To maintain a low student loan repayment burden, the Consumer Financial Protection Bureau suggests student loan payments should not exceed 8% of your gross salary. A student loan is a form of loan that is intended to assist the students in paying for post-secondary education and associated fees such as tuition, books and supplies, and living expenses.
It may differ from the other forms of loans in that the interest rate is significantly lower and the re- payment plan is deferred while the student is still enrolled in the school. Many countries also have strong laws governing the renegotiating and bankruptcy.
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suppose that the market for labor is initially in equilibrium. an increase in immigration will cause the equilibrium wage
Suppose that the market for labor is initially in equilibrium. An increase in immigration will cause the equilibrium wage to will fall, and the equilibrium quantity of labor will rise.
someone should sponsor you or file an immigrant petition for you. Wait until the petition is accepted and there's a visa to be had in your class. Then observe for an inexperienced Card from in the U.S. you may nonetheless need to get a scientific exam, visit an interview, and watch for a selection for your utility.
Immigration regulation refers back to the national statutes, rules, and legal precedents governing immigration into and deportation from a rustic. Strictly talking, it's far distinct from different matters which include . Naturalization and citizenship, although they may be on occasion conflated.
Immigration is the procedure of transferring to a new us of a location with the intention of staying and living there. human beings may also select to immigrate for a selection of motives, such as employment possibilities, to escape a violent conflict, environmental factors, educational purposes, or to reunite with family.
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Maria is an industrial engineer at a nissan plant. Indicate how maria should change her production plans in response to each change in market conditions. A. An engine supplier decreases the price it charges nissan by 50%
As a result, Nissan's cost of production will decrease, and Nissan should increase its supply.
The professional engineer program is a higher education program after the undergraduate program to build engineering competence. After passing the engineer profession program, you are entitled to a professional engineer certificate and recorded by PII. Therefore, it should be noted that today's engineer degrees are no longer used by universities as academic degrees but rather as professional degrees.
To obtain a professional engineering degree, one must graduate from the engineering profession program. While the requirements to join the professional engineer program are:
Obtain a bachelor's degree in engineering or an applied bachelor's degree in engineering, both graduates from domestic universities and equivalent foreign universities; or
Bachelor of engineering education or Bachelor of Science equivalent to a Bachelor of Engineering or applied degree of engineering through an equivalency program.
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at u.s. sales corporation, all the people who are responsible for promoting the company's products work together. this group of people has similar skills and uses the same knowledge to get the job done. this group would be considered a(n) .
It is called an Organisation.
What is an Organisation?A group of people who work together to achieve a common goal is referred to as an organization. It is a social system that encompasses all formal human interactions. The organization includes employee work division and task alignment toward the company's ultimate goal.
It is also known as the second most important managerial function because it coordinates employee work, procures resources, and combines the two in order to achieve the company's goals.
Formal Organization Structure: The formal organization structure is the structure of jobs and positions with specific activities and relationships. It is created by management to achieve the company's goals.
Informal Organization Structure: An employee relationship based on personal attitudes, prejudices, and interests rather than procedures. It is a system of personal and social connection that does not require a formal organization to create.
Thus, the organization has a lot of different structures and types.
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Salaries and wages expense should have been accrued on december 31st, but the entry was not made. The result of this oversight is that.
The result of this oversight is that obligations are underestimated.
Adjusting Journal is an accounting journal that is used to make adjustments to certain account balances or post transactions to match the actual situation in the process of preparing financial statements. Examples of adjusting entries for merchandise inventory and office supplies. Adjusting entries are used by trading, service, manufacturing and other entities.
The basic concept of adjusting entries is the basic accounting concept used as the basis for making adjusting entries.
Examples of transactions recorded in adjusting entries are:
Prepaid lease transactions,Prepaid insurance,Prepaid income,Depreciation of fixed assets,Bad debts,Bank reconciliationSupplies on handIncome SummaryAllowance for loss of receivablesMerchandise inventoryYou can learn more about Adjusting Journal here brainly.com/question/14895809
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Why did steel, electricity, chemicals, and petroleum take the place of textiles, railroads, iron, and coal in making the second industrial revolution successful?.
Steel, electricity, chemicals, and petroleum were needed to make business more productive.
The second Industrial Revolution is typically dated between 1870 and 1914, though some of its hallmark events can be traced back to the 1850s. It is clear, however, that the rapid rate of pathbreaking inventions slowed after 1825, before picking up steam once more in the final third of the century. This says little about the speed of technological progress as typically recognized in terms of increased productivity and product quality, which is much more dependent on smaller, cumulative, anonymous changes.
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Normally a company closes its books and then adjusts its records to update the account balances before preparing the financial statements. This statement is.
This statement is false.
The company can adjust the records to update the account balances to show a true and fair view of the financial records even before closing its books and can update the records when and where required so as to have a true picture of the ledgers. It is not required to post adjusting entries after closing books only.
What are financial statements?A financial statement (or financial reports) is the formal record of the financial activities and status of a company, person, or other entity.
Relevant financial information is presented in a structured, easy-to-understand format. These typically include four basic financial reports with management discussion and analysis.
A balance sheet or balance sheet reports a company's assets, liabilities, and equity at a particular point in time.Income Statement, or Income Statement (P&L) Statement, Comprehensive Income Statement, or Income Statement, reports a company's revenues, expenses, and profits for a specified period. The income statement provides information about the company's operations. This includes sales and miscellaneous expenses incurred during the specified period.A statement of changes in equity, statement of changes in equity, or statement of retained earnings reports changes in a company's equity over a period of time.A cash flow statement reports a company's cash flow activities, specifically, its operating, investing, and financing activities over a period of time.The statement of comprehensive income includes other comprehensive income items that are not included in determining net income.To learn more about financial statements, visit:
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you have discovered that an employee has been conducting illegal activities using his workplace computer. you have taken possession of the employee's laptop according to your company's procedures and are waiting to give it to law enforcement authorities. what should you do when turning over the laptop to the police? maintain the chain of custody quarantine the system document the changes preserve the evidence see all questions back next question
Maintain the chain of custody while you turning over the laptop to the police.
In crook regulation, someone is in custody while–after being arrested or convicted of a criminal offense–they're held in jail or prison. Such humans are under country manage till they may be acquitted of their alleged crime or the belief in their jail sentence. An example of custody is a determine having complete rights to his child after a divorce. An example of custody is a robber being held by way of the police.
Care and Custody method the prison authority of a determine or mum or dad to supervise or otherwise be liable for a minor, or the specific authority given from such determine or criminal mother or father of a minor to a responsible grownup to oversee or in any other case be chargeable for the sports and care of the minor.
A person is stored in police custody after he's arrested on the premise of an FIR or suspicion. A person is kept in judicial custody after the public prosecutor makes the court accept as true with that such custody is essential for in addition research. Police Custody manner that police has the bodily custody of the accused at the same time as Judicial Custody way an accused is inside the custody of the involved magistrate.
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from the following list, select all the business practices that are both "green" or environmentally responsible and sustainable in terms of a business’s current and long-term success and the environment.
Business practices that are both "green" or environmentally responsible and sustainable in terms of a business’s current and long-term success and the environment are:-
-encouraging employees to telecommute
-using teleconferencing for meetings
-shifting to a shorter, four-day workweek
Green computing (additionally known as green IT or sustainable IT) is the design, manufacture, use, and disposal of computer systems, chips, other technology components and peripherals in a manner that limits the damaging effect on the environment, inclusive of decreasing carbon emissions and the electricity ate up by producers, facts centers.
For an instance, green computing recommends shutting down a laptop when it's no longer in use to reduce energy waste. Other simple practices consist of turning off your computer screen or even adjusting its energy settings to consume much less energy whilst nonetheless working are also green computing techniques.
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Take notes during the car salesman interview. What should you be on the lookout for when buying a car? how should you prepare when you’re getting ready to buy a car?.
The thing that one need to on the lookout for when buying a car are:
Before you examine the car, make sure it is on a level surface.Keep an eye out for dents, scratches, and rust spots while you inspect the paint work.Make sure it's still in good shape by having a look inside the trunk.Remember to check the tires.The car's frame is very important. How should you prepare when you’re getting ready to buy a car?.Having the following available:
Your driver's license. Proof of insurance. The Form of payment. New utility bills. Credit score as well as history. Discount information.A list of any form of references.The act of buying a car is one that entails a person using their money or the use of a loan so as to make the purchase.
Therefore, follow the above steps before and when buying a car.
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Firms that disingenuously market products as environmentally friendly with the goal of gaining public approval and sales, rather than actually improving the environment, are guilty of.
Firms that disingenuously market products as environmentally friendly with the goal of gaining public approval and sales, rather than actually improving the environment, are guilty of greenwashing.
Green PR and green marketing are deceptively utilized to convince the public that an organization's products, objectives, and policies are environmentally beneficial. This practice is known as "greenwashing," sometimes known as "green shine." Companies that purposefully engage in greenwashing communication tactics frequently do so to separate themselves from their own or their suppliers' environmental transgressions.
Greenwashing detractors contend that the development of the tactic, coupled with ineffectual regulation, contributes to consumer mistrust of all green claims and lessens the ability of consumers to influence businesses toward more environmentally friendly production methods and business practices.
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Firms that disingenuously market products as environmentally friendly with the goal of gaining public approval and sales, rather than actually improving the environment, are guilty of greenwashing.
What is greenwashing.?Greenwashing is when a company or firms says or project that their products or goods are environmentally friendly, that their products are not causing any harm to the environment just so that they get a positive impression of their company being eco friendly. But actually these claims that companies make are false and they themselves are guilty of this. And they make zero to no efforts in improving the environment
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until six months ago, alejandro's department had the highest productivity rate in the company. their work was almost flawless and it was always completed in a timely manner. recently, that has changed drastically and the department has started producing poor quality work. what would you suggest alejandro do to solve this problem?
Alejandro has to apply critical thinking to analyze what has changed in the last six months before working to address any problems.
What is the critical thinking?The intellectually disciplined process of actively and skillfully conceptualizing, applying, analyzing, synthesizing, and/or evaluating data gleaned from, or generated by, observation, experience, reflection, reasoning, or communication, as a guide to belief and action, is known as critical thinking.
The capacity for factual analysis and opinion formation is known as critical thinking. It is a subset of emotional intelligence. When the occasion calls for it, a person with critical thinking abilities can think clearly and logically. They are able to make decisions and solve problems more effectively as a result.
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explain why it is appropriate for optimus to value the electrobicycle project using its wacc. compare using the wacc to using solely the cost of equity in valuing the electrobicycle project.
Imagine that you are the owner of Optimus, Inc., a business with a capital structure that is comprised of 60% common stock and 40% debt. The cost of the debt is 4% after taxes.
After researching the Electrobicycle project, you come to the conclusion that the automaker that conducted the research and development (R&D) made a critical error. After the first five years, you think there will be prospects for global expansion as well as many more years of revenue and profit from selling electrocycles. Consequently, you wouldn't terminate the project in Year 5. Instead, you think that in Year 5, you will be able to sell the Electrobicycle company to a large corporation that will carry on manufacturing and exporting the goods for many more years. In Year 5, you anticipate selling the Electrobicycle company for at least $15.0 million. As a result, you think the Electrobicycle project has much more potential than the auto industry does.
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the children’s health insurance program (chip) was implemented in accordance with the balanced budget act (bba) to allow states to create or expand existing insurance programs, providing more federal funds to states for the purpose of expanding eligibility to include a greater number of currently uninsured children.
The State Children's Health Insurance Program(SCHIP) was implemented in accordance with the balanced budget act (BBA) to allow states to create or expand existing insurance programs providing more federal funds to states for the purpose of expanding MEDICAID eligiablity to include a greater number of currently uninsured children.
Insurance is a way to manipulate your hazard. when you buy coverage, you buy safety against unexpected financial losses. The insurance business enterprise pays you or someone you pick if something bad takes place for you. If you have no insurance and a coincidence occurs, you'll be responsible for all associated expenses.
Insurance is an agreement that transfers the threat of economic loss from an individual or enterprise to an insurance organization. They acquire small amounts of money from customers and pool that money together to pay for losses. coverage is split into two main categories: assets and Casualty insurance (percent).
Insurance plans are beneficial to everyone trying to protect their family, property/property, and themselves from financial risk/losses: coverage plans will assist you to pay for clinical emergencies, hospitalization, contraction of any ailments and remedies, and hospital treatment required within the destiny.
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organizational behavior: improving performance and commitment in the workplace 7th edition pdf chapter 1
Organizational conduct is taking a look at of ways individuals and organizations interact with every other and with the enterprise. An effective organizational conduct method can assist management to inspire its employees to perform nicely. accomplishing collective dreams will become less complicated.
An expansion of factors has an impact on organizational behavior, which includes the employer's shape, policies, and techniques, control effectiveness, and interactions between colleagues. All of these elements can inspire personnel to work more difficult or contribute to disengagement.
An organizational behavior concept is a department of academics that has a look at that pursuits to determine how and why human beings act in certain ways inside exclusive kinds of expert companies.
Organizational behavior proposes that incentives are motivational elements that might be crucial for personnel to carry out well. Organizational behavior changes the way people make decisions. groups that can be able to encourage dangers in decision-making inside the agency tradition can beautify innovation and creativity.
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Stuart, a salesperson representing a buyer, is told that the buyer plans to operate a pet grooming business out of any house he buys. Stuart does tell the buyer to verify local zoning ordinances to determine in which parts of town such a business can be conducted. Which duty does stuart violate?
The answer is care. A salesperson must use his skills and knowledge to protect the client's interest in a purchase. In this case, the seller should notify the buyer to verify local zoning regulations that may prohibit the buyer from doing business from home. All salespeople and brokers owe this obligation and disclosure of material facts to consumers. An agent will owe obedience and loyalty to the principal.
Entrepreneur refers to someone who builds or runs their own business. By owning shares in the company, the entrepreneur can enjoy many advantages if all goes well; but they also take a lot of risks—far more than the average employee in the business.
This entrepreneurial risk can take several forms, including financial risk, career risk, emotional risk, or overall business risk. Because there is so much at stake in starting and growing a successful business, there are very specific skills that an entrepreneur usually needs to be successful.
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skills are the most important for accountants when presenting their
work to clients.
O A. Communication
O B. Multitasking
OC. Social media
OD. Math
a software package developed to handle information requirements for a specific type of business is called a(n) .
'A software package developed to handle information requirements for a specific type of business is called horizontal application.
A software package is a collection of files and information about those files. Linux distributions are typically installed as separate software packages, each representing a specific application. B. A web browser or development environment.
A package is a collection of files and directories required by a software product, typically designed and created by an application developer after the application code has been developed.
Packaged software is developed by computer engineers. This is a compilation of programs grouped together to publicly offer various tools within the same group. Even if necessary, it cannot be modified or changed.
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in the planning process, what is the role of strategic goals and plans? links strategy and operations sets company direction sets purpose of business guides day-to-day activities
Correct option is B. In the planning process, what is the role of strategic goals and plans is sets company direction.
What is the strategic planning process?
Leaders of a company develop their future vision and determine their organization's goals and objectives through the process of strategic planning. Establishing the order in which these objectives should be accomplished can help the company attain its stated vision.
Though it can run longer, strategic planning generally reflects mid- to long-term objectives with a life period of three to five years. This is distinct from business planning, which usually focuses on immediate, tactical objectives, including how a budget is allocated. A business plan may encompass a period of time that lasts from a few months to several years.
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suppose you have $12,000 in the bank and plan to spend $10,000 to buy a car. one opportunity cost of buying the car would be
suppose you have $12,000 in the bank and plan to spend $10,000 to buy a car. one opportunity cost of buying the car would be the interest you cannot earn on your $10,000.
What is opportunity cost?
The value or advantage forfeited by engaging in a specific activity in comparison to engaging in a different activity is known as the opportunity cost in microeconomic theory. Simply put, it means that if you choose one activity, you forfeit the chance to do another.
Therefore,
suppose you have $12,000 in the bank and plan to spend $10,000 to buy a car. one opportunity cost of buying the car would be the interest you cannot earn on your $10,000.
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a common rule of thumb for high technology products is that a six month delay in project execution can result in lost market share of what amount? multiple choice question. 10% 25% 33% 50%
A common rule of thumb for high technology products is that a six month delay in project execution can result in lost market share of 33%. Thus, the correct option is C). 33%.
What is the significance of the rule of thumb?A common rule of thumb in the world of high-tech product development depicts that a six-month project delay can result in a 33 per cent loss in product revenue share.
A rule of thumb is a basic guideline that provides the simplified rule set regarding a particular subject or course of action.
Basically, it is a general principle that provides the practical instructions for completing the tasks.
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a country with a low cost of labor would be attractive to an investor business for which two reasons?
A country with a low cost of labor would be attractive to an investor business for the country might help the company compete better. The country would provide a way to lower production costs.
The economic analysis involves evaluating or investigating a topic or issue from an economic perspective. Economic analysis is the study of economic systems. It is also the study of production processes and industries. The purpose of the analysis is to determine how effectively the economy, or something within it, is functioning.
To estimate labor market potential, managers need data on the magnitude and rate of change of economic and socioeconomic factors. When an international operator considers where to do business, one of the first considerations is economic size.
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Take notes during the car salesman interview. What should you be on the lookout for when buying a car? how should you prepare when you’re getting ready to buy a car?.
There are several things one should lookout while buying a car.
Some of the notes one take while the car salesman interview are the dimensions , ground clearance and mileage given per kilometre by the car.
The other things one should keep in mind is the safety gear information from the salesman interview, the maintenance it would need with its servicing and the insurance policies and warranty of free services.
One must also ensure the on road price and the showroom price in mind with the tax and the charges involved in it. What kind of fuel and emergency protocols should be prepared its also important.
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determine the operating cash flow (ocf) for kleczka, llc., based on the following data. during the year the firm had sales of $2,500,000 , cost of goods sold totaled $1,800,000 , operating expenses totaled $300,000 , and depreciation expenses were $200,000 . the firm is in the 21% tax bracket.
Sales = 2,500,000 COGS = 1800 operating expenses = 300 tax= 140 net income =260
therefore, operating cash flow = 460
What is operating cash flow?Operating cash flow is an important benchmark to determine the financial success of a company's core business activities as it measures the amount of cash generated by a company's normal business operations.
What is a good operating cash flow ratio?A ratio less than 1 points short-term cash flow problems; a ratio more than 1 points good financial health, as it indicates cash flow more than is sufficient to meet the short-term financial obligations.
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keisha can produce the following combinations of x and y: 100x and 20y, 50x and 30y, or 0x and 40y. the opportunity cost of one unit of y for keisha is
Keisha can produce the following combinations of x and y: 100x and 20y, 50x and 30y, or 0x and 40y. The opportunity cost of one unit of y for Keisha is 5 units of X.
In the concept of microeconomics, the opportunity cost of a particular activity is the cost or benefit that is foregone by engaging in that interest compared to doing another activity. Simply put, once you decide what you're interested in, you give up the option of choosing another option.
What are Opportunity Costs and Instances?
Opportunity cost is the time you spend reading a book versus the money you could spend doing something else. The farmer decided to plant wheat. Occasional charges are for planting exceptional crops or trading sources (land and farm gadgets).
Why Opportunity Cost?
The idea behind opportunity cost is that as an owner of a trading company your resources are always limited. In short, not all opportunities are available due to limited time, money and information. Choosing one always forces you to give up the other.
In the concept of microeconomics, the opportunity cost of a particular activity is the cost or benefit that is foregone by engaging in that interest compared to doing another activity. Simply put, once you decide what interests you, you give up the option of choosing another option.
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at the beginning of the year, addison company's assets are $170,000 and its equity is $127,500. during the year, assets increase $80,000 and liabilities increase $56,000. what is the equity at year-end?
Assets increase $80,000 and liabilities increase $56,000. The equity at year-end is $151,500
What is Equity?
The sum of money that would remain in a company's shareholders' possession if all of its assets were sold and all of its liabilities were paid in full is known as equity, sometimes known as shareholders' equity or owners' equity for privately held enterprises. The worth of a company bought is calculated based on its sales less any liabilities that were not transferred with the sale of the company. Additionally, shareholder equity may be used to illustrate a company's book value. On rare occasions, equity may be given in return for money. It also represents the equitable ownership of a company's shares. Equity, which can be found on a company's balance sheet, is one of the data points that analysts use the most frequently to assess a company's financial health.
Main Content Assets = Liabilities + Equity
Beginning = $170,000 $42,500 $127500
Change = $80,000 $ 56,000 $24000
Ending = $250,000 $ 98,000 $151,500
Ending Equity = $151,500
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select the correct answer. what is the most likely explanation for sarah maintaining a log of each time she spends or receives money? a. making a note each time she receives money so that she does not forget where it came from b. making a note of each expense so that she does not repeat purchases c. preparing a report for her bank on how she spends money d. preparing a budget to review her expenses
Preparing a budget to review her expenses is the most likely explanation for sarah maintaining a log of each time she spends or receives money.\
What is expenses ?The operational costs a business bears in order to make money are referred to as expenses. According to a proverb, "making money costs money."
Paying suppliers, paying employees, leasing facilities, and depreciating equipment are examples of frequent costs. Businesses are permitted to deduct tax-deductible expenses from their taxable revenue on their income tax returns in order to reduce their tax liability. However, there are tight guidelines set forth by the Internal Revenue Service (IRS) regarding which costs companies may deduct.
The operational costs a business bears in order to make money are referred to as expenses.
Businesses may deduct tax-deductible expenses on their income tax returns as long as they comply with IRS regulations.
Using one of two accounting methods—cash basis or accrual basis—accountants report expenses.
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A celling (maximum )price.....
Answer: Price ceiling (maximum price) – the highest possible price that producers are allowed to charge consumers for the good/service produced/provided set by the government. It must be set below the equilibrium price to have any effect.
Explanation:
waterloo, ltd. manufactures a component used in aircraft navigation systems. demand has been strong and the executive staff at waterloo is planning for next year. yesterday, you were called into a budgeting meeting where production plans were being reviewed. you learn that the inventory policy at waterloo is to hold one and one-half months’ worth of sales (to avoid issues with transportation disruptions). the sales budget for next year is 660,000 units, spread evenly over the year. because of an unexpected increase in demand, inventory at the end of this year is expected to be only 30,000 units. the capacity of the plant is 700,000 units annually.
To meet the target the projected output level for next year required is 712,750.
What is sales budget ?
A sales budget is a financial strategy that projects the entire income of a business over a given time frame. To forecast the performance of the company, it relies on two factors: the volume of products sold and the price at which they are sold.
The calculation of the production level required to accomplish the goals for the following year is presented below:
Ending Inventory (662,000 ÷ 12 × 1.5) 82,750
Sales Budget 662,000
Total inventory required 744,750
Less Beginning Inventory -32,000
Production 712,750
Question:
Waterloo, Ltd. manufactures a component used in aircraft navigation systems. Demand has been strong and the executive staff at Waterloo is planning for next year. Yesterday, you were called into a budgeting meeting where production plans are being reviewed. You learn that the inventory policy at Waterloo is to hold one and one-half months’ worth of sales (to avoid issues with transportation disruptions). The sales budget for next year is 662,000 units, spread evenly over the year. Because of an unexpected increase in demand, inventory at the end of this year is expected to be only 32,000 units. The capacity of the plant is 702,000 units annually.1. What production level next year will be required to meet the targets? (Do not round intermediate calculations.)
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You own a lawn care business. you have employees who work long hours laboring often exceeding 40 hours per week. they also would short hours when the weather is bad, sometimes they can't work at all. you do all of the sales for your business. which two types of compensation would be appropriate for these landscape employees?
The two types of compensation would be appropriate for these landscape employees are Commission and Salary.
What is your definition of compensation?The term compensation is known to be a form of monetary payment that is known to be given to any person in exchange for any kind of services.
Note that in the workplace, compensation is one that can be earned by employees as well as salary or wages and therefore, The two types of compensation would be appropriate for these landscape employees are Commission and Salary.
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Commission
Equity
Hourly
Salary
Piece work
industrialized nations have become societies and emploers used diplomas and detrees to determine who is elegible for jobs
Industrialized nations have become credential societies. Employers use diplomas and degrees as sorting devices to determine who is eligible for a job. Schools will "weed out the incapable"
Degrees and diplomas are employed to determine employment suitability in a credential society. Employers, particularly in urban areas, require a method for determining who is and are not capable of working from a pool of anonymous applicants. Those with a college diploma have demonstrated obligation, consistency, and, supposedly, basic skills. Some occupations require highly specialized training that employers are unable to provide.
The demand for credentials has increased to the point where it is changing the face of higher education. Many students who go to college for a year or two (or even a two-year associate degree) and then begin working in an entry-level job may discover that a four-year degree is needed.
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