The two methods of analyzing capital investment proposals that both ignore present value are cash payback period and the average rate of return.
What is the cash payback period method?
Payback calculates the amount of time it takes to recover the amount invested in a project from it cumulative cash flows
Payback period = Amount invested / cash flow
What is the average rate of return method?Average rate of return is a capital budgeting method. It is used to determine if a firm should invest in a project or should not invest in a project
Average rate of return = average net income / average cost of investment
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Giselle wants to buy a condo that has a purchase price of $163,000. giselle earns $2,986 a month and wants to spend no more than 25% of her income on her mortgage payment. she has saved up $33,000 for a down payment. giselle is considering the following loan option: 20% down, 30 year at a fixed rate of 6.25%. what modification can be made to this loan to make it a viable option, given giselle’s situation? a. change to a 15 year fixed loan b. change the interest to 5.5% c. change the down payment to 18% down d. none. this is a viable option for giselle.
The modification that can be made to make it viable is to change the interest to 5.5%.
What is a mortgage payment?A mortgage payment is a payment back of a home loan. It's how you repay the home loan.
The purchase price is $163,000
Money earned per month is $2,986
Not willing to spend more than 25%
The down payment is $33,000
The down rate is 20%
If he changes the interest rate to 5.5%, the total payments made on an annual basis will cost less.
Thus, the correct option is b. change the interest to 5.5%.
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Answer:
Answers b trust me
right on edg 2022
Explanation:
Which type of specialized fire company generally has the primary duty of searching for victims and removing them from areas of danger or entrapment
The type of specialized fire company that has the primary duty of searching for victims and removing them from areas of danger or entrapment is the Rescue company.
What is a Fire Agency?This refers to a government or private agency that has the job of assisting in fire situations and also removing trapped people in buildings,
Hence, we can see that in the fire company, there is a specialized company that rescues victims from fire and removes them from areas of danger or entrapment and they are known as the rescue company.
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Acme Inc. is surveying customers as to what kinds of services they would like the company to add. It is involved in the marketing function of
Acme Inc. is surveying customers as to what kinds of services they would like the company to add. It is involved in the marketing function of Research.
What is Marketing Research?Marketing research is the process by which organisation and buisnesses obtain systematic information through the process of
gatheringanalysisrecording of datarelating to marketing products and its customers acceptance of such products.
The major aim of Marketing Research is to produce only products which will provide consumer satisfaction.
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Bryne Co. Sells merchandise and collects a 5% state sales tax. The tax is recorded on Bryne's general ledger as a(n) ______ account
The state sales tax (5%) on sales of merchandise will be recorded on Bryne's general ledger as a liability.
What is a sales tax?This is an imposed taxation that is based on the purchased price of products.
In United states, the sales tax varies from state to state because every state determines its rates unlike the general federal tax rate.
In conclusion, the sales tax on sales of merchandise will be recorded on as a liability because it is an outflow on his personal account.
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A young professional wishes to have $730000 in her retirement account. She invests $900 monthly in the account which earns 11.5% annually. Find the number of payments needed to reach her goal.
Based on the amount that she invests monthly, the interest rate, and the targeted retirement amount, the number of payments would be 42 payments.
How many payments should the young professional make?The number of payments will be the same as the number of months/ periods because that is the frequency of payment.
The number of payments can therefore be found by the NPER formula on a Spreadsheet:
Rate = 11.5%
Pmt = -900
PV = Empty
FV = 730,000
Number of payments is:
= 41.76
= 42 payments.
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5.) Which strategy for saving do you think would work best for you? Why? (3-6 sentences)
Put it into a savings account because you can only take so muck out of it each year
The name for the theory illustrated in this diagram is the conservative revolution. supply-side economics. slash-and-burn economics.
The theory presented by the diagram in the question is known as trickle-down economics theory.
What exactly is trickle-down economics?This is referred to as supply-side economics. It teaches that tax breaks and corporate benefits eventually reach everyone in the economy.
Reaganomics detractors have consistently expressed their dissatisfaction with this type of economics.
Therefore, the above explanation explains the statement
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Answer:
First question: B. supply-side economics
Second question: C. "trickle-down economics"
Explanation:
Suppose an economy's marginal propensity to consume (MPC) is 0.6. Then 1 + MPC + MPC2 + MPC3 = 2.176 and, if we continued adding up terms in this geometric series, we would get closer and closer to the multiplier value of
If we continued adding up terms in this geometric series, we would get closer and closer to the multiplier value of 2.5.
What do you mean by marginal propensity?The marginal propensity to consume plus the marginal propensity to save equals 1.
Solution:
Multiplier=1/(1-MPC)
Multiplier=1/(1-0.6)
Multiplier=2.5
MPC of n the number of cycle:
=1 + MPC + MPC2 + MPC3
=1+0.6+0.6^2+0.6^3=2.176
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PLEASE HELP!!! 25 Points+Brainliest
NO WRONG ANSWERS OR LINKS/DOWNLOADS
1. You're the network administrator at a call center. One employee comes to you because his computer shut down and won't turn back on. A few hours later, two other employees report that their connection to the network has been much slower than usual. The call center uses a LAN. Your job is to troubleshoot the problems.
a) What is your first step? (1 point)
b) You go through the first step and find that the power supply is not the problem. Now what do you do? (Hint: Think about the first person to come to you with a problem.) (2 points)
c) You now need to determine how much of the network is affected. What parts aren't working? What does this tell you about the problem? (2 points)
d) What is your next step after figuring out how much of the network has a problem? Why? (2 points)
e) You learn that one of the employees recently downloaded a game to his computer. Which employee most likely did so? Based on this, what do you think caused the network issues? How could you solve this problem? (3 points)
Answer:
a)checking the router to see if the hardware is all connected, go check the computer
b) ask the employee if he downloaded anything suspicious that could have led to the LAN network going down
c)from what I was told the internet is running slowly, a computer has been completely turned off
d)go to other employees and talk to them to see how far and big is the problem
e) I think when the employee downloaded the game I think it also came with a virus that infected the computer, to solve this I think we can get rid of that computer and get a new computer and everything might be solved
Explanation:
Relative to a perfectly-competitive labor market, a monopsonized one: Group of answer choices Pays lower wages and hires fewer workers. Pays lower wages and hires more workers. Pays higher wages and hires more workers. Pays higher wages and hires fewer workers.
Relative to a perfectly-competitive labor market, a monopsonized one pays lower wages and hires fewer workers.
What is a perfectly-competitive and a monopsonized labor market?A monopsonized labour market is a market where there is only one employer of labor. The sole employer sets the labor wages and this can lead to low level of wages.
A perfectly-competitive labor market is where there are many employers of labor. Prices are set by the forces of demand and supply.
The NCAA operates as a(n): Group of answer choices Natural monopoly. Incidental cartel. Perfect-competitor in collegiate athletics. For-profit cartel.
The NCAA operates as an Incidental cartel concerning the TV Broadcasts of college football games.
What do you mean by NCAA?The NCAA is an organization that is created from an agreement between a group of producers of a good, products, or services to regulate or manipulate the prices.
A cartel refers to the collection of the country or a business acting together as a single producer that influences the prices for certain goods or services.
NCAA can be viewed as a cartel. So, B is the correct option.
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The main categories of cash flow activities on the statement of cash flows are:.
The cashflow statement is broken down into three categories: Operating activities, investment activities, and financing activities.
What is cashflow statement?A cash flow statement is also called as the statement of cash flows. It is a financial statement that exhibits how modifications in the accounts of the balance sheet and income impact cash and cash equivalents, and breaks the analysis down to operating, investing and financing activities.
Therefore, the cashflow statement is split up into three parts, i.e., operating activities, investment activities, and financing activities.
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The governance mechanism MOST closely connected with deterring unethical behaviors by holding top management accountable for the corporate culture is:
When top management need to be held accountable for unethical behavior, the best way is to use a Board of Directors.
What does a Board of Directors do?
These are the representatives of the shareholders in the leadership of the company.
They are the highest authority in the company and the policies they implement are meant to hold top management accountable for unethical behavior that might threaten the shareholders.
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If your marginal propensity to consume is 0. 4 and you get an additional $300 in income, you would spend ________ on consumption.
Answer:
$120
Explanation:
.4 x 300 = $120
the MPC (Marginal propensity to consume) is essentially the same as saying this is how much of your additional income to spend. In this case, you spend .4 of your additional income. Multiplying .4 by $300 in additional income results in $120
Rylen develops a new type of software and asks you how to go about making money through distribution of it. Rylen has been told to sell the software as opposed to issuing licenses for its use. What should you tell Rylen?
Answer:
Rylen has been told to sell the software as opposed to issuing licenses for its use. What should you tell Rylen? By licensing, rather than by selling, a software vendor can avoid the doctrine of first sale, which allows a lawful owner to sell or otherwise dispose of the copy.
How does the interest rate and consumer expectations affect the
business cyde?
Answer:
the lower interest rates encourage companies to the expansion.This is due to the fact that the companies are able to borrow money at a lower interest rates.This provides an opportunity to borrow money necessary to expand the business.The inflation and interest rate expectations of consumers and firms are important variables determining bond prices.They are also key in determining the level of consumption, private investment, and debt levels in the economy.
Explanation:
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Which best describes the idea behind the "invisible hand"? producers decide what to make for consumers, which guides the economy. individuals seeking their own self interest benefit the economy as a whole. government sets policy for producers and consumers, which guides the economy. consumers decide what they need and want to buy, which guides the economy.
The invisible hand is the phrase initiated by Adam Smith as the economic theory. The idea behind the invisible hand has been the development of the policy by the government guiding the economy.
Who was Adam Smith?Adam Smith was the Scottish economist of the eighteenth century. In his book, "The Wealth of Nations" he introduced the phrase the invisible hand.
The idea has been the development of the policies by the government as the invisible hand for the producers and the consumers that made the guide to the economy.
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Answer:
Individuals seeking their own self interest benefit the economy as a whole.
Explanation:
Producers and consumers Just took the unit test on edge!
Mark is facing a crucial deadline. The work is more than he can handle in the amount of time, but he has not told his manager. He does not think his manager will assign any more resources to the
When Mark does not think his manager will assign any more resources to the project, he's exhibiting the barrier of reluctance.
Who is a manager?A manager simply means an individual who controls the team and ensures that the goals of the organization are achieved.
In this case, Mark does not think his manager will assign any more resources to the project, he's exhibiting the barrier of reluctance. This is a communication barrier.
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If price is initially less than minimum average total cost, resulting losses will cause firms to leave the industry eventually resulting in _____.
Answer:
industry contraction that decreases supply until price rises again to equal minimum average total cost (ATC)
Explanation:
An industry contracts when firms incur losses and leave the industry. The loss of firms or suppliers causes supply to decrease resulting in increases in price until once again the price is equal to the minimum ATC.
The control principle related to not having the same person authorize and pay for goods is known as.
The control principle related to not having the same person authorize and pay for goods is known as:establishment of responsibility.
What is establishment of responsibility?Establishment of responsibility can be defined as the way in which a person is assign to only one responsibility or assign to one particular roles.
This person is the only individual that has the right or authority to authorize and approve all transactions or to pay for goods.
Therefore the control principle related to not having the same person authorize and pay for goods is known as:establishment of responsibility.
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How to get bonded and insured for a small business?.
1.Select your number of employees and bond amount
2.Enter your contact information
3.Enter your company information
4.Select when you would like your bond to start and the type of work you will be doing
5.Pay online and a receipt will be sent to your inbox immediately
A good website to visit is suretybonds.com
When studying the worth of work performed by its employees, a company identifies what it values about each of the jobs the employees do. These job characteristics are called
These job characteristics, which a company identifies while studying the worth of work performed by employees or job values, are called compensable factors.
What are compensable factors?Compensable factors are job attributes that a job evaluation plan provides for the employer to ascertain the worth of a job relative to others.
Some of the compensable factors are:
SkillResponsibilitiesEffortWorking Conditions.Thus, these job characteristics are called compensable factors.
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As Miles considers approaching a venture capital firm to provide funding for his new mobile app, he should realize that a venture capital firm will Multiple Choice charge a higher interest rate than a commercial bank. offer no more than 20% of the funding he needs. probably want an ownership interest in the business. expect the company to provide a steady dividend income.
Answer:
Probably want an ownership interest in the business.
Your grandmother is giving you $1,000 as a graduation present but has indicated that you must open an account with a financial institution so you have financial foundations in place when you start college. In town, there are a commercial bank, credit union, and a savings and loan. Using the PACED model, compare these three institutions to determine which one you would select and explain why.
Using the PACED model, after comparing these three institutions. The best choice to open an account with is commercial bank.
What is commercial bank, credit union, and a savings and loan?Commercial bank can be defined as a financial institution that offers several financial services such as:
Depoist Saving accountLoansA credit union ia also a financial institution that is non profit and they as well accept deposit and gives out loan to their members.
Savings and loan is a institution accept deposit and give out real estate loan.
The best choice when using PACED model for decison making is for her to open a savings account with a commercial bank reason being she will be able to save while she earn interest on the amount saved.
Inconclusion Using the PACED model, after comparing these three institutions. The best choice to open an account with is commercial bank.
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Which of the following is true when workers specialize in the production of one good
A) there is increased competition among the producers of similar goods
B) The quantity of output produced by the worker increases
C) The satisfaction of the worker increases
D) The cost of producing the good increases
The statement that is true when workers specialize in the production of one good is: A) there is increased competition among the producers of similar goods.
What is specialization?Specialization means to be an expertise when it comes to production of goods and service.
When employee are specialize in the production of goods it tend to lead to more competition between manufacturer that produce similar products.
Therefore the correct option is A.
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Which of the following is considered a purchase tax? a. income tax b. social security c. property tax d. excise tax please select the best answer from the choices provided a b c d
The purchase tax is paid by the consumer over a commodity. The excise tax has been considered as the purchase tax.
What are taxes?The taxes are the contribution to the state made to develop the contribution to the revenue. The Purchase tax has been the tax paid by the individual over the product buy.
The following tax is paid as:
Income tax: Over income Social security: Over the protection Property tax: Over the land ownedExcise tax: Over the purchaseThus, the excise tax has been the type of purchase tax. Thus, option D is correct.
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Answer:
D: Excise tax
Explanation:
EDGE: 2022
Fesla is a large firm that produces luxury cars for the us market. Recently, fesla decided to buy an unrelated business in italy. What is the most probable organization structure of fesla before and after diversification?.
Answer:
Fesla is a large firm that produces luxury cars for the us market. Recently, fesla decided to buy an unrelated business in italy. What is the most probable organization structure of fesla before and after diversification?.Fesla is a large firm that produces luxury cars for the us market. Recently, fesla decided to buy an unrelated business in italy. What is the most probable organization structure of fesla before and after diversification?.Fesla is a large firm that produces luxury cars for the us market. Recently, fesla decided to buy an unrelated business in italy. What is the most probable organization structure of fesla before and after diversification?.Fesla is a large firm that produces luxury cars for the us market. Recently, fesla decided to buy an unrelated business in italy. What is the most probable organization structure of fesla before and after diversification?.Fesla is a large firm that produces luxury cars for the us market. Recently, fesla decided to buy an unrelated business in italy. What is the most probable organization structure of fesla before and after diversification?.Fesla is a large firm that produces luxury cars for the us market. Recently, fesla decided to buy an unrelated business in italy. What is the most probable organization structure of fesla before and after diversification?.Fesla is a large firm that produces luxury cars for the us market. Recently, fesla decided to buy an unrelated business in italy. What is the most probable organization structure of fesla before and after diversification?.
Well made manufacturing is the most probable organization structure of fesla before and after diversification.
What is diversification?By altering or adding to their products, services, or business lines, or by spreading their risk, corporations can increase their odds of making a profit and/or lower their risk of losing money.
This strategy is justified by the idea that a portfolio made up of various asset classes will, on average, produce superior long-term returns and reduce the risk of any given holding or security.
By choosing specific investments to invest in, investors can diversify on their own. Alternatively, they can hold diversified funds that diversify on their own.
In order for the beneficial performance of some assets to offset the bad performance of others, diversification aims to smooth out unsystematic risk occurrences in a portfolio.
The benefits of diversification only apply if the assets in the portfolio are not fully correlated; in other words, if they react to market factors differently, frequently in opposite directions.
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As long as you do not have any debt, you will have a high credit score.
Some people say that if you don't have debt, your credit score will be high but this is a FALSE statement.
Will you have a high credit score without debt?One of the things that goes into calculating a person's credit score is their credit history. If you have a short credit history, you will have a lower score.
For this reason, having no debt will not give you a high credit score because lenders will not be sure of your ability to pay off debt.
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When using _____ to evaluate training, HR professionals in an organization, typically gather data on training and compare them to data on training at other organizations of similar size in their industry.
When using benchmarking to evaluate training, HR professionals in an organization, typically gather data on training and compare them to data on training at other organizations of similar size in their industry.
Joan is a manager with Steel Works, Inc. Joan would love to beat the budget this year. She believes that revenues for the coming year will be $200,000 and expenses will be $120,000. To build in budgetary slack, Joan is least likely to budget for
The amount of $130,000 in Expenses will be the least likely to be budgeted for while building a budgetary slack.
What is a budgetary slack?This is a special consideration in a budget that seeks to increase the chances of the actual performance being better than the budget.
Joan will likely budget for $110,000 of expenses, $210,000 of revenue and $80,000 of income.
Therefore, the amount of $130,000 in Expenses will be the least likely to be budgeted for
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