Using the Multiple of Income Method to estimate life insurance needs, what is the minimum amount of insurance needed for Susan Smith if her annual income is $60,000

Answers

Answer 1

The minimum amount of insurance needed for Susan Smith if her annual income is $60,000 is: $300,000.

Multiple of Income Method

Using this formula

Low=Current income x 5

Where:

Current income=$60,000

Let plug in the formula

Low=$60,000 x 5

Low= $300,000

Therefore the minimum amount of insurance needed for Susan Smith if her annual income is $60,000 is: $300,000.

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Related Questions

The major shortcoming of a barter economy is A. that goods and services are not traded. B. occurs automatically as the nation's level of GDP changes. C. the requirement of a double coincidence of wants. D. that goods and services are not traded.

Answers

The major shortcoming of a barter economy is the requirement of a double coincidence of wants.

What do you mean by double coincidence of wants?

A double coincidence of wants is a situation in which two parties possess items that the other wants, so they can exchange items directly without using money.

It is required in a barter economy or an economy that does not use money or a fixed medium of exchange. Such an economy exchange is good for goods.  

Double coincidence of wants has a number of limitations. It reduces the scope for the specialization of goods. It creates problems inefficient allocation of resources. It also more time consuming to find someone who possesses what you need and wants what you have.

Therefore, correct option is C.

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Allows companies to offer people personalized content based on there intresrt or shopping experience

Answers

Answer:

Personalized marketing

Explanation:

Personalized marketing allows companies to offer people personalized content based on their interests or shopping experience.

Researchers Bartlett and Ghoshal noted that in the modern global environment, competition is so intense that in order to survive, a company must do all they can to

Answers

Competition is intense that in order to survive, a company must do all they can to provide local responsiveness.

What is competition?

It should be noted that competition simply means a rivalry between businesses.

In this case, researchers Bartlett and Ghoshal noted that in the modern global environment, competition is so intense that in order to survive, a company must do all they can to provide local responsiveness.

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59. Why don't workers in a Command Economy work hard?
a. Because they don't care about having money.
b. Because the business owners want them to be relaxed and calm.
C. Because they know they will get paid the same no matter how hard they work.
d. Because Mr. Coon and Mr. King aren't there to tell them to work harder.
Unit 2 The Free Enterprise Economy

Answers

C. Because they know they will get pairs the same no matter how hard they work.

Discuss how you might use business analytics in your personal life, such as managing your grocery purchasing, automobile maintenance, budgeting, sports, and so on. Be creative in identifying opportunities!

Answers

The  business analytics in my personal life will make  be to make wise and informed decision in my everyday expenses and to know what to include in my budget.

How is business analytics used in real life scenario?

Business analytics is known to be one that gives a lot of advantages to people as well as companies.

It an help them to be able to uncover some level of insights into previous, present and future business works and the use if quantifiable data can be employed in decision-making in terms of marketing, finances, etc.

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Suppose the price of a quart of milk rises from $1.00 to $1.20 and the price of a T-shirt rises from $8.00 to $9.60. If the CPI rises from 150 to 195, then people likely will buy

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The price of a quart of milk rises from $1.00 to $1.20 and the price of a T-shirt rises from $8.00 to $9.60. If the CPI rises from 150 to 195, then people likely will buy more milk and more T-shirts.

What is CPI?

CPI stands for the Consumer Price Index. It is a measurement of the median alteration over time in the prices that are paid by municipality consumers for a market handbasket of consumer commodities.

The consumer will buy more milk and more T-shirts if the price because the Consumer Price Index raises from 150 to 195, then we can say that the price raises by 45%.

If the Prices raise by 45%, then the actual raised price of the quart of milk would be $1.45 [tex](1 \times 45\%)[/tex], and the raised price of the T-shirt is 11.60, then current prices of both the products are lower than the expected price.

Hence, the customer will buy more milk and more T-shirts.

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Do you think electronic banking will grow so much that the country completely does away with cash? Why or why not? Explain.

Answers

Answer:

yes

Explanation:

because IT has helped banks to reduce operational costs , improve service quality and customer relations

If you own stock in a corporation that goes bankrupt, you ______.

Answers

One only stand to lose what is paid to buy the stock If one own stock in a corporation that goes bankrupt.

What is stock?

Stock can be define as the unit of capital of a company, allocated to an individual. It is the fractional ownership of equity in an organization.

It is to be noted that stockholders are usually owners of the business hence are entitled to dividend at the end of the financial year.

Hence, one only stand to lose what is paid to buy the stock If one own stock in a corporation that goes bankrupt.

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If a market transaction imposes an uncompensated cost on a third party not directly involved in the transaction, the transaction results in a market failure known as a ______.

Answers

Answer:

B?

Explanation:

Threadless receives immediate customer feedback on specific promotions through online orders. What type of control does this represent?

Answers

Receiving immediate customer feedback on specific promotions through online orders can be gotten by Concurrent control.

What is concurrent control?

Concurrent control serves as a control strategy that is used by companies to get customer feedback after making a promotion about their brand.

Therefore, with this concurrent control , the company can Know what the potential customers feels about the product.

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If the consumer price index increases from 200 to 240 in a one-year period, then the inflation rate is

Answers

The change in the Consumer Price Index shows that the inflation rate for that one-year period is 20%.

What is the inflation rate?

This can be found by the formula:
= (New CPI - Old CPI) / Old CPI x 100%

Solving gives:

= (240 - 200) / 200 x 100%

= 40 / 200 x 100%

= 20%

In conclusion, inflation is 20%.

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The demand curve facing a monopolistic competitor seller will be __________ than the demand curve facing a perfectly competitive firm, because the price elasticity of demand for the monopolistic competitor firm's product is __________ than that for the perfectly competitive firm.

Answers

The price elasticity of demand for the monopolistic rival company's product is steeper than that for the perfectly competitive firm, the demand curve facing a monopolistic competitor seller will be lower than the demand curve facing a perfectly competitive firm.

What is demand curve?

A demand curve is a graphic representation of the relationship between product price and quantity demanded in economics. The price is plotted on the vertical axis, while the amount demanded is plotted on the horizontal.

The demand curve is commonly represented as sloping downward from left to right because price and quantity demanded are inversely related.

Thus, the right option are steeper and lower.

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Why is it not a good idea to make early withdrawals from your 401(k)

Answers

Answer:

- Fees

-Early termination cost

-Loss of interest

________ are used by advertising companies to keep track of your web activity as you move from one site to the next.

Answers

Tracking cookies are used by advertising companies to keep track of your web activity as you move from one site to the next. Below are further explanation on Tracking cookies.

What are tracking cookies?

A tracking cookie is a sample of text dropped onto a browser while viewing a website. This text collects data from a user such as their activity on a website, browsing history, geographic location, purchase trends, and more.

Therefore, tracking cookie is used by advertising companies for tracking.

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In 2015, what percentage of united states exports went to countries that were part of free-trade agreements?.

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47% of United States exports in 2015 were the result of free trade agreements.

What is a free trade agreement?

A free trade agreement is a bilateral or multilateral agreement under international law to form a free trade area between cooperating states.

According to the above, a free trade agreement allows several countries to market (import and export) the products of their national companies to the other member countries of the agreement with greater ease and less tariffs.

The United States is a country that has established many free trade agreements with various countries, so the percentage of exports reached in 2015 was 47%.

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Lito is a brokerage clerk. which sentence best describes lito’s job? he researches, analyzes, and summarizes information about fraud. he assesses financial situations using mathematical models. he analyzes tax information using mathematical formulas. he manages the paperwork for buying and selling securities.

Answers

If Lito is a brokerage clerk, lito’s job is:  He manages the paperwork for buying and selling securities.

Who is a brokeage clerk?

A brokeage clerk is the person whose duties is to process and carryout transactions that has to do with buying and selling of stock etc.

A brokeage clerk help to manage all stock paperwork and the person as well help to write order for the buying and selling of stock.

Therefore Lito responsibities is to manages the paperwork for buying and selling securities.

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What part of the cover letter explains how the applicant’s qualifications meet the needs of the company?
a.
Header
b.
Introduction
c.
Argument
d.
Closing

Answers

Answer:

B the intro

Explanation:

Bc you can easily sink someone in with just that.

The answer is b! The introduction

Castillo Corporation common stock is currently priced at $39.75 per share. The company just paid $4.35 per share as its annual dividend. The dividends have been increasing by 7.5 percent annually and are expected to continue doing the same. What is the cost of equity

Answers

The cost of equity is 19.5%, this is the return that the shareholders will receive on their investment in the company.

What is the meaning of cost of equity?

The cost of equity are the return a company in theory pays to its equity investors, i.e., shareholders, in order to compensate for the risks they incur in investing in their investments.

Dividend paid, D0 = $4.35 per share

Current selling price = $39.75 per share

Dividend growth rate = 7.5% = 0.075

Now,

[tex]\rm\,Cost \,of\, equity\, = [ \frac{ [ ( D0 \times (1 + g) )}{39.75} ] + 0.075\\\\= [(\dfrac{4.35 \times (1 + 0.075)}{39.75})] + 0.075 \\\\= [\dfrac{4.67}{39.75}] + 0.075\\\\= 0.12+ 0.075\\\\= 0.195\times 100\\\\= 19.5\%[/tex]

Hence, The correct answer is 19.5%

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Of the restaurants that open in a given year in South Florida, approximately____% fail within the first 2 years of operation

Answers

Restaurants have a very low success rate with only about 20% being successful. 60% fail within one year and 80% fail within 5 years.

What is a business?

Business is the activity of making, buying, and selling goods or services so as to make profit.

Restaurants have a very low success rate with only about 20% being successful. 60% fail within one year and 80% fail within 5 years.

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An increase in household saving causes consumption to:.

Answers

Fall and aggregate demand to decrease

Removing stressors before they can cause stress would be considered what type of stress reduction strategy?.

Answers

The removal of stressors before they can cause stress to an organism or an individual is the primary or initial type of strategy to reduce stress in one's life.

 

What are stressors?

Stressors are the mechanism that is responsible for the initiation of stress in an individual. It can vary on the basis of a situation or event that happened in an individual's life.

The stress reduction strategy involves the removal of stressors as the first step. It can be done in a lot of ways like by doing meditation in the morning, eating healthy food, working towards the achievement of your career goals, consulting a psychologist, stopping usage of alcoholic liquor or tobacco products, etc.

Therefore, the primary type of stress reduction strategy is the removal of stressors.

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Prompt:
What are the factors of production?

Answers

Answer:

i don't know very much about this

What activities are involved in offering the products customers want?.

Answers

Answer:

Just dispaly

Explanation:

Showing the use of the product,where the product can be obtained,when the product is used,Other complementary products and so many

Montez Supply is expected to pay an annual dividend of $.95 per share next year. The market price of the stock is $43.50 and the growth rate is 4.5 percent. What is the cost of equity

Answers

Based on the annual dividend, the growth rate, and the market price, the cost of equity is 6.68%

What is the cost of equity?

This can be found as:

Market price = Next dividend / (Cost of equity - growth rate)

Solving gives:

43.50 = 0.95 / (Cost - 4.5%)

Cost - 4.5% = 0.95 / 43.50

Cost = 2.18% + 4.5%

= 6.68%

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Using multiple cost drivers on a flexible budget report will generally ______. Multiple choice question.

Answers

Using multiple cost drivers on a flexible budget report will generally make the budget accurate and effective.

What is flexible budget performance report?

A flexible budget performance report serves as one that make comparison between actual revenues and costs for a period.

There are some method used in estimating this report, but multiple cost drivers is an effective method to get an accurate report.

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An insured purchases a 20-Pay Life Policy with a face amount of $25,000 and an annual premium of $1,000. The insured dies 15 years later when the cash value is $5,000. What amount will the beneficiary receive

Answers

The amount that the beneficiary will receive when the insured purchases a 20-Pay Life Policy with a face amount of $25,000 is $25000.

What is insurance?

Insurance simply means a means of protection from financial loss. It's risk management.

In this case, the insured purchases a 20-Pay Life Policy with a face amount of $25,000 and an annual premium of $1,000 and the insured dies 15 years later when the cash value is $5,000. The amount that the beneficiary receive is $25000.

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A firm should never accept a project if its acceptance would lead to an increase in the firm's cost of capital (its WACC).
A. True
B. False

Answers

B. False 1: False The decision of the project should be made based on the net present value that it adds to the company and not the impact on

This is your last turn to achieve your goals of a $1,000 net profit and a gross margin of 30%. Are you headed in the right direction from turn 1 to turn 2? if so, what worked? if not, what changed? if your gross margin is increasing but your net profit is not, either your costs are increasing or you are selling fewer backpacks. If the net profit is increasing but the gross margin is not, you are selling more backpacks but at a lower profit. You may want to consider either selling or not selling through an available channel and also adjusting your price

Answers

Answer:

Registration link:zeep.ly/HEfpi

Explanation:

Make money from your mobile phone on complete autopilot to get an income passively, which is one of the

best ways to make money online. Making money online wherever you are or working from home is the ultimate

dream. There are multiple legit ways available on the Internet which you can earn money in your spare time

or even in your sleep. You can make this your full-time job as well. Anyone, even without previous

experience can do this and make money online.

Net profit is the amount of money that a business earns after deducting all of its expenses from its total revenue. Hence, the right direction is from turn 1 to turn 2.

What is Gross Profit?

Gross profit is the difference between a company's revenue and the cost of goods sold (COGS). It represents the amount of money that a company makes after deducting the direct costs associated with producing and selling its products or services.

Gross Profit = Revenue - Cost of Goods Sold

Gross profit is an important financial metric because it provides insight into a company's ability to generate revenue from its products or services while controlling its costs.

A higher gross profit margin indicates that a company is able to produce and sell its products at a higher markup, which can be an indication of operational efficiency and competitive advantage.

Hence, the Net Profit is headed.

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f the price of orange juice rises 10%, and as a result the quantity demanded falls by 8%, the price elasticity of demand for orange juice is

Answers

If the quantity demanded falls by 8%, the price elasticity of demand for orange juice is inelastic.

Price elasticity of demand

Using this formula

Price Elasticity of demand = Percentage change in demand/percentage change in price

Let plug in in the formula

Price Elasticity of demand=-0.08/0.10

Price Elasticity of demand=-0.8 (inelastic)

Therefore if the quantity demanded falls by 8%, the price elasticity of demand for orange juice is inelastic.

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suppose the government imposed a new tax on an item for which demand is typically inelastic who would probably end up bearing the incidence of the tax?why?

Answers

Answer:

Brainliest pls

Explanation:

When a tax is imposed on a good for which the supply is relatively elastic and the demand is relatively inelastic, Buyers of the good will bear most of the burden of the tax. More, and sellers receive less than they did before the tax.

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