When someone has a low credit score at the time of buying a car or a home, the credit facility for such purchase will be offered by any bank to such person with higher interest rates, affect his credit score further and will also lead to rejection of application for such loan.
What are the effects of a low credit score?When a credit score is low, the creditability of such person is also lowered in the market and the financial institutions do not offer attractive terms of credit to such person.
When a person who tries to buy a house or a car with a lower credit score, the effects and consequences of the same will be;
Banks will charge higher interest rates on the loan or advance offered. The period of loan or advance will be lesser. In worse case scenario, banks will reject his loan application.Hence, it can be stated that having a low credit score when purchasing a car or a home will lead to the consequences as aforementioned.
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A janitor cleaning a production facility would be considered: a) direct labor. b) overhead. c) asset.
A janitor cleaning a production facility would be overhead costs.
What is overhead costs?Overhead cost is a part of cost of production, it includes the amount of money or expenses spent on daily basis in production.
These expenses are continuous and may not be easily attributed to a session of accounting. Example is labour cost.
Therefore, A janitor cleaning a production facility would be overhead costs.
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What activities are involved in offering the products customers want?.
Answer:
Just dispaly
Explanation:
Showing the use of the product,where the product can be obtained,when the product is used,Other complementary products and so many
Seattle, home to Theo Chocolate, experiences around 155 days of rain per year. CEO of Theo, Joe Whinney, recently purchased a umbrella company which will produce umbrellas in various colors and sizes. This is an example of:
An example of unrelated diversification is when Joe purchased the umbrella company to produce umbrellas in various colors and sizes because of the rain.
What is an unrelated diversification?This means the situation whereby a firm enters an industry that lacks any important similarities with the firm's existing industry or industries.
Therefore, Joe purchasing the umbrella company to produce umbrellas in various colors and sizes is an example of unrelated diversification.
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Department and shift teams in many hospitals have brief stand-up daily huddles during which team members share information and expectations about the day's work. This is an example of
A hospital whose departmental and shift teams share information and expectations about work is an example of high media richness.
What is media wealth theory?It is a way of classifying and structurally evaluating the wealth of media used in the work environment. The theory states that the greater the ability of a medium to convey a complex message effectively, the richer it will be.
Therefore, high media richness is related to reducing ambiguity in a communication, conveying a message more quickly and effectively.
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In 2015, what percentage of united states exports went to countries that were part of free-trade agreements?.
47% of United States exports in 2015 were the result of free trade agreements.
What is a free trade agreement?A free trade agreement is a bilateral or multilateral agreement under international law to form a free trade area between cooperating states.
According to the above, a free trade agreement allows several countries to market (import and export) the products of their national companies to the other member countries of the agreement with greater ease and less tariffs.
The United States is a country that has established many free trade agreements with various countries, so the percentage of exports reached in 2015 was 47%.
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A firm should never accept a project if its acceptance would lead to an increase in the firm's cost of capital (its WACC).
A. True
B. False
Directions: You have a beginning balance of $200.00. You purchase groceries at Albertson's on November 13, 2004 $42.63. Next, you receive a check on November 14, 2004 or $20.45 and deposit it into your account. Finally, you write another check to Mervyns on November 15, 2004 for the shirt you buy that costs *35.10. Please fill out the checks and the deposit slip completely, and record the information into the check register to indicate your remaining balance.
The computation shows that the ending balance based on the fact that a beginning balance of $200.00 was given will be $142.72
How to illustrate the deposit?Beginning balance = $200
Less: Debit Purchase of groceries = $42.63
Add: Credit Check $20.45
Less: Check $35.10
Closing balance = $142.72
Therefore, the closing balance is $142.72.
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According to the product life cycle concept, ______ is a period of slow sales growth as the product is introduced into the market. Profits are non-existent in this stage because of the heavy expenses of product introduction.
The period of slow sales growth as the product is introduced into the market is introduction stage.
What is product life cycle?Product life cycle refers to the various stages that a product undergoes from it's introduction to the market to its decline from the market.
The stages of product life cycleIntroduction stageGrowth stageMaturity stageDecline stageThe introduction stage is the first stage of the product life cycle. The company creates awareness about its product or service in the market. The producer doesn't make profits at this stage because of the cost of awareness.
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Companies use Blank______ advertisements to tell people what a product is, what it can do, and where it can be found.
Answer:pioneering
Explanation:
For a new Madden video game, EA Sports decides to have Patrick Mahomes on the cover and run an ad campaign on ESPN. After the advertisement has run, EA Sports asks ESPN viewers if they recall the advertising and if it changed their attitudes about the product. What is this process called
The process that EA Sports carried out with the cover of the Madden video game was Perception Marketing.
What is perception marketing?Perception marketing is an economic term that refers to the set of marketing strategies focused on the consumer's perception of a specific product.
In general, perception marketing is responsible for modifying the image of the product so that it is the one that looks best compared to its competitors and thus generates a good perception in consumers.
According to the above, EA Sports used the image of a famous person so that consumers had a positive perception of their video game.
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why do learners need to study intrepreneurship
Explanation:
Entrepreneurship education offers key life skills such as problem-solving creativity, real-world problem-solving, collaboration, and teamwork, among others.
Entrepreneurial courses help students prepare for careers while also improving their practical life skills. Discover three reasons why students should be interested in entrepreneurship.
While most students recognize the value of education, they may confine their studies to the more traditional subjects of English, history, mathematics, science, foreign language, and the arts. Many students, on the other hand, recognize that entrepreneurship courses supplement their education by teaching communication, time management, negotiation, and cooperation skills.
Which resource management activity establishes common definitions?.
Answer:
Resource typing
Explanation:
Resource typing establishes common definitions for capabilities of personnel, equipment, teams, supplies, and facilities.
Pedro argued that ___ could be good. He said if the government owned factories, farms and other means of production, the economy would be regulated and people would have steady jobs.
Pedro argued that economy could be good. He said if the government owned factories.
Whats is economy ?An economy servesas the large set of inter-related production and consumption activities in a country.
This is determined by how scarce resources are allocated and Pedro argued that economy could be good. if government is in total control.
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If a market transaction imposes an uncompensated cost on a third party not directly involved in the transaction, the transaction results in a market failure known as a ______.
Answer:
B?
Explanation:
The Lucas critique argues that because the way people form expectations is based ______ on government policies, economists ______ predict the effect of a change in policy without taking changing expectations into account.
The critique stated that sinve people's formed expectations is based partly on government policies, then, economists cannot predict the effect of a change in policy.
What is the Lucas critique?This is a work of Robert Lucas that asserts that it is naive to predict the effects of a change in economic policy base on the relationships observed in historical data
The work states that since people formed expectations is based partly on government policies, the economists cannot predict the effect of a change in policy.
Therefore, the Option A is correct,
Missing options A.) Partly; cannot, B.) Only partly; can, C.) In no way; can, D.) In no way; cannot.
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At the beginning of the year, opal company has a cash balance of $23,000. During the year, the company expects cash disbursements of $160,000, and cash receipts of $140,000. If opal company requires an ending cash balance of $20,000, how much must the company borrow?.
In the above case, if the opal company has a cash balance of $23,000 and the company expects an ending cash balance of $20,000, then the company should borrow $17,000.
What do you mean by Cash?Cash refers to the legal tender that must be used for exchanging goods, services, or debt.
In other words, it refers to the money that is a reliable form of payment and an accepted form in businesses.
Calculating cash that must be borrowed by a company.
[tex]\begin{aligned}\text{Total available cash}&=\text{Beginning cash balance+ Cash receipts}\\&=\$23,000+\$140,000\\&=\$163,000\end{aligned}[/tex]
[tex]\begin{aligned}\text{Borrowings}&=\text{Total available cash-Cash disbursements- Ending cash balance}\\\\&=\$163,000-\$160,000-\$20,000\\&=\$17,000\end{aligned}[/tex]
So, (17,000) is required by the company to borrow.
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The demand curve facing a monopolistic competitor seller will be __________ than the demand curve facing a perfectly competitive firm, because the price elasticity of demand for the monopolistic competitor firm's product is __________ than that for the perfectly competitive firm.
The price elasticity of demand for the monopolistic rival company's product is steeper than that for the perfectly competitive firm, the demand curve facing a monopolistic competitor seller will be lower than the demand curve facing a perfectly competitive firm.
What is demand curve?A demand curve is a graphic representation of the relationship between product price and quantity demanded in economics. The price is plotted on the vertical axis, while the amount demanded is plotted on the horizontal.
The demand curve is commonly represented as sloping downward from left to right because price and quantity demanded are inversely related.
Thus, the right option are steeper and lower.
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Why is it not a good idea to make early withdrawals from your 401(k)
Answer:
- Fees
-Early termination cost
-Loss of interest
A _____ is a report based on research of compensation rates for workers performing similar jobs in other organizations.
For each situation, select one option from below that you think will help increase profit.
These are answers for the question to put on
1.Avoid extra payroll expenses.
2. Get the best rates on advertising.
3.Change the product you provide.
4. Use resources wisely.
5. Beat the competition.
6. Get the best rates on supplier purchases.
7. Eliminate some free services.
8. Increase worker efficiency.
Employees at printing company is the best rates on advertising, A shop that sells fine glass is Get the best rates on supplier purchases.
What are the other situation that fix the below statements?There are 12 places to buy yarn needed for knitting factories is Use resources wisely, two stores sell same video game at the same price is Eliminate some free services. At a sign making company the extra metal is discarted is Increase worker efficiency.
Thus, the numbering has done in above statements correctly
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In the preceding scenario, is the discretionary fiscal policy needed to bring the economy closer to potential output an example of expansionary fiscal policy or contractionary fiscal policy?
The discretionary fiscal policy needed to bring the economy closer to potential output is an example of contractionary fiscal policy.
What is a contractionary fiscal policy?
A contractionary fiscal policy is a policy stance undertaken by the government of a country to reduce the money supply in that economy. This can be acheived either by reducing taxes or reducing government spending.
Here is the complete question:
Suppose the economy had been producing at potential output but is now producing above it. Which of the following are discretionary fiscal policies that could bring the economy closer to potential output? Check all that apply. ? A tax increase A rise in spending to prevent coastal erosion A reduction in spending on new road construction
A tax cut In the preceding scenario, is the discretionary fiscal policy needed to bring the economy closer to potential output an example of expansionary fiscal policy or contractionary fiscal policy? O Expansionary Contractionary
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Some firms, such as Goldman Sachs and Morgan Stanley, who were highly exposed to mortgage-backed securities, became ______ to qualify for emergency loans.
Goldman Sachs and Morgan Stanley, highly exposed to mortgage-backed securities, became holding companies or commercial banks to qualify for emergency loans.
What is a bank holding company?When a corporation owns a controlling interest in one or more banks without offering banking services, it is described as a bank holding company.
A bank holding company enjoys the following advantages:
Tax deferral and tax avoidanceFinancial leverageImproved access to capital marketsThe ability to expand banking products and geographic markets.Thus, Some firms, such as Goldman Sachs and Morgan Stanley, who were highly exposed to mortgage-backed securities, became holding companies or commercial banks to qualify for emergency loans.
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f the price of orange juice rises 10%, and as a result the quantity demanded falls by 8%, the price elasticity of demand for orange juice is
If the quantity demanded falls by 8%, the price elasticity of demand for orange juice is inelastic.
Price elasticity of demandUsing this formula
Price Elasticity of demand = Percentage change in demand/percentage change in price
Let plug in in the formula
Price Elasticity of demand=-0.08/0.10
Price Elasticity of demand=-0.8 (inelastic)
Therefore if the quantity demanded falls by 8%, the price elasticity of demand for orange juice is inelastic.
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In China, it is considered a norm to give carefully chosen gifts to those one is doing business with. True False
As regards the statement on giving a carefully chosen gift to those you do business with in China being a norm, this statement is True.
What is considered a norm in Chinese business?The Chinese believe that when you do business with someone, you should present them with a carefully thought out and chosen gift.
This shows great respect for your business partner, and can help negotiations to go along more smoothly.
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PLEASE HELP 100 PTS - Use the information from your production possibilities schedule to create your production possibilities curve by filling in the following graph. Use textboxes to insert text, and use lines and circles from the shapes function to illustrate your production possibilities. Be sure to mark points A through F on the graph. (5 points)
Answer
Can you make the question a bit simpler?
Explanation:
The preferred approach to allocate joint costs to products is the value basis, which allocates a joint cost in proportion to the sales value of the output produced by the process at the split-off point. true or false
Allocation of joint costs in proportion to the value of the output of the sales which were produced in the process during at the split-off point is a preferred approach.
What are joint costs?Joint costs involve the benefit of more than one product, and the separation of the costs of such products is impossible as the benefits related thereto are also joint.
One of the best examples of joint costs is in a condition when a cattle-owner feeds both the flock of sheep and cattle of cows at the same time. One cannot differentiate between the separate costs allocated.
Hence, it may be said that value basis is the most appropriate method for the purpose of allocation of joint costs being incurred in the proportion as it may be.
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Which heading would be most appropriate for the partial outline below? I.___________________________________________________________ A. Wages lagging behind the cost of living B. Overproduction of consumer goods C. Excessive buying on credit
The Heading that is most appropriate is Wages lagging behind the cost of living option A
What is a Heading?A heading can be defined as a title, it comes with few word that briefly describes and gives insigth into the body of the write up.
In the example, the heading gives a better insight in that the the producer is not making enough sale, and this can be caused by consumer purchase power is too little.
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Threadless receives immediate customer feedback on specific promotions through online orders. What type of control does this represent?
Receiving immediate customer feedback on specific promotions through online orders can be gotten by Concurrent control.
What is concurrent control?Concurrent control serves as a control strategy that is used by companies to get customer feedback after making a promotion about their brand.
Therefore, with this concurrent control , the company can Know what the potential customers feels about the product.
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59. Why don't workers in a Command Economy work hard?
a. Because they don't care about having money.
b. Because the business owners want them to be relaxed and calm.
C. Because they know they will get paid the same no matter how hard they work.
d. Because Mr. Coon and Mr. King aren't there to tell them to work harder.
Unit 2 The Free Enterprise Economy
suppose the government imposed a new tax on an item for which demand is typically inelastic who would probably end up bearing the incidence of the tax?why?
Answer:
Brainliest pls
Explanation:
When a tax is imposed on a good for which the supply is relatively elastic and the demand is relatively inelastic, Buyers of the good will bear most of the burden of the tax. More, and sellers receive less than they did before the tax.