Personal loans usually have a fixed interest rate and a predetermined payback period. The length of your loan might range from 24 to 60 months. Rates will be determined mostly by your credit score and credit history, and can range from single digits to triple digits. Fees differ depending on the lender.
Title loans are high-interest, short-term loans secured by the title of your vehicle. The amount you may borrow is determined by the car's worth, and payback terms range from 15 to 30 days. Rates can be in the tens of thousands of dollars.
Discuss how you might use business analytics in your personal life, such as managing your grocery purchasing, automobile maintenance, budgeting, sports, and so on. Be creative in identifying opportunities!
The business analytics in my personal life will make be to make wise and informed decision in my everyday expenses and to know what to include in my budget.
How is business analytics used in real life scenario?Business analytics is known to be one that gives a lot of advantages to people as well as companies.
It an help them to be able to uncover some level of insights into previous, present and future business works and the use if quantifiable data can be employed in decision-making in terms of marketing, finances, etc.
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Suppose the price of a quart of milk rises from $1.00 to $1.20 and the price of a T-shirt rises from $8.00 to $9.60. If the CPI rises from 150 to 195, then people likely will buy
The price of a quart of milk rises from $1.00 to $1.20 and the price of a T-shirt rises from $8.00 to $9.60. If the CPI rises from 150 to 195, then people likely will buy more milk and more T-shirts.
What is CPI?CPI stands for the Consumer Price Index. It is a measurement of the median alteration over time in the prices that are paid by municipality consumers for a market handbasket of consumer commodities.
The consumer will buy more milk and more T-shirts if the price because the Consumer Price Index raises from 150 to 195, then we can say that the price raises by 45%.
If the Prices raise by 45%, then the actual raised price of the quart of milk would be $1.45 [tex](1 \times 45\%)[/tex], and the raised price of the T-shirt is 11.60, then current prices of both the products are lower than the expected price.
Hence, the customer will buy more milk and more T-shirts.
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Using multiple cost drivers on a flexible budget report will generally ______. Multiple choice question.
Using multiple cost drivers on a flexible budget report will generally make the budget accurate and effective.
What is flexible budget performance report?A flexible budget performance report serves as one that make comparison between actual revenues and costs for a period.
There are some method used in estimating this report, but multiple cost drivers is an effective method to get an accurate report.
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Montez Supply is expected to pay an annual dividend of $.95 per share next year. The market price of the stock is $43.50 and the growth rate is 4.5 percent. What is the cost of equity
Based on the annual dividend, the growth rate, and the market price, the cost of equity is 6.68%
What is the cost of equity?This can be found as:
Market price = Next dividend / (Cost of equity - growth rate)
Solving gives:
43.50 = 0.95 / (Cost - 4.5%)
Cost - 4.5% = 0.95 / 43.50
Cost = 2.18% + 4.5%
= 6.68%
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What part of the cover letter explains how the applicant’s qualifications meet the needs of the company?
a.
Header
b.
Introduction
c.
Argument
d.
Closing
Answer:
B the intro
Explanation:
Bc you can easily sink someone in with just that.
These are the salient job characteristics that are the general basis for job evaluations and are used to establish relative pay rates.
A. occupation descriptions B. ranking plans C. compensable factors D. job descriptions Reset Selection
Bobby decides to sell lemonade on a hot summer day. If Bobby sells 25 glasses of lemonade for $5.00 per cup, and his average total cost is $4.40, what are Bobby's economic profits for the day
Answer:
$ 120.60
Explanation:
25 glasses * $ 5/ glass = 125 dollars gross income
income - expense = profit
125 - 4.40 = 120.60 profit
Economic profit refers to the total revenue earned by a business or an individual, minus all explicit and implicit costs incurred in the production of goods or services.
What are Bobby's economic profits for the day ?Economic profit refers to the total revenue earned by a business or an individual, minus all explicit and implicit costs incurred in the production of goods or services.
Explicit costs include the expenses incurred by the business in purchasing or leasing inputs, such as labor, raw materials, and equipment. Implicit costs, on the other hand, refer to the opportunity cost of the resources used in production that could have been used for other purposes.
Economic profit is a measure of profitability that takes into account both explicit and implicit costs, and is therefore a more comprehensive measure than accounting profit. If economic profit is positive, the business is generating more value than it is sacrificing, and if it is negative, the business is not covering all its costs.
To calculate Bobby's economic profits, we need to subtract his total costs from his total revenue.
Total revenue = Price per cup x Number of cups sold
Total revenue = $5.00 x 25 cups
Total revenue = $125.00
Total costs = Average total cost per cup x Number of cups sold
Total costs = $4.40 x 25 cups
Total costs = $110.00
Therefore, Bobby's economic profits for the day would be:
Economic profits = Total revenue - Total costs
Economic profits = $125.00 - $110.00
Economic profits = $15.00
Bobby's economic profits for the day would be $15.00.
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A written request to an insurance company to locate the status of an insurance claim is referred to as a/an
A written request to an insurance company to locate the status of an insurance claim is referred to as a claim status.
What is an insurance company?An insurance company is a business organization that is established to receive premium from all of its customers (insured) for any losses which may or may not occur, so it can easily use this funds to compensate or indemnify for losses that are incurred by those having higher risk.
In financial accounting, a claim status is a terminology which is used to describe a written request by an insured or other service provider to an insurance company to locate the status of an insurance claim.
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Over- or underapplied variable manufacturing overhead is equal to the variable overhead ______ variance.
Answer: Spending
Explanation:
The government plays an important role in keeping private companies accountable and preventing them from causing excessive pollution. In the United States, the federal organization tasked with protecting human and environmental health is the _________________. Group of answer choices
Environmental Protection Agency is the agency that is tasked with protecting human and environmental health.
What is the role of the environmental agency?This is a body that is responsible for ensuring that safe environmental practices are followed by all in the nation.
This body is tasked with trying to preserve the environmmnet and also to ensure that it is healthy enough.
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While most employees take a job because of the advertised level of pay, many stay with a job because of the ______ associated with it. a. experience rating b. benefits package c. contribution plan d. variable pay
Most employees take the job based on the salary package written in the job advertisement but many of them will stay in that job due to the experience rating given by other employees about a company.
Option A is the correct answer.
Who is an employee?An employee is an individual hired by the employer or HR of that company for a particular job vacancy. The hiring is basically done on the basis of the job profile and the work profile of that individual.
An experience rating is the rating given by the employees on their perspectives in a particular company starting from the first day of the job till their exit from that job. It enables other employees to know about the work culture and policies of that company before taking any employment. It can be positive or negative depending on the perspective of an employee.
Therefore, the experience rating can be the reason for staying of an employee in a particular job apart from the salary package.
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When a company creates an ad that uses a dolphin to represent smooth skin and a crocodile to represent dry, rough skin, they are focusing on the ____________ stage of the communication process.
The company is making a focus on the encoding stage of the communication process.
What is Advertising?This refers to the creation of awareness for a certain product or services to get customers and also to make sales.
Hence, we can see that based on the knowledge of encoding communication, this involves the sending of a message from a source in which thoughts are put in symbolic form.
We can see that with the use of a dolphin to represent smooth skin and a crocodile to represent dry, rough skin, they are focusing on the encoding stage of the communication process.
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Your company is about to begin litigation, and you need to gather information. You need to get emails, memos, invoices, and other electronic documents from employees. You'd also like to get printed, physical copies of documents. Which tool would you use to gather this information
Assuming you like to get printed, physical copies of documents. The tool you would use to gather this information is legal hold.
What is legal hold?A legal hold can use to notify employees that they should not delete important information or relevent document that may be needed during legal proceeding or when taking legal action.
This legal hold is often use to preserve important document so as to prevent losing the relevant information.
Therefore the tool you would use to gather this information is legal hold.
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Castillo Corporation common stock is currently priced at $39.75 per share. The company just paid $4.35 per share as its annual dividend. The dividends have been increasing by 7.5 percent annually and are expected to continue doing the same. What is the cost of equity
The cost of equity is 19.5%, this is the return that the shareholders will receive on their investment in the company.
What is the meaning of cost of equity?The cost of equity are the return a company in theory pays to its equity investors, i.e., shareholders, in order to compensate for the risks they incur in investing in their investments.
Dividend paid, D0 = $4.35 per share
Current selling price = $39.75 per share
Dividend growth rate = 7.5% = 0.075
Now,
[tex]\rm\,Cost \,of\, equity\, = [ \frac{ [ ( D0 \times (1 + g) )}{39.75} ] + 0.075\\\\= [(\dfrac{4.35 \times (1 + 0.075)}{39.75})] + 0.075 \\\\= [\dfrac{4.67}{39.75}] + 0.075\\\\= 0.12+ 0.075\\\\= 0.195\times 100\\\\= 19.5\%[/tex]
Hence, The correct answer is 19.5%
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Country a has a temperate climate and can grow bananas in the spring. it produces 42,000 pounds of bananas per year per growing acre. country b also has a temperate climate and can grow bananas in the summer. it produces 21,000 pounds of bananas per year per growing acre. two countries with similar resources want to grow bananas. which country has an absolute advantage for growing bananas? why does this country have an absolute advantage?
Country A would have absolute advantage because it produces the most pounds of bananas per year per growing acre.
What is Absolute advantage?This is defined as the ability to produce more than available competitors in the market.
Country A produces more pounds of bananas per year per growing acre which is why it has an absolute advantage over country B.
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Answer: is Country A and It can produce more bananas.
Explanation:
country A produces more Bannas
Yana works with managers from various locations but does not have the travel budget to conduct her business meetings face-to-face. What technology might be best for Yana when she has to deliver a sensitive message
The technology that can be used by Yana to deliver a sensitive message without spending any traveling expenses is Video conferencing.
What is technology?Technology refers to the process of applying scientific knowledge to the practical works of human beings. It states the interaction of people with each other on regular basis.
Video conferencing is an online method of technology that allows a person to have interactions with another person from any part of the world. It involves no cost relating to traveling. The most important is to have a video-based device and a strong internet connection needed for it.
Therefore, Yana can use the technology of video conferencing to impart the sensitive message which incurs no travel costs for her.
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Researchers Bartlett and Ghoshal noted that in the modern global environment, competition is so intense that in order to survive, a company must do all they can to
Competition is intense that in order to survive, a company must do all they can to provide local responsiveness.
What is competition?It should be noted that competition simply means a rivalry between businesses.
In this case, researchers Bartlett and Ghoshal noted that in the modern global environment, competition is so intense that in order to survive, a company must do all they can to provide local responsiveness.
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The physical work effort by an employee at work is called a:.
The physical work effort by an employee at work is called: Labor.
What is labor?Labor can be defined as the ability of a person to put in physical effort when preforming or carrying out a tasks.
For a person to earn wages such person must tend to put in effort as labor help to measure work done during production or when carrying out a task.
Therefore the physical work effort by an employee at work is called: Labor.
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Which scenario most strongly indicates that workplace rules will have to be changed to resolve the conflict
The scenario that show workplace rules need to be changed is Workers voting to disband their union because they feel that it has not adequately represent their interest.
What is a workplace?A workplace is a designated location or place where employees of and employer work or a place where workers perform their designated duties.
Therefore, The scenario that indicate workplace rules need to be changed to resolve conflict is Workers voting to disband their union because they feel that it has not adequately represent their interest.
The question is incomplete are the options were not given.
Here are the options from another website.
A lack of deadlines for research staff, preventing other staff members from getting information in a timely fashionLine workers and executives not eating together at lunch, except for onescheduled day each monthAn employee threatening to quit, because he did not get a raise that he hadcounted on and believed he deservedWorkers voting to disband their union because they feel that it has not adequately represent their interest.Learn more about workplace below.
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Emma lives on a tight budget. she saves money and also makes intelligent choices when spending it. which statements describe emma’s financial skills? select three options.
The statements that describe emma’s financial skills includes she:
is prepared to meet her basic needsis prepared to avoid financial setbacksis prepared to face emergencies.What is a financial skills?This refers to those skills possessed by financial people for preparation of account and for making good finance decision
In conclusion, these financial skill are important because its gives knowledge and skills that is need to manage money effectively.
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A monopoly firm can sell 150 units of output for $10 per unit. Alternatively, it can sell 151 units of output for $9.98 per unit. The marginal revenue of the 151st unit of output is Group of answer choices -$6.98. -$0.02. $2.45. $6.98.
If A monopoly firm can sell 150 units of output for $10 per unit. The marginal revenue of the 151st unit of output is $6.98.
Marginal revenueUsing this formula
Marginal revenue=(Number of units×Price per units)-(Alternate Number of units×Price per units)
Let plug in the formula
Marginal revenue=(151 units×$9.98 per units)-(150 units×$10 per units)
Marginal revenue=$1,506.98-$1,500
Marginal revenue=$6.98
Therefore the marginal revenue of the 151st unit of output is $6.98.
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A large manufacturing firm has been selling on a 3/10, net 30 basis. The firm changes its credit terms to 2/20, net 90. What change might be expected on the balance sheets of the manufacturing firm
The change that might be expected on the balance sheets of the manufacturing firm is: Increased payables and decreased bank loan.
What is Account payable?
Account payable is a liability and can be defined as the money a company owning their client or the money a company is expected to pay their customer or client for the services they rendered to the company
Based on the information given the expected change on the balance sheet of the company is increase in account payables and decrease in bank loan.
Therefore the change that might be expected on the balance sheets of the manufacturing firm is: Increased payables and decreased bank loan.
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A manufacturing company has units to produce of 940 units for the month. Each unit requires 3.5 hours of labor to produce. The cost of direct labor is $15 per hour. The total cost of direct labor for the month will be $
Answer:$49,350
Explanation:
The total cost of direct labor for the month will be:= 940 units × 3.5 × $15= $49,350
Which resource providers lend financial resources to a business with the expectation of repayment with interest?.
Creditors are the resource providers who lend financial resources to a business with the expectation of repayment with interest.
What do you know about Creditors?A creditor is a party (individual or institution) that extends a loan by giving another company a loan that is intended to be repaid in the future.
A business that provides goods or services and does not want to be paid immediately is also a creditor, as the client owes the money for services already rendered.
Thus, Creditors are the resource providers who lend financial resources to a business with the expectation of repayment with interest.
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The person who collects cash and writes a receipt should not be the person who ____.
A. Enters cash receipts into the ledger
B. Supervises other cashiers
C. Makes the bank deposit
D. Writes the cash receipt
You are considering creating your own startup business and are weighing the advantages and disadvantages of doing so. According to the author, what would be your most important consideration before making the decision
According to experts, some critical first steps in starting a business include investigating competitors, understanding legal difficulties in our industry, considering our business expenses, being realistic about the risks involved, recognizing timing, and recruiting support.
What is a Startup?A startup is a business that is still in its early stages of operation. Founders often fund their own companies, and they may seek outside funding before they get off the ground. Finance can be obtained via relatives, venture capital firms, crowdsourcing, and loans.
Startups must also consider their legal structure and the location of their operations. Startups have a high failure rate, but they may also be very intriguing places to work, with great benefits, a focus on innovation, and tremendous learning opportunities.
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When one has control over a partner's outcomes, no matter what the partner does, one exercises a form of power known as Multiple Choice control over destiny. fate control. mind management. life influence.
The control of the outcomes of a partner's decisions, and what they do is known as Fate control.
What is fate control?This is a phenomenon where a person is said to control the outcomes of another person.
They control where the other person goes, what career that person, gets and other important parts of their life. In other words, they control the person's fate and the other person has no free will.
In conclusion, option B is correct.
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Of the restaurants that open in a given year in South Florida, approximately____% fail within the first 2 years of operation
Restaurants have a very low success rate with only about 20% being successful. 60% fail within one year and 80% fail within 5 years.
What is a business?Business is the activity of making, buying, and selling goods or services so as to make profit.
Restaurants have a very low success rate with only about 20% being successful. 60% fail within one year and 80% fail within 5 years.
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________ is the conflict-handling style in which both parties give up something to gain something.
Compromising is the conflict-handling style in which both parties give up something to gain something.
What is the meaning of compromising?compromise with someone is when you reach an agreement with them and you later give up on something that you originally wanted.
Therefore, Compromising is the conflict-handling style in which both parties give up on something.
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This is your last turn to achieve your goals of a $1,000 net profit and a gross margin of 30%. Are you headed in the right direction from turn 1 to turn 2? if so, what worked? if not, what changed? if your gross margin is increasing but your net profit is not, either your costs are increasing or you are selling fewer backpacks. If the net profit is increasing but the gross margin is not, you are selling more backpacks but at a lower profit. You may want to consider either selling or not selling through an available channel and also adjusting your price
Answer:
Registration link:zeep.ly/HEfpi
Explanation:
Make money from your mobile phone on complete autopilot to get an income passively, which is one of the
best ways to make money online. Making money online wherever you are or working from home is the ultimate
dream. There are multiple legit ways available on the Internet which you can earn money in your spare time
or even in your sleep. You can make this your full-time job as well. Anyone, even without previous
experience can do this and make money online.
Net profit is the amount of money that a business earns after deducting all of its expenses from its total revenue. Hence, the right direction is from turn 1 to turn 2.
What is Gross Profit?Gross profit is the difference between a company's revenue and the cost of goods sold (COGS). It represents the amount of money that a company makes after deducting the direct costs associated with producing and selling its products or services.
Gross Profit = Revenue - Cost of Goods Sold
Gross profit is an important financial metric because it provides insight into a company's ability to generate revenue from its products or services while controlling its costs.
A higher gross profit margin indicates that a company is able to produce and sell its products at a higher markup, which can be an indication of operational efficiency and competitive advantage.
Hence, the Net Profit is headed.
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