In the early 2000s, laws requiring banks and mortgage brokers to disclose the terms of home loans failed to prevent many Americans from entering into irresponsible mortgage agreements. This could have been the result of
Due to information overload in the early 2000s, laws requiring banks and mortgage brokers failed to prevent Americans from entering into irresponsible mortgage agreements.
What do you mean by mortgage?
A mortgage refers to the process of giving something up as a guarantee or collateral against a loan. A person may encounter a term when seeking a secure loan.
Thus, due to information overload in the early 2000s, laws requiring banks and mortgage brokers failed to prevent Americans from entering into irresponsible mortgage agreements.
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A federal budget deficit occurs when _____ Group of answer choices aggregate supply is greater than aggregate demand. aggregate demand is greater than aggregate supply. there is deflation. federal government purchases exceed net taxes. there is inflation.
A federal budget deficit occurs when federal government purchases exceed net taxes. Option C is correct.
What is federal budget?The federal budget is the budget of the United States. It comprises the federal government's spending and revenues.
The budget is the monetary or medium of exchange expression of the priorities of the government and showing the past conflicts and conflicting economic views.
A federal budget deficit occurs when government spending exceeds revenue, which is the money collected from, fees, taxes and investments. Deficits add to the national debt, or debt owed by the federal government.
Therefore, option C is correct.
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During a depression or recession, which of the following is most likely to
happen to interest rates?
A. Interest rates will likely rise as the Federal Reserve board
decreases inflation rates.
B. Interest rates will likely decrease as the Federal Reserve Board
increases inflation rates.
C. The Federal Reserve Board will likely lower interest rates.
D. The Federal Reserve Board will likely raise interest rates.
The Federal Reserve will more than likely decrease interest rates to encourage spending. When interest rates are low, individuals wish to spend money as it costs less for them to borrow. This increases economic activity to get themselves out of a depression/recession.
Assume that the public holds part of its money in cash and the rest in checking accounts. If the central bank lowers the reserve requirement from 16 percent to 8 percent, the money supply will
If the public holds part of money in cash and rest in checking accounts, change in the reserve requirement from 16 percent to 8 percent, the money supply will increase by less than double.
What do you mean by money supply?Money supply refers to the total of cash coins and bank account balances in circulation. Through monetary policy, money supply is determined by the central bank.
Reserve requirements refer to the amount that must be hold by commercial banks for ensuring that it must be able to meet the liabilities in case of sudden withdrawals.
Therefore, lowering the reserve requirement ratio from 16 percent to 8 percent by central bank, the money supply will increase by less than double.
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Process explanations follow a _________ pattern of organization. specific thorough chronological detailed
Process explanations follow a chronological pattern of organization. A chronological pattern organizes information according to the sequence of time. Chronological order is the order in which the events occurred, from first to last.
Organizational patternsThere are six key patterns for details,
simple listing, order of importance, chronological order, spatial development, cause and effect, comparison and contrastTherefore, the answer to the question is option C. chronological
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When a marketing manager sets prices for all items in a product line, seeking to produce a profit for the entire line but not necessarily each product, it is known as Blank______.
Answer:
product line pricing
Explanation:
a managers challenge when marketing multiple products is
________ is a term associated with an advertisement has been seen or heard so many times that it irritates consumers.
Advertising wearout is a term used to describe the wear of an advertising campaign that can even irritate consumers.
What is advertising wearout?It is the loss of effectiveness in the memory of the message or the feeling of irritability before an advertisement by increasing the level of exposure.
It is a consequence of the constant maintenance of the advertisement in the medium that consumers become saturated of seeing the same commercial repeatedly.
Therefore, we can conclude that advertising wearout is a term used to describe the wear of an advertising campaign that can even irritate consumers.
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Please read instructions all the way through, brainiest will be given and 50 pts. Explain the logistics of product delivery. Describe the ins-and-outs of importing and exporting your products. What are the most critical components of delivery and importing/exporting? (i know for a fact that you have to do research on latest distribution trends and i can give you a link to a possibly helpful website if you need, i mainly need pointers for starting off and maybe a little bit of guidance in creating a 2 page response)
Answer:
The logistics of product delivery could be described as all that's entailed in ensuring a goods or product gets to a customer's destination after it has been purchased from a particular destination.
Explanation:
The logistics of product delivery could be described as all that's entailed in ensuring a goods or product gets to a customer's destination after it has been purchased from a particular destination. It might include shipment or freight if the goods is coming from outside the desired clients location.
Ins-and-outs of importation;
- You'd have to decide the country you're buying from
- The next is to search for suppliers, those who sell the item in that particular country you've searched.
- You'll then need to search what their duty and taxes are, which you'd have to consider in the cost
- Finally, you'll need to find a reliable freight forwarder and customs broker who would handle the clearing of the goods when they get to your country.
Export has the same but there some changes as this time you'd have searched those who need your product and considered all that's needed to ship in your country and how it'll be cleared over your customers destination
am kandy but pls don't friends me...thank me or comment on this q anymore cz this is my school acc.
When the money supply decreases a.interest rates fall and so aggregate demand shifts right. b.interest rates rise and so aggregate demand shifts right. c.interest rates fall and so aggregate demand shifts left. d.interest rates rise and so aggregate demand shifts left.
Interest rates rise when the money supply falls, shifting aggregate demand to the left.
That is Option D.
When the money supply is reduced, what happens?When the money supply is restricted, the interest rate rises, discouraging lending and investment. People save more when interest rates are higher, which affects private consumption.
A decline in aggregate demand growth results from lower consumption and investment. The money supply and interest rates are inversely proportional. A higher money supply lowers market interest rates, making borrowing more affordable for consumers.
A Smaller money supply, on the other hand, tends to raise market interest rates, making borrowing more expensive for consumers.
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Discuss several techniques for managing stress in your life.
The __________ helps measure a company's ability to meet its obligations, pay dividends, expand operations, and obtain financing. It is computed by taking cash flow from operations divided by average total assets.
cash flow on total assets
The cash flow on total assets helps measure a company's ability to meet its obligations, pay dividends, expand operations, and obtain financing. It is computed by taking cash flow from operations divided by average total assets.
Taste of the Tropics is a manufacturer of fruit juice products. It recently reduced the amount of its premium juice line from 64-ounce containers to 52-ounce containers but kept the price the same. This is an example of
Taste of the Tropics is a company that makes fruit juices. It recently lowered the size of its premium juice brand from 64 to 52 ounce containers while maintaining the same pricing is the example of Marginal revenue.
What is marginal revenue?Marginal revenue is the increase in income that results from the sale of one additional unit of output.
The law of diminishing returns states that while marginal revenue can remain constant for a particular quantity of output, it will eventually slow down as the output level grows.
Thus, it is an example of Marginal revenue.
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Select the correct answer.
What economic concept is applied in this statement?
By earning higher levels of education, students learn skills and are more likely to be employed. In their jobs, they use their skills to provide goods
and services to others.
The economic concept that is applied in the statement is D. positive externality.
What is a positive externality?Positive externality refers to the production and consumption of a good or service that benefits some other third parties, who are not directly involved in the transaction.
Some examples of activities that create positive externality include:
EducationVaccinationLocal investmentsBuilding of infrastructure.Thus, the economic concept that is applied in the statement is D. positive externality.
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Lower-level management goals that are inconsistent with company goals are a possible disadvantage of
When the goals of lower management are inconsistent with company goals, this is usually a disadvantage with decentralization.
What is decentralization?This is when a company allows for more independence in lower divisions and their managers.
This means that the lower level managers have more say in how things are done. This can be disadvantageous when these managers decided to go against company goals to further goals that they support.
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In the context of expanding one's professional network, ________ is an effective technique for learning about ideal jobs or careers that involves reaching out to and asking people about their own careers and jobs.
Peer mentoring is an effective technique for learning about ideal jobs or careers that involves reaching out to and asking people about their own careers and jobs.
What is Peer mentoring?Peer mentoring refers to a one-on-one relationship or experienced within a group. It is a relationship between people who are at the same career stage or age.
The peer mentoring is specifically more effective in expanding the professional network. Peer mentoring involves learning by reaching out to more experienced individuals in an organization.
Hence, Peer mentoring is an effective technique for learning about ideal jobs or careers that involves reaching out to and asking people about their own careers and jobs.
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The profit-maximizing rule leaves room for cases where it is both possible and reasonable for a firm to operate at a loss over the long run.
It is a false statement that profit-maximizing rule leaves room for cases where it is both possible and reasonable for a firm to operate at a loss over the long run.
What is a profit-maximizing rule?The rule of profit maximization says that MC = MR where the MC means marginal costs and MR means marginal revenue.
As all costs are variable in the long run, then, a firm must always set its profit to zero by ceasing operation.
Therefore, It is false that profit-maximizing rule leaves room for those cases.
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Which of the following is not a disadvantage to cash advances on a credit card? a. cash advances are similar to loans in that they need to be paid back with interest. b. cash advances require a lot of paperwork and are generally difficult to get. c. cash advances are often the last thing to be paid when paying off your credit card. d. cash advances often come with an interest rate much higher than your credit card. please select the best answer from the choices provided. a b c d
It is not a disadvantage that a. cash advances are similar to loans in that they need to be paid back with interest.
What is cash advance on a credit card?A cash advance on credit card is can be described as a short-term cash loan secured by the credit line on your credit card.
In addition, cash advances, like loans, must be repaid with interest, which is not a disadvantage.
Most credit card including charge card providers will give their customers a cash advance if they ask for one, and this is going to be their credit limit.
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What piece of legislation, one of the most complex areas of federal civil law, was established in 1974 mainly to protect the employee pension system from employer fraud
Employee Retirement Income Security Act is established in 1974 mainly to protect the employee pension system from employer fraud.
What is Employee Retirement Income Security Act?The Employee Retirement Income Security Act serves as an act of 1974 that contains rules on the federal income tax to favor employees.
This act, provides employee with benefit plans and a protection against wicked employers.
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Australia's Health Insurance Commission processes 300 million health claims and makes annual payments of $8 billion of payments to clients. The company would store all of its more than three gigabytes of information in a(n) _____ to support management decision making.
The insurance company would store all its information in a data warehouse to support management decision making.
What is a data warehouse?This means the large store of data that was accumulated from a wide range of sources within a firm and are used to guide the management decisions.
Therefore, the data warehouse is the facility that will store tha data for future use and to support management decision making.
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Caribou Coffee and Tata Global Beverage have together formed TATA Caribou Limited in order to bring Caribou to India. The global market entry strategy is known as
The global market entry strategy used by Caribou Coffee and Tata Global Beverage to bring Caribou to India is known as a Joint venture strategy.
What is a Joint venture?This means a business agreement where companies make a decision to work together with an aim of achieving a specific set of goals.
As Caribou Coffee and Tata Global Beverage formed together to form the TATA Caribou Limited which operate in India, such business strategy is known as a Joint venture.
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What are the costs associated with operating a franchise.
__________ is a narrative presentation analyzing the internal and external environment of an organization and its publics as it relates to the start of a campaign or program.
Answer:
situation analysis
Explanation:
Hope my answer helped :)
The first Pepsi yields Craig 18 units of utility and the second yield him an additional 12 units of utility. His total utility from three Pepsis is 38 units of utility. The marginal utility of the third Pepsi is Group of answer choices
Answer:
the moon has an orbital period of 63.3 days. Calculate the average distance from the earth
Explanation:
calculate the escape velocity of a rocket fired from the earth surface, take (R=6400km)
Stephens, Inc. is considering dropping a product line. During the prior year, the line had sales of $170,000, variable costs of $86,000 and total fixed expenses of $110,000. Of the fixed expenses, $95,000 are avoidable. If Stephens drops the product line, net operating income will ______.
Answer:
Increase by $11,000
Explanation:
The company will lose $84,000 in contribution margin ($170,000 - $86,000). If $95,000 of the fixed costs are avoidable, net income will increase by $11,000.
Out of the choices provided above, it can be concluded to state that the operating income will increase by $11,000 if the line had sales of $170,000, variable costs of $86,000 and total fixed expenses of $110,000, and of the fixed expenses, $95,000 are avoidable. Therefore, the option A holds true.
What is the significance of operating income?Operating income can be referred to or considered as the income that is generated by an organization from the regular course of business operations, and does not include any special heads of income that do not add to the regular income of the firm.
The operating income is the difference between the total fixed costs and the contribution margin of the firm for a particular accounting year.
Operating Income = Avoidable Fixed Costs – Contribution Margin
Operating Income = 95,000 – 84,000
Operating Income = $11,000
Therefore, the option A holds true and states regarding the significance of operating income.
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Missing choices are added below.
A. Increase by $11,000
B. Decrease by $11,000
C. No Change
D. Decrease by $10,000
According to clinton, what is the benefit of a global economy? more jobs and better living conditions protection of the environment forces of integration
President Clinton asserted that the benefit of a global economy is the creation of more jobs and better living conditions.
What is a global economy?Its means the interconnected worldwide economic activities that occurs between multiple countries across the world.
The global economy is what enable the importation and exportation from one country to others and creates international trade.
The President believed that benefit of a global economy is the creation of more jobs and better living conditions.
Therefore, the Option A is correct.
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Answer: more jobs and better living conditions.
ASAP
Please help!!!!
nationwide furniture stores sells selectional sofa set but contracts with local delivery companies to provide furniture delivery for customer this is an example of commission, delegation, consignment, assignment
ANSWER: Consignment: a batch of goods destined for or delivered to someone
Explanation:
It is not commission because that is order granting the power to perform various acts or duties
it is not delegation because the act or process of delegating or being delegated
It would be common to use the term ____ to refer to the manufacturing process when discussing the global supply chain.
Production refers to the manufacturing process that includes the transformation of raw materials resulting in finished products.
What is production?It is the supply chain phase that includes all the processes related to the creation and elaboration of the product.
That is, it includes the operations necessary for the transformation of raw materials into products and their mass production.
Therefore, we can conclude that production refers to the manufacturing process that includes the transformation of raw materials resulting in finished products.
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The two ways that a corporation can be classified by purpose are.
Answer:
profit and not-for-profit.
Explanation:
Assume that the united states current account balance is zero. If the united states dollar appreciates against the japanese yen, then demand for united states exports will:.
If the United states dollar appreciates against the Japanese yen, then demand for united states exports will increase.
What is Export?These are the goods and services produced in a country and sold into another country.
When the currency of United states dollar appreciates against the Japanese yen, there will be lesser cost in the production of such goods which will lead to increase in export demands.
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An economic carrot, or incentive, is –. An economic stick, or punishment, is –.
An economic carrot, or incentive, corresponds to foreign aid. An economic stick, or punishment, corresponds to sanctions.
What is an economic carrot?It is a metaphorical expression used to designate a reward, that is, an aid that an economy can receive from another nation in a moment of crisis, for example.
Therefore, the expressions carrot and economic stick are metaphors that represent positive or negative causes and consequences on a country's economy.
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