What are 3 benefits of term insurance?

Management can use standard costs to assess the reasonableness of the actual costs incurred.

Standard material costs, standard labor costs and standard overhead costs are found in the standard cost table published by the Institute of Management Accountants. When using standard cost, factory overhead is allocated to products at a predetermined standard overhead rate. Organizations committed to continuous improvement strive to achieve practical standards rather than ideal standards. Standard cost:

The value of an item purchased or manufactured is always equal to the declared standard cost of the part. This applies to parts in stock or out of stock. The difference between the actual cost and the standard cost is posted to the variance account.

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Choosing between a brand-new phone or an affordable or refurbished phone is a variable expenditure and a Discretionary expenditure is an unnecessary expenditure that's incurred by a respective, household, or business.

Fixed costs are charges like rent and property levies that a company has to pay, anyhow of how numerous units it produces. Within the order of fixed costs, there are numerous variations. optional costs are unnecessary charges that are not constrained by the number of outputs produced.

The introductory, definite yearly voice plan is a fixed expenditure. still, a boundless data plan is gratuitous. That would be an optional expenditure. Another way to suppose of optional charges is to categorize them as “ wants ” rather than “ requirements. ”

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You are most concerned with safety if deposit insurance is the factor that matters to you the most when choosing a financial institution.

What do you mean by  financial institution?

Some of life's most significant moments are supported by financial institutions. Make sure the bank satisfies certain requirements before deciding where to keep your money. A place that completes and facilitates monetary transactions, such as loans, mortgages, and deposits, is often referred to as a financial institution.  When picking a bank to keep their money with, customers can make an informed decision if they are aware of the essential characteristics of financial institutions.

So, The required answer is safety.

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Choosing which marketing prospects are valuable and that are not prospective for the company is a major focus of marketing study used for planning.

It acts as the public face of your firm by organising and creating the materials that reflect it. Reaching out to potential clients, consumers, investors, and/or the general public is the responsibility of the marketing department, which must also develop a unified brand image that favourably portrays your business.

Opportunities in marketing are chances for a business to sell a product to a specific kind of customer. These clients, or prospective leads, are in need of a good or service which the business can offer.

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(Nominal GDP minus Real GDP) x 100 is the GDP price deflator. When the nominal GDP is lower than the actual GDP, the GDP deflator is negative, which indicates that the country is experiencing deflation.

Nominal/Real x 100 is the formula used to compute the GDP deflator. The GDP Deflator for 1980 in the aforementioned example is 100 ($500/$500 x 100 = 100). GDP deflator is always set to 100 for the base year. The 2017 GDP deflator is 342.86 ($3000/$875 multiplied by 100 = 342.86). Real GDP is typically calculated by multiplying nominal GDP by the GDP deflator (R). The deflationary figure, for instance, is 1.01 if an economy's prices have risen by 1% since the base year. Real GDP is computed as $1,000,000 / 1.01, or $990,099, if nominal GDP was $1 million.

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The character of Dr. Jekyll is that of a physician who, in his quest for identity and in an effort to free his "evil" side, makes the error of dividing himself into two entities with entirely different moral and ethical standards.

Henry Jekyll has understood the ambiguity that every person experiences in the literary novel "Henry Jekyll," where a man must balance his good and bad personalities. This burden overwhelms him to the point that he wants to rid himself of the evil part using a formula he invented, with the help of which he creates two entirely different beings: on the one hand, the renowned and esteemed doctor Jekyll, who typically considers the benefit of others, and on the other hand, Mr Hyde.

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Answer: True

Explanation: Because envelope generally we used to store the cash in physical mode itself

Homebuyers C. Must pay homeowner. Despite the fact that they are purchasing the house, the previous owner is also receiving a profit from the sale.

It is extensively used in many different industries, such as accounting, programming, games, and medical diagnostics. By employing information from a skill set to resolve problems that would ordinarily require a human expert, an expert system preserves the knowledge of a human expert.

The five key members of the expert system development team are the consultant, the knowledge engineer, the programmer, the project manager, and the end user. The success of their expert system will depend on how well they can work together.

As a result, the website automatically displays real estate listings that fit the homebuyer's preferences utilizing an expert system.

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In mid-twelfth century, Climate change created a subsistence crisis in Central Asia.

The drying of the region had a significant impact on the population, leading to food shortages and widespread famine. Additionally, the drought made it difficult to grow crops and herders struggled to find enough pasture for their animals, resulting in increased competition for resources. This led to migrations of people and conflicts between different groups over land and resources. The crisis likely had a major impact on the political and social structure of the region and may have contributed to the decline of the Khwarezmian Empire, which was a major power in Central Asia at the time.

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A fiduciary liability policy purchased for an employee benefits plan must include coverage for any legal liability of the employer and plan fiduciaries for any actions taken in the administration of the plan.

This coverage should extend to the reimbursement of defense costs and any judgments or settlements arising from alleged breach of fiduciary duty. The policy should also cover any losses resulting from errors and omissions in the management of plan assets or the selection of service providers.

Additionally, the policy should provide coverage for any losses that may arise from any claims made by plan participants related to the administration of the plan. Finally, the policy should provide coverage for any claims related to the fiduciary’s failure to monitor the plan’s investments and service providers.

Moyer launched 13,000 units throughout the month. Hence, 13,000 is the correct answer.

Work in progress, goods in process, or in-process inventory refers to a company's partially completed products that are awaiting completion and ultimate sale, or the worth of these things. WIP is a critical input for computing inventory on a company's balance sheet, and it is utilized in supply chain management.

WIP inventory refers to things that are in production but have not yet been completed. WIP inventory is consolidated into the inventory line under current assets on the balance sheet, along with raw materials and completed items.

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When a customer clicks on a product of yours, they are taken to your website, where they can complete their purchase. Comparison shopping engines include the following: Shop on Go-ogle. Pricegrabber.

Before making a purchase decision, consumers frequently engage in the practice of comparison shopping, in which they compare the prices of multiple products from multiple retailers. Comparison shopping is particularly popular for purchases of higher-value goods and services because price is frequently a deciding factor.

Read advertisements in newspapers, make calls, browse the web, and visit various stores to compare prices effectively. You can negotiate with retailers to get them to match or even come close to the lowest price using prices you find online.

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If the borrower defaults, the co-signer may be required to pay any missing payments as well as the entire loan balance. If the borrower makes payments late, the co-credit signer's may also suffer.

If you're a co-signer, the following typical ways could have an impact on your credit score: Late or missed payments: If the primary account holder fails to make payments, the co-signers are obligated to do so. Your credit rating could be affected if the consignee fails or makes late payments.

You don't acquire ownership rights to the home, automobile, or even other security that now the loan is used to purchase by signing on as a co-signer. As the financial guarantor, you are responsible for seeing that the loan is repaid in the event that the primary borrower is unable to.

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A company that wants to minimise risk while investing idle cash is unlikely to acquire long-term corporate bonds. As a result, choice A is the right response

Compared to their short- or medium-term competitors, long-term corporate bonds often provide better returns. However, long-term corporate bonds are significantly more susceptible to fluctuations in interest rates and will probably exhibit high volatility as US interest rates climb.

There are a number of enticing high-yielding exchange-traded funds (ETFs) available for investors looking to diversify their portfolios with long-term corporate bonds. Investors have access to a wide range of exchange-traded funds (ETFs) to increase their exposure to long-term corporate bonds.

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Risk decision is choosing one option with a specific risk function over another, or choosing inaction over taking no action, is a choice made by the leadership of an organization. I assume that competent leadership at the proper level of seniority can make this decision for any organization that is worth its money.

The phrase serves as a shorthand for choosing between options if at least one of them carries a risk of failure. (In terms of cyber risk, we often worry about losses, but all the concepts easily apply to upside or opportunity risk. Few individuals and organizations take on risk without anticipating some benefit, even if it's just saving money.)

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When researching a source of information, there are key questions you should ask to determine the reliability of the source. Here are five questions that can help guide your evaluation:

1. Who is the author? Try to find out the author's credentials and expertise.

2. Who published the source? Evaluate the publisher's reputation and history.

3. When was the source published? Does the date of publication match the information you are looking for?

4. What is the purpose of the source? Is the author trying to persuade or inform?

5. What evidence is presented in the source? Are the claims in the source supported by facts and data?

By asking these questions, you can evaluate the reliability of a source and make sure you are getting accurate, up-to-date information.

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The correct answer to the first level competition of Hyatt Hotels is option d) Marriott, Intercontinental, and Westin.

The American multinational hospitality corporation Hyatt Hotels Corporation, also known as Hyatt Hotels & Resorts, has its headquarters in the Riverside Plaza neighborhood of Chicago and manages and franchises upscale and business-oriented lodging establishments as well as resorts and leisure destinations. The Pritzker family manages a number of companies, including Hyatt Hotels & Resorts. On September 27, 1957, the Hyatt Corporation was founded with the acquisition of the Hyatt House at the Los Angeles International Airport. Hyatt started undertaking international expansion in 1969. The biggest expansion for Hyatt occurred with the purchases of AmeriSuites (later rebranded Hyatt Place) in 2004 and Summerfield Suites (later rebranded Hyatt House) in 2005, as well as Two Roads Hospitality in 2018. Hyatt has expanded by creating new hotels and through acquisitions.

Question

At the core or first level of competition, Hyatt Hotels would consider as their competition:

a. Best Western, Holiday Inn, and Ramada

b. Your apartment

c. KOA campgrounds

d. Marriott, Intercontinental, and Westin

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The quality of the newspaper being highly time-sensitive is depicted here. As each day passes, that day's newspaper becomes old and redundant, and therefore new stories need to be added to keep the newspaper current and relevant.

This highlights the need for the newspaper to be up-to-date and timely in order to provide readers with the most recent information.

The quality of the newspaper being highly time-sensitive is depicted in the given information. It's emphasized that Henry works at a newspaper agency where he works with the editor to put fresh stories in the newspaper every day, it's mentioned that this is necessary because as each day passes, that day’s newspaper becomes old and redundant.

This highlights the importance of the newspaper being up-to-date and timely in order to provide readers with the most recent information. The newspaper industry is highly dependent on timeliness as news and events are constantly changing and people look to the newspaper as a source of current information.

Therefore, the newspaper agency is under pressure to provide the readers with the latest and most accurate information as soon as possible. This is why the daily newspaper is highly time-sensitive and the newspaper agency has to work hard to make sure that the newspaper is up-to-date and relevant every day.

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Answer:

C. Market.

Explanation:

An economy is a function of how money, means of production and resources (raw materials) are carefully used to facilitate the demands and supply of goods and services to meet the unending needs or requirements of the consumers.

Hence, a region's or country's economy is largely dependent on how resources are being allocated and utilized, how many goods and services are to be produced, what should be produced, for whom they are to be produced for and how much money are to be spent by the consumers to acquire these goods and services.

Basically, there are four (4) main types of economy and these are;

I. Mixed economy.

II. Command economy.

III. Traditional economy.

IV. Free market economy.

A free-enterprise system also referred to as capitalism or free market can be defined as a type of economy in which prices, products and services are being determined by the market rather than the government. Thus, a free-enterprise system is devoid (free) of government regulations, interference or control because the market (enterprises) are the ones who are saddled with the responsibility of determining the market forces.

Simply stated, a free-enterprise system is a type of economy that is completely driven by demand and supply of goods and services.

The four (4) main elements or characteristics of a free enterprise system includes the following;

a. Profit: businesses are all out to generate revenue and profit through the sales of finished goods.

b. Economic freedom: means of production of goods and services are controlled by the people rather than the government. Thus, the producers are free to make their economic choices or decisions such as deciding on how much is to be charged on a product.

c. Private ownership of properties: the various factors of production are owned and allocated by the people. Thus, citizens have rights to the ownership and use of private property.

d. Competition: there are many buyers and sellers of homogeneous products, as well as free entry and exit in the market. Thus, consumers are free to make their economic choices or decisions such as deciding on which product to buy, which goods interest them, where to shop for goods, etc.

In conclusion, a market is characterized by the following economy;

I. Economic freedom

II. Competition between businesses

III. Decisions motivated by profit

is command

Explanation:

trust me

Refer to Figure 4-6,  an increase in supply is the movement from S to S1 .

What does Increase in supply means?

Increase in supply means that the quantity of a good or service that is available to consumers has increased. This can lead to a decrease in the price of the good or service due to increased competition as more suppliers enter the market. This can also lead to an increase in the variety of goods and services available to consumers.In general, an increase in supply can be beneficial to consumers, as it can lead to lower prices, increased variety, and increased quality of goods and services.

What does Service mean?

A service is an act done for the benefit of others. It can include things like teaching, selling a product, or offering physical or emotional support. Volunteer or paid service, direct or indirect, can be provided to individuals, families, or entire communities. Giving time, money, or other resources to those in need is an act of service, as is helping people in other ways, such as providing emotional support or volunteering. Service can be a powerful force for positive change because it can improve the lives of those who receive it.

Therfore the correct option is C. an increase in supply.

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the specific characteristics that define the private enterprise system-1 freedom of choice; (2) private property rights; (3) earnings motive of owners; and (4) owner control.

In the United States, there are three fundamental sorts of commercial enterprise companies - individual- ly owned, partnerships, and corporations.

As an economic system, personal employer is characterized by competition, open markets, private ownership, and non-public initiative

A free organisation economy has 5 vital characteristics. They are: monetary freedom, voluntary (willing) exchange, non-public property rights, the profit motive, and competition. Some of these facets may additionally already be familiar.

The major distinguishing feature of non-public groups in contrast to public corporations is that they are managed privately, barring  any affect or involvement from the government.

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Answer:

E) A, B, and C

Explanation:

When there is a shifting cultivation so it would be the portion of the cultural diversity, also it would be clearing fields permanently and with the use of fertilizers it would destroy the tropical soils. Also it dsitroys less trpocal as compared with land cleaning permanently

Therefore according to thegiven situtation, the option E is correct

Therefore the same is to be relevant

The table gives data for a nation. what is the amount of the country's gdp 6200 billion.

In the pursuit of knowledge, data (pronounced "daet" in the US and "det" in the UK) can describe quantity, quality, fact, statistics, other fundamental units of meaning, or just plain sequences of symbols that can be further understood. A datum is a specific value that can be located in a group of data. In order to provide data greater context and meaning and to enable its usage as data in other, larger structures, it is typically structured into tables or other structures. Data can be used in calculations as variables. [1] [2] Data can reflect both precise measurements and ambiguous ideas. [3] Research, economics, and pretty much every other field use data frequently.

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When conducting a discussion with a client about the merits of investing in a DPP, all of the following could be tax advantages EXCEPT.  D) III and IV.

What is  DPP ?

DPP stands for Democratic Progressive Party, a political party in Taiwan. It was founded in 1986 as a progressive alternative to the then-governing Kuomintang Party. The DPP advocates for social reform, human rights, democracy, and a more independent stance for Taiwan on the international stage.

The party believes in a more equitable distribution of wealth and social services, and has been an advocate for Taiwan's indigenous peoples, LGBT rights, and the environment. It is the largest political party in Taiwan and has held the presidency since 2016. The DPP works to bring about a more just society and a more independent Taiwan, while also maintaining strong diplomatic and economic ties with the mainland.

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A fee that lenders may receive for selling or transferring their right to service a mortgage loan is called Service release premium. When a completed mortgage loan is sold to the secondary mortgage market.

a lending institution, like a bank or retail mortgage lender, receives a payment known as a service release premium (SRP). As the initial phase in the production of a mortgage-backed instrument, the secondary mortgage loan market purchaser is often a Wall Street investment bank, Fannie Mae, Freddie Mac, or Ginnie Mae (MBS). Nowadays, the US government buys almost all concluded mortgages through the GSE Mortgage Backed Securities Purchase Program.

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Although expensive to develop, nuclear power facilities are comparatively inexpensive to operate. As a source of power, nuclear energy competes with fossil fuels in many locations.

The system cost of bringing supply from any source up to par with real grid demand is another economic factor. The cost of the system is small for dispatchable sources like nuclear power, but it increases for intermittent renewables whose production depends on sporadic inputs from the sun or wind. The system expenses quickly exceed the actual cost of generating electricity from those sources if the fraction of such renewables rises over a nominal percentage of the total. This is modelled in a 2019 OECD Nuclear Energy Agency research, is extremely obvious in Germany, and is a crucial factor in source comparisons beyond the LCOE (see section below on Other costs).

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Average product (AP), additionally referred to as common product of labor (APL), is whole product (TP) divided via the whole quantity of labor. It is the average amount of output each employee can produce.

Average variable value equals the variable price divided via the quantity produced. Average complete value equals the total cost divided by using the extent produced or it is the sum of average constant cost plus common variable cost.

When a firm produces 50,000 devices of output, its whole fee equals $6.5 million. When it will increase its production to 70,000 units of output, its whole cost increases to $9.4 million.

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Today's boards are being exhorted not only to raise money and promote the organization but also to be more aggressive in monitoring performance.

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When discussing the property with prospective purchasers, the broker should disclose the encroachment and suggest the buyers talk to an attorney before making the purchase.

A broker is a person who serves as a middleman between a property's seller and buyer. A broker is also known as a real estate agent or realtor. Brokers may be qualified in either residential or commercial real estate.

The broker prepares and completes the required paperwork and documents for sale when the agreement is finalized. As a result, a broker must be well-versed in State and Federal legislation, taxes, stamp duty and registration fees, house financing procedures, among other things.

They must make sure that clients are correctly charged. They must promptly provide the clients with the necessary data, receipts, and statements.

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