Answer:
n an appraisal assignment, a hypothetical condition is used when a property is appraised under a condition that is contrary to what is known by the appraiser to exist on the effective date of the assignment results.
Explanation:
Why do you think consistency is so important between the Loan Estimate and the Closing Disclosure?
Answer:
~Senpi boi here~
I think that the consistey is so important between the Loan Estimate and the Closing Disclosure is because this can help you understand all the costs involved in getting a mortgage and make it harder for lenders to take advantage of you. And to identify any discrepancies. Also the Loan Estimate shows what you may pay. The Closing Disclosure shows what you will pay.
(Hope this helps!)
In order to understand all the costs associated with obtaining a mortgage and to spot any differences, consistency between the Loan Estimate and the Closing Disclosure is crucial. The Closing Disclosure displays what you will pay, whereas the Loan Estimate displays what you might pay.
What is a loan estimate?A loan estimate is a three-page document that provides clear explanations and information about house loans. In addition to making the information simple to understand, this standardization makes it simple to compare offers from different lenders and determine which one is giving you the best bargain.
A loan estimate that you obtain is good for 10 business days. Try to accept a loan offer within that time frame; if you take longer to decide, the lender might adjust the terms and provide a new loan estimate.
Before you identify the home you want to buy, you can and should receive a loan estimate, especially in a seller's market when buyers frequently need to move quickly to make a purchase offer. To make sure you can acquire financing, you should have mortgage preapproval and possibly even pre-underwriting.
What is closing disclosure?The final conditions and costs of a mortgage, such as the home loan amount, interest rate, anticipated monthly mortgage payments, and closing costs, are detailed in a Closing Disclosure, a 5-page document. Homebuyers must get their Closing Disclosure from mortgage lenders at least three working days before their loan closes. One of the most significant pieces of papers you'll receive during the mortgage process is your Closing Disclosure, so carefully read it over.
The Loan Estimate, formerly known as a Good Faith Estimate, that you received when you first applied for your mortgage might be thought of as the final version of that document.
The Closing Disclosure form uses actual figures rather than the approximations from the Loan Estimate form for the fees you would pay for your mortgage. Because of this, you must carefully study this closure form and clarify any points you don't understand.
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1. Cash flows from __________ activities are the cash flows from transactions that affect the net income of a company.
a. operating
b. investing
c. financing
d. purchasing
(Principles of management is the class I am taking )
What is a management control system? give a example
A management control system gathers information used to evaluate the performance of:
HumanPhysicalFinancialOther organizational resources.What is a management control system?A management control system is a management technique that evaluates the achievement of performance goals in terms of:
ProductivityProfitabilityEfficiency.Thus, a management control system gathers information used to evaluate the performance of human, physical, financial, and other organizational resources.
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The information to prepare the statement of cash flows comes from all of the following sources except:________
a. comparative balance sheets.
b. additional transaction data about cash provided or used during the period.
c. adjusted trial balance.
d. current income statement.
The information to prepare the statement of cash flows does not involves sources from adjusted trial balance.
What is cash flow statement?A cash flow statement serves as financial statement which is used to estimate aggregate data regarding all cash inflows.
Therefore, the sources to get the cash flow statement could be from comparative balance sheets or current income statement.
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Complete the following table of basic calculations. For Percent Contribution Margin, use MC. Round to table standard.
Price
Quantity Demanded
Total Revenue
Marginal Revenue
Variable Cost
Total Cost
Average Variable Cost
Marginal Cost
Profit
Percent Contribution Margin
18
600
10800
5210
5710
8.68
5090
17
a
11900
11
b
6140
8.06
4.30
5760
0.75
16
800
12800
9
6135
c
7.67
4.95
6165
d
15
900
13500
e
6700
7200
7.44
5.65
6300
0.62
14
1000
14000
5
7335
7835
f
6.35
6165
g
13
1100
14300
3
8060
8560
7.33
h
i
0.44
j
1200
14400
1
8900
9400
7.42
8.40
5000
0.30
The table shows that price of J will be $12, the quantity demanded of A will be 700, and the marginal revenue of E is 7.
How to calculate the values?The price of J will be:
= Total revenue / Quantity demanded
= 14400/1200
= 12
The quantity demanded of A will be:
= Total revenue/Price
= 11900/17
= 700
The marginal revenue of E will be:
= (13500 - 12800)/(900 - 800)
= 700/100
= 7
The variable cost of B will be:
= 6140 - 500
= 5640
The total cost of C will be:
= 6135 + 500
= 6635
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Answer:
What about D?
Explanation:
Cash Flows from Operating Activities—Indirect Method
Indicate whether each of the following would be added to or deducted from net income in determining net cash flow from operating activities by the indirect method:
a. Decrease in inventory
b. Increase in accounts receivable
c. Increase in accounts payable
d. Loss on retirement of long-term debt
e. Depreciation of fixed assets
f. Decrease in notes receivable due in 60 days from customers
g. Increase in salaries payable
h. Decrease in prepaid expenses
i. Amortization of patent
j. Increase in notes payable due in 120 days to vendors
k. Gain on disposal of fixed assets
WORD BANK:
- added
- deducted
How would I know if I broke or sprained my wrist?
If you have a wrist sprain, you may be able to move the wrist in a range of motion. It may be painful, but you will still be able to do it. That usually means the bones are not broken, and you have a sprain. Another sign of a wrist sprain is that there are swelling and redness around the sprained area of the wrist
Explanation:
Answer:
If its broken, you wont be able to move your fingers and it might be miss shapen. if its sprained, their can still be movement in your hand and your rist will still be strait
Explanation:
a deed often used to clear up cloud on title is
quitclaim deed is the answer
define tourism with complete sentences
Answer:
Tourism is a social, cultural and economic phenomenon which entails the movement of people to countries or places outside their usual environment for personal or business/professional purposes.
Explanation:
Answer:
Tourism is the use of travel for either pleasure or business to places foreign to the individual. It has created its own economy through the means of accommodations for visitors including things like shops, hotels, transportation services, etc.
Which of the following people would not likely have an insurable interest in a
business owner's life?
O A. A spouse
O B. The owner's child
C. A friend
Which processes would be conducted when marketing executives visit a select group of people and ask them about the product?
A. sampling and feedback
B. benchmarking and feedback
C. sampling and inspection
D. inspection and benchmarking
Sampling and feedback is the procedure used when marketing officials go to a certain group of individuals and inquire about the product. Therefore, option (A) is accurate.
Self-regulating systems have been there since antiquity, and by the 18th century, the concept of feedback was beginning to appear in economic theory in Britain. However, at that time, it was not acknowledged as an all-encompassing abstraction, and lacked a name.
A float valve, used to keep water at a steady level, was created in Alexandria, Egypt, around 270 BC and is the first artificial feedback mechanism known to exist.
This apparatus served as an example of the feedback principle: while the water level is low, the valve is opened, and as it rises, feedback into individuals the system causes the valve to close. As the water level changes, this then repeats itself in a circular pattern.
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What economic concept is applied in this statement? By earning higher levels of education, students learn skills and are more likely to be employed. In their jobs, they use their skills to provide goods and services to others. A. equilibrium B. law of demand C. law of supply D. negative externality E. positive externality
By earning higher levels of education, students learn skills and are more likely to be employed. In their jobs, they use their skills to provide goods and services to others. Positive externality is applied in this statement.
What is high level of education?After a person finishs high school, they can pursue higher education. It usually takes place at universities and colleges of further education and encompasses undergraduate and postgraduate study.
Person's educational level simply refers to highest and most recent academic level or school.
Thus option E is correct.
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Answer:
positive externality
Explanation:
PLEASE HELP IN ONE MINUTE WILL MARK BRAINLIST
Answer:
A is the answer
Explanation:
BRAINLIST PLS
Answer:
In a market economy the government is minimally involved in the functioning of the economy but does act to protect customers and impose some regulations on the market
What expenses do you need to budget for if you choose to buy a home? Check all that apply.
Answer:
The expenses I would budget for if I choose to buy a house are:
a mortgage payment
homeowners insurance
property taxes
A down payment
utility payments
Explanation:
If required reserve ratio is 10 percent what is the monetary multiplier
Answer:
10
Explanation:
If the reserve requirement is 10%, then the money supply reserve multiplier is 10 and the money supply should be 10 times reserves. When a reserve requirement is 10%, this also means that a bank can lend 90% of its deposits.
What is the definition of a proprietorship? What is its major drawback?
Answer:
is a business owned by one person who invest money, time and physical assets
What is the definition of a proprietorship? What is its major drawback?
Answer:
The definition of proprietorship is the state of owning a business or holding property. The major drawback or a proprietorship is that there is no separation assets and personal assets.
What does the “R” in “HVACR systems” refer to?
Answer: Refrigeration
respiration
radiation
reflection
refrigeration
Answer:
The answer is refrigeration
explicate the irrelevance of learning styles
Learning styles are the best way to learn for a student has been debunked. However, learning styles are accepted in education as a way to promote the idea that student learns differently. Below is a further explanation.
The VARK ModelEducation continues to promote learning styles as a way for teachers to support students and differentiate lessons. The multiple models related to learning styles, the VARK model is among the most widely used since it sufficiently addresses learner diversity and needs.
The VARK model stands for:
VisualAuditoryReading/WritingKinestheticTherefore, anything devoid of the above will be irrelevant.
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what is cheese and why
Answer:
Food
Explanation:
Cheese is food, and its a great weapon :)
You must be mighty bored XD
Xavier finished planting his last bonsai tree for his Japanese garden, complete with a koi pond and gazebo.
Unfortunately, the garden wasn't yet fenced in and he already noticed neighborhood children sneaking in to
look at the fish. Eight-year-old Josh wants to take a picture of a fish, but trips and falls on a rock bordering
the pond. Xavier could be held liable for negligence.
Answer:
TRUE
Explanation:
in preparation of the physical structure of the business, what are the task that an entrepreneur should perform?
Answer:
What I have to do in order to ensure that my business will move in the right direction? There are really different things that you will need to do for your business as entrepreneurial tasks on an everyday basis.
Some of them are predictable, but the real problem can be when you need to work on highly unpredictable tasks for your business. In such a case, you will need much harder efforts in order to ensure effective time management for yourself as an entrepreneur.
Because of that, I am using categorization in order to achieve some order in the chaos of entrepreneurial tasks.
When it comes to your entrepreneurial tasks, generally they can be classified in the following groups:
1. Tasks Related to Creativity and Ideation
The first category of your tasks as an entrepreneur are tasks related to creativity and ideation. Every business, absolutely every business will always need a new fresh or great ideas that can lead to innovation and improvement in their products or services they are offering on the market, in the processes and business models of their companies.
Although many do not put this as a separate category, I just want to emphasize this category taking into account the importance of these activities in terms of the increased business potential power of your company. Now, often times these tasks are not distinguished as a separate group or category of tasks because it is more difficult to manage the time in which they will perform as tasks.
When you will be more creative can’t be managed but you can only support the process. Therefore, you can’t tell that tomorrow from 9 am to 12 am you will be more creative and because of that, you will work on brainstorming creative business ideas. But, you can say that tomorrow on your agenda you will have the brainstorming session with your co-workers in order to generate ideas for something. It is better to have one such group work tasks on your agenda.
40 Tips to Brainstorm Business Ideas
2. Planning Tasks
The second category of tasks that you as an entrepreneur will need to do is planning tasks. These tasks represent the predecessors of other tasks that will need to be implemented.
Except for preparation of business plan and your personal plans, these group of activities can include research, analysis, testing, consulting and anything else that in some way will allow you to have a list of tasks that require implementation. So, creativity and ideation will lead to plans which undoubtedly should lead to the next set of tasks, and they are…
3. Implementation as Entrepreneurial Tasks
Implementation of your already prepared plans as a result of the earlier group of tasks. This category of tasks is simply doing the things for your company, or finishing planned tasks. Implementation is one of the most significant tasks and one of the most challenging as well. You should be able to handle the team and must have the right knowledge in managing projects as well. This is why some even take courses such as an online MBA for Canadians by JCU to develop their leadership and managerial skills.
87 Tips and Tricks on How to Become a Successful Entrepreneur
4. Monitoring and Controlling as Entrepreneurial Tasks
For successful work, there must be some kind of monitoring and controlling tasks for the implementation. This is the fourth category of tasks for you as an entrepreneur. Whether it comes to monitoring and controlling your personal work or the work of your employees, this category of tasks ensures that everything that was planned will be implemented as it was planned.
5. Communication as Entrepreneurial Tasks
And of course, the last group of tasks is the communication task. This category is one of the most constant categories, and therefore it will overlap with all the other categories that I have mentioned here. Communication is an essential category of things you will need to do that will provide the proper level of cooperation and improve the results of all other tasks.
What factor has the biggest impact on a credit score?
Answer:
Probrably how often you've been in debt or how much money you owe to someone or how many loans you've taken
Please help will mark BRAINLIST
Answer:
D. mixed, market
Explanation:
Answer:
Acorrect me if I'm wrongA firm's demand curve is P = 1 – 2Q. The firm has a current price of R1 000 and it sells 100 units per day. What is the firm's price elasticity of demand? 1. – 1 2. – 2 3. – 5.0 4. Given the information, it cannot be determined.
Assuming he firm has a current price of R1 000 and it sells 100 units per day. The firm's price elasticity of demand is -5.
Price elasticity of demandGiven:
P = 1 - 2Q
Hence:
Q = 0.5 - 0.5P
Price elasticity of demand (Ed)= -0.5×1000/100
Price elasticity of demand (Ed)= -5
Based on the above calculation the demand is elastic at the price of -5.
Therefore the firm's price elasticity of demand is -5.
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movement in supply is caused by changes in ...................
a. non-price factors
b. price of good alone
c. cost of production
When would power of attorney be needed? A. when someone dies unexpectedly B. when a person is unable to manage their affairs C. when someone dies but there is no will and the estate must be managed D. when a living will is not in place and beneficiaries must be named
Answer:
B
Explanation:
Answer:
B. When someone is unable to manage their affairs
Explanation:
Please help in one minute will mark BRAINLIST
Answer:
A, B
Explanation:
Might be wrong, there is no guarantee
To slow down a high inflation rate, the Federal Reserve should use a(n) _____ monetary policy by _____bonds.
a. contractionary; purchasing
b. expansionary; purchasing
c. expansionary; selling
d. contractionary; selling
Answer: b
Explanation:
What conclusion can be drawn about an organization that does not conduct market research?
Answer:
Sorry, but I cant tell you, you need to know
Explanation: