Answer:
Health insurance is the single most important type of insurance you'll ever buy. That's because if you don't have health insurance and something goes wrong, it's not just your money at risk, it's your life.
Health insurance is intended to pay for the costs of medical care. Many people get health insurance through employers who subsidize premiums, meaning the employer pays the bulk of your premium, and you chip in a little with each paycheck.If you don't have employer-sponsored health insurance, you'll need to buy health insurance on the individual market. Thanks to the Affordable Care Act, you may be able to buy subsidized insurance on a state or federal exchange and get tax credits that help you afford the cost of monthly premiums. The specific coverage you get when you buy health insurance depends which policy you select. Your options include:
Low-deductible health plans: Low deductible health insurance plans are plans that keep your out-of-pocket costs for care low. You will pay higher premiums for these plans, since they provide more coverage. Your costs are more predictable since you'll know what your premiums are up front and you never have to worry about paying thousands of dollars if you end up needing medical services. High-deductible health plans: High-deductible health plans (HDHPs) have low premiums, meaning you pay less up front each month just to be covered. But the trade-off is that you're responsible for covering routine basic care, because your deductible -- or the amount you pay with your own money before insurance kicks in to pay the rest-- is typically several thousand dollars. With many high-deductible health plans, you can open a Health Savings Account (HSA) and contribute pre-tax funds to it that can be used to pay for medical costs as you incur them.
Catastrophic health plans: Catastrophic health plans are the cheapest in terms of premiums, but provide virtually no coverage for care unless you incur many thousands of dollars in medical costs. The deductibles are even higher than that of a typical high-deductible plan. Health maintenance organizations (HMOs): With an HMO network, you are restricted to receiving care from a specific network of participating doctors. These doctors are referred to as being in-network and they have agreed to accept rates for care set by your insurance company. You will need a referral from a primary care physician to see a specialist. Most HMOs define "specialist" to include anyone other than your primary care physician. This could include obstetricians, dermatologists, psychologists, chiropractors, and more.
Preferred provider organizations (PPOs): With PPOs, you don't have to get a referral to see a specialist. And while care will be cheaper if you pick a doctor who is in network, you'll have better coverage for out-of-network care than with an HMO. Exclusive provider organizations (EPOs): EPOs don't require that you get a referral to see a specialist, but will pay nothing for out-of-network care except in emergencies.Point-of-service plan: A point-of-service plan pays for in-network and out-of-network care, although you'll pay more if you see a doctor out-of-network. A primary care doctor will need to make referrals to specialists when needed.
Try to match your policy to your care needs out of what's available and offered to you. If you're someone who doesn't incur a lot of health expenses, a high-deductible health policy may be the most affordable solution. But if you see the doctor often for any number of reasons, get a policy with higher premiums but more comprehensive coverage and a lower deductible, so you don't go broke paying for all your services. Every health insurance plan is required to cover certain basic services before your deductible is met, like preventative care. The law also mandates insurance companies cannot charge more for a health insurance policy if the person has a pre-existing condition. The price of health insurance is based upon your age, geographic area, and whether you're a smoker. Insurers are prohibited by Obamacare from considering your gender, race, or past medical history.
Without exception, absolutely everyone needs health insurance because even a minor medical issue can become extremely expensive. Major medical issues can come with astronomical costs, as a single hospital stay or surgical procedure could cost many thousands of dollars. You can sign up for health insurance only at certain times of the year during "open enrollment", which is a designated period when anyone can buy coverage, unless you have a qualifying event, such as losing coverage because of a divorce or job change. Visit Healthcare.gov to find out when open enrollment is on the Obamacare exchanges, or check with your employer to see when you can sign up if your employer provides insurance as a job benefit.
Explanation:
Mark me brainly please
Lester is stopped on a public highway and he has a shell in the guns magazine but not in the chamber has he violated the fish and game code true or false
Answer:
True
Explanation:
Cuz he had gun
Hope it helps
Brainliest! Please help
Answer:
Offender
Explanation:
D is not in our businesses .
C includes victim which denotes to the payer of crime.
B denotes to witness which means knower of crime.
Offender in A means to do crime Option A is correctPLEASE HELP ME ASAP
Anna is working as a teller at a bank. She asks the next customer to step up to her window. The man hands her a note instructing her to give him all the cash in her drawer. His note says that he has a gun and is prepared to use it. Anna nervously gives the man cash, while tripping an alarm alerting police. As the man prepares to leave the bank, police surround him and arrest him. With what type of crime will he MOST likely be charged? OA. personal robbery OB. aggravated assault C. first-degree armed robbery D. third-degree armed robbery
Answer:
B. Aggravated Assault
Answer:
D. third-degree armed robbery
Explanation:
Plato correct!
Which college or university is named after a former united states supreme court justice?
____________________ detention allows judges to deny bail to suspects with prior records of violence or nonappearance for trial.
Answer:
Preventative
Explanation:
PLEASE HELP ME ASAPP
What famous crime in American history involved larceny? A. the assassination of Abraham Lincoln B. the kidnapping of the Lindbergh Baby C. the St Valentine's Day Massacre D. the Gardner Museum heist
Answer:
A. Assasination of Lincoln
Explanation:
Took the test
The most famous crime in American history involving larceny was the assassination of Abraham Lincoln. Thus, option 'A' is the correct option.
What famous crime in American history involved larceny?Abraham Lincoln's remains were interred in an unsecured tomb in a cemetery about two miles from Springfield in 1876. Two counterfeiters from Chicago devised a scheme to steal it that year. President Abraham Lincoln returned to Illinois after being assassinated on April 15, 1865, and a mausoleum was erected in Springfield in his honor.
Lincoln slept in peace in Oak Ridge Cemetery, some two miles outside of Springfield, for 11 years, until one evening in 1876. According to the U.S. Secret Service, three burglars made an effort to break in on November 7, 1876, and steal Lincoln's body. The burglars within the tomb fled after being startled by a gunshot. The Chicago Daily News released an update eleven days after the attempted heist.
Therefore, option 'A' (the assassination of Abraham Lincoln) is the correct option.
Learn more about Abraham Lincoln, here:
https://brainly.com/question/2380000
#SPJ5
PLEASE HELP ME ASAP
Walking down a city street in the early hours of the morning, Josh is bumped by a man coming the other way. He almost loses his footing but keeps walking without stumbling. Patting his back pocket, Josh realizes that his wallet is gone. He believes that the man took it when he purposefully bumped into Josh. Of what kind of crime has Josh MOST likely become a victim?
OA. personal robbery B. first-degree armed robbery OC. institutional robbery D. third-degree armed robbery
Answer:
A. Personal Robbery.
Explanation:
Personal robbery is when a victim's personal items are stolen.
First-degree robbery is when the criminal uses weapons to threaten the victim for their belongings.
Institutional robbery when robbed in commercial settings.
Third-degree robbery is when the criminal uses weapons to threaten the victim for their property.
Answer:
personal robbery
Explanation:
A person can only commit robbery by taking something from someone else. This includes taking property that someone else is holding or has on their person (like money or a diamond ring), as well as taking property that is within the victim's control.
What preconviction process benefits the defense by avoiding the risk of a harsher punishment and benefits the prosecution by avoiding the risk of acquittal
Answer:
plea deal
Explanation:
The plea deal, precondition process benefits the defense by avoiding the risk of a harsher punishment and benefits the prosecution by avoiding the risk of acquittal.
What is risk?
The term risk refers to the situation of the danger. As the possibility of the situation as the creation of the circumstances. The risk of the loss of something. Risk implies future uncertainty about deviation from expected earnings or expected outcome. Risk measures the uncertainty that an investor is willing to take to realize a gain from an investment.
The agreements allow prosecutors to focus their time and resources on other cases, while reducing the number of instances that judges must oversee. In plea bargains, authorities frequently agree to reduce a defendant's punishment. Allow victims to file a Victim Impact Report with the court to be considered in calculating the offender's sentence.
As a result, the plea deal, precondition process benefits the defense by avoiding the risk of a harsher punishment and benefits the prosecution by avoiding the risk of acquittal. Therefore, option (a) is correct.
Learn more about on risk, here:
https://brainly.com/question/17284407
#SPJ5
Your question is incomplete, but most probably the full question was
A. plea bargainingB. pretrial releaseC. pretrial detentionD. peremptory challengesIn a medical malpractice case, an individual alleges that he or she has been injured by another’s negligence or malfeasance. Medical malpractice cases such as this one involve which kind of law
Answer:
Tort
Explanation:
WHICH OF THE FOLLOWING IS TRUE REGARDING SAFETY BELTS? A. They increase your chances of survival in most types of accidents B. They keep you from being thrown clear to safety, which lowers your chances of surviving accidents C. Most likely you will drown if your seatbelt is on when your car goes into a lake or river
Answer:
Correct answer:
THEY INCREASE YOUR CHANCES OF SURVIVAL IN MOST TYPES OF ACCIDENTS.
Brainliest plz
Safety belts increases our chances of survival in most types of accidents. The correct option is a.
Why safety belts are important?As we all know wearing safety belts can prevent us to get injured during an accident, therefore wearing one is utmost necessary. Safety belts are most effective when used properly. All vehicles made today have a lap or shoulder belt combination. Shoulder belts should go over the shoulder and across the center of the chest. Lap belts should fit snugly across the hips, not over the stomach. We should never leave slack in our seatbelt.
We should also never tuck a shoulder belt under our arm or behind our back for any reason, including to defeat the seatbelt alarm. Wearing a safety belt improves survival by 50 percent for front seat passengers during a crash. Wearing lap and shoulder belts is the most effective way to reduce fatalities and serious injuries in traffic collisions.
Nowadays we can also see that wearing safety belts has been made mandatory by law.
Learn more about safety, here:
https://brainly.com/question/2964363
#SPJ2
settlement payment from carnell smith and lenox magee v. fifth third bank class action settlement
In the case of Smith v Fifth Third Bank, regarding the class action lawsuit settlement reached by the parties involved, we can confirm the settlement payment is that of 5.2 million dollars.
The case of Smith v Fifth Third Bank was a class action lawsuit. A class-action suit is one in which the lawsuit is a collection of suits filed by many parties, which are tried as a single case, and the parties in question are represented by one member or group of members.
In the case mentioned the lawsuit resulted in a settlement. This is when the party being sued agrees to a payout in return for the charges being dropped. It is said that the Bank in question created a settlement fund to pay the members involved, which held a total of 5.2 million dollars to be paid to the victims.
To learn more visit:
https://brainly.com/question/16108643?referrer=searchResults
For a prosecutor to pursue a felony charge, the victim must decide to press charges. Is the previous statement true or false
Answer:
the correct answer is false
Article I, Section 9 of the U.S. Constitution lists these types of powers that Congress does NOT possess.
Answer: Congress cannot pass ex post facto laws (outlaws acts after they have been committed). Congress cannot pass bills of attainder (punishes individuals outside there court system)
Explanation:
What rationale upheld by SCOTUS supports subjecting individuals charged with a crime but not yet found guilty to strip searches while awaiting trial in jail
Answer:
Explanation:
Not or guilty
Todd leaves his bag with a BB gun in it in the locker room after game. Janitors find the gun when looking for ID in the bag. The next day, he is taken from class by police and a principal. He is interviewed and told he had to answer the questions. He was not told he could talk to his parents or a lawyer.
Amendment involved: Was it violated?: How?:
Answer:
it is violated
Explanation:
You have the right to remain silent and you have the right to a lawyer. by not giving todd his rights, they have commited an offense and he has the right to a retrial
Answer:
Yes it was
Explanation:
What is an accommodation? Give an example.
Answer:
Accommodation is something that fulfills a particular need. An example of Accommodation is when a traveler stay at a motel or an inn
no fear act requires federal agencies to provide notice to federal employees, former federal employees, and applicants for federal employment about their rights and protections related to federal antidiscrimination, whistleblower protection and retaliation laws.
It is true that the the No fear Act requires the federal agencies to provide notice to the federal employees, former federal employees and applicants for federal employment about their rights and protections.
No fear Act means the Notification and Federal Employee Antidiscrimination and Retaliation Act 2000.
The No fear Act was enacted to improve the Federal agency accountability for violations of the anti-discrimination and whistleblower protection laws related to employment.Hence, it is It is true that the the No fear Act requires the federal agencies to provide notice to the federal employees, former federal employees and applicants for federal employment about their rights and protections.
Read more about No fear Act:
brainly.com/question/25648014
PLEASE HELP ME ASAPP
а After a natural disaster, police see a rise in crime because people are out of their normal routine. This is an example of social disorganization theory. A. True B. False
The question is not an example of social disorganization theory because the condition of the environment contributed to the increasing crime.
The theory of social disorganization asserts that person’s physical and social environments are primarily responsible for the behavioral choices made by the them.
According to the theory, the location of people does matters when it comes to predicting illegal act.
According a Chicago-based research, they concluded that location with highest crime rates have common problems including
physical dilapidationpovertyhigh level of ethnic and culture mixing.In conclusion, the question is not an example of social disorganization theory because the condition of the environment contributed to the increasing crime.
Read more about social disorganization theory
brainly.com/question/6346997
Answer:
false
Explanation:
A representative that views her job more as a delegate is more likely to display with of the following behaviors?
Select one:
a.
Vote based on the majority opinion within their district, regardless of her political standing.
b.
Vote with her party at all times.
c.
Vote to bring back as much pork as possible to the district.
d.
Vote against her political party.
We know that a delegate is a politician who speaks on behalf of the majority. This means that the answer is going to be A- Vote based on the majority opinion within their district, regardless of her political standing.
Option C and D are not anywhere close to accurate. And option B is not going to be accurate all the time, as the vote will be based on what the people of the district want.
I hope I've helped! :)
Billy Bob is 42 years old, lives in Arizona, and moved to the United States 6 years ago.
Which side of the Legislative Branch can he serve in? Why?
Answer:
He could serve as part of the senate since he is atleast 30 years of age.
Explanation:
What is the Definition of Feebleness
What was the role of judicial review in FBI versus fazaga
The case is about the fbi illegally spying on a Muslim community in California
Answer:
It preserved judicial review in civil cases that contained allegations of unlawful surveillance, citing the Fourth Amendment as a protector.
PLEASE HELP ME ASAPP
Jace is working on his thesis for his criminology degree. He wants to explain what the affect home environments play in the likelihood of a person's joining a street gang. What kind of research would MOST likely provide the answers Jace is looking for? A. checking the NIBRS for number of crimes committed by gangs B. sending out a survey of the neighborhood about gang affiliation OC. interviewing members of gangs about their lives D. becoming a member of a gang to get an insider's perspective
For Jace who is working on his thesis for his criminology degree, to explain the effect home environments play on the likelihood of a person's joining a street gang he needs to B. send out a survey of the neighborhood about gang affiliation
The research aims to draw a link between the home environment and the likelihood of a person's joining a street gang.
To obtain accurate data, he needs to send out a survey to different neighborhoods to ascertain their disposition towards gangs.
Negative or positive dispositions will determine the link between environments and the likelihood of joining gangs.
Learn more about research here:
https://brainly.com/question/6947486
its NOT B. sending out a survey of the
its C interviewing gang members
In civil law, a brings a case against a defendant. The case begins when someone commits a(n) . If a person is judged responsible for causing harm, he or she may have to
Answer:
1. Plaintiff
2. Tort
3. Pay damages
Explanation:
HELPPPPP!!!!!!!
Blake offers to sell to Poe a copy of Lord Byron’s first edition of poetry for $22,000 and specifies the acceptance has to be in writing, accompanied by a check for the required amount, and delivered by certified mail. Poe follows the offer’s instructions exactly and mails the certified letter at 3 p.m. on April 1. However, at 9 a.m. on April 1, Blake accepted an offer of $30,000 for the edition. He then mailed a revocation of his offer to Poe at 1 p.m. the same day. The revocation arrived at Poe’s address at noon on April 2. Which contract will be upheld by the courts? Provide a CLEAR answer to the question.
Answer:
q
Explanation:
since blake has 50 dollars and get 30,00 dollar each month what he should do is buy 1 dollar food at dollar store to be able to survive and not waste that much moeny unitil he gets is 30,000 dollars again
properly order the steps a case typically goes through in the federal court system.
Answer:
-U.S. district court(This is the first step for the vast majority of federal cases.)
-U.S. court of appeals(The courts of appeals are organized geographically.)
U.S. Supreme Court(The Supreme Court is the only court that gets to choose its own caseload.)
U.S. district court(This is the first step for the vast majority of federal cases.). U.S. court of appeals(The courts of appeals are organized geographically.). U.S. Supreme Court(The Supreme Court is the only court that gets to choose its own caseload.)
What is federal court system?District courts, which are the trial court, circuit courts, which are the first level of appeal, and the Supreme Court of the United States, which is the ultimate level of appeal in the federal system, are the three primary levels of the federal court system.
In the UK, the Supreme Court is the last court of appeal for criminal matters from England, Wales, and Northern Ireland as well as civil proceedings. The most significant constitutional or public cases that influence the entire populace are heard there.
There are 13 courts of appeals, one for each circuit. The First Circuit has six judgeships, making it the smallest court, while the Ninth Circuit has 29 judgeships, making it the largest court.
Thus, U.S. district court, U.S. court of appeals and U.S. Supreme Court.
For more information about federal court system, click here:
https://brainly.com/question/26016682
#SPJ2
Choose all that apply.
Select each type of credit.
credit card
installment account
loan
automatic credit
service credit
The types of credit from the given options are credit card, installment account, and loan "Automatic credit" and "service credit" are not types of credit, or at least not commonly recognized as such in the financial context.
The types of credit from the options provided are:
Credit Card: A credit card allows individuals to borrow money from a financial institution up to a certain credit limit.
Users can make purchases using the card and must repay the borrowed amount within a specified billing cycle or incur interest charges.
Installment Account: An installment account involves borrowing a fixed amount of money from a lender and repaying it in regular installments over a set period.
Each payment includes both the principal amount and interest, and the account is considered closed once all payments are made.
Loan: A loan is a financial arrangement where a borrower receives a specific amount of money from a lender and agrees to repay it with interest over a predetermined period.
Loans can be used for various purposes, such as buying a home, financing education, or funding a business.
The following options do not represent types of credit:
Automatic Credit: "Automatic credit" is not a recognized term for a specific type of credit.
It may be referring to automatic payments or automatic bill payments, which are methods of making timely payments for credit card bills or other debts, but not a distinct credit type itself.
Service Credit: "Service credit" is not a recognized term for a type of credit either.
In certain contexts, it might refer to credit given for past service, such as in pension plans, where an individual earns credit toward their pension based on years of service.
For similar questions on the types of credit
https://brainly.com/question/28364364
#SPJ1
How many days' written notice must the Superintendent provide to the licensee before holding a hearing
will give brainliest 3
Answer:
ok?
Explanation:
a presidents official statement to a bill is called what
Answer:
it is called a veto.