line Depreciation exp. 10,000 30,250 29,500
Total annual costs $43,700 $52,250 $40,300
If Alternative 2 is adopted,
the change in net income ($8,550) $3,400
With Alternative A, the change = reduced net income by $8,550 ($52,250 - $43,700)
With Alternative B, the change = increased net income by $3,400 ($43,700 - $40,300)